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139085637

RBI invites public comments on the draft “Reserve Bank of India (Local Area Banks - Responsible Business Conduct) Second Amendment Directions, 2026”

Public consultation no. C2R/2025-26/344

Certain instructions on matters related to recovery of microfinance loans and engagement of recovery agents therefor by Local Area Banks (LABs) have been issued to LABs under the Reserve Bank of India (Local Area Banks - Responsible Business Conduct) Directions, 2025. The extant instructions have since been reviewed. It has also been decided to issue comprehensive instructions on conduct related matters in recovery of loans and engagement of recovery agents to all LABs under the aforesaid Directions. Accordingly, the draft “Reserve Bank of India (Local Area Banks - Responsible Business Conduct) Second Amendment Directions, 2026” has been issued for public comments.

Additional comments or any attachments may also be submitted by email at mcsdorfeedback@rbi.org.in.

Last date for submission of comments is March 6, 2026.

139084644

RBI invites public comments on the draft “Reserve Bank of India (Small Finance Banks - Responsible Business Conduct) Second Amendment Directions, 2026”

Public consultation no. C2R/2025-26/343

Certain instructions on matters related to engagement of recovery agents by Small Finance Banks (SFBs) have been issued to SFBs under the Reserve Bank of India (Small Finance Banks – Responsible Business Conduct) Directions, 2025. The extant instructions have since been reviewed. It has also been decided to issue comprehensive instructions on conduct related matters in recovery of loans and engagement of recovery agents to all SFBs under the aforesaid directions. Accordingly, the draft “Reserve Bank of India (Small Finance Banks - Responsible Business Conduct) Second Amendment Directions, 2026” has been issued for public comments.

Additional comments or any attachments may also be submitted by email at mcsdorfeedback@rbi.org.in.

Last date for submission of comments is March 6, 2026.

139110045

RBI invites public comments on the Draft Reserve Bank of India (All India Financial Institutions – Credit Facilities) Amendment Directions, 2026

Public consultation no. C2R/2025-26/355

In pursuance of the announcement made in the Statement on Developmental and Regulatory Policies dated February 6, 2026, the existing guidelines applicable to All India Financial Institutions, in respect of lending to InvITs have been reviewed and additional prudential safeguards have been  proposed.

The draft Reserve Bank of India (All India Financial Institutions – Credit  Facilities) Amendment Directions, 2026, which contains these modifications, has been issued for public comments.

Additional comments or any attachments may also be submitted by email at feedbackcrg@rbi.org.in.

Last date for submission of comments is March 6, 2026.

139109771

RBI invites public comments on the Draft Reserve Bank of India (Small Finance Banks – Credit Facilities) Second Amendment Directions, 2026

Public consultation no. C2R/2025-26/354

In pursuance of the announcement made in the Statement on Developmental and Regulatory Policies dated February 6, 2026, the existing guidelines applicable to Small Finance Banks in respect of lending to InvITs have been reviewed and additional prudential safeguards have been  proposed.

The draft Reserve Bank of India (Small Banks – Credit Facilities) Second  Amendment Directions, 2026, which contains these modifications, has been issued for public comments.

Additional comments or any attachments may also be submitted by email at feedbackcrg@rbi.org.in.

Last date for submission of comments is March 6, 2026.

139109346

RBI invites public comments on the Draft Reserve Bank of India (Commercial Banks- Financial Statements: Presentation and Disclosures) Fourth Amendment Directions, 2026

Public consultation no. C2R/2025-26/353

Consequent to the amendments proposed in the Reserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025, permitting  commercial banks to extend finance to Real Estate Investment Trusts (REITs), corresponding disclosure requirements in Financial Statements for commercial banks for their exposure to REITs is being prescribed.

The draft Reserve Bank of India (Commercial Banks – Financial Statements:  Presentation and Disclosures) Fourth Amendment Directions, 2026, which contains these modifications, has been issued for public comments.

Additional comments or any attachments may also be submitted by email at feedbackcrg@rbi.org.in.

Last date for submission of comments is March 6, 2026.

139109004

RBI invites public comments on the Draft Reserve Bank of India (Commercial Banks – Concentration Risk Management) Second Amendment Directions, 2026

Public consultation no. C2R/2025-26/352

Consequent to the amendments proposed in the Reserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025,  permitting commercial banks to extend finance to Real Estate Investment Trusts (REITs), prudential ceiling for exposure of commercial banks to REITs is being prescribed.

