Notifications -Regulating Co-operative Banking - આરબીઆઈ - Reserve Bank of India
notifications
ઑક્ટો 28, 2009
Guidelines on Exchange Traded Interest Rate Futures (IRFs) - UCBs
RBI/2009-10/196 UBD (PCB) BPD Cir No. 17/13.01.000/2009-10 October 28, 2009 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/ Madam Guidelines on Exchange Traded Interest Rate Futures (IRFs) – UCBs It has been decided to introduce Interest Rate Futures on a notional coupon bearing 10-year Government of India security. In this regard, Reserve Bank of India has issued a direction FMD.MSRG. 1/02.04.003/2009-10 dated August 28, 2009 under section
RBI/2009-10/196 UBD (PCB) BPD Cir No. 17/13.01.000/2009-10 October 28, 2009 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/ Madam Guidelines on Exchange Traded Interest Rate Futures (IRFs) – UCBs It has been decided to introduce Interest Rate Futures on a notional coupon bearing 10-year Government of India security. In this regard, Reserve Bank of India has issued a direction FMD.MSRG. 1/02.04.003/2009-10 dated August 28, 2009 under section
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ઑક્ટો 26, 2009
UCBs - Finance for Housing Projects -Disclosure of Information on Mortgage of Property
RBI/2009-10/191 UBD.BPD.No.16 / 09.22.010/2009-10 October 26 , 2009 Chief Executive Officer Primary (Urban) Cooperative Banks Dear Sir / Madam, Finance for Housing Projects – incorporating clause in the terms and conditions to disclose in pamphlets / brochures / advertisements – information regarding mortgage of property to the bank Please refer to para 9 and Annex 1 of our circular UBD.PCB.MC.No. 2 / 09.22.010 / 2009-10 dated July 1, 2009 (Master circular on Housing
RBI/2009-10/191 UBD.BPD.No.16 / 09.22.010/2009-10 October 26 , 2009 Chief Executive Officer Primary (Urban) Cooperative Banks Dear Sir / Madam, Finance for Housing Projects – incorporating clause in the terms and conditions to disclose in pamphlets / brochures / advertisements – information regarding mortgage of property to the bank Please refer to para 9 and Annex 1 of our circular UBD.PCB.MC.No. 2 / 09.22.010 / 2009-10 dated July 1, 2009 (Master circular on Housing
ઑક્ટો 26, 2009
UCBs - Rupee Export Credit Interest Rates
RBI/ 2009-10/189 UBD.CO.BPD.Cir. No. 2/13.05.000/2009-10 October 26, 2009 Chief Executive Officer Scheduled Urban Co-operative Banks (holding AD Category I licences) Dear Sir/ Madam, Rupee Export Credit Interest Rates Please refer to our circular UBD.PCB.Cir. No. 3/13.05.000/2008-09 dated June 18, 2009 whereby interest subvention of 2 percentage points were extended w.e.f. June 1, 2009 till September 30, 2009 on pre-shipment and post-shipment rupee export credit exten
RBI/ 2009-10/189 UBD.CO.BPD.Cir. No. 2/13.05.000/2009-10 October 26, 2009 Chief Executive Officer Scheduled Urban Co-operative Banks (holding AD Category I licences) Dear Sir/ Madam, Rupee Export Credit Interest Rates Please refer to our circular UBD.PCB.Cir. No. 3/13.05.000/2008-09 dated June 18, 2009 whereby interest subvention of 2 percentage points were extended w.e.f. June 1, 2009 till September 30, 2009 on pre-shipment and post-shipment rupee export credit exten
ઑક્ટો 06, 2009
Review of bilateral clearing arrangements between banks - Urban Co-operative Banks
RBI/2009-10/180 UBD.CO.BPD. (PCB). Cir. No. 14/12.05.001/2009-10 October 06, 2009 Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Madam/Sir Review of bilateral clearing arrangements between banks – Urban Co-operative Banks As you are aware, for convenient, cost-effective and quick processing and settlement of clearing instruments arising out of normal business activities of banks, an elaborate Clearing House infrastructure is in place in the countr
RBI/2009-10/180 UBD.CO.BPD. (PCB). Cir. No. 14/12.05.001/2009-10 October 06, 2009 Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Madam/Sir Review of bilateral clearing arrangements between banks – Urban Co-operative Banks As you are aware, for convenient, cost-effective and quick processing and settlement of clearing instruments arising out of normal business activities of banks, an elaborate Clearing House infrastructure is in place in the countr
ઑક્ટો 05, 2009
Cash Withdrawal at point of Sale (POS) - UCBs
RBI/ 2009-10/179 UBD.CO.BPD.No. 13/09.18.300/2009-10 October @@NBSP@@5, 2009 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir, Cash Withdrawal at point of Sale (POS) - UCBs Please refer to our circular no. 6/09.18.300/2007-08 dated July 13, 2007 on ‘Guidelines for issue of ATM-cum-Debit Cards by UCBs’. Presently cash withdrawal facility using plastic cards is available only at ATMs. The number of ATMs and POS terminals in the country and the
RBI/ 2009-10/179 UBD.CO.BPD.No. 13/09.18.300/2009-10 October @@NBSP@@5, 2009 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir, Cash Withdrawal at point of Sale (POS) - UCBs Please refer to our circular no. 6/09.18.300/2007-08 dated July 13, 2007 on ‘Guidelines for issue of ATM-cum-Debit Cards by UCBs’. Presently cash withdrawal facility using plastic cards is available only at ATMs. The number of ATMs and POS terminals in the country and the
સપ્ટે 29, 2009
UCBs - KYC Guidelines - Accounts of Proprietary Concerns
RBI/2009-10/173 Ref No.UBD.BPD.CO/NSB1/11/12.03.000/2009-10 September 29, 2009 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir, Know your Customer (KYC) guidelines - accounts of proprietary concerns A reference is invited to the circular UBD.CO.BPD.(PCB).No.30/09.161.00/2004-05 dated December 15, 2004 addressed to all Primary (Urban) Co-operative Banks on@@NBSP@@@@NBSP@@ guidelines on ‘Know Your Customer’ norms. 2. In the recent past, a
RBI/2009-10/173 Ref No.UBD.BPD.CO/NSB1/11/12.03.000/2009-10 September 29, 2009 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir, Know your Customer (KYC) guidelines - accounts of proprietary concerns A reference is invited to the circular UBD.CO.BPD.(PCB).No.30/09.161.00/2004-05 dated December 15, 2004 addressed to all Primary (Urban) Co-operative Banks on@@NBSP@@@@NBSP@@ guidelines on ‘Know Your Customer’ norms. 2. In the recent past, a
સપ્ટે 16, 2009
Adherence to KYC/AML guidelines while opening and conduct of the accounts of Multi Level Marketing firms
