Notifications - Regulating Commercial Banking - RBI - Reserve Bank of India
Notifications
Mar 31, 2015
Prudential Guidelines on Capital Adequacy and Liquidity Standards - Amendments
RBI/2014-15/529 DBR.No.BP.BC.80/21.06.201/2014-15 March 31, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential Guidelines on Capital Adequacy and Liquidity Standards - Amendments As you are aware, the Reserve Bank has issued and implemented prudential guidelines on capital adequacy framework and liquidity standards for banks operating in India. These guidelines have been framed based on the internationally accepted reform package
RBI/2014-15/529 DBR.No.BP.BC.80/21.06.201/2014-15 March 31, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential Guidelines on Capital Adequacy and Liquidity Standards - Amendments As you are aware, the Reserve Bank has issued and implemented prudential guidelines on capital adequacy framework and liquidity standards for banks operating in India. These guidelines have been framed based on the internationally accepted reform package
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Mar 31, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-2015/528 DBR.AML.No.14529/14.06.001/2014-15 March 31, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Sir / Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML No. 13793/14.06.001/2014-15 dated March 19, 2015 on the captioned subject releasing 5th
RBI/2014-2015/528 DBR.AML.No.14529/14.06.001/2014-15 March 31, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Sir / Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML No. 13793/14.06.001/2014-15 dated March 19, 2015 on the captioned subject releasing 5th
Mar 30, 2015
Utilisation of Floating Provisions/Counter Cyclical Provisioning Buffer
RBI/2014-15/522 DBR.No.BP.BC.79/21.04.048/2014-15 March 30, 2015 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding and Regional Rural Banks) Madam/Dear Sir, Utilisation of Floating Provisions/Counter Cyclical Provisioning Buffer Please refer to our circular DBOD.No.BP.BC.89/21.04.048/2005-06 dated June 22, 2006 and DBOD.No.BP.BC.68/21.04.048/2006-07 dated March 13, 2007 on creation, accounting, disclosures and utilisa
RBI/2014-15/522 DBR.No.BP.BC.79/21.04.048/2014-15 March 30, 2015 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding and Regional Rural Banks) Madam/Dear Sir, Utilisation of Floating Provisions/Counter Cyclical Provisioning Buffer Please refer to our circular DBOD.No.BP.BC.89/21.04.048/2005-06 dated June 22, 2006 and DBOD.No.BP.BC.68/21.04.048/2006-07 dated March 13, 2007 on creation, accounting, disclosures and utilisa
Mar 20, 2015
Guidelines on Sale of Financial Assets to Securitisation Company / Reconstruction Company and Related Issues
RBI/2014-15/508 DBR.No.BP.BC.78/21.04.048/2014-15 March 20, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Guidelines on Sale of Financial Assets to Securitisation Company / Reconstruction Company and Related Issues Please refer to paragraph 6 of the circular DBOD.BP.BC.No.96/21.04.048/2002-03 dated April 23, 2003, wherein disclosure requirements relating to sale of non-performing assets (NPAs) to Securitisation Companies(SCs)/Reconstru
RBI/2014-15/508 DBR.No.BP.BC.78/21.04.048/2014-15 March 20, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Guidelines on Sale of Financial Assets to Securitisation Company / Reconstruction Company and Related Issues Please refer to paragraph 6 of the circular DBOD.BP.BC.No.96/21.04.048/2002-03 dated April 23, 2003, wherein disclosure requirements relating to sale of non-performing assets (NPAs) to Securitisation Companies(SCs)/Reconstru
Mar 19, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-15/505 DBR.AML.No.13793/14.06.001/2014-15 March 19, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Dear Sir / Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR.AML No.12661/14.06.001/2014-15 dated February 25, 2015 on the captioned subject releasing 4th u
RBI/2014-15/505 DBR.AML.No.13793/14.06.001/2014-15 March 19, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Dear Sir / Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR.AML No.12661/14.06.001/2014-15 dated February 25, 2015 on the captioned subject releasing 4th u
Mar 13, 2015
Know your Customer (KYC) guidelines - accounts of proprietary concerns
