Payment System Operators

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Certificates of Authorisation Heading

Certificates of Authorisation

A. Certificates of Authorisation issued by the Reserve Bank of India under the Payment and Settlement Systems Act, 2007 for Setting up and Operating Payment System in India +

The Payment and Settlement Systems Act, 2007 along with the Board for Regulation and Supervision of Payment and Settlement Systems Regulations, 2008 and the Payment and Settlement Systems Regulations, 2008 have come into effect from 12th August 2008.

The list of 'Payment System Operators’ authorised by the Reserve Bank of India to set up and operate in India under the Payment and Settlement Systems Act, 2007 is as under:

Sr. No.	Name of the Authorised Entity	Address of the Principal Office	Payment System Authorised	Date of issue of Authorisation & Validity Period (given in brackets)
Financial Market Infrastructure
1.	The Clearing Corporation of India Ltd.	Clearing Corporation of India Ltd., CCIL Bhavan, S K Bole Road, Dadar (West), Mumbai -400 028	Securities segment covering Govt Securities	11.02.2009
			Forex Settlement Segment comprising of sub-segments a. USD-INR segment, b. CLS segment – Continuous Linked Settlement (Settlement of Cross Currency Deals), c. Forex Forward segment
			Rupee Derivatives Segment-Rupee denominated trades in IRS & FRA.
Central Counter Parties
1.	AMC Repo Clearing Limited	- AMC Repo Clearing Limited, Unit No. 503, Windsor, Off CST Road, Kalina, Santacruz – East, Mumbai – 400098.	Repo transactions in corporate debt securities	28.02.2023
Retail Payments Organisation
1.	National Payments Corporation of India (NPCI)*	- National Payments Corporation of India, 1001A, B wing, 10th Floor, The Capital, Bandra – Kurla Complex, Bandra (East), Mumbai–400 051.	National Financial Switch (NFS)	15.10.2009
			Immediate Payment Service (IMPS)	12.10.2010
			Affiliation of RuPay Cards (debit cards/ prepaid cards) issued by banks and co-branded credit cards issued by non-banking financial companies (NBFCs) or any other entity approved by the RBI.	12.07.2012
			National Automatic Clearing House (NACH)	23.05.2013
			Aadhar Enabled Payments System (AEPS)	11.01.2011
			Operation of Cheque Truncation System	21.09.2011
			Unified Payments Interface	24.08.2016
			National Electronic Toll Collection (NETC)	11.02.2019
*All approvals related to international activities given to NPCI have been transferred to NPCI International Payments Limited (NIPL), a wholly owned subsidiary of NPCI, with effect from August 10, 2020
Bharat Bill Payment System (BBPS)
Bharat Bill Payment Central Unit (BBPCU)
1.	NPCI Bharat BillPay Limited	- NPCI Bharat BillPay Limited, 1001A, B wing, 10th Floor, The Capital, Bandra – Kurla Complex, Bandra (East), Mumbai–400 051.	Bharat Bill Payment Central Unit (BBPCU)	26.07.2017
Bharat Bill Payment Operating Units (BBPOUs)
1.	Infibeam Avenues Limited (formerly Avenues India Private Limited)	Infibeam Avenues Limited 28th Floor, GIFT Two Building, Block No.56, Road-5C, Zone-5 Gandhinagar – 382355.	Bharat Bill Payment Operating Unit (BBPOU) under Bharat Bill Payment System (BBPS)	17.10.2017
2.	CSC e – Governance Services India Ltd	CSC e – Governance Services India Ltd Electronics Niketan, 4th Floor, Ministry of Electronics & Information Technology 6 CGO Complex, Lodhi Road New Delhi – 110003	Bharat Bill Payment Operating Unit (BBPOU) under Bharat Bill Payment System (BBPS)	21.09.2017
3.	Euronet Services India Private Limited	Euronet Services India Private Limited I-Think Techno Campus, Office No 1 8th Floor, Wing A, Off Pokhran Road No. 2 Behind TCS, Eastern Express Highway Thane (W) - 400607	Bharat Bill Payment Operating Unit (BBPOU) under Bharat Bill Payment System (BBPS)	05.09.2017
4.	IndiaIdeas.com Limited	IndiaIdeas.com Limited 801, Supreme Chambers 17/18 Shah Industrial Estate Off Veera Desai Road Andheri (W), Mumbai 400 053	Bharat Bill Payment Operating Unit (BBPOU) under Bharat Bill Payment System (BBPS)	02.08.2017
5.	Ebix Payment Services Private Limited (formerly Itz Cash Card Limited)	- Ebix Payment Services Private Limited 2nd Floor, Manek Plaza, Kalina CST Road, Kolekalyan, Santacruz (East), Mumbai – 400 098	Bharat Bill Payment Operating Unit (BBPOU) under Bharat Bill Payment System (BBPS)	28.08.2017 (Valid up to 30.09.2026)
6.	Spice Money Limited	- Spice Money Limited, JA-122, DLF Tower A, Jasola District Centre, New Delhi-110025	Bharat Bill Payment Operating Unit (BBPOU) under Bharat Bill Payment System (BBPS)	22.08.2017
7.	Worldline ePayments India Private Limited (formerly Ingenico ePayments India Private Limited and TechProcess Payment Services Limited)	- Worldline ePayments India PrivateLimited, Raiskaran Tech Park, 2nd Floor of Tower I, Phase II, Sakinaka, M.V.Road, Andheri East, Mumbai- 400072	Bharat Bill Payment Operating Unit (BBPOU) under Bharat Bill Payment System (BBPS)	16.08.2017
8.	One Mobikwik Systems Limited	- One Mobikwik Systems Limited,– Unit No. 102, 1st Floor, Block-B, Pegasus One, Golf Course Road, Sector-53, Gurugram, Haryana-122003, India	Bharat Bill Payment Operating Unit (BBPOU) under Bharat Bill Payment System (BBPS)	24.01.2019 (Valid up to 31.03.2026)
9.	PayU Payments Private Limited	- PayU Payments Private Limited, 801, 8th Floor, Empressa Building, 2nd Road, Khar (West), Mumbai - 400052	Bharat Bill Payment Operating Unit (BBPOU) under Bharat Bill Payment System (BBPS)	17.06.2022
10.	PhonePe Limited (formerly PhonePe Private Limited)	- Phonepe Limited, Office 2, Floor 4,5,6 and 7, Wing A, Block A, Salarpuria Softzone, Service road, Green Glen Layout, Bellandur, Bangalore South, Bangalore, Karnataka- 560103,	Bharat Bill Payment Operating Unit (BBPOU) under Bharat Bill Payment System (BBPS)	03.03.2022
Cards Payment Networks
1.	American Express Banking Corp., USA	- American Express Banking Corp., 200 Vesey Street MC 01-39-12 New York, NY USA 10285.	Affiliation of credit cards/debit cards/prepaid cards issued by banks and co-branded credit cards issued by non-banking financial companies (NBFCs) or any other entity approved by the Reserve Bank of India.	31.03.2009
2.	Diners Club International Ltd., USA	- Diners Club International Ltd. 2500, Lake Cook Road River woods, Illinois (IL) – 60015, U S A.	Affiliation of credit card issued by banks or any other entity approved by the Reserve Bank of India.	30.06.2010
3.	MasterCard Asia/ Pacific Pte. Ltd., Singapore (Earlier MasterCard International Incorporated, USA was performing this activity)	- Mastercard Asia/ Pacific Pte. Ltd, 3 Fraser Street, DUO Tower, #17-21/28, Singapore 189352	Affiliation of credit cards/ debit cards/ prepaid cards issued by banks and co-branded credit cards issued by non-banking financial companies (NBFCs) or any other entity approved by the Reserve Bank of India.	01.12.2014
4.	National Payments Corporation of India	- National Payments Corporation of India, 1001A, B wing, 10th Floor, The Capital, Bandra-Kurla Complex, Bandra (East) Mumbai–400 051.	Affiliation of RuPay Cards (debit cards/ prepaid cards) issued by banks and co-branded credit cards issued by non-banking financial companies (NBFCs) or any other entity approved by the RBI.	12.07.2012
5.	Visa Worldwide Pte. Limited, Singapore (Earlier Visa International Service Association, USA was performing this activity)	Visa Worldwide Pte. Limited, 71, Robinson Road, #08-01, Singapore (068895).	Affiliation of credit cards/ debit cards/ prepaid cards issued by banks and co-branded credit cards issued by non-banking financial companies (NBFCs) or any other entity approved by the RBI.	01.04.2010