The draft Reserve Bank of India (Commercial Banks – Concentration Risk Management) Second Amendment Directions, 2026, which contains these modifications, have been issued for public comments.

Additional comments or any attachments may also be submitted by email at feedbackcrg@rbi.org.in.

Last date for submission of comments is March 6, 2026.

139108786

RBI invites public comments on the Draft ‘Reserve Bank of India (Commercial Banks – Credit Facilities) Second Amendment Directions, 2026”

Public consultation no. C2R/2025-26/351

As part of the Statement on Developmental and Regulatory Policies dated February 6, 2026, Reserve Bank announced that commercial banks would be permitted to extend financing to REITs, subject to appropriate prudential safeguards. The existing guidelines in respect of lending to InvITs were also proposed to be harmonised for parity with prudential safeguards proposed for lending to REITs.

The draft Reserve Bank of India (Commercial Banks – Credit Facilities) Second Amendment Directions, 2026, which contains these modifications, has been issued for public comments.

Additional comments or any attachments may also be submitted by email at feedbackcrg@rbi.org.in.

Last date for submission of comments is March 6, 2026.

139108095

RBI invites public comments on the draft “Reserve Bank of India (Housing Finance Companies) Second Amendment Directions, 2026”

Public consultation no. C2R/2025-26/350

Certain instructions on matters related to recovery of loans and engagement of recovery agents by Housing Finance Companies (HFCs) have been issued to HFCs under Chapter-X on ‘Fair Practices Code’ of the Reserve Bank of India (Housing Finance Companies) Directions, 2025. The extant instructions have since been reviewed. It has also been decided to issue comprehensive instructions on conduct related matters in recovery of loans and engagement of recovery agents to all NBFCs, excluding Mortgage Guarantee Companies, Core Investment Companies, NBFC-Account Aggregators, Standalone Primary Dealers, Non-Operating Financial Housing Companies, and NBFCs not having any customer interface, under the Reserve Bank of India (Non-Banking Financial Companies – Responsible Business Conduct) Directions, 2025. Accordingly, the draft “Reserve Bank of India (Housing Finance Companies) Second Amendment Directions, 2026” has been issued for public comments.

Additional comments or any attachments may also be submitted by email at mcsdorfeedback@rbi.org.in.

Last date for submission of comments is March 6, 2026.

139107394

RBI invites public comments on the draft “Reserve Bank of India (Non-Banking Financial Companies - Responsible Business Conduct) Second Amendment Directions, 2026”

Public consultation no. C2R/2025-26/349

Certain instructions on matters related to recovery of loans and engagement of recovery agents by Non-Banking Financial Companies (NBFCs) have been issued to NBFCs under Chapter III on ‘Responsible Lending Conduct’ of the Reserve Bank of India (Non-Banking Financial Companies – Responsible Business Conduct) Directions, 2025. The extant instructions have since been reviewed. It has also been decided to issue comprehensive instructions on conduct related matters in recovery of loans and engagement of recovery agents to all NBFCs, excluding Mortgage Guarantee Companies, Core Investment Companies, NBFC-Account Aggregators, Standalone Primary Dealers, Non-Operating Financial Housing Companies, and NBFCs not having any customer interface. Accordingly, the draft “Reserve Bank of India (Non-Banking Financial Companies - Responsible Business Conduct) Second Amendment Directions, 2026” has been issued for public comments.

Additional comments or any attachments may also be submitted by email at mcsdorfeedback@rbi.org.in.

Last date for submission of comments is March 6, 2026.

139087843

RBI invites public comments on the draft “Reserve Bank of India (All India Financial Institutions - Responsible Business Conduct) Second Amendment Directions, 2026”

Public consultation no. C2R/2025-26/348

Certain instructions on responsibilities of an All India Financial Institution (AIFI) employing recovery agents have been issued to AIFIs under the Reserve Bank of India (All India Financial Institutions – Responsible Business Conduct) Directions, 2025. The extant instructions have since been reviewed. It has also been decided to issue comprehensive instructions on conduct related matters in recovery of loans and engagement of recovery agents to all AIFIs under the aforesaid Directions. Accordingly, the draft “Reserve Bank of India (All India Financial Institutions - Responsible Business Conduct) Second Amendment Directions, 2026” has been issued for public comments.

Additional comments or any attachments may also be submitted by email at mcsdorfeedback@rbi.org.in.

Last date for submission of comments is March 6, 2026.

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