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Jan 12, 2026
Issues and Challenges in Banking Supervision in the Digital Era (Speech by Shri Swaminathan J, Deputy Governor, Reserve Bank of India, on Friday, January 9, 2026, at the Third Annual Global Conference of the College of Supervisors, RBI, Mumbai)

Respected Governor; Deputy Governor, Shri S C Murmu; Chairman, Academic Council, College of Supervisors, Shri Arijit Basu; and members of the Academic Council of CoS Director, CoS, Shri R. Subramanian; Distinguished speakers, panellists and Managing Directors & CEOs of Regulated Entities; My fellow colleagues from RBI, Ladies and Gentlemen. A very good morning to all of you. It is a pleasure to be with you today at the third edition of the annual global conference of the College of Supervisors of the Reserve Bank of India.

Shri Swaminathan J, Deputy Governor, Reserve Bank of India

Respected Governor; Deputy Governor, Shri S C Murmu; Chairman, Academic Council, College of Supervisors, Shri Arijit Basu; and members of the Academic Council of CoS Director, CoS, Shri R. Subramanian; Distinguished speakers, panellists and Managing Directors & CEOs of Regulated Entities; My fellow colleagues from RBI, Ladies and Gentlemen. A very good morning to all of you. It is a pleasure to be with you today at the third edition of the annual global conference of the College of Supervisors of the Reserve Bank of India.

Jan 09, 2026
Regulation and Supervision – Adapting to the Digital Age - Keynote Address by Shri Sanjay Malhotra, Governor, Reserve Bank of India at the Third Annual Global Conference of the College of Supervisors, Mumbai, January 9, 2026

Good morning and Namaskar. It is my privilege to address the third annual global conference of the College of Supervisors. 2. Advancement in technology is impacting all spheres of human activity – personal, business and public. Financial system is no exception. Technology has revolutionised banking over the years. Yet, today's landscape is distinct - the pace and scale of change are unprecedented. Technology has introduced new products, partners, and processes.

Shri Sanjay Malhotra, Governor, Reserve Bank of India

Good morning and Namaskar. It is my privilege to address the third annual global conference of the College of Supervisors. 2. Advancement in technology is impacting all spheres of human activity – personal, business and public. Financial system is no exception. Technology has revolutionised banking over the years. Yet, today's landscape is distinct - the pace and scale of change are unprecedented. Technology has introduced new products, partners, and processes.

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Page Last Updated on: January 12, 2026

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