Table 4: Bank Group-Wise Liabilities and Assets of Scheduled Commercial Banks in India - 2000 and 2001 - आरबीआई - Reserve Bank of India
Table 4: Bank Group-Wise Liabilities and Assets of Scheduled Commercial Banks in India - 2000 and 2001
(Amount in Rs. crore) |
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|
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As on March 31 |
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State Bank of India |
Nationalised |
Regional |
Foreign Banks |
Other Scheduled |
All Scheduled |
|||||||
Items |
and its Associates |
Banks |
Rural Banks |
Commercial Banks |
Commercial Banks |
|||||||
|
||||||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
|
|
||||||||||||
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
|
|
||||||||||||
Number of reporting banks |
8 |
8 |
19 |
19 |
196 |
196 |
42 |
42 |
32 |
31 |
297 |
296 |
Liabilities |
||||||||||||
1. Capital |
1036 |
1036 |
13198 |
13511 |
1950 |
2049 |
2405 |
2670 |
1972 |
1878 |
20560 |
21144 |
2. Reserves and Surplus |
14484 |
16359 |
17335 |
18999 |
841 |
1373 |
5673 |
6289 |
6342 |
6999 |
44675 |
50019 |
2.1. Statutory Reserves |
7760 |
9247 |
4584 |
5282 |
322 |
460 |
1375 |
1657 |
1722 |
2043 |
15763 |
18689 |
(i) Opening balance |
6018 |
7760 |
3838 |
4584 |
224 |
327 |
1129 |
1375 |
1311 |
1612 |
12521 |
15659 |
(ii) Additions during the year |
1742 |
1487 |
746 |
698 |
98 |
134 |
246 |
282 |
411 |
431 |
3243 |
3031 |
(iii) Deductions during the year |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
2.2. Capital Reserves |
62 |
255 |
3187 |
3218 |
30 |
29 |
960 |
1249 |
280 |
112 |
4518 |
4864 |
(i) Opening balance |
54 |
182 |
3271 |
3335 |
30 |
27 |
943 |
970 |
141 |
108 |
4438 |
4622 |
(ii) Additions during the year |
8 |
73 |
66 |
27 |
0 |
2 |
19 |
331 |
145 |
7 |
237 |
440 |
(iii) Deductions during the year |
0 |
0 |
150 |
144 |
0 |
0 |
1 |
51 |
6 |
3 |
157 |
199 |
2.3. Share Premium |
3863 |
3863 |
2062 |
1969 |
20 |
0 |
0 |
0 |
2116 |
2183 |
8061 |
8016 |
(i) Opening balance |
3863 |
3863 |
1982 |
1982 |
20 |
0 |
0 |
0 |
1048 |
2098 |
6913 |
7943 |
(ii) Additions during the year |
0 |
0 |
95 |
2 |
0 |
0 |
0 |
0 |
1086 |
103 |
1181 |
105 |
(iii) Deductions during the year |
0 |
0 |
15 |
14 |
0 |
0 |
0 |
0 |
18 |
17 |
33 |
32 |
2.4. Revenue and other Reserves |
2798 |
2986 |
7027 |
8136 |
401 |
568 |
1549 |
2020 |
1972 |
2180 |
13746 |
15890 |
(i) Opening balance |
2233 |
2678 |
6080 |
7205 |
295 |
403 |
1575 |
1404 |
1461 |
1813 |
11643 |
13503 |
(ii) Additions during the year |
565 |
323 |
1051 |
1079 |
109 |
166 |
280 |
868 |
590 |
430 |
2594 |
2866 |
(iii) Deductions during the year |
0 |
15 |
105 |
148 |
2 |
1 |
305 |
251 |
79 |
63 |
491 |
479 |
2.5. Balance of Profit |
0 |
8 |
475 |
394 |
69 |
316 |
1789 |
1363 |
253 |