Cross border Money Transfer – in-bound only
1.	Bahrain Financing Company, BSC (C)	Bahrain Financing Company, BSC (c), Bab AL Bahrain Building, Bab AL Bahrain Avenue, Government Road, P.O Box 243 Manama, Bahrain	Money Transfer Service (MTSS)– cross border in-bound service (customer to customer) known as “EzRemit”	30.09.2009
2.	Dandelion Payments Inc. (formerly Continental Exchange Solutions Inc, USA)	- Dandelion Payments Inc. 7000, Village Drive, Suite 200, Buena Park, US-CA 90621	MTSS- cross border in-bound service (customer to customer) known as “Ria Money Transfer”	28.04.2014 (Valid upto 31.03.2026)
3.	Mastercard Transaction Services (Canada) Inc.(formerly Transfast Inc., Canada and Global Foreign Exchange Inc.)	Transfast Inc., 600-121, Bloor ST East, Toronto, ON, Canada, M4W 3M5	MTSS- cross border in-bound service (customer to customer) known as “Transfast”	30.09.2009 (Valid upto 30.09.2026)
4.	MoneyGram Payment Systems Inc, USA.	MoneyGram Payment Systems Inc. Regus, Level 4, Dynasty Business Park, A Wing Andheri-Kurla Road, J.B Nagar, Andheri East Mumbai- 400059	MTSS- cross border in-bound service (customer to customer) known as “MoneyGram or MoneyGram International”	25.05.2009
5.	Muthoot Finserve USA Inc. {formerly Royal Exchange (USA) Inc.}	Muthoot Finserve USA Inc. 1155, Green Street Iselin, NJ 08830 U.S.A.	MTSS- cross border in-bound service (customer to customer)	30.09.2009
6.	Wall Street Exchange Centre LLC, UAE	Wall Street Exchange Centre LLC, Central Office Building, AI Sabhkha, Naif Road P.O Box 3014, Deira, Dubai UAE.	MTSS- cross border in-bound service (customer to customer) known as “Instant Cash”	30.09.2009
7.	Western Union Financial Services Incorporated, USA	- Western Union Financial Services Incorporated, 7001E, Belleview Avenue, Englewood, CO 80237.	MTSS- cross border in-bound service (customer to customer) known as “Western Union or WU”	31.03.2009
ATM Networks
1.	Bank of India	Bank of India, Star House C-5 ‘G’ Block, Bandra Kurla Complex, Bandra (East), Mumbai- 400 051.	‘BANCS’ – ATM network	12.08.2009
2.	Euronet Services India Private Limited	Euronet Services India Private Limited, 2nd Floor, Marwah House, Krishanlal Marwah Marg, Andheri (E) Mumbai – 400 072.	CASHNET – ATM Network	25.05.2009
3.	National Payments Corporation of India	- National Payments Corporation of India, C-9, 8th Floor, RBI Premises, Bandra – Kurla Complex, Bandra East, Mumbai–400 051.	National Financial Switch (NFS)	15.10.2009
4.	Punjab National Bank	Punjab National Bank, 7, Bhikaji Cama Place New Delhi 110049.	Bilateral ATM sharing arrangement with Everest Bank of Nepal	05.04.2010
5.	State Bank of India	State Bank of India, Corporate Centre, 1st Floor, ‘C’ Wing, Mittal Towers, Nariman Point, Mumbai 400 021.	State Bank Group ATM network	12.08.2009
Prepaid Payment Instruments
1.	Adani Digital Services Private Limited	Adani Digital Services Private Limited Adani Corporate House, Shantigram, Near Vaishno Devi Circle, S.G. Highway, Kodiyar, Ahmedabad, Gujarat- 382421	Prepaid Payment Instruments	23.08.2024
2.	Aditya Birla Capital Digital Limited	- Aditya Birla Capital Digital Limited, 18th Floor, One World Center, Tower 1, Jupiter Mills Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai, Maharashtra- 400052	Prepaid Payment Instruments known as “ABCD”	25.02.2025
3.	Amazon Pay (India) Private Limited (formerly Amazon Online Distribution Services Private Limited)	- Amazon Pay (India) Private Limited, #26/1, Brigade Gateway, World Trade Centre, 8th floor, Dr. Rajkumar Road, Malleswaram (West), Bangalore – 560 055	Prepaid Payment Instruments known as “Amazon Pay balance: Money”	22.03.2017
4.	Amica Payment Services Private Limited	- Amica Payment Services Private Limited, 32, 3rd Floor, Viraj Building, Plot No.124, Above HDFC Bank, S V Road, Khar West, Mumbai- 400052	Prepaid Payment Instruments known as “Jupiter Account”	11.06.2024
5.	Appnit Technologies Private Limited	Appnit Technologies Private Limited, Unit No. 11A, Stellar OKAS 1425, 11th Floor, Plot No. 5, Sector 142, Gautam Buddha Nagar, Noida, Uttar Pradesh – 201305	Prepaid Payment Instruments	22.03.2017
6.	Bajaj Finance Limited	Bajaj Finance Limited, Mumbai Pune Road, Akurdi, Pune – 411 035	Prepaid Payment Instruments	04.05.2021
7.	Balancehero India Private Limited	Balancehero India Private Limited, – Huda City Centre Metro Station 5th floor, sector - 29, Gurugram, Haryana, India, 122001	Prepaid Payment Instruments	18.07.2017
8.	Cashfree Payments India Private Limited	Cashfree Payments India Private Limited, Ist Floor, Essae Vaishnavi Summit, 6B, 7th Main, 80 feet road, Koramangala, Bengaluru, Karnataka- 560034	Prepaid Payment Instruments known as ‘Cashfree Payments’	25.10.2024
9.	CSC e-Governance Services India Limited	CSC e-Governance Services India Limited, Electronics Niketan, 4th Floor, DIT Program Management Unit, 6, CGO Complex, Lodhi Road, New Delhi- 110003	Prepaid Payment Instruments known as ‘CSCPay’	23.06.2025
10.	Delhi Metro Rail Corporation Limited	Delhi Metro Rail Corporation Limited, Metro Bhawan, Fire Brigade Lane, Barakhamba Road, New Delhi - 110001	Prepaid Payment Instruments for Mass Transit Systems	20.02.2017
11.	Dreampurse Technologies Private Limited (Formerly Hip Bar Private Limited)	Dreampurse Technologies Private Limited 404, Uphar II CHS Limited, Plot no.5, BHD Sanjeeva Enclave, 7 Bungalows, J P Road, Versova, Andheri West, Mumbai- 61	Prepaid Payment Instruments	09.08.2024
12.	Ebix Payment Services Private Limited (formerly Itz Cash Card Private Limited)	Ebix Payment Services Private Limited 2nd Floor, Manek Plaza, Kalina CST Road, Kolekalyan, Santacruz (East), Mumbai – 400 098	Prepaid Payment Instruments known as ‘EBIXCASH’	25.08.2009 (Valid upto 30.11.2025)
13.	I Money Pay Private Limited (formerly E-Meditek Global Private Limited)	- I Money Pay Private Limited, 205A, 2nd Floor, NDM-2, Plot No. D1,2,3 Netaji Subhash Place District Center, Pitam Pura, Delhi - 110034	Prepaid Payment Instruments	07.10.2016 (Valid upto 31.12.2025)
14.	Eroute Technologies Private Limited	Eroute Technologies Private Limited, Technopolis IT Hub, 5th Floor, C56 A/12, Sector 62, Noida, Gautam Buddha Nagar, Uttar Pradesh – 201 301	Prepaid Payment Instruments	10.05.2021
15.	Euronet Services India Private Limited	I-Think Techno Campus, Office No. 1, 8th Floor, Wing A, Off Pokhran Road No. 2, Behind TCS, Eastern Express Highway, Thane (W) - 400607	Prepaid Payment Instruments	03.08.2021
16.	Hindon Mercantile Limited	379-380, Third Floor, Agrawal Cyber Plaza- II, Plot No.C-7, Netaji Subhash Place, Pitampura, New Delhi- 110034	Prepaid Payment Instruments	18.10.2023
17.	iDisha Info Labs Private Limited	iDisha Info Labs Private Limited, No.96, R J Garden, Marathahalli, Chinnapanahalli, Bengaluru, Karnataka- 560037	Prepaid Payment Instruments known as ‘Quick Ride Wallet’	14.06.2024
18.	India Transact Services Limited	India Transact Services Limited, 14th Floor, Tower 3, Indiabulls Finance Center, S. B. Marg Elphinstone Road (W) Mumbai 400 013	Prepaid Payment Instruments known as ‘Ongo’	30.05.2014
19.	In-Solutions Global Limited	In-Solutions Global Limited, 601/602/618, 6th Floor, Palm Spring Center, New Link Road, Malad (West), Mumbai- 400064	Prepaid Payment Instruments known as ‘Consumer Choice Payments’	10.10.2024
