Bihar - आरबीआई - Reserve Bank of India
Bihar
EASTERN REGION |
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STATE : BIHAR |
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(Amount in Rupees Lakh) |
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OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
1 |
2 |
3 |
4 |
5 |
6 |
|
I. |
AGRICULTURE |
11,72,294 |
4684,88 |
4069,89 |
4,18,067 |
2376,65 |
2062,24 |
|
1. Direct Finance |
11,36,188 |
4438,80 |
3868,71 |
4,07,673 |
2129,24 |
1847,60 |
|
2. Indirect Finance |
36,106 |
246,08 |
201,17 |
10,394 |
247,42 |
214,64 |
II. |
INDUSTRY |
73,666 |
6203,05 |
4376,92 |
29,607 |
964,45 |
778,90 |
|
1. Mining & Quarrying |
213 |
125,97 |
66,60 |
184 |
24,65 |
18,78 |
|
2. Food Manufacturing & Processing |
17,095 |
434,91 |
310,16 |
7,452 |
392,76 |
319,93 |
|
(a) Rice Mills, Flour & Dal Mills |
10,477 |
115,70 |
92,55 |
4,485 |
130,88 |
110,12 |
|
(b) Sugar |
9 |
39,29 |
33,73 |
20 |
167,76 |
132,27 |
|
(c) Edible Oils & Vanaspati |
578 |
11,28 |
9,99 |
252 |
14,65 |
13,26 |
|
(d) Tea Processing |
2 |
8 |
5 |
4 |
25 |
16 |
|
(e) Processing of Fruits & Vegetables |
30 |
9,42 |
6,34 |
42 |
8,13 |
7,19 |
|
(f) Others |
5,999 |
259,13 |
167,51 |
2,649 |
71,09 |
56,93 |
|
3. Beverage & Tobacco |
72 |
19,75 |
13,64 |
98 |
29,25 |
22,12 |
|
4. Textiles |
5,970 |
175,05 |
126,73 |
1,748 |
90,99 |
73,73 |
|
(a) Cotton Textiles |
1,003 |
88,42 |
67,87 |
443 |
52,84 |
41,80 |
|
(b) Jute & Other Natural Fibre Textiles |
865 |
1,97 |
1,41 |
192 |
4,48 |
3,22 |
|
(c) Handloom Textiles & Khadi |
2,126 |
9,16 |
6,54 |
540 |
8,05 |
5,88 |
|
(d) Other Textiles & Textile Products |
1,976 |
75,50 |
50,90 |
573 |
25,61 |
22,83 |
|
5. Paper, Paper Products & Printing |
524 |
191,77 |
139,78 |
313 |
18,37 |
14,88 |
|
6. Leather & Leather Products |
10,387 |
38,59 |
31,88 |
3,239 |
7,94 |
3,81 |
|
7. Rubber & Plastic Products |
4,576 |
107,57 |
75,63 |
549 |
17,23 |
15,07 |
|
8. Chemicals & Chemical Products |
2,377 |
519,16 |
161,26 |
4,243 |
71,93 |
57,34 |
|
(a) Heavy Industrial Chemicals |
90 |
396,24 |
73,29 |
20 |
2,31 |
1,52 |
|
(b) Fertilisers |
15 |
12,80 |
8,16 |
6 |
97 |
40 |
|
(c) Drugs & Pharmaceuticals |
737 |
46,17 |
31,86 |
1,381 |
11,40 |
8,90 |
|
(d) Non-Edible Oils |
5 |
78 |
45 |
15 |
4,14 |
3,76 |
|
(e) Other Chemicals & Chemical Products |
1,530 |
63,16 |
47,50 |
2,821 |
53,10 |
42,76 |
|
9. Petroleum, Coal Products & Nuclear Fuels |
40 |
17,24 |
12,52 |
27 |
23,72 |
19,32 |
|
10. Manufacture of Cement & Cement Products |
707 |
10,73 |
8,79 |
208 |
7,21 |
5,65 |
|
11. Basic Metals & Metal Products |
1,804 |
805,65 |
601,03 |
656 |
52,75 |
41,42 |
|
(a) Iron & Steel |
183 |
463,81 |
375,36 |
79 |
35,96 |
27,54 |
|
(b) Non-Ferrous Metals |
75 |
97,53 |
77,39 |
26 |
3,60 |
2,41 |
|
(c) Metal Products |
1,546 |
244,31 |
148,28 |
551 |
13,18 |
11,48 |
|
12. Engineering |
2,320 |
1406,01 |
1008,22 |
992 |
46,86 |
37,14 |
|
(a) Heavy Engineering |
103 |
184,96 |
144,26 |
51 |
5,11 |
3,75 |
|
(b) Light Engineering |
1,265 |
1004,31 |
714,31 |
596 |
35,95 |
28,87 |
|
(c) Electrical Machinery & Goods |
460 |
157,41 |