RBI/2009-10/158 UBD. CO. BPD. PCB.Cir. No.9/12.05.001 / 2009-10 September 16, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam Adherence to KYC/AML guidelines while opening and conduct of the accounts of Multi Level Marketing firms It has come to our notice that certain firms posing as Multi Level Marketing (MLM) agencies for consumer goods and services have been actually mobilizing large amounts of deposits from the public wi
RBI/2009-10/158 UBD. CO. BPD. PCB.Cir. No.9/12.05.001 / 2009-10 September 16, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam Adherence to KYC/AML guidelines while opening and conduct of the accounts of Multi Level Marketing firms It has come to our notice that certain firms posing as Multi Level Marketing (MLM) agencies for consumer goods and services have been actually mobilizing large amounts of deposits from the public wi
સપ્ટે 16, 2009
Rupee Export Credit Interest Rates
RBI/2009-10/157 Ref.: UBD.CO.BPD.Cir. No. 1/13.05.000/2009-10 September 16, 2009 Chief Executive Officer Scheduled Urban Co-operative Banks (holding AD Category I licences) Dear Sir/ Madam, Rupee Export Credit Interest Rates Please refer to our circular UBD.PCB.Cir. No. 3/13.05.000/2008-09 dated June 18, 2009 on the captioned subject regarding extension of interest subvention of 2 percentage points w.e.f. June 1, 2009 till September 30, 2009 on rupee export credit ext
RBI/2009-10/157 Ref.: UBD.CO.BPD.Cir. No. 1/13.05.000/2009-10 September 16, 2009 Chief Executive Officer Scheduled Urban Co-operative Banks (holding AD Category I licences) Dear Sir/ Madam, Rupee Export Credit Interest Rates Please refer to our circular UBD.PCB.Cir. No. 3/13.05.000/2008-09 dated June 18, 2009 on the captioned subject regarding extension of interest subvention of 2 percentage points w.e.f. June 1, 2009 till September 30, 2009 on rupee export credit ext
સપ્ટે 03, 2009
UCBs - Last Date for OTS Scheme (under Agricultural Debt Waiver and Debt Relief Scheme, 2008) extended
RBI / 2009-10/145 UBD.BPD.PCB.Cir.No 8@@NBSP@@/13.05.006/2009-10 September 3, 2009 The Chief Executive Officer, All Primary (Urban) Co-operative Banks Dear Sir/Madam, Budget Announcement 2009-10-Extension of last date under One Time Settlement Scheme (Under Agricultural Debt Waiver and Debt Relief Scheme, 2008) upto Decmber 31, 2009 Please refer to para 6 and 7.3 of the Agricultural Debt Waiver and Debt Relief Scheme, 2008 forwarded vide our circular UBD.PCB. Cir. No.
RBI / 2009-10/145 UBD.BPD.PCB.Cir.No 8@@NBSP@@/13.05.006/2009-10 September 3, 2009 The Chief Executive Officer, All Primary (Urban) Co-operative Banks Dear Sir/Madam, Budget Announcement 2009-10-Extension of last date under One Time Settlement Scheme (Under Agricultural Debt Waiver and Debt Relief Scheme, 2008) upto Decmber 31, 2009 Please refer to para 6 and 7.3 of the Agricultural Debt Waiver and Debt Relief Scheme, 2008 forwarded vide our circular UBD.PCB. Cir. No.
સપ્ટે 01, 2009
Payment of interest on Savings Bank Account on a Daily Product Basis - UCBs
RBI/2009-10/140 UBD (PCB) BPD Cir No. 7 /13.01.000/2009-10 September 01, 2009 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/ Madam Payment of interest on Savings Bank Account on a Daily Product Basis – UCBs. Please refer to the Directive UBD.DC.102/V.1-86/87@@NBSP@@dated June 25, 1987 in terms of which UCBs were instructed that interest on savings deposits should be calculated on the minimum balance to the credit of the deposit account duri
RBI/2009-10/140 UBD (PCB) BPD Cir No. 7 /13.01.000/2009-10 September 01, 2009 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/ Madam Payment of interest on Savings Bank Account on a Daily Product Basis – UCBs. Please refer to the Directive UBD.DC.102/V.1-86/87@@NBSP@@dated June 25, 1987 in terms of which UCBs were instructed that interest on savings deposits should be calculated on the minimum balance to the credit of the deposit account duri
ઑગસ્ટ 31, 2009
UCBs - Forms of Business in which Banking Companies may Engage
RBI/2009-10/138 UBD.CO.BSD. (SCB). No.5/12.09.009/2009-10 August 31, 2009 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir, Section 6 of the Banking Regulation Act, 1949 (As Applicable to Co-operative Societies) – Forms of Business in which banking companies may engage A reference is invited to Section 6 (1)(f) of the Banking Regulation Act (B.R. Act), 1949 (AACS), in terms of which banks may also engage in managing, selling and realizing an
RBI/2009-10/138 UBD.CO.BSD. (SCB). No.5/12.09.009/2009-10 August 31, 2009 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir, Section 6 of the Banking Regulation Act, 1949 (As Applicable to Co-operative Societies) – Forms of Business in which banking companies may engage A reference is invited to Section 6 (1)(f) of the Banking Regulation Act (B.R. Act), 1949 (AACS), in terms of which banks may also engage in managing, selling and realizing an
ઑગસ્ટ 20, 2009
Payment of interest on accounts frozen by UCBs
RBI/2009-10/126@@NBSP@@ UBD (PCB) BPD Cir No. 4 /13.01.000/2009-10 August 20, 2009 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/ Madam Payment of interest on accounts frozen by UCBs @@NBSP@@ Please refer to paragraph 2 of our circular UBD (PCB) BPD Cir No@@NBSP@@21 /13.01.000/2008-09 dated October 1, 2008 on payment of interest on accounts frozen by UCBs, wherein banks have been advised to follow certain procedure in the case of Term Depos
RBI/2009-10/126@@NBSP@@ UBD (PCB) BPD Cir No. 4 /13.01.000/2009-10 August 20, 2009 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/ Madam Payment of interest on accounts frozen by UCBs @@NBSP@@ Please refer to paragraph 2 of our circular UBD (PCB) BPD Cir No@@NBSP@@21 /13.01.000/2008-09 dated October 1, 2008 on payment of interest on accounts frozen by UCBs, wherein banks have been advised to follow certain procedure in the case of Term Depos
ઑગસ્ટ 17, 2009
UCBs - Agricultural Debt Waiver and Debt Relief Scheme, 2008