20.	LivQuik Technology (India) Private Limited	LivQuik Technology (India) Private Limited, C-15, Sriram Nivas, 1st Floor, Secretariat Colony, Thiruvalluvar Nagar, Alandur, Chennai, Tamil Nadu, India - 600 016	Prepaid Payment Instruments known as QuikWallet/ LivQuik	08.08.2016 (Valid upto 30.09.2026)
21.	Manappuram Finance Limited	Manappuram Finance Limited, Manappuram House, P.O. Valappad, Thrissur, Kerala - 680 567	Prepaid Payment Instruments	08.02.2017 (Valid upto 31.03.2026)
22.	MobilePe Fintech Private Limited	MobilePe Fintech Private Limited, Plot No 42, 4th Floor, Block B, Pocket 10, Sector 13, Dwarka, New Delhi - 110078	Prepaid Payment Instruments	08.06.2023
23.	Mpurse Services Pvt. Ltd.	Mpurse Services Pvt. Ltd., Unit No.1, Plot No. 2, DDA Building, District Centre, Vardhman Trade Centre, Nehru Place, New Delhi-110019	Prepaid Payment Instruments known as ‘mpurse wallet’	30.06.2014 (Valid upto 30.06.2026)
24.	Mswipe Technologies Private Limited	Mswipe Technologies Private Limited, A-2602, 26th Floor, Marathon Futurex Mafatlal Mills Compound, NM Joshi Marg Lower Parel, Mumbai – 400013	Prepaid Payment Instruments known as ‘Mswipe’	05.12.2024
25.	Nehat Tech Solutions Private Limited	Nehat Tech Solutions Private Limited, 91, SpringBoard, 175, Kagalwala House, 2nd Floor, Kalina, Santacruz (E), Mumbai- 400098	Prepaid Payment Instruments known as ‘EnKash’	17.12.2024
26.	Nucleus Software Exports Limited	Nucleus Software Exports Limited, 33-35, Thyagraj Market, New Delhi – 110 003	Prepaid Payment Instruments known as ‘PaySe’	22.03.2017 (Valid upto 31.03.2026)
27.	Obopay Mobile Technology India Private Limited	Obopay Mobile Technology India Private Limited, No. 201, 2nd Floor, Touchdown, No. 1&2, HAL Industrial Area, Bangalore - 560037	Prepaid Payment Instruments known as “Obopay”	17.10.2017 (Valid up to 31.12.2025)
28.	Ola Financial Services Pvt. Ltd. (formerly ZipCash Card Services Private Limited)	Ola Financial Services Pvt. Ltd., Regent Insignia, #414, 3rd Floor, 4th block, 17th Main, 100 Feet Road, Koramangala, Bangaluru – 560034.	Prepaid Payment Instruments known as 'Ola Money'	29.10.2009 (Valid upto 31.10.2026)
29.	One Mobikwik Systems Limited	One Mobikwik Systems Limited, – Unit No. 102, 1st Floor, Block-B, Pegasus One, Golf Course Road, Sector-53, Gurugram, Haryana-122003, India	Prepaid Payment Instruments known as ‘Mobikwik Wallet’	18.07.2013 (Valid upto 30.09.2026)
30.	Paul Merchants Finance Private Limited (formerly Paul Fincap Pvt. Ltd.)	Paul Merchants Finance Private Limited, Ground Floor SCO 829-830, Sector 22-A, Chandigarh 160 022	Prepaid Payment Instruments known as ‘Paul Pay’	04.06.2015 (Valid upto 30.06.2026)
31.	Pay10 Services Private Limited	Pay10 Services Private Limited, Property Building No. 04, Gupta Market, Nirmal Puri, First Floor, Ring Road, Lajpat Nagar- IV, South Delhi, New Delhi- 110024	Prepaid Payment Instruments known as ‘Pay10’	30.09.2025
32.	PayU Payments Private Limited	PayU Payments Private Limited, 801, 8th Floor, Empressa Building, 2nd Road, Khar West, Mumbai - 400052	Prepaid Payment Instruments	25.07.2016
33.	Pay Point India Network Private Limited	Pay Point India Network Private Limited, A-203, Supreme Business Park, Hiranandani Gardens Behind Lake Castle, Powai, Mumbai - 400076.	Prepaid Payment Instruments known as ’ ‘Digi Khata’	03.04.2012
34.	PhonePe Limited (formerly PhonePe Private Limited)	Phonepe Limited, Office 2, Floor 4,5,6 and 7, Wing A, Block A, Salarpuria Softzone, Service road, Green Glen Layout, Bellandur, Bangalore South, Bangalore, Karnataka- 560103,	Prepaid Payment Instruments known as ‘PhonePe’	25.08.2014 (Valid upto 31.08.2026)
35.	Pine Labs Limited (formerly known as Pine Labs Private Limited)	Unitech Infospace, 2nd and 3rd Floor, Building – 2, Plot No. B2, Sector – 62, Noida – 201301	Prepaid Payment Instruments	10.03.2017
36.	Piramal Payment Services Limited	Piramal Payment Services Limited, 601, Amiti Building, Agastya Corporate Park, Kamani Junction, Kurla West, Mumbai- 400070	Prepaid Payment Instruments known as ‘Piramal Pay’	08.10.2024
37.	Pluxee India Private Limited (formerly Sodexo SVC India Pvt. Ltd.,)	Pluxee India Private Limited., 503 & 504, 5th Floor, B Wing, Hiranandani Fulcrum, Sahar Road, Andheri East, Mumbai – 400099	Prepaid Payment Instruments known as ‘Pluxee’	25.08.2009
38.	Pockket Payment Technologies Private Limited	Pockket Payment Technologies Private Limited, 36B, Tower B1, Ground Floor, Spaze Itech Park, Sohna Road, Sector 49, Gurugram, Haryana- 122018	Prepaid Payment Instruments known as ‘The Card Company’	28.03.2025
39.	Premium eBusiness Ventures Private Limited	Premium eBusiness Ventures Private Limited, 4 Plot No 33, Second Floor, Marol Industrial Area, Near Tunga Paradise, Andheri (E) MIDC, Chakala Midc, Mumbai, Mumbai, Maharashtra, India, 400093	Prepaid Payment Instruments	18.12.2014
40.	RapiPay Fintech Private Limited (formerly Virgosoft IT Services Private Limited)	RapiPay Fintech Private Limited 701, 7th Floor, Aggarwal Corporate Tower, Plot No. 23, District Centre, Rajendra Place, New Delhi – 110008.	Prepaid Payment Instruments	27.02.2017 (Valid upto 31.03.2026)
41.	Razorpay Technologies Private Limited	Razorpay Technologies Private Limited, 1st Floor, SJR Cyber 22, Laskar Hosur Road, Adugodi, Bengaluru - 560030	Prepaid Payment Instruments	25.10.2021
42.	Revolut Payments India Private Limited	Revolut Payments India Private Limited, 1B-1003, Parinee Crescenzo, G Block, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra- 400051	Prepaid Payments Instruments known as ‘Revolut’	04.04.2025
43.	Smart Payment Solutions Pvt. Ltd.	Smart Payment Solutions Pvt. Ltd. Ground Floor – 14, Block B, Vatika Atrium, Golf Course Road, Sector -53, Gurgaon- 122002, Haryana.	Prepaid Payment Instruments known as ‘Payworld Money’	30.06.2010
44.	Spice Money Limited	Spice Money Limited, JA-122, DLF Tower A, Jasola District Centre, New Delhi-110025	Prepaid Payment Instruments	09.04.2015
45.	Tata Payments Limited	Tata Payments Limited, Army and Navy Building, 148, M G Road, Opp. Kala Ghoda, Fort, Mumbai- 400001	Prepaid Payment Instruments known as ‘Tata Pay’	09.07.2024
46.	Transaction Analysts (India) Private Ltd.	Transaction Analysts (India) Private Limited, D No 4, Sathyam Arcade, 1st Floor, 1st Phase, 100 Feet Road, BTM Layout 2nd Stage, Bangalore 560 076	Prepaid Payment Instruments known as ‘Transaction Assured’	07.03.2014
47.	Transcorp International Limited	Transcorp International Limited, Plot No 3, HAF Pocket, Sector 18A, Phase II, Dwarka, New Delhi.	Prepaid Payment Instruments	26.08.2016
48.	Transerv Limited	Transerv Limited, 1002-B, 10th Floor, Tower 1, Indiabulls Finance Centre, Senapati Bapat Marg, Elphinstone Road (W), Mumbai – 400 013	Prepaid Payment Instruments known as ‘dhani pay’	22.02.2016
49.	Tri O Tech Solutions Private Ltd.	Tri O Tech Solutions Private Limited, 5th Floor, Punj Essen House,17-18, Nehru Place, New Delhi - 110019	Prepaid Payment Instruments	18.01.2017
50.	TZF Logistic Solutions Private Limited	TZF Logistic Solutions Private Limited, 2nd Floor, Vaswani Presidio, Panathur Main Road, Off Outer Ring Road, Bengaluru Karnataka- 560103	Prepaid Payment Instruments known as ‘BlackBuck’	02.07.2025
51.	Unimoni Financial Services Limited (formerly UAE Exchange & Financial Services Ltd.)	Unimoni Financial Services Limited, 6th Floor, Lanarth Elite Centre, Building No. 6617, KPCC Junction, M.G. Road, Kochi -682 011	Prepaid Payment Instruments m-wallet known as ‘Unimoni’	29.10.2009 (Valid upto 31.10.2026)