112,81 |
227 |
3,89 |
3,35 |
|
(d) Electronic Machinery & Goods |
492 |
59,32 |
36,84 |
118 |
1,91 |
1,17 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
2,890 |
930,82 |
716,07 |
381 |
11,69 |
9,80 |
|
14. Other Industries |
22,253 |
181,89 |
138,29 |
7,241 |
77,19 |
60,84 |
|
15. Electricity, Gas & Water |
41 |
74,04 |
18,99 |
20 |
3,00 |
2,56 |
|
(a) Electricity Generation & Transmission |
16 |
70,66 |
17,05 |
1 |
2 |
2 |
|
(b) Non-Conventional Energy |
6 |
95 |
66 |
4 |
56 |
54 |
|
(c) Gas, Steam & Water Supply |
19 |
2,42 |
1,28 |
15 |
2,42 |
1,99 |
|
16. Construction |
2,397 |
1163,90 |
947,34 |
2,256 |
88,91 |
76,51 |
III. |
TRANSPORT OPERATORS |
16,516 |
114,27 |
93,55 |
5,356 |
65,83 |
52,74 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
27,796 |
730,15 |
519,19 |
15,626 |
270,82 |
208,35 |
V. |
PERSONAL LOANS |
2,43,299 |
4050,95 |
3180,84 |
2,19,197 |
3287,24 |
2539,48 |
|
1. Loans for Purchase of Consumer Durables |
6,721 |
34,89 |
30,45 |
4,647 |
29,03 |
23,10 |
|
2. Loans for Housing |
54,153 |
2380,40 |
1933,20 |
36,185 |
1167,47 |
965,14 |
|
3. Rest of the Personal Loans |
1,82,425 |
1635,67 |
1217,19 |
1,78,365 |
2090,73 |
1551,23 |
VI. |
TRADE |
2,56,083 |
1601,28 |
1252,68 |
1,18,337 |
1212,81 |
987,76 |
|
1. Wholesale Trade |
10,543 |
429,20 |
303,87 |
5,041 |
191,67 |
156,43 |
|
2. Retail Trade |
2,45,540 |
1172,08 |
948,81 |
1,13,296 |
1021,14 |
831,33 |
VII. |
FINANCE |
744 |
22,40 |
19,56 |
643 |
667,21 |
28,85 |
VIII. |
ALL OTHERS |
1,47,628 |
531,44 |
470,95 |
51,959 |
342,50 |
292,83 |
|
TOTAL BANK CREDIT |
19,38,026 |
17938,42 |
13983,59 |
8,58,792 |
9187,51 |
6951,15 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT |
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EASTERN REGION |
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STATE : BIHAR |
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(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
7 |
8 |
9 |
10 |
11 |
12 |
|
I. |
AGRICULTURE |
75,607 |
644,21 |
559,97 |
7,306 |
117,04 |
91,39 |
|
1. Direct Finance |
73,489 |
500,58 |
443,02 |
7,106 |
60,83 |
45,23 |
|
2. Indirect Finance |
2,118 |
143,63 |
116,95 |
200 |
56,22 |
46,17 |
II. |
INDUSTRY |
23,181 |
2871,93 |
2024,15 |
11,783 |
747,83 |
535,88 |
|
1. Mining & Quarrying |
130 |
115,49 |
72,27 |
15 |
91,99 |
2,85 |
|
2. Food Manufacturing & Processing |
2,829 |
323,94 |
264,85 |
265 |
86,15 |
66,52 |
|
(a) Rice Mills, Flour & Dal Mills |
2,084 |
157,79 |
130,97 |
47 |
27,65 |
17,64 |
|
(b) Sugar |
6 |
5,21 |
3,87 |
4 |
29,07 |
26,64 |
|
(c) Edible Oils & Vanaspati |
134 |
107,58 |
89,72 |
20 |
4,43 |
4,34 |
|
(d) Tea Processing |
2 |
15 |
16 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
14 |
3,41 |
3,27 |
22 |
7,55 |
4,77 |
|
(f) Others |
589 |
49,80 |
36,86 |
172 |
17,45 |
13,13 |
|
3. Beverage & Tobacco |
66 |
18,69 |
14,57 |
21 |
8,42 |
5,47 |
|
4. Textiles |
8,327 |
399,84 |
295,81 |
3,315 |
48,47 |
31,91 |
|
(a) Cotton Textiles |
4,113 |
212,55 |
147,20 |
1,935 |
25,65 |
13,62 |
|
(b) Jute & Other Natural Fibre Textiles |
3,232 |
93,36 |
66,13 |
1,261 |
20,27 |
16,58 |
|