RBI/2014-15/498 DBR.AML.BC.No.77/14.01.001/2014-15 March 13, 2015 The Chairperson/CEOs of all Scheduled Commercial Banks Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Madam/Sir, Know your Customer (KYC) guidelines - accounts of proprietary concerns Please refer to paragraph 2.5(h) of our Master Circular no. DBOD.AML.BC.No.22/14.01.001/2014-15 dated July 1, 2014 on KYC norms and our circular DBOD. AML.BC. No. 80/14.01.001/2009-10 dated
RBI/2014-15/498 DBR.AML.BC.No.77/14.01.001/2014-15 March 13, 2015 The Chairperson/CEOs of all Scheduled Commercial Banks Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Madam/Sir, Know your Customer (KYC) guidelines - accounts of proprietary concerns Please refer to paragraph 2.5(h) of our Master Circular no. DBOD.AML.BC.No.22/14.01.001/2014-15 dated July 1, 2014 on KYC norms and our circular DBOD. AML.BC. No. 80/14.01.001/2009-10 dated
Mar 11, 2015
Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks
RBI/2014-15/497 DBR.No.BP.BC.76/21.04.158/2014-15 March 11, 2015 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks Please refer to our circular DBOD.No.BP.40/21.04.158/2014-15 dated November 3, 2006 forwarding the final guidelines on managing risks as applicable in outsourcing of financial services. 2. In view of concerns raised that these instructions are not being
RBI/2014-15/497 DBR.No.BP.BC.76/21.04.158/2014-15 March 11, 2015 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks Please refer to our circular DBOD.No.BP.40/21.04.158/2014-15 dated November 3, 2006 forwarding the final guidelines on managing risks as applicable in outsourcing of financial services. 2. In view of concerns raised that these instructions are not being
Mar 11, 2015
withdrawn
Guidelines on Sale of Financial Assets to Securitisation Company(SC)/Reconstruction Company (RC) and Related Issues
RBI/2014-15/496 DBR.No.BP.BC.75/21.04.048/2014-15 March 11, 2015 All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Guidelines on Sale of Financial Assets to Securitisation Company(SC)/Reconstruction Company (RC) and Related Issues Please refer to paragraph 3.4 of circular DBOD.BP.BC.No.98/21.04.132/2013-14 dated February 26, 2014 and our subsequent mailbox clarification dated April 9, 2014 on the captioned subject, wherein
RBI/2014-15/496 DBR.No.BP.BC.75/21.04.048/2014-15 March 11, 2015 All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Guidelines on Sale of Financial Assets to Securitisation Company(SC)/Reconstruction Company (RC) and Related Issues Please refer to paragraph 3.4 of circular DBOD.BP.BC.No.98/21.04.132/2013-14 dated February 26, 2014 and our subsequent mailbox clarification dated April 9, 2014 on the captioned subject, wherein
Mar 05, 2015
Housing Loans: Review of Instructions
RBI/2014-15/491 DBR.BP.BC.No.74/08.12.015/2014-15 March 5, 2015 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Housing Loans: Review of Instructions A. Inclusion of stamp duty and other charges in LTV ratio Please refer to our circular DBOD.No.BP.BC.78/08.12.001/2011-12 dated February 3, 2012 on ‘Housing Loans by Commercial Banks - Loan to Value (LTV) Ratio’ whereby banks were advised that they should not include stamp duty, registration and other documenta
RBI/2014-15/491 DBR.BP.BC.No.74/08.12.015/2014-15 March 5, 2015 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Housing Loans: Review of Instructions A. Inclusion of stamp duty and other charges in LTV ratio Please refer to our circular DBOD.No.BP.BC.78/08.12.001/2011-12 dated February 3, 2012 on ‘Housing Loans by Commercial Banks - Loan to Value (LTV) Ratio’ whereby banks were advised that they should not include stamp duty, registration and other documenta
Mar 05, 2015
Implementation of Section 51-A of UAPA, 1967- UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List and UNSCR 1988(2011) Taliban Sanctions List - Modification in the Listing Format
RBI/2014-15/490 DBR. AML.No. 13157/14.06.001/2014-15 March 5, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List and UNSCR 1988(2011) Taliban Sanctions List – Modification in the Listing Format A reference is invited to our circulars issued from time to tim
RBI/2014-15/490 DBR. AML.No. 13157/14.06.001/2014-15 March 5, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List and UNSCR 1988(2011) Taliban Sanctions List – Modification in the Listing Format A reference is invited to our circulars issued from time to tim