52.	Uniorbit Payment Solutions Private Limited (formerly Weizmann Impex Service Enterprise Limited)	Uniorbit Payment Solutions Private Limited, Indiqube-Sigma, A Wing, 3/B, Floor 3, Kormangla, Industrial Layout, Koramangala, Bangalore South, Bangalore- 560034, Karnataka, India	Prepaid Payment Instruments	11.12.2015
Payment Aggregators
1.	1Pay Mobileware Private Limited	1Pay Mobileware Private Limited, C-308, Kanakia Zillion, LBS Marg, BKC Annexe, Kurla West, Mumbai, Maharashtra- 400070	PA- O- ‘1Pay’	14.05.2024
2.	Adyen India Technology Services Private Limited	Adyen India Technology Services Private Limited, 16A, WeWork Enam Sambhav C-20, G Block Road, BKC, Bandra (East), Mumbai- 400051	PA-O- ‘Adyen’	15.07.2024
2.	Adyen India Technology Services Private Limited		PA- CB- I	15.07.2024
3.	Airpay Payment Services Private Limited	- Airpay Payment Services Private Limited 104, Sir Vitthaldas Chambers, 16, Mumbai Samachar Marg, Fort, Mumbai, Maharashtra- 400023	PA-O- ‘Airpay’	22.11.2024
4.	Amazon Pay (India) Private Limited	- Amazon Pay (India) Private Limited, 8th floor, Brigade Gateway, 26/1, Dr. Raj Kumar Road, Bengaluru, Karnataka- 560055	PA-O- ‘Amazon Pay’	20.02.2024
4.	Amazon Pay (India) Private Limited		PA-CB-I	20.02.2024
5.	Aurionpro Payment Solutions Private Limited	- Aurionpro Payment Solutions Private Limited, Flat No. 603, Plot No. 203/204, TTC MIDC Rabale, Thane, Maharashtra- 400701	PA-O- ‘AuroPay’	12.06.2024
6.	Boku Network Services IN Private Limited	- Boku Network Services IN Private Limited, 501/B, 5th Floor, Opposite City Mall, New Link Road, Veera Desai Road, Andheri (W), Mumbai, Maharashtra, 400053	PA-O- ‘Boku’	05.04.2024
7.	Cashfree Payments India Private Limited	- Cashfree Payments India Private Limited, No.6/B, Vaishnavi Summit, 1st Floor, 7th Main, 80 ft road, Koramangala 3rd block, Bengaluru, Karnataka- 560034	PA- O- ‘Cashfree’	19.12.2023
7.	Cashfree Payments India Private Limited		PA-CB- I & O	19.12.2023
8.	Computer Age Management Services Limited	- Computer Age Management Services Limited, New No.10, Old No. 178, M.G.R. Salai, Nungambakkam, Chennai, Tamil Nadu- 600034	PA-O- ‘CAMSPay’	10.04.2024
9.	Concerto Software and Systems Private Limited	- Concerto Software and Systems Private Limited, Building No.305, 2nd Floor, Millennium Business Park, Sector 02, Mahape, Navi Mumbai, Maharastra- 400710	PA-O- ‘VegaaH’	12.03.2024
10.	Decfin Tech Private Limited	- Decfin Tech Private Limited, No.421/ J, Binnamangala, Indiranagar, Bengaluru, Karnataka- 560038	PA-O- ‘Decentro’	06.02.2024
11.	Digiotech Solutions Private Limited	- Digiotech Solutions Private Limited, C-1603, Oak Block, Salarpuria Greenage Apartments, Bommanahalli, Hosur Main Road, Bengaluru- 560068	- PA-O‘Digio’	01.01.2024
12.	Easebuzz Private Limited	Easebuzz Private Limited The Social Street, B Building, 2nd Floor, 32/2 & 32/3 Opposite Vivanta Hotel, Wakad, Hinjewadi Pune, Maharashtra- 411057	PA-O- ‘Easebuzz’	10.02.2025
13.	Finacus Solutions Private Limited	- Finacus Solutions Private Limited, 7-C, Senior Estate, Near Sona Udyog, Parsi Panchayat Road, Andheri East, Mumbai- 400069	- PA-O-‘Finacus’	19.03.2024
14.	Finlogic Technologies India Private Limited	Finlogic Technologies India Private Limited, Block Number 701, 4th floor, Tower B, Udhna Udyog Nagar Sangh, Commercial Complex, Central Road No. 10, Udhna, Surat, Gujarat-394210	- PA-O- ‘ePAYnow’	05.08.2024
15.	Futuretek Commerce Private Limited	- Futuretek Commerce Private Limited, 181, Gopi Nagar, Murlipura, Jaipur, Rajasthan- 302039	PA-O- ‘Getepay’	20.05.2025
16.	Google India Digital Services Private Limited	- Google India Digital Services Private Limited, 5th Floor, DLF centre, Block 124, Narindra Place, Sansad Marg, New Delhi- 110001	PA-O	19.12.2023
17.	Groww Pay Services Private Limited	- Groww Pay Services Private Limited, Vaishnavi Tech Park, South Tower, 4th Floor, Survey No.16/1 & 17/2, Ambalipura Village, Varthur Hobli, Bellandur, Bengaluru, Karnataka- 560103	PA-O- ‘Growwpay’	29.04.2024
18.	GVP Infotech Limited	- GVP Infotech Limited, Office No.710, Naurang House, Kasturba Gandhi Road, Connaught Place, New Delhi- 110001	PA-O-‘Arthpay’	29.01.2024
19.	Hitachi Payment Services Private Limited	- Hitachi Payment Services Private Limited, Level 2, MPL Silicon Towers, 23/1 Velachery Tambaram Main Road, Palli, Karnai, Chennai, Tamil Nadu- 600100	PA-O- ‘Hitachi Payments’	25.06.2024
20.	Hiveloop Internet Private Limited	- Hiveloop Internet Private Limited, TWA-SJR- The Hub, 1st Floor of South Wing, Survey number 8, 2 & 9, Sarjapur Main Road, Sarjapur- Marathahalli Road, Bellandur, Bengaluru, Karnataka- 560102	PA-O- ‘HIPL’	05.05.2025
21.	In-Solutions Global Limited	- In-Solutions Global Limited, 601/602/618, 6th Floor, Palm Spring Center, New Link Road, Malad (West), Mumbai- 400064	PA-O- ‘ISGPAY’	04.12.2024
22.	IndiaIdeas.com Limited	- IndiaIdeas.com Limited, 10th floor, Supreme Chambers, 17/18, Shah Industrial Estate, Off Veera Desai Road, Andheri West, Mumbai- 400053	PA-O- ‘Billdesk’	31.05.2024
22.	IndiaIdeas.com Limited		PA-CB- I & O	31.05.2024
23.	Infibeam Avenues Limited	- Infibeam Avenues Limited, 28th Floor, GIFT Two building, Block No. 56, Road-5C, Zone-5, Gandhinagar, Gujarat- 382355	PA-O- ‘CCAvenue’	04.03.2024
24.	Innoviti Technologies Private Limited	- Innoviti Technologies Private Limited, Tower-C, 2nd Floor, Diamond District, Old Airport Road, Kodihalli, Bengaluru, Karnataka- 560008	PA-O- ‘Link’	22.03.2024
25.	Instanow Info Systems Private Limited	- Instanow Info Systems Private Limited, 325, 2nd Floor, Casa Del Sol, Miramar, Panaji, Goa- 403001	PA-O- ‘InstiFi’	03.06.2025
26.	Jio Payment Solutions Limited	- Jio Payment Solutions Limited, 5th Floor, Court House, Lokmanya Tilak Marg, Dhobi Talao, Mumbai, Maharashtra- 400002	PA-O- ‘Jio’	28.10.2024
27.	Juspay Technologies Private Limited	- Juspay Technologies Private Limited, Stallion Business Centre, No.444, 3rd and 4th Floor, 18th Main, 6th Block, Koramangala, Bengaluru- 560095	PA-O	06.02.2024
28.	Khatabook Technologies Private Limited	- Khatabook Technologies Private Limited, 1539, 18th Cross Road, Sector 3, HSR Layout, Bengaluru, Karnataka- 560102	PA-O- ‘Khatabook Pay’	13.06.2025
29.	Lyra Network Private Limited	- Lyra Network Private Limited, 24, Techniplex-1, 2nd Floor, Techniplex Complex, Off Veer Savarkar road, Goregaon West, Mumbai- 400062	PA-O- ‘Lyra’	17.10.2024
30.	MMAD Communications Private Limited	- MMAD Communications Private Limited, 701, 7th Floor, Silverton Towers, Golf Course, Extension Road, Sector 50, Gurugram, Haryana- 122018	PA-O- ‘Mpay’	24.10.2024
31.	Mswipe Technologies Private Limited	- Mswipe Technologies Private Limited, A-2602, 26th Floor , Marathon Futurex Mafatlal Mills Compound, NM Joshi Marg Lower Parel, Mumbai - 400013	PA-O- ‘Mswipe’	16.02.2024
32.	Nehat Tech Solutions Private Limited	- Nehat Tech Solutions Private Limited, 91, SpringBoard, 175, Kagalwala House, 2nd Floor, Kalina, Santacruz (E), Mumbai- 400098	PA-O- ’EnKash’	19.12.2023
33.	Nomisma Mobile Solutions Private Limited	- Nomisma Mobile Solutions Private Limited, Victoria Park, Block GN, Plot No. 37/2, Sector V, Salt Lake, Kolkata- 700091	PA-O- ‘ftcash’	04.03.2025
34.	NSDL Database Management Limited	- NSDL Database Management Limited, 4th Floor, Tower 3, One International Center, Senapati Bapat Marg, Prabhadevi, Mumbai- 400013	PA-O- ‘PayGov India’ / ‘SurePay’	22.05.2024
