| (Amount in Rs. lakh)
|
| As on 31st March
|
| State Bank of India | Nationalised Banks | Other Scheduled | Foreign Banks | Regional Rural | Total |
Items | and its Associates
|
| Commercial Banks
|
| Banks
|
|
| | | | 1998
| 1999
| 1998
| 1999
| 1998
| 1999
| 1998
| 1999
| 1998
| 1999
| 1998
| 1999
|
|
|
|
| (1)
| (2)
| (3)
| (4)
| (5)
| (6)
| (7)
| (8)
| (9)
| (10)
| (11)
| (12)
|
Number of reporting banks | 8 | 8 | 19 | 19 | 34 | 33 | 42 | 44 | 196 | 196 | 299 | 300 |
Liabilities | | | | | | | | | | | | |
1. | Capital | 103580 | 103580 | 1503480 | 1336983 | 168902 | 172390 | 177976 | 207202 | 129612 | 164422 | 2083550 | 1984577 |
2. | Reserves and Surplus | 1099968 | 1216929 | 1369869 | 1527732 | 359953 | 422019 | 570590 | 512535 | 31157 | 42041 | 3431537 | 3721256 |
| 2.1. | Statutory Reserves | 505244 | 601830 | 317973 | 394347 | 107385 | 132526 | 100105 | 114789 | | | 1030707 | 1243492 |
| | (i) | Opening balance | 335838 | 505244 | 246352 | 336040 | 74678 | 107290 | 79417 | 99837 | | | 736285 | 1048411 |
| | (ii) | Additions during the year | 169406 | 96586 | 71621 | 65807 | 32707 | 25236 | 20688 | 14952 | | | 294422 | 202581 |
| | (iii) | Deductions during the year | -- | -- | -- | 7500 | -- | -- | -- | -- | | | -- | 7500 |
| 2.2. | Capital Reserves | 33200 | 5385 | 387567 | 285839 | 15005 | 26413 | 125617 | 143140 | | | 561389 | 460777 |
| | (i) | Opening balance | 7879 | 32367 | 306623 | 320168 | 12470 | 29995 | 118338 | 138164 | | | 445310 | 520694 |
| | (ii) | Additions during the year | 25321 | -- | 87351 | 24757 | 2993 | 647 | 7960 | 9145 | | | 123625 | 34549 |
| | (iii) | Deductions during the year | -- | 26982 | 6407 | 59086 | 458 | 4229 | 681 | 4169 | | | 7546 | 94466 |
| 2.3. | Share Premium | 386347 | 408410 | 195754 | 225585 | 85366 | 103311 | -- | 14883 | | | 667467 | 752189 |
| | (i) | Opening balance | 372863 | 401868 | 157030 | 234978 | 63817 | 93975 | -- | 11092 | | | 593710 | 741913 |
| | (ii) | Additions during the year | 13484 | 6542 | 41345 | 12207 | 24222 | 12435 | -- | 3799 | | | 79051 | 34983 |
| | (iii) | Deductions during the year | -- | -- | 2621 | 21600 | 2673 | 3099 | -- | 8 | | | 5294 | 24707 |
| 2.4. | Revenue and other Reserves | 175124 | 201267 | 464119 | 606073 | 137316 | 134523 | 143951 | 74611 | | | 920510 | 1016474 |
| | (i) | Opening balance | 165494 | 174111 | 396505 | 521029 | 126102 | 121648 | 128104 | 92079 | | | 816205 | 908867 |
| | (ii) | Additions during the year | 9630 | 27497 | 72606 | 146815 | 28106 | 32552 | 27047 | 15592 | | | 137389 | 222456 |
| | (iii) | Deductions during the year | -- | 341 | 4992 | 61771 | 16892 | 19677 | 11200 | 33060 | | | 33084 | 114849 |
| 2.5. | Balance of Profit | 53 | 37 | 4456 | 15888 | 14881 | 25246 | 200917 | 165112 | | | 220307 | 206283 |
3. | Deposits (3.1+3.2+3.3) | 17360284 | 21927697 | 35812573 | 41758314 | 6951578 | 8650622 | 4287290 | 4745334 | 2218922 | 2700786 | 66630647 | 79782753 |
| 3.1. | Demand deposits [(i)+(ii)] | 3527678 | 3921700 | 4464471 | 5015833 | 792659 | 1101103 | 751022 | 915634 | 108160 | 137325 | 9643990 | 11091595 |
| | (i) | From banks | 550032 | 574859 | 195079 | 219995 | 24178 | 35335 | 25040 | 40920 | -- | -- | 794329 | 871109 |
| | (ii) | From others | 2977646 | 3346841 | 4269392 | 4795838 | 768481 | 1065768 | 725982 | 874714 | 108160 | 137325 | 8849661 | 10220486 |
| 3.2. | Savings bank deposits | 3876412 | 4591878 | 8542788 | 9921485 | 713332 | 924423 | 304095 | 387845 | 932947 | 1106560 | 14369574 | 16932191 |
| 3.3. | Time deposits [(i)+(ii)] | 9956194 | 13414119 | 22805314 | 26820996 | 5445587 | 6625096 | 3232173 | 3441855 | 1177815 | 1456901 | 42617083 | 51758967 |
| | (i) | From banks | 408327 | 665904 | 1216943 | 1490520 | 706211 | 990919 | 142575 | 352697 | 10610 | 16361 | 2484666 | 3516401 |
| | (ii) | From others | 9547867 | 12748215 | 21588371 | 25330476 | 4739376 | 5634177 | 3089598 | 3089158 | 1167205 | 1440540 | 40132417 | 48242566 |
| 3.A. | Deposits of branches in India | 16606027 | 21048989 | 33906902 | 40518355 | 6951578 | 8626286 | 4287290 | 4745333 | 2218923 | 2700786 | 63970720 | 78518458 |
| 3.B.
