(Amount in Rs. crore)

Year

Operating

Net

Income

Interest

Other

Expenditure

Interest

Operating Expenses

Provisions

Spread

Profit

Profit

Income

Income

Expended

& Contin-

(NII)

Total

Of which

(3+11)

(4-7)

(5+6)

(8+9+11)

gencies

Wage Bill

1

2

3

4

5

6

7

8

9

10

11

12

Scheduled Commercial Banks

2001-02

29,836.59

11,576.06

1,51,031.88

1,26,957.71

24,074.17

1,39,455.82

87,516.25

33,679.04

21,785.42

18,260.53

39,441.46

(1.94)

(0.75)

(9.83)

(8.26)

(1.57)

(9.08)

(5.70)

(2.19)

(1.42)

(1.19)

(2.57)

2002-03

40,681.94

17,077.22

1,72,345.02

1,40,742.48

31,602.54

1,55,267.80

93,596.27

38,066.81

23,610.14

23,604.72

47,146.21

(2.39)

(1.01)

(10.14)

(8.28)

(1.86)

(9.14)

(5.51)

(2.24)

(1.39)

(1.39)

(2.77)

2003-04

52,670.77

22,270.93

1,83,767.24

1,44,028.37

39,738.87

1,61,496.31

87,566.84

43,529.63

26,163.97

30,399.84

56,461.53

(2.67)

(1.13)

(9.30)

(7.29)

(2.01)

(8.18)

(4.43)

(2.20)

(1.32)

(1.54)

(2.86)

Public Sector Banks

2001-02

21,676.54

8,304.85

1,17,252.36

1,00,710.96

16,541.40

1,08,947.51

69,153.77

26,422.05

19,045.38

13,371.69

31,557.19

(1.88)

(0.72)

(10.15)

(8.72)

(1.43)

(9.43)

(5.99)

(2.29)

(1.65)

(1.16)

(2.73)

2002-03

29,717.24

12,295.46

1,28,464.38

1,07,232.05

21,232.33

1,16,168.92

69,852.59

28,894.55

20,444.88

17,421.78

37,379.46

(2.31)

(0.96)

(9.99)

(8.34)

(1.65)

(9.04)

(5.43)

(2.25)

(1.59)

(1.36)

(2.91)

2003-04

39,474.72

16,546.37

1,37,601.81

1,09,496.25

28,105.56

1,21,055.44

65,764.53

32,362.56

22,389.92

22,928.35

43,731.72

(2.68)

(1.12)

(9.35)

(7.44)

(1.91)

(8.23)

(4.47)

(2.20)

(1.52)

(1.56)

(2.97)

Nationalised Banks

2001-02

12,956.86

4,855.36

72,489.56

61,964.93

10,524.63

67,634.20

42,597.86

16,934.84

12,316.55

8,101.50

19,367.07

(1.83)

(0.69)

(10.27)

(8.78)

(1.49)

(9.58)

(6.03)

(2.40)

(1.74)

(1.15)

(2.74)

2002-03

18,486.13

7,783.94

79,597.73

66,368.04

13,229.69

71,813.79

42,645.95

18,465.65

13,062.10

10,702.19

23,722.09

(2.34)

(0.98)

(10.06)

(8.39)

(1.67)

(9.08)

(5.39)

(2.33)

(1.65)

(1.35)

(3.00)

2003-04

25,111.20

10,927.65

85,712.03

68,539.86

17,172.17

74,784.38

40,369.38

20,231.45

14,068.36

14,183.55

28,170.48

(2.72)

(1.18)

(9.29)

(7.43)

(1.86)

(8.11)

(4.38)

(2.19)

(1.53)

(1.54)

(3.05)

State Bank Group

2001-02

8,719.68

3,449.49

44,762.80

38,746.03

6,016.77

41,313.31

26,555.91

9,487.21

6,728.83

5,270.19

12,190.12

(1.94)

(0.77)

(9.96)

(8.62)

(1.34)

(9.20)

(5.91)

(2.11)

(1.50)

(1.17)

(2.71)

2002-03

11,231.11

4,511.52

48,866.65

40,864.01

8,002.64

44,355.13

27,206.64

10,428.90

7,382.78

6,719.59

13,657.37

(2.27)

