(Amount in Rs.crore)

Item

2001-02

2002-03

Variation of Col. (3)
over Col.(2)

Absolute

Percentage

1

2

3

4

5

A.

Income

9,869.86

20,587.15

10,717.29

108.59

(i+ii)

(100.00)

(100.00)

i)

Interest Income

7,821.87

15,634.83

7,812.96

99.89

(79.25)

(75.94)

of which: Interest on Advances

3,504.08

9,246.01

5,741.93

163.86

Income on Investments

3,689.02

5,525.59

1,836.57

49.78

ii)

Other Income

2,047.99

4,952.32*

2,904.33

141.81

(20.75)

(24.06)

of which: Commission & Brokerage

647.19

1,382.99

735.80

113.69

B.

Expenditure

9,095.24

18,861.17

9,765.93

107.37

(i+ii+iii)

(100.00)

(100.00)

i)

Interest Expended

5,812.69

12,361.45

6,548.76

112.66

(63.91)

(65.54)

of which: Interest on Deposits

5,040.05

6,394.35

1,354.30

26.87

ii)

Provisions and Contingencies

1,356.04

2,708.28

1,352.24

99.72

(14.91)

(14.36)

of which: Provisions for NPAs

914.31

1,908.58

994.27

108.75

iii)

Operating Expenses

1,926.51

3,791.44

1,864.93

96.80

(21.18)

(20.10)

of which : Wage Bill

436.45

828.76

392.31

89.89

C.

Profit

i)

Operating Profit

2,130.66

4,434.26

2,303.60

108.12

ii)

Net Profit

774.62

1,725.98

951.36

122.82

D.

Spread (Net Interest Income)

2,009.18

3,273.38

1,264.20

62.92

(Interest Income - Interest Expended)

E.

Total Assets

1,74,476.58

1,92,169.81

17,693.23

10.14

* Includes, profit on sale of shares of ICICI Bank Ltd. held by erstwhile ICICI Limited.
Note: Figures in brackets are percentage shares to the respective total.