| Deposits of branches outside India
| 754258
| 878709
| 1905672
| 1239959
| --
| 24337
| --
| --
| --
| --
| 2659930
| 1264296
|
Total (3.A.+3.B.)
| 17360285
| 21927698
| 35812574
| 41758314
| 6951578
| 8650623
| 4287290
| 4745333
| 2218923
| 2700786
| 66630650
| 79782754
|
4. | Borrowings | 885090 | 1021708 | 506869 | 815033 | 208498 | 552178 | 985465 | 1635902 | 324055 | 369251 | 2909977 | 4394072 |
| 4.1. | Borrowings in India | 118740 | 162988 | 432261 | 732936 | 200167 | 541195 | 757732 | 1503066 | 324055 | 369251 | 1832955 | 3309436 |
| | (i) | From Reserve Bank of India | -- | 19884 | 25000 | 167506 | 11157 | 152091 | 52208 | 260800 | 2161 | 2357 | 90526 | 602638 |
| | (ii) | From other banks | 2689 | 3360 | 31107 | 48876 | 40152 | 150832 | 512749 | 911282 | 47375 | 55285 | 634072 | 1169635 |
| | (iii) | From other institutions and agencies | 116051 | 139744 | 376154 | 516554 | 148858 | 238272 | 192775 | 330984 | 274519 | 311609 | 1108357 | 1537163 |
| 4.2. | Borrowings outside India | 766350 | 858720 | 74608 | 82097 | 8331 | 10983 | 227733 | 132836 | -- | -- | 1077022 | 1084636 |
5. | Other liabilities and provisions | 3825793 | 4320462 | 2451137 | 3003650 | 417195 | 563183 | 507447 | 561339 | 260241 | 309803 | 7461813 | 8758437 |
| | (i) | BillsPayable | 1085003 | 1353762 | 834326 | 822505 | 128428 | 163379 | 97519 | 121858 | 13187 | 16154 | 2158463 | 2477658 |
| | (ii) | Inter-office adjustments | 39824 | 122002 | 108328 | 297923 | 37242 | 41605 | 54792 | 21091 | 12363 | 19401 | 252549 | 502022 |
| | (iii) | Interest accrued | 1058971 | 1380252 | 347229 | 423761 | 85347 | 97073 | 142869 | 140793 | 65808 | 88886 | 1700224 | 2130765 |
| | (iv) | Others (including provisions) | 1641995 | 1464446 | 1161254 | 1459461 | 166178 | 261126 | 212267 | 277597 | 168883 | 185362 | 3350577 | 3647992 |
Total Liabilities
| 23274715
| 28590376
| 41643928
| 48441712
| 8106126
| 10360392
| 6528768
| 7662312
| 2963987
| 3586303
| 82517524
| 98641095
|
6. | Cash and balances with RBI | 1950605 | 2337923 | 4034008 | 4514281 | 763910 | 857964 | 410498 | 424038 | 108133 | 132077 | 7267154 | 8266283 |
| 6.1. | Cash in hand | 69087 | 68955 | 267759 | 304907 | 62775 | 70215 | 12099 | 14122 | 39468 | 47938 | 451188 | 506137 |
| 6.2. | Balances with RBI | 1881518 | 2268968 | 3766249 | 4209374 | 701135 | 787749 | 398399 | 409916 | 68665 | 84139 | 6815966 | 7760146 |
| | (i) | in current account | 1881518 | 2268968 | 3766249 | 4208881 | 701135 | 787749 | 398399 | 409873 | 68665 | 84139 | 6815966 | 7759610 |
| | (ii) | in other account | -- | -- | -- | 493 | -- | -- | -- | 43 | -- | -- | -- | 536 |
| | | | | | | | | | | | | | | -- |
7. | Balances with banks and money at | 2210888 | 3924328 | 2569989 | 3177492 | 594888 | 863266 | 643780 | 920763 | 959382 | 1221939 | 6978927 | 10107788 |
| call and short notice (7.1+7.2) | | | | | | | | | | | | -- |
| 7.1. | In India (7.1.1+7.1.2) | 341427 | 1442113 | 566638 | 550836 | 355504 | 536501 | 146083 | 280711 | 959382 | 1221939 | 2369034 | 4032100 |
| 7.1.1.Balances with banks | 200227 | 251452 | 300854 | 305535 | 304221 | 411946 | 70116 | 171473 | 811646 | 1001673 | 1687064 | 2142079 |
