Table 18: Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range : 1999 and 2000

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Table 18: Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range : 1999 and 2000


					(Amount in Rs.crore)

	As on March 31
	1999			2000
Interest Rate Range	No. of	Credit	Amount	No. of	Credit	Amount
	Accounts	Limit	Outstanding	Accounts	Limit	Outstanding

	(1)	(2)	(3)	(4)	(5)	(6)

Less than 6%	18360	807	698	20932	903	786
	(1.5)	(0.3)	(0.3)	(1.4)	(0.2)	(0.2)

6% and above but less than 10%	11147	12860	9675	6443	4325	3291
	(0.9)	(4.0)	(3.7)	(0.4)	(1.1)	(1.0)

10% and above but less than 12%	69025	10783	8664	119690	31876	25452
	(5.5)	(3.3)	(3.3)	(8.3)	(8.1)	(8.0)

12% and above but less than 14%	132239	64629	53095	258095	102849	85571
	(10.6)	(20.1)	(20.4)	(17.8)	(26.2)	(26.8)

14% and above but less than 15%	126090	31874	25281	190126	45805	36758
	(10.1)	(9.9)	(9.7)	(13.1)	(11.7)	(11.5)

15% and above but less than 16%	214827	44298	36509	261321	73157	57179
	(17.2)	(13.7)	(14.0)	(18.0)	(18.6)	(17.9)

16% and above but less than 17%	255053	67325	52545	285178	68447	54603
	(20.4)	(20.9)	(20.2)	(19.7)	(17.4)	(17.1)

17% and above but less than 18%	187686	42255	34025	149315	32077	27498
	(15.0)	(13.1)	(13.1)	(10.3)	(8.2)	(8.6)

18% and above but less than 20%	163091	32817	27357	116936	22867	19877
	(13.1)	(10.2)	(10.5)	(8.1)	(5.8)	(6.2)

20% and above	69895	14543	12657	40175	10672	8835
	(5.6)	(4.5)	(4.9)	(2.8)	(2.7)	(2.8)

Total Loans & Advances	1247413	322191	260504	1448211	392977	319851
	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

Inland & foreign bills purchased/discounted	61477	50323	33639	66347	57214	37485

Total	1308890	372513	294143	1514558	450191	357336

Notes :
1. Data relate to accounts each with credit limit of over Rs.2 lakh. 2. Figures in bracket represent per cent share in total loans and advances. 3. Data reported here cover banks' branches in India and include bills rediscounted under the New Bill Market Scheme as also dues from banks. Therefore, the aggregate figures reported here may not tally with those reported in tables 2,3,4 and 5. Source: Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 29, March 2000.