35.	NTT Data Payment Services India Private Limited	NTT Data Payment Services India Private Limited, 11th floor, B4/B5, Nirnlon Knowledge Park, Off Western Express Highway, Goregaon (E), Mumbai -400063	PA- O- ‘NTT Data’	29.10.2025
35.	NTT Data Payment Services India Private Limited		PA-P	29.10.2025
36.	Open Financial Technolgies Private Limited	- Open Financial Technologies Private Limited, 3rd Floor, Tower 02, RGA, Techpark, 18, Sarjapur Road, Carmelaram, Hadosiddapura, Doddakanneli, Bengaluru- 560035	PA-O- ‘Open’	19.12.2023
37.	Pay10 Services Private Limited	- Pay10 Services Private Limited, Property Building No. 04, Gupta Market, Nirmal Puri, First Floor, Ring Road, Lajpat Nagar- IV, South Delhi, New Delhi- 110024	PA-O- ‘Pay10’	06.11.2024
37.	Pay10 Services Private Limited		PA- CB- I & O	06.11.2024
38.	PayGlocal Technologies Private Limited	- PayGlocal Technologies Private Limited, 6048, Prestige Shantiniketan, ITPL Main Road Whitefields, Bengaluru, Karnataka - 560048	PA-O- ‘PayGlocal’	05.09.2024
39.	Payment Gateway Solutions Private Limited	- Payment Gateway Solutions Private Limited, 69, 3rd Floor, Aditya Industrial Estate, Plot No.444, Chincholi Bhandar, Malad West Mumbai- 400064	PA-O- ‘Paymentz’	19.12.2023
40.	Paysharp Private Limited	- Paysharp Private Limited, 1st Floor, #83, 2nd Street, Sowmiya Nagar, Perumbakkam, Chennai, Tamil Nadu- 600100	PA-O- ‘Paysharp’	30.08.2024
41.	PayU Payments Private Limited	- PayU Payments Private Limited, Wallace Towers, First Floor, Crossing of Sahar Road, Ville Parle (East), Mumbai, Maharashtra- 400057	PA-O- ‘PayU’	13.05.2025
42.	Phi Commerce Private Limited	- Phi Commerce Private Limited, Office No.202, Building No.04, Commerzone, Sr.No.144/145, Yerwada, Pune, Maharashtra- 411006	PA-O- ‘Payphi’	09.01.2025
43.	PhonePe Limited (formerly PhonePe Private Limited)	- Phonepe Limited, Office 2, Floor 4,5,6 and 7, Wing A, Block A, Salarpuria Softzone, Service road, Green Glen Layout, Bellandur, Bangalore South, Bangalore, Karnataka- 560103,	PA-O- ‘PhonePe’	19.09.2025
44.	Pine Labs Limited (formerly known as Pine Labs Private Limited)	- Pine Labs Limited Unit No.408, 4th Floor, Time tower, MG Road, DLF QE, Gurugram, Haryana- 122002	PA-O- ‘Pine Labs Online’	09.05.2025
45.	Razorpay Payments Private Limited ( formerly Razorpay Software Private Limited)	- Razorpay Payments Private Limited, 1st floor, SJR Cyber 22, Laskar Hosur road, Adugodi, Bengaluru- 560030	PA-O- ‘Razorpay’	19.12.2023
45.			PA- CB- I & O	19.12.2023
46.	Resilient Payments Private Limited	- Resilient Payments Private Limited, Building No.08, Tower C, 7th Floor, Cyber City, Gurugram, Haryana- 122002	PA-O- ‘BharatPe X’	08.04.2025
47.	SRS Live Technologies Private Limited	- SRS Live Technologies Private Limited, First Floor, E-1/ B-1, Mohan Co-operative Industrial Estate, Mathura Road, Badarpur, New Delhi- 110044	PA-O- ‘SabPaisa’	10.06.2024
48.	Stripe India Private Limited	- Stripe India Private Limited, Prestige Tech Pacific Park, 11th Floor, Building No. 2, Kadubeesanahalli Village, Varthur Hobli, Bengaluru East Taluk, Bengaluru- 560103	PA-O- ‘Stripe’	15.01.2024
49.	Tata Payments Limited	Tata Payments Limited, Army and Navy Building, 148, M G Road, Opp. Kala Ghoda, Fort, Mumbai- 400001	PA- O- ‘ Tata Pay’	01.01.2024
50.	Toucan Payments (India) Private Limited	- Toucan Payments (India) Private Limited, Plot No.45, Phase-I, Kavuri Hills,Madhapur, Hyderabad, Telangana- 500033	PA- O – ‘ToucanPay’	27.02.2024
51.	Transaction Analysts (India) Private Limited	- Transaction Analysts (India) Private Limited, D No 4, Sathyam Arcade, 1st Floor, 1st Phase, 100 Feet Road, BTM Layout 2nd Stage, Bengaluru 560 076	PA- O- ‘TA’	18.06.2024
52.	Unlimint IN Private Limited	- Unlimint IN Private Limited, Wing No.01, 14th Floor, AIPL Business Club, Sector-62, Gurugram, Haryana- 122018	PA-O- ‘Unlimit’	23.04.2024
53.	Vay Network Services Private Limited	- Vay Network Services Private Limited, 1st Floor, Office 4 & 5, Adani Inspire, BKC, Bandra East, Mumbai, Maharashtra- 400051	PA- O- ‘VendorToPay (V2P)’	24.03.2025
54.	Worldline ePayments India Private Limited	- Worldline ePayments India Private Limited, Raiskaran Tech Park, 2nd Floor of Tower I, Phase II, Sakinaka, M.V.Road, Andheri East, Mumbai- 400072	-PA- O- ‘Worldline’	30.04.2024
54.	Worldline ePayments India Private Limited		PA- CB- I & O	30.04.2024
55.	Xsilica Software Solutions Private Limited	- Xsilica Software Solutions Private Limited, Unit Numer 04, 3rd Floor, Sy No. 144, Kapil Kavuri Hub IT Block, Nanakramguda, Gachibowli, Hyderabad, Telangana- 500032	PA- O- ‘PayG’	23.05.2025
56.	Zaak ePayment Services Private Limited	- Zaak ePayment Services Private Limited Unit Number 102, I floor, Block-B, Pegasus One Golf Course Road, Sector 53, Gurugram, Haryana - 122003	PA-O- ‘Zaakpay’	30.04.2025
57.	Zoho Payment Technologies Private Limited	- Zoho Payment Technologies Private Limited, Old 173/2, New 361, Avvai Shanmugam Salai Gopalapuram, Chennai, Tamil Nadu- 600086	PA-O- ‘Zoho’	02.02.2024
White Label ATM Operators
1.	Electronic Payment and Services Private Limited	- Electronic Payment and Services Private Limited, Unit No.302-303, A Wing, Supreme Business Park, Hiranandani Garded, Powai, Mumbai- 400076	Installation and operation of WLAs known as ‘EPS Bancs’	04.10.2024
2.	India1 Payments Limited (formerly BTI Payments Pvt. Ltd.)	- India1 Payments Limited, Unit No. 801 to 810, 8th Floor, Tower “B”, Diamond District, #150, Old Airport Road, Bengaluru - 560008	Installation and operation of WLAs	12.02.2014
3.	Hitachi Payment Services Pvt. Ltd.	Hitachi Payment Services Private Limited, Level 2, MPL Silicon Towers, 23/1 Velachery Tambaram Main Road, Palli, Karnai, Chennai, Tamil Nadu- 600100	Installation and operation of WLAs known as ‘Money Spot’	25.11.2013
4.	Findi India Limited (formerly known as Tata Communications Payment Solutions Ltd.)	Findi India Limited, AWFIS, 14th Floor, A Wing, INS Tower, G Block, Opposite Trident Hotel, BKC, Mumbai- 400051	Installation and operation of WLAs	03.05.2013
5.	Vakrangee Limited	Vakrangee Limited, Vakrangee House, Plot No 93, Road No. 16, M.I.D.C Marol, Andheri (East) Mumbai-400 093	Installation and operation of WLAs	23.01.2014 (Valid upto 31.03.2026)
Instant Money Transfer
1.	Boson Systems Private Limited (formerly Empays Payment Systems India Pvt. Ltd.)	Boson Systems Private Limited 216 The Empire Business Centre, Empire Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400 013	Instant Money Transfer known as ‘IMT’	17.11.2014
Trade Receivables Discounting System (TReDS)
1.	A.TREDS Limited	11th Floor, A3, Ashar IT Park, Road No 16Z, Wagle Industrial Estate, Thane(W)- 400 604	TReDS system known as ” INVOICEMART”	29.06.2017
2.	C2FO Factoring Solutions Private Limited	- C2FO Factoring Solutions Private Limited, D-26, Basement, Jangpura Extension, New Delhi- 110014	TReDS system known as ‘C2treds’	04.03.2024
3.	KredX Platform Private Limited	- KredX Platform Private Limited, Wing A, Tower A, Salarpuria Softzone, Salarpuria Outer Ring Road, Bellandur, Bengaluru, Karnataka- 560103	TReDS system known as ‘DTX’	01.01.2025
4.	Mynd Solutions Private Limited	Mynd Solutions Private Limited –F-83, East of Kailash, New Delhi – 110 065	TReDS system known as M1xchange	20.03.2017
5.	Receivables Exchange of India Limited (RXIL)	Receivables Exchange of India Limited (RXIL), 701-702, 7th Floor, Supremus – E Wing, I-Think Techno Campus, Kanjurmarg East, Mumbai - 400042	TReDS system known as RXIL	17.05.2017 Note: The entity was granted approval to commence operations w.e.f 01.12.2016