RBI/2009-10/124 UBD.BPD.PCB.Cir.No. 3 /13.05.006/2009-10 August 17 , 2009 The Chief Executive Officer, All Primary (Urban) Co-operative Banks Dear Sir, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 Please refer to para 10 of the Agricultural Debt Waiver and Debt Relief Scheme, 2008 forwarded vide our circular UBD.PCB. Cir. No. 43/13.05.000/07-08 dated May 23, 2008 on the captioned subject wherein it is indicated that every lending inst
RBI/2009-10/124 UBD.BPD.PCB.Cir.No. 3 /13.05.006/2009-10 August 17 , 2009 The Chief Executive Officer, All Primary (Urban) Co-operative Banks Dear Sir, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 Please refer to para 10 of the Agricultural Debt Waiver and Debt Relief Scheme, 2008 forwarded vide our circular UBD.PCB. Cir. No. 43/13.05.000/07-08 dated May 23, 2008 on the captioned subject wherein it is indicated that every lending inst
જૂન 29, 2009
Prudential treatment of different types of Provisions in respect of loan portfolios
RBI/2008-09/514 UBD.PCB.Cir.No. 73@@NBSP@@ /09.14.000/2008-09 June 29, 2009 The Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir / Madam Prudential treatment of different types of Provisions in respect of loan portfolios It has been decided to lay down the following guidelines in regard to the prudential treatment of different types of provisions in respect of loan portfolios.@@NBSP@@ It is clarified that the relative provisions can only be re
RBI/2008-09/514 UBD.PCB.Cir.No. 73@@NBSP@@ /09.14.000/2008-09 June 29, 2009 The Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir / Madam Prudential treatment of different types of Provisions in respect of loan portfolios It has been decided to lay down the following guidelines in regard to the prudential treatment of different types of provisions in respect of loan portfolios.@@NBSP@@ It is clarified that the relative provisions can only be re
જૂન 26, 2009
UCBs - Agricultural Debt Waiver and Debt Relief Scheme, 2008
RBI / 2008-09/513 UBD.BPD.PCB.Cir.No. 72/13.05.000/2008-09 June 26, 2009 The Chief Executive Officer, All Primary (Urban) Co-operative Banks Dear Sir, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 We forward herewith a copy of a letter F No. 3/9/2008- AC dated June 12, 2009 received from Government of India, Ministry of Finance, New Delhi on the captioned subject. The contents are self explanatory. 2. You are requested to take necessar
RBI / 2008-09/513 UBD.BPD.PCB.Cir.No. 72/13.05.000/2008-09 June 26, 2009 The Chief Executive Officer, All Primary (Urban) Co-operative Banks Dear Sir, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 We forward herewith a copy of a letter F No. 3/9/2008- AC dated June 12, 2009 received from Government of India, Ministry of Finance, New Delhi on the captioned subject. The contents are self explanatory. 2. You are requested to take necessar
જૂન 18, 2009
UCBs - Rupee export Credit Interest Rates
RBI/2008-09/505 UBD.PCB.Cir.No. 3 /13.05.000/2008-09 June 18, 2009 Chief Executive Officer Primary (Urban) Cooperative Banks (Scheduled banks holding AD Category I licences) Dear Sirs, Rupee Export Credit Interest Rates The Government of India has decided to extend Interest Subvention of 2 percentage points w.e.f. June 01, 2009 till September 30, 2009 on pre and post shipment rupee export credit extended by scheduled UCBs holding AD category I licences, for certain em
RBI/2008-09/505 UBD.PCB.Cir.No. 3 /13.05.000/2008-09 June 18, 2009 Chief Executive Officer Primary (Urban) Cooperative Banks (Scheduled banks holding AD Category I licences) Dear Sirs, Rupee Export Credit Interest Rates The Government of India has decided to extend Interest Subvention of 2 percentage points w.e.f. June 01, 2009 till September 30, 2009 on pre and post shipment rupee export credit extended by scheduled UCBs holding AD category I licences, for certain em
જૂન 16, 2009
UCBs - Appointment of UCBs as agents/sub-agents under MTSS
RBI /2008-09/500 UBD.CO.BPD.PCB.Cir.No.69 /16.12.000/2008-09 June 15, 2009 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Appointment of UCBs as agents/ sub-agents under Money Transfer Service Scheme Please refer to our circular UBD.CO.BPD(PCB) No.62/16.12.000/2008-09 dated April 23, 2009 on the captioned subject. It has been decided to amend paragraph 2 of the circular as under: 2. In terms of Para 2(iii) of the circular, where the UCBs
RBI /2008-09/500 UBD.CO.BPD.PCB.Cir.No.69 /16.12.000/2008-09 June 15, 2009 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Appointment of UCBs as agents/ sub-agents under Money Transfer Service Scheme Please refer to our circular UBD.CO.BPD(PCB) No.62/16.12.000/2008-09 dated April 23, 2009 on the captioned subject. It has been decided to amend paragraph 2 of the circular as under: 2. In terms of Para 2(iii) of the circular, where the UCBs
જૂન 16, 2009
UCBs - Credit delivery to Micro and Small Enterprises Sector
RBI/2008-09/501 UBD.BPD.No. 71/09.09.001/2008-09 June 16, 2009 Chief Executive Officer Primary (Urban) Cooperative Banks Dear Sir / Madam, Credit delivery to the Micro and Small Enterprises Sector In recognition of the problems being faced by the Micro and Small Enterprises (MSE) sector, particularly with respect to rehabilitation of potentially viable sick units, the Reserve Bank had constituted a Working Group under the Chairmanship of Dr. K. C. Chakrabarty, Chairma
RBI/2008-09/501 UBD.BPD.No. 71/09.09.001/2008-09 June 16, 2009 Chief Executive Officer Primary (Urban) Cooperative Banks Dear Sir / Madam, Credit delivery to the Micro and Small Enterprises Sector In recognition of the problems being faced by the Micro and Small Enterprises (MSE) sector, particularly with respect to rehabilitation of potentially viable sick units, the Reserve Bank had constituted a Working Group under the Chairmanship of Dr. K. C. Chakrabarty, Chairma
જૂન 15, 2009
Declaration of dividend by UCBs
RBI/2008-09/497 UBD.CO. BPD. (PCB) Cir. No. 70@@NBSP@@ /12.05.001/2008-09 June 15, 2009 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Declaration of dividend by UCBs Please refer to our circular BSD.IP.PCB.16/12.05.03/2003-04 dated September 19, 2003 on the captioned subject advising the criteria for declaration of dividend by UCBs. As per the extant instructions, UCBs classified in grade other than Grade II to IV may declare divid