| | (i) | in current account | 38382 | 31450 | 219992 | 224497 | 59317 | 60707 | 53172 | 77296 | 98378 | 126068 | 469241 | 520018 |
| | (ii) | in other deposit account | 161845 | 220002 | 80862 | 81038 | 244904 | 351239 | 16944 | 94177 | 713268 | 875605 | 1217823 | 1622061 |
| 7.1.2. Money at call and short notice | 141200 | 1190661 | 265784 | 245301 | 51283 | 124555 | 75967 | 109238 | 147736 | 220266 | 681970 | 1890021 |
| | (i) | with banks | 136100 | 1182361 | 201787 | 184351 | 41458 | 116555 | 75473 | 103843 | 147736 | 220266 | 602554 | 1807376 |
| | (ii) | withotherinstitutions | 5100 | 8300 | 63997 | 60950 | 9825 | 8000 | 494 | 5395 | -- | -- | 79416 | 82645 |
| 7.2. | Outside India (7.2.1+7.2.2) | 1869461 | 2482215 | 2003351 | 2626656 | 239384 | 326765 | 497697 | 640052 | -- | -- | 4609893 | 6075688 |
| 7.2.1. Balances with banks | 290399 | 617997 | 1449172 | 1916839 | 149007 | 237369 | 374214 | 499189 | -- | -- | 2262792 | 3271394 |
| | (i) | in current account | 94248 | 417124 | 132947 | 221390 | 36221 | 52244 | 135499 | 95130 | -- | -- | 398915 | 785888 |
| | (ii) | in other deposit account | 196151 | 200873 | 1316225 | 1695449 | 112786 | 185125 | 238715 | 404059 | -- | -- | 1863877 | 2485506 |
| 7.2.2. Money at call and short notice | 1579062 | 1864218 | 554179 | 709817 | 90377 | 89396 | 123483 | 140863 | -- | -- | 2347101 | 2804294 |
| | | | | | | | | | | | | |
8. | Investments (8.1+8.2) | 7270342 | 9517226 | 15439947 | 18162994 | 2658963 | 3635669 | 1838168 | 2633744 | 530983 | 668608 | 27738403 | 34618241 |
| 8.1 | InIndiain | 7048194 | 9248181 | 15067717 | 17688511 | 2645268 | 3625145 | 1838168 | 2633744 | 530983 | 668608 | 27130330 | 33864189 |
| | (i) | Government securities | 5249212 | 7016300 | 10142166 | 11877596 | 1712052 | 2207269 | 1392580 | 1687068 | | | 18496010 | 22788233 |
| | (ii) | Other approved securities | 904267 | 825425 | 1802640 | 1730651 | 136205 | 151700 | 30119 | 30270 | | | 2873231 | 2738046 |
| | (iii) | Shares | 85454 | 117931 | 178662 | 201694 | 61312 | 141438 | 31104 | 13082 | | | 356532 | 474145 |
| | (iv) | Debentures and Bonds | 583009 | 918084 | 2453892 | 3357293 | 589970 | 930294 | 322064 | 830287 | | | 3948935 | 6035958 |
| | (v) | Subsidiaries and/or joint ventures | 100982 | 107038 | 83923 | 94621 | 5096 | 3113 | 10 | 5 | | | 190011 | 204777 |
| | (vi) | Others | 125270 | 263403 | 406434 | 426656 | 140633 | 191331 | 62291 | 73032 | -- | -- | 734628 | 954422 |
| 8.2 | Outside India in | 222148 | 269045 | 372230 | 474483 | 13695 | 10524 | -- | -- | -- | -- | 608073 | 754052 |
| | (i) | Government securities | 15278 | 18524 | 170515 | 202585 | 12879 | 10440 | -- | -- | -- | -- | 198672 | 231549 |
| | (ii) | Subsidiaries and/or joint ventures | 43740 | 49677 | 11371 | 18211 | -- | -- | -- | -- | -- | -- | 55111 | 67888 |
| | (iii) | Others | 163130 | 200844 | 190344 | 253687 | 816 | 84 | -- | -- | -- | -- | 354290 | 454615 |
| | | | | | | | | | | | | | | -- |
9 . | Advances | 9756665 | 10842511 | 16233590 | 18892515 | 3544938 | 4271317 | 2929041 | 2950674 | 900532 | 1055757 | 33364766 | 38012774 |