B. Certificates of Authorisation Revoked by the Reserve Bank of India in exercise of the powers conferred under the Payment and Settlement Systems Act, 2007 +

Sr. No.	Name of the Entity	Address of the Principal Office	Payment System operated	Dates of Revocation (Date of Authorisation given in brackets)
1.	Kaizen Automation Private Limited	Kaizen Automation Private Limited, B-601-602, Citi Point, Andheri Kurla Road, J. B. Nagar, Near Kohi-noor Continental Andheri (East), Mumbai - 400 059	Issuance of prepaid cards known as 'Go-Mumbai'	Revocation order issued on 05.04.2011 (25.08.2009)
2.	Card Pro Solutions Pvt. Ltd.	- Card Pro Solutions Pvt. Ltd., 135, A to Z Industrial Estate, G K Marg, Lower Parel, Mumbai 400 013	Prepaid Payment Instruments	Revocation order issued on 12.02.2020
3.	AGS Transact Technologies Ltd.	AGS Transact Technologies Ltd., 601-602, B-wing, Trade World Kamala City, Senapati Bapat Marg Lower Parel (W) Mumbai 400 013	Installation and operation of WLAs	Revocation order issued on 04.03.2021
4.	RiddiSiddhi Bullions Limited	- RiddiSiddhi Bullions Limited - Bullion House, 115, TambaKatta, Opp. Dagina Bazar, Pydhonie, Mumbai- 400003	Installation and operation of WLAs	Revocation order issued on 04.03.2021
5.	GI Technology Private Limited	GI Technology Private Limited, No. C-9, 2nd Floor, Left Wing, Thiru Vika Industrial Estate, Guindy, Chennai - 600032	Prepaid Payment Instruments Card known as 'I Cash'	Revocation order issued on 20.10.2022
6.	UAE Exchange Centre LLC, UAE	UAE Exchange Centre LLC, P.O No. 13304, Building of Nassar Bin Abdul Latiff Naïf Street Deira, Dubai, U A E	MTSS- cross border in-bound service (customer to customer) known as “Xpress Money”	Revocation order issued on 10.10.2024