RBI/2008-09/497 UBD.CO. BPD. (PCB) Cir. No. 70@@NBSP@@ /12.05.001/2008-09 June 15, 2009 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Declaration of dividend by UCBs Please refer to our circular BSD.IP.PCB.16/12.05.03/2003-04 dated September 19, 2003 on the captioned subject advising the criteria for declaration of dividend by UCBs. As per the extant instructions, UCBs classified in grade other than Grade II to IV may declare divid
મે 06, 2009
Financial restructuring of Urban Cooperative Banks
RBI/2008-09/470 UBD.PCB.Cir.No. 65 /09.16.900/2008-09 May 06, 2009 The Chief Executive Officer Primary (Urban) Cooperative Banks Dear Sir / Madam Financial restructuring of Urban Cooperative Banks Please refer to our circular UBD.PCB.Cir.No. 39 /09.16.900/2008-09 dated January 23, 2009 on the captioned subject. It was prescribed vide Para 3 (vii) therein that post-restructuring, the management of the bank should be in the hands of a Board of Administrators consisting
RBI/2008-09/470 UBD.PCB.Cir.No. 65 /09.16.900/2008-09 May 06, 2009 The Chief Executive Officer Primary (Urban) Cooperative Banks Dear Sir / Madam Financial restructuring of Urban Cooperative Banks Please refer to our circular UBD.PCB.Cir.No. 39 /09.16.900/2008-09 dated January 23, 2009 on the captioned subject. It was prescribed vide Para 3 (vii) therein that post-restructuring, the management of the bank should be in the hands of a Board of Administrators consisting
મે 06, 2009
UCBs - Extension of Area of Operation - Liberalisation
RBI/2008-09/469 UBD.CO.LS.Cir.No. 66 /07.01.000/2008-09 May 6, 2009 All Primary (Urban) Cooperative Banks Dear Sir/Madam Annual Policy Statement for the year 2009-10- Extension of Area of Operation (AOO)-Liberalisation Please refer to para 163 of the Annual Policy Statement 2009-10 (copy enclosed) in terms of which, it has been decided to permit extension of area of operation to well-functioning Primary (Urban) Cooperative Banks (UCBs) in the States that have signed M
RBI/2008-09/469 UBD.CO.LS.Cir.No. 66 /07.01.000/2008-09 May 6, 2009 All Primary (Urban) Cooperative Banks Dear Sir/Madam Annual Policy Statement for the year 2009-10- Extension of Area of Operation (AOO)-Liberalisation Please refer to para 163 of the Annual Policy Statement 2009-10 (copy enclosed) in terms of which, it has been decided to permit extension of area of operation to well-functioning Primary (Urban) Cooperative Banks (UCBs) in the States that have signed M
એપ્રિલ 29, 2009
UCBs - Need for Bank Branches / ATMs to be made accessible to persons with disabilities
RBI/2008-09/464 UBD.CO. BPD. (PCB) Cir. No. 63/9.39.000/2008-09 April 29, 2009 @@NBSP@@ To Chief Executive Officer All Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam @@NBSP@@ Need for Bank Branches / ATMs to be made accessible to persons with disabilities @@NBSP@@ We have been receiving several suggestions including from Government of India to make bank branches and ATMs easily accessible to persons with disability by providing ramps so that wheel chair
RBI/2008-09/464 UBD.CO. BPD. (PCB) Cir. No. 63/9.39.000/2008-09 April 29, 2009 @@NBSP@@ To Chief Executive Officer All Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam @@NBSP@@ Need for Bank Branches / ATMs to be made accessible to persons with disabilities @@NBSP@@ We have been receiving several suggestions including from Government of India to make bank branches and ATMs easily accessible to persons with disability by providing ramps so that wheel chair
એપ્રિલ 23, 2009
Appointment of UCBs as agents/ sub-agents under Money Transfer Service Scheme
RBI /2008-09/465 UBD.CO.BPD.PCB.Cir.no.62/16.12.000/2008-09 April 23, 2009 The Chief executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Appointment of UCBs as agents/ sub-agents under Money Transfer Service Scheme Please refer to our circular UBD(PCB) No.8/16.12.000/2007-08 dated July 17, 2007 on the captioned subject, allowing UCBs holding AD Category I and II licences to act as agents/ sub-agents under the Money Transfer Service Scheme (MTSS). 2. In
RBI /2008-09/465 UBD.CO.BPD.PCB.Cir.no.62/16.12.000/2008-09 April 23, 2009 The Chief executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Appointment of UCBs as agents/ sub-agents under Money Transfer Service Scheme Please refer to our circular UBD(PCB) No.8/16.12.000/2007-08 dated July 17, 2007 on the captioned subject, allowing UCBs holding AD Category I and II licences to act as agents/ sub-agents under the Money Transfer Service Scheme (MTSS). 2. In
એપ્રિલ 21, 2009
Instruments for Augmenting Capital Funds - UCBs
RBI/2008-09/440 UBD.PCB.Cir.No. 61/09.18.201 / 2008-09 April 21, 2009 @@NBSP@@ The Chief Executive Officer of All Primary (Urban) Cooperative Banks @@NBSP@@ Dear Sir / Madam @@NBSP@@ Instruments for Augmenting Capital Funds - UCBs Please refer to the guidelines on issue of preference shares enclosed to our circular UBD.PCB.Cir.No.4 / 09.18.201 / 08-09 dated July 15, 2008. 2.@@NBSP@@ It has been decided to partially modify Para (A) 2.7 (b) & (c) and Para (B) 2.8.1
RBI/2008-09/440 UBD.PCB.Cir.No. 61/09.18.201 / 2008-09 April 21, 2009 @@NBSP@@ The Chief Executive Officer of All Primary (Urban) Cooperative Banks @@NBSP@@ Dear Sir / Madam @@NBSP@@ Instruments for Augmenting Capital Funds - UCBs Please refer to the guidelines on issue of preference shares enclosed to our circular UBD.PCB.Cir.No.4 / 09.18.201 / 08-09 dated July 15, 2008. 2.@@NBSP@@ It has been decided to partially modify Para (A) 2.7 (b) & (c) and Para (B) 2.8.1
એપ્રિલ 20, 2009
Prudential Guidelines on Restructuring of Advances by UCBs
RBI/2008-09/436 UBD.PCB.BPD.Cir.No. 60 /13.05.000 / 2008-09 April 20, 2009 The Chief Executive Officers of All Primary (Urban) Cooperative Banks @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Prudential Guidelines on Restructuring of Advances by UCBs @@NBSP@@ Please refer to the Prudential Guidelines on Restructuring of Advances by UCBs enclosed to our circular RBI / 2008-09 / 403 UBD.PCB.BPD.No. 53 / 13.05.000 / 2008-09 dated March 6, 2009. 2. It has been decided to amend parag