| | (i) | Bills purchased and discounted | 998070 | 992949 | 1512826 | 1503225 | 754125 | 886861 | 291013 | 354013 | 6435 | 8469 | 3562469 | 3745517 |
| | (ii) | Cash credits, overdrafts & loans | 5972197 | 6357352 | 9323887 | 10660025 | 1894930 | 2171958 | 1075401 | 1170699 | 323900 | 383610 | 18590315 | 20743644 |
| | (iii) | Term loans | 2786398 | 3492210 | 5396877 | 6729265 | 895883 | 1212498 | 1562627 | 1425962 | 570197 | 663678 | 11211982 | 13523613 |
| | | | | | | | | | | | | | | -- |
10. | Fixed Assets (10.1+10.2+10.3) | 181189 | 258925 | 642738 | 681358 | 238060 | 280169 | 198822 | 229565 | 4807 | 5530 | 1265616 | 1455547 |
| 10.1 | Premises | 60322 | 159245 | 494487 | 527231 | 88550 | 177860 | 143209 | 155062 | 4807 | 5530 | 786568 | 1024928 |
| | (i) | At cost as on | 69506 | 110301 | 422701 | 519417 | 62346 | 248206 | 143017 | 144616 | | | 697570 | 1022540 |
| | | 31st March of the preceding year | | | | | | | | | | | | |
| | (ii) | Additions during the year | 12262 | 81626 | 146056 | 106568 | 35085 | 31052 | 8865 | 23412 | | | 202268 | 242658 |
| | (iii) | Deductions during the year | 689 | 765 | 976 | 889 | 453 | 8180 | 928 | 3219 | | | 3046 | 13053 |
| | (iv) | Depreciation to date | 20757 | 31917 | 73294 | 97865 | 8428 | 93218 | 7745 | 9747 | | | 110224 | 232747 |
| 10.2 | Assets under construction | 20774 | 23549 | 2216 | 2448 | 2660 | 2373 | 2272 | 5790 | | | 27922 | 34160 |
| 10.3 | Other Fixed assets | 100093 | 76131 | 146035 | 151679 | 146850 | 99936 | 53341 | 68713 | | | 446319 | 396459 |
| | (i) | At cost as on | 143910 | 160200 | 289720 | 307436 | 170318 | 129663 | 88601 | 105639 | | | 692549 | 702938 |
| | | 31st March of the preceding year | | | | | | | | | | | | |
| | (ii) | Additions during the year | 48087 | 34036 | 50510 | 63862 | 53700 | 31569 | 21096 | 33670 | | | 173393 | 163137 |
| | (iii) | Deductions during the year | 2356 | 2423 | 5023 | 5963 | 5283 | 2083 | 4528 | 5748 | | | 17190 | 16217 |
| | (iv) | Depreciation to date | 89548 | 115682 | 189172 | 213656 | 71885 | 59213 | 51828 | 64848 | | | 402433 | 453399 |
11. | Other Assets | 1905028 | 1709463 | 2723654 | 3013068 | 305363 | 452008 | 508458 | 503528 | 460150 | 502391 | 5902653 | 6180458 |
| | (i) | Inter - office adjustments (net) | 316285 | 40727 | 191340 | 256239 | 5374 | 24684 | 53217 | 29075 | 18497 | 31744 | 584713 | 382469 |
| | (ii) | Interest accrued | 403626 | 444554 | 598571 | 698326 | 95442 | 122917 | 83266 | 101949 | 90504 | 122308 | 1271409 | 1490054 |
| | (iii) | Tax paid in advance/ | 193165 | 280648 | 426726 | 479134 | 54718 | 64166 | 74837 | 66668 | -- | -- | 749446 | 890616 |
| | | Tax deducted at source | | | | | | | | | | | | |
| | (iv) | Stationery and Stamps | 9633 | 9163 | 9882 | 32682 | 1769 | 1998 | 694 | 374 | -- | -- | 21978 | 44217 |
|
| (v)
| Others if any
| 982319
| 934371
| 1497135
| 1546687
| 148060
| 238243
| 296444
| 305462
| 351149
| 348339
| 3275107
| 3373102
|
| Total Assets
| 23274717
| 28590376
| 41643926
| 48441708
| 8106122
| 10360393
| 6528767
| 7662312
| 2963987
| 3586302
| 82517524
| 98641091
|