C. Authorised entities whose Payment System operations have ceased +

Sr. No.	Name of the Entity	Address of the Principal Office	Payment System operated	Operations ceased from
1.	Coinstar Money Transfer (Ireland) Limited, Ireland	- Coinstar Money Transfer (Ireland) Limited, Suite 404, 22/23, Pembroke Street Dublin 2, Republic of Ireland.	Money Transfer Service – cross border in-bound service (customer to customer)	May 01, 2011
2.	Done Card Utility Limited	Done Card Utility Limited, 301, Linkway Estate, Near Chincholi Fire Station, New Link Road, Malad (West), Mumbai - 400064.	Prepaid payment instruments known as 'Done Cards'	November 01, 2013
3.	OSS Payment Solutions Pvt. Ltd.	- OSS Payment Solutions Pvt. Ltd.-103, 4th Floor, Aditya Industrial Estate, Behind Chincholi Fire Station, Near Evershine Mall, New Link Road, Malad (W) Mumbai 400 064.	Prepaid Payment instruments	January 01, 2014
4.	SREI Infrastructure Finance Ltd.	- SREI Infrastructure Finance Ltd., Vishwakarma, 86C Topsia Road (South) Kolkata- 700046	Installation and operation of WLAs	March 31, 2019
5.	Flytech Aviation Limited	Flytech Aviation Limited H.No 1-8-303/33, 3rd floor Nagam towers, opp. NTR circle Police lines, Minister Road, Secunderabad Telangana – 500 003	Prepaid Payment Instruments	June 30, 2019
6.	Y-Cash Software Solutions Private Limited	- Y-Cash Software Solutions Private Limited, VGR Essor, 3rd Floor, No 1140, 17th Cross, 7th Sector, H.S.R. Layout, Bangalore 560 102 Karnataka	Prepaid Payment Instruments m-wallet known as ‘Y-Pay Cash’	September 30, 2019
7.	My Mobile Payments Limited	- My Mobile Payments Limited, MOM House, Plot No. 61, Ramchandra Lane, Kanchpada, Malad (West), Mumbai 400064 Maharashtra	Prepaid Payment Instruments known as ‘MOM’	October 31, 2019
8.	Aircel Smart Money Limited	- Aircel Smart Money Limited, 2nd and 5th Floor, Building No 10 A, DLF Cybercity, DLF Phase 2, Gurgaon, Haryana	Prepaid Payment Instruments	June 30, 2020
9.	InCashMe Mobile Wallet Services Private Limited	- InCashMe Mobile Wallet Services Private Limited, InCashMeTM House, 5/B Suhasnagar Society, Behind Income Tax Department, Ashram Road, Ahmedabad, Gujarat – 380 009	Prepaid Payment Instruments	June 30, 2020
10.	Eko India Financial Services Private Limited	- Eko India Financial Services Pvt. Ltd., 3rd Floor, Phase II, Plot No 34, Institutional Area, Sector 44 Gurgaon 122 003.	Prepaid Payment Instruments	December 31, 2021
11.	Muthoot Vehicle & Asset Finance Ltd.	Muthoot Vehicle & Asset Finance Ltd. 1st Floor, Cochin Dental Clinic Bldg. Market Road, Towards Kombara, Kochi 682 014	Prepaid Payment Instruments e-wallet known as ‘Muthoot Money’ and m-wallet known as ‘Muthoot wallet’	December 31, 2021

D. Entities whose Certificate of Authorisation to operate a Payment System have been cancelled on account of voluntary surrender by the entity +