RBI/2008-09/436 UBD.PCB.BPD.Cir.No. 60 /13.05.000 / 2008-09 April 20, 2009 The Chief Executive Officers of All Primary (Urban) Cooperative Banks @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Prudential Guidelines on Restructuring of Advances by UCBs @@NBSP@@ Please refer to the Prudential Guidelines on Restructuring of Advances by UCBs enclosed to our circular RBI / 2008-09 / 403 UBD.PCB.BPD.No. 53 / 13.05.000 / 2008-09 dated March 6, 2009. 2. It has been decided to amend parag
એપ્રિલ 09, 2009
Lending under Consortium Arrangement / Multiple Banking Arrangements
RBI/2008-2009/427 UBD.PCB.No. 59/13.05.000/2008-09 April 9, 2009 Chief Executive Officers of All Primary Urban Co-operative BanksDear Sir /Madam, Lending under Consortium Arrangement / Multiple Banking Arrangements Please refer to our circular UBD.PCB.No.36/13.05.000/2008-09 dated January 21, 2009 on the captioned subject. 2. The formats for declaration of information by the borrower at the time of applying for a credit facility to a bank (Annex I) and the format for
RBI/2008-2009/427 UBD.PCB.No. 59/13.05.000/2008-09 April 9, 2009 Chief Executive Officers of All Primary Urban Co-operative BanksDear Sir /Madam, Lending under Consortium Arrangement / Multiple Banking Arrangements Please refer to our circular UBD.PCB.No.36/13.05.000/2008-09 dated January 21, 2009 on the captioned subject. 2. The formats for declaration of information by the borrower at the time of applying for a credit facility to a bank (Annex I) and the format for
માર્ચ 31, 2009
UCBs - Submission of certified copies of entries/print out to Courts
RBI/2008-09/423 UBD. CO. BPD. PCB. Cir. No.@@NBSP@@ 57 /12.05.001/2008-09 March 31, 2009 @@NBSP@@ To Chief Executive Officer All Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Bankers' Book Evidence Act, 1891 – Submission of certified copies of entries/print out to Courts – @@NBSP@@ In a recent case heard at Court of a Civil Judge in Maharashtra, the Hon'ble Court advised Reserve Bank of India to instruct all the UCBs that whenever they submit
RBI/2008-09/423 UBD. CO. BPD. PCB. Cir. No.@@NBSP@@ 57 /12.05.001/2008-09 March 31, 2009 @@NBSP@@ To Chief Executive Officer All Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Bankers' Book Evidence Act, 1891 – Submission of certified copies of entries/print out to Courts – @@NBSP@@ In a recent case heard at Court of a Civil Judge in Maharashtra, the Hon'ble Court advised Reserve Bank of India to instruct all the UCBs that whenever they submit
માર્ચ 12, 2009
Co-operative Banks (Nomination) Rules, 1985 - Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts
RBI/2008-09/ 409 UBD.CO. BPD. (PCB) Cir. No. 56 /09.39.000/2008-09 March 12, 2009 @@NBSP@@ To Chief Executive Officer All Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam @@NBSP@@ Co-operative Banks (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts @@NBSP@@ It has been brought to our notice that some banks do not have the system of acknowledging the receipt of the duly com
RBI/2008-09/ 409 UBD.CO. BPD. (PCB) Cir. No. 56 /09.39.000/2008-09 March 12, 2009 @@NBSP@@ To Chief Executive Officer All Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam @@NBSP@@ Co-operative Banks (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts @@NBSP@@ It has been brought to our notice that some banks do not have the system of acknowledging the receipt of the duly com
માર્ચ 09, 2009
UCBs - Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Last date for Repayment of First Instalment by Farmers extended
RBI/2008-09/407 UBD.PCB.Cir.No. 54/13.05.000/2008-09 @@NBSP@@ March 9, 2009 @@NBSP@@ The Chief Executive officers of all Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir/Madam, @@NBSP@@ @@NBSP@@ Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy @@NBSP@@ Please refer to our circular UBD.PCB.Cir.No. 5/13.05.000/08-09 dated July 30, 2008 and UBD.PCB.Cir.No. 27/13.05.
RBI/2008-09/407 UBD.PCB.Cir.No. 54/13.05.000/2008-09 @@NBSP@@ March 9, 2009 @@NBSP@@ The Chief Executive officers of all Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir/Madam, @@NBSP@@ @@NBSP@@ Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy @@NBSP@@ Please refer to our circular UBD.PCB.Cir.No. 5/13.05.000/08-09 dated July 30, 2008 and UBD.PCB.Cir.No. 27/13.05.
માર્ચ 09, 2009
UCBs - Guidelines for Relief Measures by Banks to Poultry Units in West Bengal
RBI/ 2008-09/408 UBD.PCB.Cir. No. 55/09.14.000/2008-09 March 9, 2009 The Chief Executive Officer of all Primary (Urban) Co-operative Banks West Bengal Dear Sir/Madam, Guidelines for Relief Measures by Banks to Poultry Units in West Bengal Please refer to our circular UBD.PCB.Cir.No.34/09.14.000/07-08 dated March 3, 2008 wherein certain relief measures were announced for the Poultry Industry. 2. In addition to the above relief measures, it has now been decided by Gover
RBI/ 2008-09/408 UBD.PCB.Cir. No. 55/09.14.000/2008-09 March 9, 2009 The Chief Executive Officer of all Primary (Urban) Co-operative Banks West Bengal Dear Sir/Madam, Guidelines for Relief Measures by Banks to Poultry Units in West Bengal Please refer to our circular UBD.PCB.Cir.No.34/09.14.000/07-08 dated March 3, 2008 wherein certain relief measures were announced for the Poultry Industry. 2. In addition to the above relief measures, it has now been decided by Gover
માર્ચ 06, 2009
UCBs - Credit/Debit Card Transactions - Security Issues and Risk Mitigation Measures
RBI/2008-09/402 UBD.CO. BPD. (PCB) Cir. No. 52/13.05.000/2008-09 March 6 , 2009 @@NBSP@@ To Chief Executive Officer All Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam @@NBSP@@ Credit / Debit Card transactions- Security Issues and Risk mitigation measures @@NBSP@@ We enclose a copy of circular issued by Department of Payment and Settlement Systems, Reserve Bank of India, DPSS.No.1501/02.14.003/2008-09 dated February 18, 2009 advising the banks to enhance
RBI/2008-09/402 UBD.CO. BPD. (PCB) Cir. No. 52/13.05.000/2008-09 March 6 , 2009 @@NBSP@@ To Chief Executive Officer All Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam @@NBSP@@ Credit / Debit Card transactions- Security Issues and Risk mitigation measures @@NBSP@@ We enclose a copy of circular issued by Department of Payment and Settlement Systems, Reserve Bank of India, DPSS.No.1501/02.14.003/2008-09 dated February 18, 2009 advising the banks to enhance
માર્ચ 06, 2009
Prudential Guidelines on Restructuring of Advances by UCBs.