(c) Handloom Textiles & Khadi |
523 |
11,53 |
7,27 |
12 |
13 |
11 |
|
(d) Other Textiles & Textile Products |
459 |
82,40 |
75,21 |
107 |
2,42 |
1,59 |
|
5. Paper, Paper Products & Printing |
299 |
105,18 |
79,12 |
148 |
29,79 |
25,29 |
|
6. Leather & Leather Products |
292 |
2,40 |
1,90 |
42 |
95 |
97 |
|
7. Rubber & Plastic Products |
2,815 |
119,00 |
98,41 |
128 |
19,80 |
15,03 |
|
8. Chemicals & Chemical Products |
473 |
147,03 |
115,16 |
845 |
31,29 |
24,03 |
|
(a) Heavy Industrial Chemicals |
34 |
11,94 |
7,21 |
8 |
3,47 |
3,05 |
|
(b) Fertilisers |
10 |
23,22 |
20,22 |
3 |
8,00 |
2,69 |
|
(c) Drugs & Pharmaceuticals |
131 |
14,75 |
13,13 |
618 |
4,87 |
4,29 |
|
(d) Non-Edible Oils |
26 |
31,30 |
17,42 |
3 |
15 |
13 |
|
(e) Other Chemicals & Chemical Products |
272 |
65,82 |
57,18 |
213 |
14,80 |
13,87 |
|
9. Petroleum, Coal Products & Nuclear Fuels |
33 |
22,92 |
20,84 |
12 |
22,02 |
22,03 |
|
10. Manufacture of Cement & Cement Products |
219 |
65,31 |
56,49 |
16 |
14,97 |
27,17 |
|
11. Basic Metals & Metal Products |
421 |
554,42 |
359,41 |
5,287 |
247,65 |
191,43 |
|
(a) Iron & Steel |
138 |
470,85 |
294,60 |
84 |
213,24 |
159,65 |
|
(b) Non-Ferrous Metals |
32 |
35,43 |
31,42 |
6 |
1,34 |
75 |
|
(c) Metal Products |
251 |
48,14 |
33,39 |
5,197 |
33,08 |
31,04 |
|
12. Engineering |
1,172 |
151,42 |
120,07 |
536 |
27,49 |
21,94 |
|
(a) Heavy Engineering |
156 |
21,23 |
15,85 |
9 |
49 |
46 |
|
(b) Light Engineering |
803 |
86,16 |
69,81 |
130 |
21,15 |
16,49 |
|
(c) Electrical Machinery & Goods |
151 |
40,40 |
31,23 |
376 |
5,34 |
4,43 |
|
(d) Electronic Machinery & Goods |
62 |
3,63 |
3,18 |
21 |
52 |
56 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
1,286 |
71,23 |
53,69 |
46 |
3,24 |
2,12 |
|
14. Other Industries |
3,997 |
145,12 |
128,82 |
911 |
42,89 |
40,33 |
|
15. Electricity, Gas & Water |
32 |
114,47 |
86,97 |
5 |
10,40 |
10,03 |
|
(a) Electricity Generation & Transmission |
17 |
111,63 |
84,85 |
- |
- |
- |
|
(b) Non-Conventional Energy |
4 |
46 |
47 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
11 |
2,39 |
1,65 |
5 |
10,40 |
10,03 |
|
16. Construction |
790 |
515,48 |
255,77 |
191 |
62,32 |
48,75 |
III. |
TRANSPORT OPERATORS |
4,027 |
63,18 |
45,50 |
2,442 |
63,08 |
57,43 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
9,480 |
411,01 |
333,68 |
3,290 |
123,35 |
99,04 |
V. |
PERSONAL LOANS |
1,94,110 |
3457,77 |
2732,10 |
91,793 |
1436,25 |
1118,31 |
|
1. Loans for Purchase of Consumer Durables |
5,102 |
41,01 |
34,37 |
1,360 |
10,54 |
8,79 |
|
2. Loans for Housing |
36,235 |
1388,22 |
1182,05 |
11,648 |
402,90 |
351,79 |
|
3. Rest of the Personal Loans |
1,52,773 |
2028,54 |
1515,68 |
78,785 |
1022,81 |
757,74 |
VI. |
TRADE |
52,860 |
1177,72 |
989,10 |
13,414 |
672,31 |
462,49 |
|
1. Wholesale Trade |
3,353 |
284,15 |
229,91 |
765 |
122,44 |
88,68 |
|
2. Retail Trade |
49,507 |
893,57 |
759,19 |
12,649 |
549,87 |
373,81 |
VII. |
FINANCE |
2,540 |
13,62 |
8,98 |
168 |
184,89 |
175,00 |
VIII. |
ALL OTHERS |
32,110 |
335,41 |
279,30 |
13,698 |
128,33 |
101,58 |
|
TOTAL BANK CREDIT |
3,93,915 |
8974,86 |
6972,78 |
1,43,894 |
3473,09 |
2641,13 |