(Amount in Rs. crore)

Item

2000-01

2001-02

Variation of Col. (3) over Col.(2)

Absolute

Percentage

1

2

3

4

5

A.

Income

1,32,075.67

1,51,026.08

18,950.41

14.35

(i+ii)

(100.00)

(100.00)

i)

Interest Income

1,15,091.13

1,26,969.92

11,878.79

10.32

(87.14)

(84.07)

of which: Interest on Advances

55,403.63

59,346.17

3,942.54

7.12

(41.95)

(39.30)

ii)

Other Income

16,984.54

24,056.16

7,071.62

41.64

(12.86)

(15.93)

of which: Commission & Brokerage

8,888.24

9,213.00

324.76

3.65

(6.73)

(6.10)

B.

Expenditure

1,25,672.19

1,39,453.62

13,781.43

10.97

(i+ii+iii)

(100.00)

(100.00)

i)

Interest Expended

78,140.76

87,515.68

9,374.92

12.00

(62.18)

(62.76)

of which: Interest on Deposits

71,775.68

80,570.07

8,794.39

12.25

(57.11)

(57.78)

ii)

Provisions and Contingencies

13,353.30

18,241.74

4,888.44

36.61

(10.63)

(13.08)

of which: Provision for NPAs

7,343.30

10,318.67

2,975.37

40.52

(5.84)

(7.40)

iii)

Operating Expenses

34,178.13

33,696.20

-481.93

-1.41

(27.20)

(24.16)

of which: Wage Bill

23,218.33

21,781.05

-1,437.28

-6.19

(18.48)

(15.62)

C.

Profit

i)

Operating Profit

19,756.78

29,814.20

10,057.42

50.91

ii)

Net Profit *

6,403.48

11,572.46 #

5,168.98

80.72

D.

Spread (Net Interest Income)

36,950.37

39,454.24

2,503.87

6.78

(Interest Income - Interest Expended)

E.

Total Assets

12,95,405.34

15,35,513.13

2,40,107.79

18.54

* Before Extra Ordinary Item of Standard Chartered Bank and Standard Chartered Grindlays Bank.
# The profit after tax for 2001-02 of ICICI Bank includes about Rs. 8 crore attributable to ICICI, ICICI Personal Financial Services Ltd. and ICICI Capital Services Ltd. for March 30 and March 31, 2002.
Note : Figures in brackets are percentage to the respective total.