TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS: 2002 AND 2003

STATE BANK OF INDIA AND ITS ASSOCIATES

(Amount in Rs. lakh)

As on March 31

Items

State Bank of India

State Bank of Bikaner

State Bank of Hyderabad

and Jaipur

2002

2003

2002

2003

2002

2003

(1)

(2)

(3)

(4)

(5)

(6)

1. Capital

52630

52630

5000

5000

1725

1725

(0.2)

(0.1)

(0.3)

(0.3)

(0.1)

(0.1)

2. Reserves and Surplus

1469808

1667708

70211

85345

98116

123369

(4.2)

(4.4)

(4.5)

(4.7)

(4.4)

(4.7)

2.1. Statutory Reserves

968159

1067944

21203

27302

28718

37760

2.2. Capital Reserves

11007

11255

80

80

-

85609

2.3. Share Premium

351057

351057

10664

10664

-

-

2.4. Investments Fluctuations Reserves

67116

227115

6346

14563

10000

24000

2.5. Revenue and other Reserves

72435

10304

31917

32736

59398

-24000

2.6. Balance of Profit

34

34

1

0

0

0

3. Deposits

27056014

29612328

1166100

1323363

1740275

2059894

(77.7)

(78.8)

(75.0)

(73.4)

(78.7)

(78.8)

Type-wise

3A.1. Demand deposits

4231279

4477239

177428

231737

283094

297719

(i) From banks

691388

682612

18009

19773

34680

42531

(ii) From others

3539891

3794626

159420

211965

248414

255188

3A.2. Savings bank deposits

5639636

6578271

328976

389294

319422

393969

3A.3. Term deposits

17185099

18556819

659696

702331

1137759

1368206

(i) From banks

674643

555297

31007

38086

39656

26374

(ii) From others

16510456

18001522

628689

664246

1098103

1341832

Location-wise

3B.1. Deposits of branches in India

26254881

28886597

1166100

1323363

1740275

2059894

3B.2. Deposits of branches outside India

801133

725731

-

-

-

-

4. Borrowings

932394

930362

2278

31054

7791

41642

(2.7)

(2.5)

(0.1)

(1.7)

(0.4)

(1.6)

4.1. Borrowings in India

215383

157184

592

253

7791

4604

(i) From Reserve Bank of India

-

-

-

-

-

-

(ii) From other banks

121

-

129

19

804

34

(iii) From other institutions and agencies

215261

157184

463

234

6987

4570

4.2. Borrowings outside India

717012

773178

1686

30801

-

37038

Secured borrowing included in 4.

-

258993

-

-

-

-

5. Other liabilities

5311978

5324621

311635

359052

364172

386524

(15.3)

(14.2)

(20.0)

(19.9)

(16.5)

(14.8)

5.1. Bills Payable

1387517

1403634

75541

107736

136001

140915

5.2. Inter-office adjustments

472218

368502

10300

16680

-

-

5.3. Interest accrued

1928557

2005978

88307

97809

120108

134069

5.4. Others (including provisions)

1523686

1546507

137486

136828

108064

111540

Total Liabilities

34822825

37587650

1555224

1803814

2212080

2613154

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

State Bank of India

State Bank of Bikaner

State Bank of Hyderabad

and Jaipur

2002

2003

2002

2003

2002

2003

(1)

(2)

(3)

(4)

(5)

(6)

1. Cash in hand

105258

113620

4872

4495

7296

6483

(0.3)

(0.3)

(0.3)

(0.2)

(0.3)

(0.2)

2. Balances with RBI

2081995

1160226

85950

83427

123938

176229

(6.0)

(3.1)

(5.5)

(4.6)

(5.6)

(6.7)

3. Balances with banks in India

342516

341270

62790

26423

3277

6394

(1.0)

(0.9)

(4.0)

(1.5)

(0.1)

(0.2)

4. Money at call and short notice

3086067

2700768

30000

36900

20700

2750

(8.9)

(7.2)

(1.9)

(2.0)

(0.9)

(0.1)

