(Amount in Rs. crore)

Item

1998-99

1999-2000

Variation of

Column (3) over (2)

Absolute

Percentage

1

2

3

4

5

A. Income (i+ii)

7,362.14

8,749.88

1,387.74

18.85

(100.00)

(100.00)

i)

Interest Income

6,493.40

7,441.91

948.51

14.61

(88.20)

(85.05)

ii)

Other Income

868.74

1,307.97

439.23

50.56

(11.80)

(14.95)

B. Expenditure (i+ii+iii)

7,050.68

8,094.79

1,044.11

14.81

(100.00)

(100.00)

i)

Interest Expended

5,087.73

5,628.95

541.22

10.64

(72.16)

(69.54)

ii)

Provisions and Contingencies

480.69

773.77

293.08

60.97

(6.82)

(9.56)

iii)

Operating Expenses

1,482.26

1,692.07

209.81

14.15

(21.02)

(20.90)

of which : Wage Bill

919.95

1,080.26

160.31

17.43

(13.05)

(13.35)

C. Profit

i)

Operating Profit

792.15

1,428.86

636.71

80.38

ii)

Net Profit

311.46

655.09

343.63

110.33

D. Total Assets

65,474.79

77,709.30

12,234.51

18.69

E. Financial Ratios (per cent) $

i)

Operating Profit

1.21

1.84

0.63

—

ii)

Net Profit

0.48

0.84

0.36

—

iii)

Income

11.24

11.26

0.02

—

iv)

Interest Income

9.92

9.58

-0.34

—

v)

Other Income

1.33

1.68

0.35

—

vi)

Expenditure

10.77

10.42

-0.35

—

vii)

Interest Expended

7.77

7.24

-0.53

—

viii)

Operating Expenses

2.26

2.18

-0.08

—

ix)

Wage Bill

1.41

1.39

-0.02

—

x)

Provisions and Contingencies

0.73

1.00

0.27

—

xi)

Spread (Net Interest Income)

2.15

2.33

0.18

—

Notes: 1. $ Ratios to Total Assets.

2. Figures in brackets are percentage shares to the respective total.