(Per cent)

Sr.

Region/State/

Credit-Deposit Ratio

Investment+Credit

No.

Union Territory

Deposit Ratio @

1997

1998

1999

2000

1998

1999

As per

As per

As per

As per

As per

As per

As per

As per

As per

As per

As per

Sanc-

Utili-

Sanc-

Utili-

Sanc-

Utili-

Sanc-

Sanc-

Utili-

Sanc-

Utili-

tion

sation

tion

sation

tion

sation

tion

tion

sation

tion

sation

1

2

3

4

5

6

7

8

9

10

11

12

13

1

NORTHERN REGION

48.4

47.0

48.8

47.5

51.1

49.4

58.0

54.4

53.1

56.0

54.3

Haryana

42.5

53.2

42.9

55.1

43.3

54.9

41.4

53.4

65.6

52.5

64.0

Himachal Pradesh

21.2

23.7

21.4

25.3

22.7

26.0

22.9

34.8

38.7

33.2

36.5

Jammu & Kashmir

25.7

26.0

37.7

35.7

39.6

37.2

40.5

46.8

44.8

47.6

45.2

Punjab

38.3

40.3

36.5

38.9

38.8

40.9

39.1

42.9

45.4

44.1

46.1

Rajasthan

46.7

50.2

47.2

51.7

46.0

49.3

46.7

65.7

70.2

63.5

66.7

Chandigarh

55.7

55.7

57.9

56.2

85.1

81.4

52.6

57.9

56.2

85.1

81.4

Delhi

58.6

51.0

58.2

50.7

60.0

52.7

76.9

58.4

51.0

60.2

52.9

2

NORTH-EASTERN

REGION

32.1

36.1

30.4

33.5

28.9

33.7

27.7

50.6

53.7

48.4

53.2

Arunachal Pradesh

12.4

17.6

13.3

16.8

14.6

18.5

16.6

21.6

25.0

20.9

24.8

Assam

36.3

41.5

33.6

37.8

32.0

38.7

31.5

54.1

58.2

52.2

58.9

Manipur

63.7

63.4

58.2

58.6

47.8

47.8

36.4

96.6

97.0

76.7

76.6

Meghalaya

15.1

14.1

15.4

15.7

18.1

19.3

15.7

31.8

32.1

35.5

36.7

Mizoram

13.8

14.7

23.2

25.2

20.8

23.6

24.3

40.4

42.5

38.0

40.7

Nagaland

22.2

29.9

19.0

21.2

15.9

18.1

15.4

51.7

53.9

44.2

46.4

Tripura

38.7

39.3

33.8

35.1

30.3

31.1

25.8

49.3

50.6

45.1

45.9

3

EASTERN REGION

42.8

42.1

40.9

40.4

38.2

38.0

36.8

53.8

53.3

50.1

50.0

Bihar

28.9

29.7

28.3

28.7

25.6

27.4

22.5

43.4

43.8

39.1

40.9

Orissa

45.9

48.1

47.6

49.4

43.3

44.2

39.8

77.8

79.7

71.4

72.3

Sikkim

17.4

18.1

21.3

18.0

20.9

18.8

13.8

43.7

40.4

42.9

40.8

West Bengal

50.8

48.6

47.2

45.7

44.9

43.4

45.2

55.4

53.9

52.7

51.2

Andaman & Nicobar

Islands

13.7

15.4

15.1

16.5

16.0

22.3

16.8

15.1

16.5

16.0

22.3

4

CENTRAL REGION

37.5

40.7

35.8

39.2

33.7

36.8

33.4

48.3

51.7

45.4

48.6

Madhya Pradesh

52.5

56.4

52.8

56.7

48.8

52.2

49.2

66.7

70.6

61.9

65.3

Uttar Pradesh

31.9

34.7

29.5

32.7

28.0

31.1

27.5

41.5

44.7

39.3

42.3

5

WESTERN REGION

67.2

66.2

66.5

65.0

68.0

67.0

74.1

71.0

69.4

71.8

70.9

Goa

24.6

25.4

24.7

25.6

24.0

26.3

24.2

26.1

27.0

26.9

28.7

Gujarat

48.2

52.3

49.0

53.8

48.8

54.2

49.8

56.1

60.8

54.6

60.0

Maharashtra

74.4

71.8

73.4

69.8

75.8

72.6

83.8

77.2

73.6

79.1

75.9

Dadra & Nagar Haveli

17.7

89.9

22.4

127.6

22.0

103.3

21.7

22.4

127.6

22.0

103.3

Daman & Diu

20.1

45.1

21.3

69.9

18.7

94.6

15.8

23.8

72.4

18.7

94.6

6

SOUTHERN REGION

74.5

75.3

71.1

72.0

68.2

68.7

65.8

80.3

81.3

77.3

77.8

Andhra Pradesh

76.2

77.4

71.1

72.4

67.9

69.1

63.8

83.4

84.7

81.3

82.5

Karnataka

70.9

72.2

68.4

70.3

65.4

66.7

61.0

75.6

77.4

72.6

73.8

Kerala

45.4

45.7

44.2

44.7

41.7

41.8

42.3

54.6

55.2

50.7

50.8

Tamil Nadu

97.3

97.3

92.6

92.6

90.7

90.3

88.0

100.6

100.7

98.2

97.7

Lakshadweep

8.3

9.4

7.8

9.8

8.0

9.6

7.7

7.8

9.8

8.0

9.6

Pondicherry

39.6

53.0

36.5

48.3

35.4

41.4

32.8

36.6

48.3

35.4

41.4

ALL INDIA

56.8

56.8

55.3

55.3

54.8

54.8

57.1

63.6

63.6

62.5

62.5

Notes: 1. @ State-wise investment figures pertain to investments by scheduled commercial banks in the respective States only. All India investment + credit-deposit ratio is worked out by excluding investments in Central Government and other approved securities.

2. Deposits and Credit (as per place of sanction and utilisation) data for 1997,1998 and 1999 are based on BSR-1 and 2 surveys as on 31st March.

3. The investment figures are based on BSR-5 survey as on 31st March.

4. For March 1999, deposits data exclude Resurgent India Bonds (Rs. 17,945 crore).

5. C-D ratio for 2000 are based on BSR-7 surveys as on 31st March 2000.