5. Balances with banks outside India

877181

202217

14098

18913

82919

48984

(2.5)

(0.5)

(0.9)

(1.0)

(3.7)

(1.9)

6. Investments

14514203

17234791

630496

768200

982789

1251867

(41.7)

(45.9)

(40.5)

(42.6)

(44.4)

(47.9)

6.1. Investments in India

14047306

16788561

630496

768200

982789

1251867

(i) Government securities

11702892

14372726

543869

678497

828732

1011151

(ii)Other approved securities

522032

452726

27440

22668

22033

20413

(iii) Shares

95024

99253

2491

2614

8540

9031

(iv) Debentures and Bonds

1279404

1616627

51909

50485

75011

67848

(v) Subsidiaries and/or joint ventures

118607

118949

105

415

633

633

(vi) Others

329347

128279

4682

13521

47840

142791

6.2. Investments outside India

466898

446230

-

-

-

-

(i) Government securities

29412

38138

-

-

-

-

(ii) Subsidiaries and/or joint ventures

15876

21632

-

-

-

-

(iii) Others

421610

386459

-

-

-

-

7. Advances

12080647

13775846

593133

677333

842259

966260

(34.7)

(36.6)

(38.1)

(37.6)

(38.1)

(37.0)

Type-wise

7A.1. Bills purchased and discounted

1155536

1240494

45103

66267

66779

76655

7A.2. Cash credits, overdrafts & loans

6417841

6911680

390258

411836

518829

535500

7A.3. Term loans

4507270

5623672

157772

199229

256650

354106

Security-wise

7B.1. Secured by tangible assets

9852609

10992401

471180

528838

744012

783065

7B.2. Covered by Bank/ Government Guarantees

630678

918481

82938

92235

34518

73571

7B.3. Unsecured

1597359

1864964

39016

56259

63729

109624

Sector-wise

7C. I. Advances in India

10752999

12384982

593133

677333

842259

966260

(i) Priority sectors

3159148

3511180

240737

292306

289838

314382

(ii) Public sectors

2199035

2478284

109503

111395

193602

196152

(iii) Banks

18454

8593

843

591

4194

17068

(iv) Others

5376362

6386925

242051

273040

354626

438658

7C.II. Advances outside India

1327647

1390864

-

-

-

-

8. Fixed Assets

241523

238855

9052

10159

10266

11531

(0.7)

(0.6)

(0.6)

(0.6)

(0.5)

(0.4)

8.1. Premises

65004

65913

2246

2703

3838

3719

8.2. Fixed assets under construction

14008

12906

208

9

43

26

8.2. Other Fixed assets

162511

160036

6598

7447

6385

7786

9. Other Assets

1493436

1820056

124832

177964

138635

142657

(4.3)

(4.8)

(8.0)

(9.9)

(6.3)

(5.5)

9.1. Inter - office adjustments (net)

-

-

-

-

42052

39178

9.2. Interest accrued

573766

576646

26010

27074

42632

51728

9.3. Tax paid

186114

153452

3344

3754

18940

28468

9.4. Stationery and Stamps

7644

7522

539

586

590

558

9.5. Others

725912

1082436

94938

146550

34421

22725

Total Assets

34822825

37587650

1555224

1803814

2212080

2613154

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

State Bank of Indore

State Bank of Mysore

State Bank of Patiala

2002

2003

2002

2003

2002

2003

(7)

(8)

(9)

(10)

(11)

(12)

1. Capital

1750

1750

3600

3600

2475

2475

(0.2)

(0.2)

(0.3)

(0.3)

(0.1)

(0.1)

2. Reserves and Surplus

39510

56616

31557

39496

111725

138743

(3.9)

(5.0)

(3.0)

(3.5)

(6.4)

(6.5)