RBI/2008-09/403 UBD.PCB. BPD. No. 53 /13.05.000 / 2008-09 March 6 , 2009 @@NBSP@@ The Chief Executive Officer of all Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Prudential Guidelines on Restructuring of Advances@@NBSP@@ by UCBs. @@NBSP@@ Please refer to the prudential guidelines on income recognition, asset classification and provisioning in respect of restructured accounts issued to Urban Cooperative Banks on November 12, 2001. As part of a
RBI/2008-09/403 UBD.PCB. BPD. No. 53 /13.05.000 / 2008-09 March 6 , 2009 @@NBSP@@ The Chief Executive Officer of all Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Prudential Guidelines on Restructuring of Advances@@NBSP@@ by UCBs. @@NBSP@@ Please refer to the prudential guidelines on income recognition, asset classification and provisioning in respect of restructured accounts issued to Urban Cooperative Banks on November 12, 2001. As part of a
ફેબ્રુ 17, 2009
UCBs - Reconciliation of transactions at ATMs failure-Time limit
RBI/2008-09/385 UBD.CO. BPD. (PCB) Cir. No.50/09.39.000/2008-09 February 17, 2009 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Reconciliation of transactions at ATMs failure-Time limit We enclose copy of circulars issued by Department of Payment and Settlement Systems, Reserve Bank of India, DPSS No. 711 / 02.10.02 / 2008-09 dated October 23, 2008 and DPSS No.1424 / 02.10.02 / 2008-09 dated February 11, 2009 advising the banks to
RBI/2008-09/385 UBD.CO. BPD. (PCB) Cir. No.50/09.39.000/2008-09 February 17, 2009 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Reconciliation of transactions at ATMs failure-Time limit We enclose copy of circulars issued by Department of Payment and Settlement Systems, Reserve Bank of India, DPSS No. 711 / 02.10.02 / 2008-09 dated October 23, 2008 and DPSS No.1424 / 02.10.02 / 2008-09 dated February 11, 2009 advising the banks to
ફેબ્રુ 12, 2009
UCBs - Lending under Consortium Arrangement/Multiple Banking Arrangements
RBI/2008-2009/382 UBD.PCB.No. 49 @@NBSP@@/13.05.000/2008-09 February 12 , 2009 The Chief Executive Officers of All Primary Urban Co-operative Banks (As per List) @@NBSP@@ @@NBSP@@Dear Sir / Madam, @@NBSP@@ Lending under Consortium Arrangement / Multiple Banking Arrangements @@NBSP@@ Please refer to our circular RBI/2008-09/354/UBD.PCB.No.36/13.05.000/2008-09 dated January 21, 2009 on the captioned subject. 2. In terms of Paragraph 2(iii) of the above circular, in orde
RBI/2008-2009/382 UBD.PCB.No. 49 @@NBSP@@/13.05.000/2008-09 February 12 , 2009 The Chief Executive Officers of All Primary Urban Co-operative Banks (As per List) @@NBSP@@ @@NBSP@@Dear Sir / Madam, @@NBSP@@ Lending under Consortium Arrangement / Multiple Banking Arrangements @@NBSP@@ Please refer to our circular RBI/2008-09/354/UBD.PCB.No.36/13.05.000/2008-09 dated January 21, 2009 on the captioned subject. 2. In terms of Paragraph 2(iii) of the above circular, in orde
ફેબ્રુ 02, 2009
UCBs - Service Charges for Electronic Payment Products/Outstation Cheque Collection/Transfer of Surplus Clearing Funds
RBI/2008-09/369 UBD. PCB. Cir. No. 48/09.39.000/2008-09 February 2, 2009 @@NBSP@@ @@NBSP@@ To Chief Executive Officer All Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Levy of Service Charges for Electronic Payment Products, Outstation Cheque Collection and Standardisation of charges for transfer of surplus Clearing Funds @@NBSP@@ @@NBSP@@ We enclose copies of the circulars issued by Department of Payment and Settlement Systems, Reserve Bank o
RBI/2008-09/369 UBD. PCB. Cir. No. 48/09.39.000/2008-09 February 2, 2009 @@NBSP@@ @@NBSP@@ To Chief Executive Officer All Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Levy of Service Charges for Electronic Payment Products, Outstation Cheque Collection and Standardisation of charges for transfer of surplus Clearing Funds @@NBSP@@ @@NBSP@@ We enclose copies of the circulars issued by Department of Payment and Settlement Systems, Reserve Bank o
જાન્યુ 29, 2009
Balances held by UCBs with IDBI Bank Limited- Treatment for CRR/SLR purpose-
RBI/2008-09/364 UBD. BPD (PCB) Cir No. 41 /12.05.001/2008-09 January 29, 2009 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir Balances held by UCBs with IDBI Bank Limited- Treatment for CRR/SLR purpose- Please refer to our circular UBD (PCB). Cir. No.3/12.05.001/2008-09 dated July 11, 2008 on the above subject. 2. In terms of the circular referred to above, UCBs were advised that the balance maintained by them in current account with IDBI B
RBI/2008-09/364 UBD. BPD (PCB) Cir No. 41 /12.05.001/2008-09 January 29, 2009 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir Balances held by UCBs with IDBI Bank Limited- Treatment for CRR/SLR purpose- Please refer to our circular UBD (PCB). Cir. No.3/12.05.001/2008-09 dated July 11, 2008 on the above subject. 2. In terms of the circular referred to above, UCBs were advised that the balance maintained by them in current account with IDBI B
જાન્યુ 21, 2009
Internal assignments in banks by statutory auditors
RBI/2008-09/355 UBD.CO.BPD.35 /12.05.001/2008-09 January 21, 2009 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Internal assignments in banks by statutory auditors Please refer to our circular No. UBD. POT. 77/09.06.00/93-94 dated May 31, 1994 on introduction of concurrent audit system in UCBs. The extant guidelines provide that concurrent audit could be carried out by external auditors (professionally qualified Chartered Account
RBI/2008-09/355 UBD.CO.BPD.35 /12.05.001/2008-09 January 21, 2009 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Internal assignments in banks by statutory auditors Please refer to our circular No. UBD. POT. 77/09.06.00/93-94 dated May 31, 1994 on introduction of concurrent audit system in UCBs. The extant guidelines provide that concurrent audit could be carried out by external auditors (professionally qualified Chartered Account
જાન્યુ 21, 2009
UCBs - Investments in Government/other Approved Securities
RBI/2008-09/356 UBD (PCB).Cir. No. 37/16.26.000/2008-09 January 21, 2009 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir /Madam Banking Regulation Act 1949 (AACS)- Investments in Government and other approved securities by UCBs - Exemption under Section 24A Please refer to our circular UBD (PCB). Cir. No.31/16.26.00/2005-06 dated February 17, 2006 on the above subject. 2. In terms of the above circular, non-scheduled UCBs in Tier I were
RBI/2008-09/356 UBD (PCB).Cir. No. 37/16.26.000/2008-09 January 21, 2009 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir /Madam Banking Regulation Act 1949 (AACS)- Investments in Government and other approved securities by UCBs - Exemption under Section 24A Please refer to our circular UBD (PCB). Cir. No.31/16.26.00/2005-06 dated February 17, 2006 on the above subject. 2. In terms of the above circular, non-scheduled UCBs in Tier I were
જાન્યુ 14, 2009
USD Denominated Cheques-Improvements in collection process - UCBs
RBI/2008-09/350UBD (PCB). Cir. No. 33/16.26.00/2008-09January 14, 2009The Chief Executive Officers of allAD I and AD II UCBsDear Sir /MadamUSD Denominated Cheques–Improvements in collection process - UCBs Given the number of instances of customer complaints on delay in collection of USD denominated cheques, Reserve Bank conducted a sample study of collection practices followed by banks to explore feasibility of reducing the time lag for collection of such cheques. 2.