Sr. No.	Name of the Entity	Address of the Principal Office	Payment System operated	Cancelled on	Remarks
1.	Federal Bank Ltd.	Federal Bank Ltd. Corporate Office Federal Towers Post Box No. 103 Aluva – 68310, Kerala	ATM sharing with co-operative banks licensed by Reserve Bank under the BR Act, 1949 (AACS)	January 02, 2017	Nil
2.	UTI Infrastructure Technology and Services Ltd.	- UTI Tower, Plot No. 3, Sector 11, CBD Belapur, Navi Mumbai-400 614	Prepaid Payment Instruments known as National Common Mobility Card (NCMC)	February 07, 2017	Nil
3.	Citrus Payment Solutions Pvt. Ltd.	- Citrus Payment solutions Pvt. Ltd., 302, Swati Building, North Avenue Road, Off Linking Road, Santa Cruz West, Mumbai 400 054	Prepaid Payment Instruments known as ‘Citrus Cash’	April 19, 2017	Nil
4.	Beam Money Private Limited nee Suvidha Starnet Pvt. Ltd.	Beam Money Private Limited, D-128-129, 402 Terrace Floor, Okhla Industrial Area, Phase-I, New Delhi -110 020.	Prepaid payment instruments known as ‘Beam Money’	May 04, 2017	Nil
5.	Atom Technologies Limited	Atom Technologies Limited, 4th Floor FT Towers, CTS 256 & 257, Suren Road, Chakala, Andheri (E), Mumbai -400093.	Prepaid payment instruments known as ‘Atom Wallet’ and ‘Aquapay’	July 4, 2017	Nil
6.	Buyindiaonline.com Inc., USA	- Buyindiaonline.com Inc., 425, Market Street, 12th floor, San Francisco, CA, 94105, USA.	MTSS - cross border in-bound service (customer to customer)	July 31, 2017	Nil
7.	PayMate India Pvt. Limited	PayMate India Pvt. Limited, 111, 1st Floor, A- Wing, Sundervilla, SV Road, Santacruz (W), Mumbai 400 054	Prepaid payment instruments known as ‘Paymate Wallet’	August 23, 2017	Nil
8.	Bajaj Finance Limited	- Bajaj Finance Limited, 4th Floor, Bajaj Finserv Corporate Office, Off. Pune-Ahmednagar Road, Viman Nagar, Pune – 411014	Prepaid Payment Instruments	February 20, 2018	The entity reapplied and was granted authorisation for Issuance and Operation of PPIs on May 4, 2021
9.	Freecharge Payment Technologies Private limited (previously Klickpay Payment Services Private Limited)	- Freecharge Payment Technologies Private Limited, 362-363, ASF Centre, Udyog Vihar Phase – IV, Sector - 18, Gurgaon – 122016, Haryana	Prepaid Payment Instruments	April 10, 2018	Nil
10.	Yeldi Softcom Private Limited	- Yeldi Softcom Private Limited, AJ-227 (Old No AJ-08), Shanthi Colony Main Road, Anna Nagar, Chennai - 600040	Prepaid Payment Instruments	May 15, 2018	Nil
11.	The Shamrao Vithal Co-operative Bank Ltd.	The Shamrao Vithal Co-operative Bank Ltd.; SVC Tower, Jawaharlal Nehru Road Vakola–Santacruz (East), Mumbai – 400 055.	SVC Cache 24 Insta ATM Sharing Arrangement	April 10, 2018	Nil
12.	Tech Mahindra Limited (Earlier CanvasM Technologies Ltd. was performing this activity)	- Tech Mahindra Limited, A- 20, Sector 60, Noida 201 301	Prepaid Payment Instruments (m-wallet) known as ‘MoboMoney’	August 28, 2018	Nil
13.	Tata Tele NXTGEN Solutions Limited (earlier MMP Mobi Wallet Payment Systems Limited)	- Tata Tele NXTGEN Solutions Ltd., 10th Floor, Jeevan Bharati, 124, Connaught Circus, New Delhi – 110001	Prepaid Payment Instruments known as ‘mRupee’	November 14, 2018	Nil
14.	Pyro Networks Pvt. Ltd.	- Pyro Telecommunications Ltd., 8-2-293/82, Plot No. 264/A-31, Road # 92, Jubilee Hills, Hyderabad-500033, Andhra Pradesh	Prepaid Payment Instruments m-wallet known as ‘SpeedPay’	March 30, 2019	Nil
15.	Supreme Securities Limited	- Supreme Securities Limited, 3rd Floor, R.D.Chambers, 16/11, Arya Samaj Road, Karol Bagh, New Delhi	Prepaid Payment Instruments	August 02, 2019	Nil
16.	Vodafone m-pesa Limited (Earlier Mobile Commerce Solutions Ltd. was performing this activity)	- Vodafone m-pesa Limited, 10th Floor, Birla Centurion, Century Mills Compound, Pandurang Budhkar Marg, Worli Mumbai - 400030 Maharashtra	Prepaid Payment Instruments known as ‘Vodafone M-pesa’	September 30, 2019	Nil
17.	Delhi Integrated Multi- Modal Transit System Limited	- Delhi Integrated Multi-Modal Transit System Limited, 1st floor, Maharana Pratap ISBT Building, Kashmere Gate, Delhi – 110 006	Prepaid Payment Instruments	July 10, 2020	Customers or merchants having a valid claim, if any, on Delhi Integrated Multi-Modal Transit System Limited, as a PSO, can approach the company for settlement of their respective claims within three years from the date of this cancellation i.e. upto 10.07.2023
18.	DigitSecure India Private Limited	- DigitSecure India Private Limited, Plot No: 1303 and 1304, 4th Floor, Khanamet, Hitech City, Ayappa Society, Madhapur, Hyderabad - 500 081.	Prepaid Payment Instruments e-wallet known as ‘HotRemit'	September 30, 2020	Customers or merchants having a valid claim, if any, on DigitSecure India Private Limited, as a PSO, can approach the company for settlement of their respective claims within three years from the date of this cancellation i.e. upto 30.09.2023
19.	Kedia Infotech Ltd.	Kedia Infotech Ltd. 518, 5th Floor Swapnalok Complex S D Road Secunderabad 500 003	Prepaid Payment Instruments known as ‘Etran Wallet’	September 30, 2020	Customers or merchants having a valid claim, if any, on Kedia Infotech Ltd., as a PSO, can approach the company for settlement of their respective claims within three years from the date of this cancellation i.e. upto 30.09.2023
20.	Muthoot Finance Ltd.	Muthoot Finance Ltd. 2nd Floor, Muthoot Chambers, Banerji Road, Kochi-682018, Kerala	Installation and operation of WLAs	September 30, 2020	Nil
21.	Oxigen Services (India) Private Limited	- Oxigen Services (India) Private Limited, 36, 2nd Floor, Gola Market, Behind Golcha Cinema, Daryaganj, New Delhi, Central Delhi, DL 110002 IN	Prepaid Payment Instruments known as ‘Oxigen Wallets’	December 31, 2020	Customers or merchants having a valid claim, if any, on Oxigen Services (India) Private Limited, as a PSO, can approach the company for settlement of their respective claims within three years from the date of this cancellation i.e.upto 31.12.2023
22.	Edenred (India) Private Limited – nee Accor Services Pvt. Ltd.	Edenred (India) Private Ltd; Kalpataru Prime, Unit 3 & 4, Level 4, Road No. 16, Wagale Industrial Estate, Thane (West) – 400 604	Meal and gift paper vouchers, meal and cafeteria cards, gift cards. The products are mainly under the brand name ‘Ticket/Ticket Restaurant/Ticket Compliments’	April 30, 2021	Customers or merchants having a valid claim, if any, on Edenred (India) Private Limited, as a PSO, can approach the company for settlement of their respective claims within three years from the date of this cancellation i.e.upto 30.04.2024
23.	Fast Encash Money Transfer Services Ltd.	- 144, High Street North, London E6 2HT	MTSS- cross border in-bound service (customer to customer)	March 31, 2023	Nil
24.	Oxigen Services (India) Pvt Ltd	- Oxigen Services (India) Private Limited, 36, 2nd Floor, Gola Market, Behind Golcha Cinema, Daryaganj, New Delhi, Central Delhi, DL 110002 IN	Bharat Bill Payment Operating Unit (BBPOU) under Bharat Bill Payment System (BBPS)	June 01, 2023	Nil
25.	Zomato Payments Private Limited	- T-19, Basement, Green Park Main, South Delhi Delhi, 110016	Online Payment Aggregator	July 05, 2024	Nil
26.	R360 Payment Services Private Limited	- R360 Payment Services Private Limited, Fortune Summit Business Park, 6th Floor, Ward No.174, 6th sector, HSR Layout, Roopena Agrahera, Bengaluru, Karnataka- 560068	Online Payment Aggregator- ‘R360Pay’	November 25, 2024	Nil

E. Entities whose Certificate of Authorisation to operate a Payment System have been cancelled as per regulatory requirement +

Sr. No.	Name of the Entity	Address of the Principal Office	Payment System operated	Cancelled on	Remarks
1.	Airtel M Commerce Services Ltd.	Airtel M Commerce Services Ltd. Airtel Center, Plot No. 16, 6th Floor, Udyog Vihar, Phase -4, Gurgaon Haryana – 122001.	Prepaid payment instruments known as Stored Value Card Wallet (SCW) ‘Airtel Money’	8.3.2017	The entity has converted to Airtel Payments Bank Limited (APBL) which has been permitted to continue the PPI business.
2.	One97 Communications Ltd.	- One97 Communications Ltd., B- 121, Sector 5, Noida, 201 301 Uttar Pradesh	Mobile based Prepaid Payment Instruments m- Wallet known as ‘Paytm wallet’	25.07.2017	The entity has transferred its PPI business (Paytm wallet) to Paytm Payments Bank Limited (PPBL) as permitted by RBI.
3.	Fino Paytech Ltd. (Earlier Alpha Payment Services India Pvt. Ltd.(erstwhile Nokia Mobile Payment Services India Pvt. Ltd.) was performing this activity)	- FINO Paytech Ltd., Shree Sawan Knowledge Park, 2nd Floor, D 507 TTC Indl. Area MIDC Turbhe, Navi Mumbai	Prepaid Payment Instruments	06.10.2017	The entity has transferred its PPI business to the FINO Payments Bank Ltd as permitted by RBI.
4.	Idea Mobile Commerce Services Ltd.	- Idea Mobile Commerce Services Ltd., 5th Floor, “Windsor”, Off C.S.T. Road, Kalina, Santacruz (East), Mumbai 400 098	Prepaid Payment Instruments known as ‘Idea Money’	13.05.2018	The entity has transferred its PPI business to the Aditya Birla Idea Payments Bank Ltd as permitted by RBI.
5.	Reliance Payment Solution Limited	- Reliance Payment Solution Limited, 5th Floor, Court House, Lokmanya Tilak Marg, Dhobi Talao, Mumbai 400 002	Prepaid Payment Instruments known as ‘Jio Money’	31.05.2018	The entity has transferred its PPI business to the Jio Payments Bank Ltd as permitted by RBI.
6.	QwikCilver Solutions Pvt. Ltd.	- QwikCilver Solutions Pvt. Ltd., No.111, 1st Floor, ‘Brigade Manae Court’, Industrial Layout, Koramangala, 5th Block, Bangalore – 560 095	Prepaid Payment Instruments, Co-branded gift card known as ‘Issued by QwikCilver’	26.05.2023	The entity has transferred its PPI business to Pine Labs Private Limited.
7.	Garagepreneurs Internet Private Limited	Garagepreneurs Internet Private Limited Unit No. 2D2, Second Floor, Fortune Central, Dr. B.N Saikia Road, Near Old Regional Passport Office, Guwahati, Beltola, Kamrup, Gmc, Assam, India, 781028.	Prepaid Payment Instruments known as ‘slice’	03.12.2024	The entity has been amalgamated with North East Small Finance Bank Limited (NESFB).

F. Entities whose Certificate of Authorisation to operate a Payment System is under process of cancellation as per regulatory requirement/Voluntary Surrender +