(Amount in Rs.crore)

Item

1999-2000

2000-01

Variation of Col. (3) over Col.(2)

Absolute

Percentage

1

2

3

4

5

A.

Income

10,329.89

11,983.84

1,653.95

16.01

(i+ii)

(100.00)

(100.00)

i)

Interest Income

8,226.81

9,470.79

1,243.98

15.12

(79.64)

(79.03)

ii)

Other Income

2,103.08

2,513.05

409.97

19.49

(20.36)

(20.97)

B.

Expenditure

9,361.92

11,038.93

1,677.01

17.91

(i+ii+iii)

(100.00)

(100.00)

i)

Interest Expended

4,976.66

5,768.08

791.42

15.90

(53.16)

(52.25)

ii)

Provisions and Contingencies

1,719.04

2,160.24

441.20

25.67

(18.36)

(19.57)

iii)

Operating Expenses

2,666.22

3,110.61

444.39

16.67

(28.48)

(28.18)

of which : Wage Bill

866.98

990.02

123.04

14.19

(9.26)

(8.97)

C.

Profit

i)

Operating Profit

2,687.01

3,105.15

418.14

15.56

ii)

Net Profit

967.97

944.91

-23.06

-2.38

D.

Total Assets

82,810.49

1,01,824.03

19,013.54

22.96

E.

Financial Ratios (per cent) @

i)

Operating Profit

3.24

3.05

-0.19

—

ii)

Net Profit

1.17

0.93

-0.24

—

iii)

Income

12.47

11.77

-0.70

—

iv)

Interest Income

9.93

9.30

-0.63

—

v)

Other Income

2.54

2.47

-0.07

—

vi)

Expenditure

11.31

10.84

-0.47

—

vii)

Interest Expended

6.01

5.66

-0.35

—

viii)

Operating Expenses

3.22

3.05

-0.17

—

ix)

Wage Bill

1.05

0.97

-0.08

—

x)

Provisions and Contingencies

2.08

2.12

0.04

—

xi)

Spread (Net Interest Income)

3.92

3.64

-0.28

—

@ Ratios to Total Assets.

Note : Figures in brackets are percentage to the respective total.