2.1. Statutory Reserves

22295

37627

10110

15061

55775

65606

2.2. Capital Reserves

888

1162

1325

2168

-

-

2.3. Share Premium

4375

4375

6000

6000

-

-

2.4. Investments Fluctuations Reserves

5960

11047

3876

8000

20558

29758

2.5. Revenue and other Reserves

5990

2404

10246

8267

35392

43379

2.6. Balance of Profit

2

2

0

0

-

-

3. Deposits

791845

921681

852485

901312

1394710

1786968

(78.8)

(81.0)

(82.3)

(79.5)

(80.4)

(83.9)

Type-wise

3A.1. Demand deposits

86922

102677

101162

99338

224093

247245

(i) From banks

11613

12949

17769

17283

18010

17102

(ii) From others

75309

89729

83393

82055

206084

230142

3A.2. Savings bank deposits

175578

198054

198772

229228

358106

433384

3A.3. Term deposits

529345

620949

552551

572745

812510

1106339

(i) From banks

12511

13635

13992

4757

609

11320

(ii) From others

516834

607314

538559

567988

811901

1095020

Location-wise

3B.1. Deposits of branches in India

791845

921681

852485

901312

1394710

1786968

3B.2. Deposits of branches outside India

-

-

-

-

-

-

4. Borrowings

18612

30028

7951

33541

15917

43399

(1.9)

(2.6)

(0.8)

(3.0)

(0.9)

(2.0)

4.1. Borrowings in India

13604

12459

6529

17022

15917

36748

(i) From Reserve Bank of India

3500

-

-

-

-

-

(ii) From other banks

1184

5223

5509

16434

11050

33704

(iii) From other institutions and agencies

8920

7235

1020

587

4867

3043

4.2. Borrowings outside India

5008

17569

1422

16519

-

6651

Secured borrowing included in 4.

-

7235

-

-

-

-

5. Other liabilities

153647

127562

139773

155627

208867

157306

(15.3)

(11.2)

(13.5)

(13.7)

(12.0)

(7.4)

5.1. Bills Payable

22068

26909

26355

36569

125164

52299

5.2. Inter-office adjustments

-

8687

20800

36565

-

9037

5.3. Interest accrued

31322

47975

56988

54143

37648

23905

5.4. Others (including provisions)

100257

43991

35631

28350

46055

72065

Total Liabilities

1005364

1137637

1035367

1133575

1733694

2128890

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

State Bank of Indore

State Bank of Mysore

State Bank of Patiala

2002

2003

2002

2003

2002

2003

(7)

(8)

(9)

(10)

(11)

(12)

1. Cash in hand

2620

3486

4034

4058

3963

4110

(0.3)

(0.3)

(0.4)

(0.4)

(0.2)

(0.2)

2. Balances with RBI

46489

58782

53311

42466

67489

113486

(4.6)

(5.2)

(5.1)

(3.7)

(3.9)

(5.3)

3. Balances with banks in India

3177

5393

9043

28960

12188

10417

(0.3)

(0.5)

(0.9)

(2.6)

(0.7)

(0.5)

4. Money at call and short notice

-

-

-

-

36700

12700

-

-

-

-

(2.1)

(0.6)

5. Balances with banks outside India

7149

2391

25530

20102

4635

5452

(0.7)

(0.2)

(2.5)

(1.8)

(0.3)

(0.3)

6. Investments

453076

513703

415884

476057

570496

812206

(45.1)

(45.2)

(40.2)

(42.0)

(32.9)

(38.2)

6.1. Investments in India

453076

513703

415884

476057

570496

812206

(i) Government securities

399401

463607

320908

377656

457889

704673

(ii)Other approved securities

12278

11143

22636

21153

33159

29433

(iii) Shares

2506

2504

1992

5538

2440

2501

(iv) Debentures and Bonds

33990

29178

59227

56171

68953

67087

(v) Subsidiaries and/or joint ventures

219

219

1039

1039

35

35

(vi) Others

4682

7051

10082

14499

8019

8478

6.2. Investments outside India

-

-

-

-

-

-

(i) Government securities

-

-

-

-

-

-

(ii) Subsidiaries and/or joint ventures

-

-

-

-

-

-

(iii) Others

-

-

-

-

-

-

7. Advances

428915

518295

491450

526067

867879

1074640

(42.7)