RBI/2008-09/350UBD (PCB). Cir. No. 33/16.26.00/2008-09January 14, 2009The Chief Executive Officers of allAD I and AD II UCBsDear Sir /MadamUSD Denominated Cheques–Improvements in collection process - UCBs Given the number of instances of customer complaints on delay in collection of USD denominated cheques, Reserve Bank conducted a sample study of collection practices followed by banks to explore feasibility of reducing the time lag for collection of such cheques. 2.
જાન્યુ 13, 2009
Instruments for Augmenting Capital Funds- UCBs
RBI/2008-09/349 UBD.PCB. Cir .No.32/09.18.201/2008-09 January 13 , 2009 The Chief Executive Officer of All Primary@@NBSP@@ (Urban) Co-operative Banks. Dear Sir/Madam, Instruments for Augmenting Capital Funds- UCBs Please refer to our circular UBD.PCB. Cir. No. 4/ 09.18.201/2008-09 dated July 15, 2008 on the captioned subject, forwarding@@NBSP@@ therewith guidelines on issuance of Preference Shares and Long Term Deposits (LTDs). 2. In this connection we further advise
RBI/2008-09/349 UBD.PCB. Cir .No.32/09.18.201/2008-09 January 13 , 2009 The Chief Executive Officer of All Primary@@NBSP@@ (Urban) Co-operative Banks. Dear Sir/Madam, Instruments for Augmenting Capital Funds- UCBs Please refer to our circular UBD.PCB. Cir. No. 4/ 09.18.201/2008-09 dated July 15, 2008 on the captioned subject, forwarding@@NBSP@@ therewith guidelines on issuance of Preference Shares and Long Term Deposits (LTDs). 2. In this connection we further advise
જાન્યુ 05, 2009
UCBs - CRR reduced
RBI/2008-2009/346Ref: UBD (PCB).No./9 /12.03.000/2008-09January 05, 2009The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circular UBD (PCB) Cir. No.8/ 12.03.000/ 2008-09 dated November 03, 2008 on the captioned subject. 2. On a review of the current global and domestic macroeconomic situation, and as set out in the Reserve
RBI/2008-2009/346Ref: UBD (PCB).No./9 /12.03.000/2008-09January 05, 2009The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circular UBD (PCB) Cir. No.8/ 12.03.000/ 2008-09 dated November 03, 2008 on the captioned subject. 2. On a review of the current global and domestic macroeconomic situation, and as set out in the Reserve
ડિસે 26, 2008
Detection and impounding of Counterfeit Notes - Issue of Receipt to tenderer
RBI/2008-09/331 UBD. PCB. Cir. No. 31 /09.39.000/2008-09 December 26, 2008 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam Detection and impounding of Counterfeit Notes – Issue of Receipt to tenderer - Please refer to para. 3 on Issue of Receipt to the tenderer of a counterfeit note detailed in the Master Circular DCM (FNVD) No.G – 1/16.01.05/2008- 09 dated July 1, 2008 (available on our website www.rbi.org.in) relating to detection an
RBI/2008-09/331 UBD. PCB. Cir. No. 31 /09.39.000/2008-09 December 26, 2008 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam Detection and impounding of Counterfeit Notes – Issue of Receipt to tenderer - Please refer to para. 3 on Issue of Receipt to the tenderer of a counterfeit note detailed in the Master Circular DCM (FNVD) No.G – 1/16.01.05/2008- 09 dated July 1, 2008 (available on our website www.rbi.org.in) relating to detection an
ડિસે 08, 2008
UCBs - Housing Loans - Implementation of Delhi High Court Orders
RBI/2008-09/316 UBD.PCB.Cir.No. 30/ 09.09.001/ 08-09 December@@NBSP@@ 8 , 2008 The Chief Executive Officer of All Primary (Urban) @@NBSP@@Co-operative Banks. Dear Sir/Madam, Housing Loans – Orders of the Delhi High Court - Writ Petition by Kalyan Sanstha Welfare Organisation against Union of India and Others- Implementation of Directions - UCBs Please refer to our circular UBD.PCB.Cir. No.20/09.09.001/2006-07 dated November 22, 2006 on the captioned subject. 2. On rec
RBI/2008-09/316 UBD.PCB.Cir.No. 30/ 09.09.001/ 08-09 December@@NBSP@@ 8 , 2008 The Chief Executive Officer of All Primary (Urban) @@NBSP@@Co-operative Banks. Dear Sir/Madam, Housing Loans – Orders of the Delhi High Court - Writ Petition by Kalyan Sanstha Welfare Organisation against Union of India and Others- Implementation of Directions - UCBs Please refer to our circular UBD.PCB.Cir. No.20/09.09.001/2006-07 dated November 22, 2006 on the captioned subject. 2. On rec
ડિસે 01, 2008
Review of Prudential Norms - Provisioning for Std. Assets & RWs for Exposures to Comm. Real Estate and NBFCs
RBI.No.2008-09/ 300 UBD.PCB.Cir. No.29 / 09.11.600/2008-09 December 1 , 2008 Chief Executive Officer All Primary (Urban) Co-operative@@NBSP@@ Banks Dear Sir/Madam, Review of Prudential Norms – Provisioning for Standard Assets and Risk Weights for Exposures to Commercial Real Estate and NBFCs Please refer to circular UBD.(PCB). Cir. No.30/09.11.600/06-07 dated February 19, 2007 on provisioning requirement for standard Assets and UBD.PCB.Cir.@@NBSP@@ No.55/ 09.11.600/ 0
RBI.No.2008-09/ 300 UBD.PCB.Cir. No.29 / 09.11.600/2008-09 December 1 , 2008 Chief Executive Officer All Primary (Urban) Co-operative@@NBSP@@ Banks Dear Sir/Madam, Review of Prudential Norms – Provisioning for Standard Assets and Risk Weights for Exposures to Commercial Real Estate and NBFCs Please refer to circular UBD.(PCB). Cir. No.30/09.11.600/06-07 dated February 19, 2007 on provisioning requirement for standard Assets and UBD.PCB.Cir.@@NBSP@@ No.55/ 09.11.600/ 0
નવે 26, 2008
UCBs - Investment in Government/other approved Securities
