Appendix Table II.5(A): Financial Performance of Scheduled Commercial Banks - आरबीआई - Reserve Bank of India
Appendix Table II.5(A): Financial Performance of Scheduled Commercial Banks
(Amount in Rs.crore) |
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Item |
1999-2000 |
2000-01 |
Variation of Col. (3) over Col.(2) |
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Absolute |
Percentage |
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1 |
2 |
3 |
4 |
5 |
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A. |
Income |
1,14,930.47 |
1,32,078.24 |
17,147.77 |
14.92 |
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(i+ii) |
(100.00) |
(100.00) |
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i) |
Interest Income |
99,183.88 |
1,14,951.13 |
15,767.25 |
15.90 |
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(86.30) |
(87.03) |
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ii) |
Other Income |
15,746.59 |
17,127.11 |
1,380.52 |
8.77 |
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(13.70) |
(12.97) |
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B. |
Expenditure |
1,07,685.22 |
1,25,654.14 |
17,968.92 |
16.69 |
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(i+ii+iii) |
(100.00) |
(100.00) |
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i) |
Interest Expended |
69,040.58 |
78,151.87 |
9,111.29 |
13.20 |
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(64.11) |
(62.20) |
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ii) |
Provisions and Contingencies |
11,061.32 |
13,322.94 |
2,261.62 |
20.45 |
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(10.27) |
(10.60) |
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iii) |
Operating Expenses |
27,583.32 |
34,179.33 |
6,596.01 |
23.91 |
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(25.61) |
(27.20) |
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of which : Wage Bill |
18,442.49 |
23,205.53 |
4,763.04 |
25.83 |
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(17.13) |
(18.47) |
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C. |
Profit |
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i) |
Operating Profit |
18,306.57 |
19,747.04 |
1,440.47 |
7.87 |
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ii) |
Net Profit |
7,245.25 |
6,424.10 |
-821.15 |
-11.31 |
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D. |
Total Assets |
11,05,464.38 |
12,94,973.95 |
1,89,509.57 |
17.14 |
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E. |
Financial Ratios (per cent) @ |
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i) |
Operating Profit |
1.66 |
1.52 |
-0.14 |
— |
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ii) |
Net Profit |
0.66 |
0.50 |
-0.16 |
— |
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iii) |
Income |
10.40 |
10.20 |
-0.20 |
— |
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iv) |
Interest Income |
8.97 |
8.88 |
-0.09 |
— |
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v) |
Other Income |
1.42 |
1.32 |
-0.10 |
— |
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vi) |
Expenditure |
9.74 |
9.70 |
-0.04 |
— |
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vii) |
Interest Expended |
6.25 |
6.04 |
-0.21 |
— |
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viii) |
Operating Expenses |
2.50 |
2.64 |
0.14 |
— |
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ix) |
Wage Bill |
1.67 |
1.79 |
0.12 |
— |
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x) |
Provisions and Contingencies |
1.00 |
1.03 |
0.03 |
— |
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xi) |
Spread (Net Interest Income) |
2.73 |
2.84 |
0.11 |
— |
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@ Ratios to Total Assets. |
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Note : Figures in brackets are percentage to the respective total. |