(45.6)

(47.5)

(46.4)

(50.1)

(50.5)

Type-wise

7A.1. Bills purchased and discounted

62861

74230

56204

50613

98112

126732

7A.2. Cash credits, overdrafts & loans

220330

247991

288518

289813

471690

528447

7A.3. Term loans

145724

196074

146728

185641

298076

419460

Security-wise

7B.1. Secured by tangible assets

317666

405404

430107

481908

700474

864714

7B.2. Covered by Bank/ Government Guarantees

66807

80151

29713

21129

76067

94605

7B.3. Unsecured

44442

32740

31630

23029

91338

115321

Sector-wise

7C. I. Advances in India

428915

518295

491450

526067

867879

1074640

(i) Priority sectors

176992

227731

173967

191796

316364

440343

(ii) Public sectors

59828

47943

108271

113706

142347

227786

(iii) Banks

1295

1219

858

435

2316

6174

(iv) Others

190800

241402

208354

220131

406852

400337

7C.II. Advances outside India

-

-

-

-

-

-

8. Fixed Assets

4870

4673

3618

3829

9335

11939

(0.5)

(0.4)

(0.3)

(0.3)

(0.5)

(0.6)

8.1. Premises

984

934

1038

1028

3394

3524

8.2. Fixed assets under construction

105

304

-

-

-

8.2. Other Fixed assets

3781

3436

2580

2801

5941

8415

9. Other Assets

59068

30913

32497

32036

161011

83939

(5.9)

(2.7)

(3.1)

(2.8)

(9.3)

(3.9)

9.1. Inter - office adjustments (net)

12834

-

-

-

90920

-

9.2. Interest accrued

14041

15599

3436

19346

19564

27294

9.3. Tax paid

-

-

1653

2956

10450

13669

9.4. Stationery and Stamps

316

290

435

429

394

443

9.5. Others

31877

15024

26973

9305

39682

42533

Total Assets

1005364

1137637

1035367

1133575

1733694

2128890

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

State Bank of Saurashtra

State Bank of Travancore

2002

2003

2002

2003

(13)

(14)

(15)

(16)

1. Capital

31400

31400

5000

5000

(3.4)

(2.9)

(0.3)

(0.3)

2. Reserves and Surplus

25360

31144

56013

67280

(2.7)

(2.9)

(3.4)

(3.5)

2.1. Statutory Reserves

8912

11226

29615

33895

2.2. Capital Reserves

820

1111

197

312

2.3. Share Premium

-

-

14250

14250

2.4. Investments Fluctuations Reserves

3790

8290

5215

13504

2.5. Revenue and other Reserves

11838

10517

5926

4509

2.6. Balance of Profit

-

0

810

810

3. Deposits

760266

905097

1345967

1592628

(81.1)

(83.2)

(81.6)

(83.7)

Type-wise

3A.1. Demand deposits

101219

95751

121709

110861

(i) From banks

14979

15288

38964

35053

(ii) From others

86240

80463

82745

75808

3A.2. Savings bank deposits

160351

183166

308415

386933

3A.3. Term deposits

498696

626180

915843

1094834

(i) From banks

22602

30503

14055

14401

(ii) From others

476094

595677

901788

1080433

Location-wise

3B.1. Deposits of branches in India

760266

905097

1345967

1592628

3B.2. Deposits of branches outside India

-

-

-

-

4. Borrowings

13841

44389

6396

4841

(1.5)

(4.1)

(0.4)

(0.3)

4.1. Borrowings in India

59

14534

6396

567

(i) From Reserve Bank of India

-

-

3952

-

(ii) From other banks

-

14500

-

72

(iii) From other institutions and agencies

59

34

2444

496

4.2. Borrowings outside India

13782

29855

-

4274

Secured borrowing included in 4.

-

-

-

-

5. Other liabilities

106118

75360

235959

233567

(11.3)

(6.9)

(14.3)

(12.3)

5.1. Bills Payable

4169