(0.91)

(9.88)

(8.26)

(1.62)

(8.97)

(5.50)

(2.11)

(1.49)

(1.36)

(2.76)

2003-04

14,363.52

5,618.72

51,889.78

40,956.39

10,933.39

46,271.06

25,395.15

12,131.11

8,321.56

8,744.80

15,561.24

(2.62)

(1.02)

(9.45)

(7.46)

(1.99)

(8.42)

(4.62)

(2.21)

(1.52)

(1.59)

(2.83)

Appendix Table III.11: Bank Group-wise Important Financial Indicators (Concluded)

(Amount in Rs. crore)

Year

Operating

Net

Income

Interest

Other

Expenditure

Interest

Operating Expenses

Provisions

Spread

Profit

Profit

Income

Income

Expended

& Contin-

(NII)

Total

Of which

(3+11)

(4-7)

(5+6)

(8+9+11)

gencies

Wage Bill

1

2

3

4

5

6

7

8

9

10

11

12

Old Private Sector Banks

2001-02

2,515.78

1,004.48

10,945.65

8,725.23

2,220.42

9,941.17

6,496.57

1,933.30

1,179.28

1,511.30

2,228.66

(2.70)

(1.08)

(11.74)

(9.36)

(2.38)

(10.66)

(6.97)

(2.07)

(1.26)

(1.62)

(2.39)

2002-03

2,804.43

1,231.74

11,278.83

8,919.79

2,359.04

10,047.09

6,327.22

2,147.18

1,297.85

1,572.69

2,592.57

(2.67)

(1.17)

(10.75)

(8.50)

(2.25)

(9.57)

(6.03)

(2.05)

(1.24)

(1.50)

(2.47)

2003-04

3,195.91

1,446.48

11,551.33

9,120.37

2,430.96

10,104.85

5,981.87

2,373.55

1,395.97

1,749.43

3,138.50

(2.65)

(1.20)

(9.57)

(7.56)

(2.01)

(8.37)

(4.96)

(1.97)

(1.16)

(1.45)

(2.60)

New Private Sector Banks

2001-02

2,130.66

774.62

9,869.86

7,821.87

2,047.99

9,095.24

5,812.69

1,926.51

436.45

1,356.04

2,009.18

(1.22)

(0.44)

(5.66)

(4.48)

(1.17)

(5.21)

(3.33)

(1.10)

(0.25)

(0.78)

(1.15)

2002-03

4,432.13

1,725.98

20,567.23

15,633.01

4,934.22

18,841.25

12,361.45

3,773.65

828.76

2,706.15

3,271.56

(2.31)

(0.90)

(10.70)

(8.13)

(2.57)

(9.80)

(6.43)

(1.96)

(0.43)

(1.41)

(1.70)

2003-04

5,012.74

2,035.00

21,602.01

16,421.42

5,180.59

19,567.01

11,548.19

5,041.08

1,178.41

2,977.74

4,873.23

(2.03)

(0.83)

(8.76)

(6.66)

(2.10)

(7.94)

(4.68)

(2.04)

(0.48)

(1.21)

(1.98)

Foreign Banks

2001-02

3,513.61

1,492.11

12,964.01

9,699.65

3,264.36

11,471.90

6,053.22

3,397.18

1,124.31

2,021.50

3,646.43

(3.10)

(1.32)

(11.44)

(8.56)

(2.88)

(10.12)

(5.34)

(3.00)

(0.99)

(1.78)

(3.22)

2002-03

3,728.14

1,824.04

12,034.58

8,957.63

3,076.95

10,210.54

5,055.01

3,251.43

1,038.65

1,904.10

3,902.62

(3.20)

(1.56)

(10.32)

(7.68)

(2.64)

(8.75)

(4.33)

(2.79)

(0.89)

(1.63)

(3.35)

2003-04

4,987.40

2,243.08

13,012.09

8,990.33

4,021.76

10,769.01

4,272.25

3,752.44

1,199.67

2,744.32

4,718.08

(3.66)

(1.65)

(9.55)

(6.60)

(2.95)

(7.90)

(3.13)

(2.75)

(0.88)

(2.01)

(3.46)