RbiSearchHeader

Press escape key to go back

Past Searches

Theme
Theme
Text Size
Text Size
S3

RbiAnnouncementWeb

RBI Announcements
RBI Announcements

RBINotificationSearchFilter

Refine search

Custom Date Facet

Search Results

Working Papers

Oct 03, 2024
RBI WPS (DEPR): 07/2024: Pulses Inflation in India: A Study of Gram, Tur and Moong
Shyma Jose, Sanchit Gupta, Manish Kumar Prasad, Sandip Das, Asish Thomas George, Thangzason Sonna, D. Suganthi and Ashok Gulati
May 03, 2024
RBI WPS (DEPR): 04/2024: Assessing the Impact of Macroprudential Policies on Housing Credit Dynamics: Evidence from India
Amar Nath Yadav, Vivek Kumar, Alok Kumar Chakrawal and Jyoti Kumari

Press Release RBI Working Paper Series No. 04 Assessing the Impact of Macroprudential Policies on Housing Credit Dynamics: Evidence from India Amar Nath Yadav, Vivek Kumar, Alok Kumar Chakrawal and Jyoti Kumari Abstract This paper evaluates the efficacy of macroprudential (MaP) policy in modulating bank credit to the housing sector and its impact on the asset quality of banks in the Indian context. The empirical analysis suggests that a tightening of MaP policy is effective in controlling bank credit to the housing sector. Tightening policies appear to have a greater impact on credit growth than easing policies. Furthermore, a tighter MaP policy complemented with a tighter monetary policy helps in reducing non-performing assets in the housing sector. JEL Classification: C23, E58, G21, G28 Keywords: Macroprudential policies, housing credit, credit risk

RBI-Install-RBI-Content-Global

Install the RBI mobile application and get quick access to the latest news!

Scan Your QR code to Install our app

RBIPageLastUpdatedOn

Page Last Updated on: January 06, 2025