(Amount in Rs. crore)

Item

IDBI

ICICI

IFCI

1999-2000

2000-01

Variation

1999-2000

2000-01

Variation

1999-2000

2000-01

Variation

Absolute

Percentage

Absolute

Percentage

Absolute

Percentage

1

2

3

4

5

6

7

8

9

10

11

12

13

A. Income

7,859.62

7,834.77

-24.85

-0.32

8,466.39

9,298.05

831.66

9.82

2,899.76

2,890.39

-9.37

-0.32

(i+ii)

(100.00)

(100.00)

(100.00)

(100.00)

(100.00)

(100.00)

i) Interest Income

6,224.51

6,191.38

-33.13

-0.53

8,117.43

8,836.17

718.74

8.85

2,843.38

2,879.93

36.55

1.29

(79.20)

(79.02)

(95.88)

(95.03)

(98.06)

(99.64)

ii)Other Income

1,635.11

1,643.39

8.28

0.51

348.96

461.88

112.92

32.36

56.38

10.46

-45.92

-81.45

(20.80)

(20.98)

(4.12)

(4.97)

(1.94)

(0.36)

B. Expenditure

6,912.62

7,143.80

231.18

3.34

7,260.64

8,760.78

1,500.14

20.66

2,840.39

3,152.32

311.93

10.98

(i+ii+iii)

(100.00)

(100.00)

(100.00)

(100.00)

(100.00)

(100.00)

i) Interest Expended

6,370.00

6,594.91

224.91

3.53

5,785.23

6,376.78

591.55

10.23

2,535.74

2,520.09

-15.65

-0.62

(92.15)

(92.32)

(79.68)

(72.79)

(89.27)

(79.94)

ii) Provisions

80.00

43.00

-37.00

-46.25

244.00

918.90

674.90

276.60

178.40

495.90

317.50

177.97

(1.16)

(0.60)

(3.36)

(10.49)

(6.28)

(15.73)

iii) Other Expenses

462.62

505.89

43.27

9.35

1,231.41

1,465.10

233.69

18.98

126.25

136.33

10.08

7.98

(6.69)

(7.08)

(16.96)

(16.72)

(4.44)

(4.32)

of which : Wage Bill

74.04

84.32

10.28

13.88

72.84

99.04

26.20

35.97

32.68

53.44

20.76

63.53

(1.07)

(1.18)

(1.00)

(1.13)

(1.15)

(1.70)

C. Profit

i) Operating Profit

1,027.00

733.97

-293.03

-28.53

1,449.75

1,456.17

6.42

0.44

237.77

233.97

-3.80

-1.60

ii) Net Profit

947.00

690.97

-256.03

-27.04

1,205.75

537.27

-668.48

-55.44

59.37

-261.93

-321.30

-541.18

D. Total Assets

72,285.43

71,783.41

-502.02

-0.69

65,389.56

73,413.73

8,024.17

12.27

23,371.17

22,778.81

-592.36

-2.53

E. Financial Ratios (per cent) @

i) Operating Profit

1.42

1.02

-0.40

-

2.22

1.98

-0.24

-

1.02

1.03

0.01

-

ii) Net Profit

1.31

0.96

-0.35

-

1.84

0.73

-1.11

-

0.25

-1.15

-1.40

-

iii) Income

10.87

10.91

0.04

-

12.95

12.67

-0.28

-

12.41

12.69

0.28

-

iv) Interest Income

8.61

8.63

0.02

-

12.41

12.04

-0.37

-

12.17

12.64

0.47

-

v) Other Income

2.26

2.29

0.03

-

0.53

0.63

0.10

-

0.24

0.05

-0.19

-

vi) Expenditure

9.56

9.95

0.39

-

11.10

11.93

0.83

-

12.15

13.84

1.69

-

vii) Interest Expended

8.81

9.19

0.38

-

8.85

8.69

-0.16

-

10.85

11.06

0.21

-

viii) Other Expenses

0.64

0.70

0.06

-

1.88

2.00

0.12

-

0.54

0.60

0.06

-

ix) Wage Bill

0.10

0.12

0.02

-

0.11

0.13

0.02

-

0.14

0.23

0.09

-

x) Provisions and Contingencies

0.11

0.06

-0.05

-

0.37

1.25

0.88

-

0.76

2.18

1.42

-

xi) Spread (Net Interest Income)

-0.20

-0.56

-0.36

-

3.57

3.35

-0.22

-

1.32

1.58

0.26

-

@ Ratios to Total Assets.

Note: Figures in brackets are percentage shares to the respective total.