Mar 04, 2015
Change in Bank Rate
RBI/2014-15/486 DBR.No.Ret.BC.73/12.01.001/2014-15 March 04, 2015 All Scheduled Commercial Banks, Local Area Banks and RRBs Dear Sir, Change in Bank Rate Please refer to circular DBR.No.Ret.BC.61/12.01.001/2014-15 dated January 15, 2015 on the captioned subject. 2. As announced in the Press Release 2014-2015/1847 dated March 04, 2015, the Bank Rate stands adjusted by 25 basis points from 8.75 per cent to 8.50 per cent with effect from March 04, 2015. 3. All penal inte
RBI/2014-15/486 DBR.No.Ret.BC.73/12.01.001/2014-15 March 04, 2015 All Scheduled Commercial Banks, Local Area Banks and RRBs Dear Sir, Change in Bank Rate Please refer to circular DBR.No.Ret.BC.61/12.01.001/2014-15 dated January 15, 2015 on the captioned subject. 2. As announced in the Press Release 2014-2015/1847 dated March 04, 2015, the Bank Rate stands adjusted by 25 basis points from 8.75 per cent to 8.50 per cent with effect from March 04, 2015. 3. All penal inte
Mar 04, 2015
Compliance function in banks
RBI/2014-15/489A DBS.CO.PPD.10946/11.01.005/2014-15 March 04, 2015 To, The Chairman / CEO All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Compliance function in banks Please refer to our circular DBS.CO.PP.BC.6/11.01.005/2006-07 dated April 20, 2007 on compliance function in banks. It has been observed that certain supervisory concerns continue to recur, necessitating the need for tighter compliance regimes in banks in accordance with the above circu
RBI/2014-15/489A DBS.CO.PPD.10946/11.01.005/2014-15 March 04, 2015 To, The Chairman / CEO All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Compliance function in banks Please refer to our circular DBS.CO.PP.BC.6/11.01.005/2006-07 dated April 20, 2007 on compliance function in banks. It has been observed that certain supervisory concerns continue to recur, necessitating the need for tighter compliance regimes in banks in accordance with the above circu
Feb 25, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-15/478 DBR. AML.No. 12661/14.06.001/2014-15 February 25, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks / Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML No. 12204/14.06.001/2014-15 dated February 13, 2015 on the captioned subject releasing
RBI/2014-15/478 DBR. AML.No. 12661/14.06.001/2014-15 February 25, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks / Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML No. 12204/14.06.001/2014-15 dated February 13, 2015 on the captioned subject releasing
Feb 13, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-2015/470 DBR.AML.No.12204/14.06.001/2014-15 February 13, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks / Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML No. 11505/14.06.001/2014-15 dated February 2, 2015 on the captioned subject releasing
RBI/2014-2015/470 DBR.AML.No.12204/14.06.001/2014-15 February 13, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks / Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML No. 11505/14.06.001/2014-15 dated February 2, 2015 on the captioned subject releasing
Feb 06, 2015
Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- Regional Rural Banks (RRBs)
RBI/2014-15/457 DBR.RRB.No.72/03.05.100/2014-15 February 6, 2015 All Regional Rural Banks Dear Sir/Madam, Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- Regional Rural Banks (RRBs) We advise that the names of five Regional Rural Banks have been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notifications RPCD.CO.RRB.BC.No.76/03.05.100/ 2013-14 dated January 27, 2014, RPCD.CO.RRB.BC.No.94/03.05.100/ 20
RBI/2014-15/457 DBR.RRB.No.72/03.05.100/2014-15 February 6, 2015 All Regional Rural Banks Dear Sir/Madam, Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- Regional Rural Banks (RRBs) We advise that the names of five Regional Rural Banks have been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notifications RPCD.CO.RRB.BC.No.76/03.05.100/ 2013-14 dated January 27, 2014, RPCD.CO.RRB.BC.No.94/03.05.100/ 20
Feb 06, 2015
Inflation Indexed National Savings Securities - Cumulative, 2013 - Early repayment/redemption
