Appendix Table III.15 (E) Financial Performance of Nationalised Banks - आरबीआई - Reserve Bank of India
Appendix Table III.15 (E) Financial Performance of Nationalised Banks
(Amount in Rs. crore) |
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Item |
2003-04 |
2004-05 |
Variation |
||||
Absolute |
Percentage |
||||||
1 |
2 |
3 |
4 |
5 |
|||
A. |
Income (i+ii) |
85,712.04 |
87,548.03 |
1,835.99 |
2.14 |
||
(100.00) |
(100.00) |
||||||
i) |
Interest Income |
68,590.96 |
73,645.20 |
5,054.24 |
7.37 |
||
(80.02) |
(84.12) |
||||||
of which: |
Interest on Advances |
33,684.10 |
38,117.70 |
4,433.60 |
13.16 |
||
Income on Investments |
32,343.73 |
32,660.38 |
316.65 |
0.98 |
|||
Interest on Recapitalisation Bonds |
1855.72 |
1420.15 |
|||||
ii) |
Other Income |
17,121.08 |
13,902.83 |
-3,218.25 |
-18.80 |
||
(19.98) |
(15.88) |
||||||
of which: |
Commission and Brokerage |
3,604.77 |
4,089.97 |
485.20 |
13.46 |
||
B. |
Expenditure (i+ii+iii) |
74,784.38 |
78,053.99 |
3,269.61 |
4.37 |
||
(100.00) |
(100.00) |
||||||
i) |
Interest Expended |
40,369.38 |
41,446.03 |
1,076.65 |
2.67 |
||
(53.98) |
(53.10) |
||||||
of which: |
Interest on Deposits |
38,244.78 |
38,952.10 |
707.32 |
1.85 |
||
ii) |
Provisions and Contingencies |
13,998.92 |
13,936.97 |
-61.95 |
-0.44 |
||
(18.72) |
(17.86) |
||||||
of which: |
Provision for NPAs |
8,989.18 |
4,446.80 |
-4,542.38 |
-50.53 |
||
iii) |
Operating Expenses |
20,416.08 |
22,670.99 |
2,254.91 |
11.04 |
||
(27.30) |
(29.05) |
||||||
of which: |
Wage Bill |
14,262.25 |
15,434.50 |
1,172.25 |
8.22 |
||
C. |
Profit |
||||||
i) |
Operating Profit |
24,926.58 |
23,431.01 |
-1,495.57 |
-6.00 |
||
Operating Profit exclusive of |
|||||||
income from recapitalisation bonds |
23,070.86 |
22,010.86 |
-1,060.00 |
-4.59 |
|||
ii) |
Net Profit |
10,927.66 |
9,494.04 |
-1,433.62 |
-13.12 |
||
Net Profit exclusive of income |
|||||||
from recapitalisation bonds |
9,071.94 |
8,073.89 |
-998.05 |
-11.00 |
|||
D. |
Net Interest Income/Margin |
28,221.58 |
32,199.17 |
3,977.59 |
14.09 |
||
E. |
Total Assets |
9,21,953.66 |
10,65,503.85 |
1,43,550.19 |
15.57 |
||
Note : Figures in brackets are percentage shares to the respective total. |