RBI/2008-09/297UBD (PCB) CO BPD Cir No: 28 /16.26.00/2008-09November 26, 2008Chief Executive Officer ofAll Primary (urban) Cooperative BanksDear Sir/Madam,Banking Regulation Act, 1949 (As Applicable to Co-operative@@NBSP@@Societies) Section 24-@@NBSP@@Investment in Government and other approved securities by Urban Co-operative Banks (UCBs)Please refer to our circular UBD.BR.Cir.19/16.26.00/2001-02@@NBSP@@@@NBSP@@dated@@NBSP@@October 22, 2001 on the captioned subject.2
RBI/2008-09/297UBD (PCB) CO BPD Cir No: 28 /16.26.00/2008-09November 26, 2008Chief Executive Officer ofAll Primary (urban) Cooperative BanksDear Sir/Madam,Banking Regulation Act, 1949 (As Applicable to Co-operative@@NBSP@@Societies) Section 24-@@NBSP@@Investment in Government and other approved securities by Urban Co-operative Banks (UCBs)Please refer to our circular UBD.BR.Cir.19/16.26.00/2001-02@@NBSP@@@@NBSP@@dated@@NBSP@@October 22, 2001 on the captioned subject.2
નવે 17, 2008
UCBs - Agricultural Debt Waiver and Debt Relief Scheme, 2008 - provisioning
RBI/2008-09/291 UBD. PCB.Cir.No. 27 / 13.05.000/08-09 November 17 , 2008 The Chief Executive Officer of all Primary (Urban) Co-operative Banks Dear Sir/Madam, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification and Provisioning, and Capital Adequacy – UCBs Please refer to our circular UBD.PCB.Cir. No.5/13.05.000/08-09 dated July 30, 2008 on the captioned subject. 2. In this regard we advise that under th
RBI/2008-09/291 UBD. PCB.Cir.No. 27 / 13.05.000/08-09 November 17 , 2008 The Chief Executive Officer of all Primary (Urban) Co-operative Banks Dear Sir/Madam, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification and Provisioning, and Capital Adequacy – UCBs Please refer to our circular UBD.PCB.Cir. No.5/13.05.000/08-09 dated July 30, 2008 on the captioned subject. 2. In this regard we advise that under th
નવે 17, 2008
Interest Rate on FCNR (B) Deposits- UCBs (ADs)
RBI/2008-09/294UBD BPD. AD Cir No. 26 /13.01.000/2008-09November 17, 2008 Chief Executive Officer ofAll AD Category-I UCBsDear Sir/Madam,Interest Rate on FCNR (B) Deposits- UCBs (ADs)Please refer to UBD BPD. AD Cir No.23 /13.01.000/2008-09 dated October 16, 2008 on the captioned subject. 2. In view of the prevailing market conditions, it has been decided that until further notice and with effect from close of business in India as on November 15, 2008, the interest rat
RBI/2008-09/294UBD BPD. AD Cir No. 26 /13.01.000/2008-09November 17, 2008 Chief Executive Officer ofAll AD Category-I UCBsDear Sir/Madam,Interest Rate on FCNR (B) Deposits- UCBs (ADs)Please refer to UBD BPD. AD Cir No.23 /13.01.000/2008-09 dated October 16, 2008 on the captioned subject. 2. In view of the prevailing market conditions, it has been decided that until further notice and with effect from close of business in India as on November 15, 2008, the interest rat
નવે 17, 2008
Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs
RBI/2008-09/293 UBD (PCB) CO BPD Cir No. 25 /13.01.000/2008-09November 17, 2008Chief Executive Officer of All Primary (urban) Cooperative BanksDear Sir/Madam,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBsPlease refer to our circular UBD (PCB) CO BPD Cir No: 22/13.01.000/2008-09 dated October 16, 2008 on the captioned subject.2. In view of the prevailing market conditions, it has been decided that until further notice and with effect from close of
RBI/2008-09/293 UBD (PCB) CO BPD Cir No. 25 /13.01.000/2008-09November 17, 2008Chief Executive Officer of All Primary (urban) Cooperative BanksDear Sir/Madam,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBsPlease refer to our circular UBD (PCB) CO BPD Cir No: 22/13.01.000/2008-09 dated October 16, 2008 on the captioned subject.2. In view of the prevailing market conditions, it has been decided that until further notice and with effect from close of
નવે 10, 2008
UCBs - Advances against pledge of Gold/Silver Ornaments
RBI/2008/275 UBD.PCB.Cir.No. 24/ 13.05.001/ 08-09 November 10, 2008 The Chief Executive Officer of All Primary (Urban) @@NBSP@@Co-operative Banks. Dear Sir/Madam, Advances against pledge of Gold / Silver Ornaments Please refer to UBD.PCB. Cir. No. 34 & 22 /13.05.000/07-08 dated March 2, 2006 and November 26, 2007 respectively. It was observed that some Urban Cooperative Banks were granting advances against the pledge of Gold / Silver without exercising due care in
RBI/2008/275 UBD.PCB.Cir.No. 24/ 13.05.001/ 08-09 November 10, 2008 The Chief Executive Officer of All Primary (Urban) @@NBSP@@Co-operative Banks. Dear Sir/Madam, Advances against pledge of Gold / Silver Ornaments Please refer to UBD.PCB. Cir. No. 34 & 22 /13.05.000/07-08 dated March 2, 2006 and November 26, 2007 respectively. It was observed that some Urban Cooperative Banks were granting advances against the pledge of Gold / Silver without exercising due care in
નવે 03, 2008
Scheduled UCBs - CRR reduced
RBI/2008-2009/265 Ref: UBD (PCB).No./8 /12.03.000/2008-09 November 03, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/239 UBD (PCB) Cir. No.7/ 12.03.000/ 2008-09 dated October 16, 2008 on the captioned subject. 2. On a review of the current and evolving macroeconomic situation and liquidit
RBI/2008-2009/265 Ref: UBD (PCB).No./8 /12.03.000/2008-09 November 03, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/239 UBD (PCB) Cir. No.7/ 12.03.000/ 2008-09 dated October 16, 2008 on the captioned subject. 2. On a review of the current and evolving macroeconomic situation and liquidit
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