RBI/2014-15/456 IDMD(DGBA).CDD.No. 3476/13.01.999/2014-15 February 06, 2015 The Chairman & Managing Director Head Office (Government Accounts Department) State Bank of India & Associate Banks All Nationalised Banks ICICI Bank Ltd., HDFC Bank Ltd, Axis Bank Ltd., and Stock Holding Corporation of India Ltd (SHCIL). Dear Sir/Madam, Inflation Indexed National Savings Securities- Cumulative, 2013 - Early repayment/redemption Please refer to our circular DGBA.CDD.No
RBI/2014-15/456 IDMD(DGBA).CDD.No. 3476/13.01.999/2014-15 February 06, 2015 The Chairman & Managing Director Head Office (Government Accounts Department) State Bank of India & Associate Banks All Nationalised Banks ICICI Bank Ltd., HDFC Bank Ltd, Axis Bank Ltd., and Stock Holding Corporation of India Ltd (SHCIL). Dear Sir/Madam, Inflation Indexed National Savings Securities- Cumulative, 2013 - Early repayment/redemption Please refer to our circular DGBA.CDD.No
Feb 05, 2015
Guidelines for implementation of Countercyclical Capital Buffer (CCCB)
RBI/2014-15/452 DBR.No.BP.BC.71/21.06.201/2014-15 February 5, 2015 The Chairman and Managing Director/ Chief Executives Officer of All Scheduled Commercial Banks (Excluding Regional Rural Banks) Madam/Dear Sir, Guidelines for implementation of Countercyclical Capital Buffer (CCCB) The Internal Working Group of the Reserve Bank of India under the Chairmanship of Shri B Mahapatra had submitted the final Report on the implementation of Countercyclical Capital Buffer (CCC
RBI/2014-15/452 DBR.No.BP.BC.71/21.06.201/2014-15 February 5, 2015 The Chairman and Managing Director/ Chief Executives Officer of All Scheduled Commercial Banks (Excluding Regional Rural Banks) Madam/Dear Sir, Guidelines for implementation of Countercyclical Capital Buffer (CCCB) The Internal Working Group of the Reserve Bank of India under the Chairmanship of Shri B Mahapatra had submitted the final Report on the implementation of Countercyclical Capital Buffer (CCC
Feb 05, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988(2011) Taliban sanctions list
RBI/2014-15/451 DNBR(PD).CC.No.017/03.10.42/2014-15 February 05, 2015 All NBFCs Dear Sirs, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988(2011) Taliban sanctions list Please refer to our Circular DNBS(PD).CC. No 357/03.10.42/2013-14 dated October 03, 2013, DNBS(PD).CC. No 409/03.10.42/2014-15 dated September 25, 2014 and DNBR(PD).CC. No 006/03.10.42/2014-15 dated December 11, 2014 regarding the changes made in the UNSCR “1988 Sanctions List”,
RBI/2014-15/451 DNBR(PD).CC.No.017/03.10.42/2014-15 February 05, 2015 All NBFCs Dear Sirs, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988(2011) Taliban sanctions list Please refer to our Circular DNBS(PD).CC. No 357/03.10.42/2013-14 dated October 03, 2013, DNBS(PD).CC. No 409/03.10.42/2014-15 dated September 25, 2014 and DNBR(PD).CC. No 006/03.10.42/2014-15 dated December 11, 2014 regarding the changes made in the UNSCR “1988 Sanctions List”,
Feb 03, 2015
Section 24 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR)
RBI/2014-15/445 DBR.Ret.BC.70/12.02.001/2014-15 February 03, 2015 All Scheduled Commercial Banks, Local Area Banks and Regional Rural Banks Dear Sir, Section 24 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR). Please refer to our circulars DBOD.Ret.BC.29/12.02.001/2014-15 dated August 05, 2014 and RPCD.RRB.BC.No.24/03.05.33/2014-15 dated August 06, 2014, on the above mentioned subject. 2. As announced in the Sixth Bi-Monthly Moneta
RBI/2014-15/445 DBR.Ret.BC.70/12.02.001/2014-15 February 03, 2015 All Scheduled Commercial Banks, Local Area Banks and Regional Rural Banks Dear Sir, Section 24 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR). Please refer to our circulars DBOD.Ret.BC.29/12.02.001/2014-15 dated August 05, 2014 and RPCD.RRB.BC.No.24/03.05.33/2014-15 dated August 06, 2014, on the above mentioned subject. 2. As announced in the Sixth Bi-Monthly Moneta
Feb 02, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-15/443 DBR.AML.No.11505/14.06.001/2014-15 February 2, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR.AML No.10077/14.06.001/2014-15 dated January 6, 2015 on the captioned subject releasing 1st upd
RBI/2014-15/443 DBR.AML.No.11505/14.06.001/2014-15 February 2, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR.AML No.10077/14.06.001/2014-15 dated January 6, 2015 on the captioned subject releasing 1st upd
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