480 |
2586 |
2561 |
3. Deposits (3.1+3.2+3.3) |
256288 |
312118 |
481025 |
547259 |
32161 |
38294 |
49324 |
59190 |
113670 |
136667 |
932468 |
1093527 |
3.1. Demand deposits [(i)+(ii)] |
45415 |
50499 |
57041 |
60639 |
1516 |
1779 |
10654 |
11896 |
16229 |
16652 |
130855 |
141465 |
(i) From banks |
6621 |
7076 |
2474 |
2617 |
33 |
5 |
359 |
347 |
593 |
830 |
10081 |
10875 |
(ii) From others |
38794 |
43423 |
54567 |
58022 |
1482 |
1774 |
10296 |
11549 |
15635 |
15822 |
120774 |
130590 |
3.2. Savings bank deposits |
55198 |
63859 |
115932 |
133048 |
12773 |
14832 |
4862 |
5629 |
12521 |
16180 |
201286 |
233548 |
3.3. Term deposits [(i)+(ii)] |
155675 |
197759 |
308052 |
353572 |
17873 |
21683 |
33808 |
41665 |
84920 |
103835 |
600328 |
718514 |
(i) From banks |
6521 |
7808 |
17218 |
18942 |
209 |
175 |
3495 |
9244 |
13757 |
17754 |
41200 |
53923 |
(ii) From others |
149154 |
189951 |
290834 |
334630 |
17664 |
21508 |
30313 |
32422 |
71163 |
86081 |
559128 |
664592 |
3.A. Deposits of branches in India |
247106 |
304185 |
458938 |
534925 |
32161 |
38294 |
49324 |
59178 |
113471 |
136470 |
891900 |
1073052 |
3.B. Deposits of branches outside |
9182 |
7932 |
22087 |
12333 |
0 |
0 |
0 |
12 |
199 |
197 |
31468 |
20475 |
India |
||||||||||||
Total (3.A.+3.B.) |
256288 |
312118 |
481025 |
547259 |
32161 |
38294 |
49324 |
59190 |
113670 |
136667 |
923368 |
1093527 |
4. Borrowings |
10609 |
11405 |
8865 |
8679 |
3756 |
4064 |
18839 |
26818 |
7047 |
8519 |
49115 |
59485 |
4.1. Borrowings in India |
3094 |
3051 |
8405 |
8094 |
3753 |
4045 |
17623 |
24161 |
6798 |
8402 |
39673 |
47754 |
(i) From Reserve Bank of India |
885 |
16 |
3542 |
2248 |
26 |
18 |
3195 |
2231 |
1865 |
1911 |
9513 |
6424 |
(ii) From other banks |
161 |
83 |
465 |
978 |
1000 |
1047 |
9789 |
17588 |
2020 |
2683 |
13435 |
22378 |
(iii) From other institutions and |
2049 |
2952 |
4398 |
4869 |
2726 |
2981 |
4639 |
4342 |
2913 |
3808 |
16725 |
18952 |
agencies |
||||||||||||
4.2. Borrowings outside India |
7515 |
8354 |
460 |
585 |
3 |
19 |
1216 |
2657 |
248 |
117 |
9443 |
11731 |
5. Other liabilities and |
53910 |
61960 |
34202 |
38444 |
3456 |
3817 |
6609 |
6857 |
7536 |
9318 |
105713 |
120395 |
provisions |
||||||||||||
(i) Bills Payable |
13012 |
16023 |
8045 |
8848 |
216 |
233 |
1390 |
1360 |
1959 |
2316 |
24622 |
28780 |
(ii) Inter-office adjustments |
559 |
1803 |
2741 |
1327 |
219 |
245 |
384 |
233 |
649 |
504 |
4552 |
4111 |
(iii) Interest accrued |
17454 |
26246 |
6095 |
5459 |
1209 |
1560 |
1003 |
1779 |
1154 |
1458 |
26915 |
36502 |
(iv) Others (including provisions) |
22885 |
17888 |
17321 |
22810 |
1812 |
1779 |
3832 |
3484 |
3773 |
5041 |
49623 |
51002 |
Total Liabilities |
336327 |
402877 |
554625 |
626892 |
42164 |
49596 |
82850 |
101824 |
136566 |
163380 |
1152532 |
1344570 |
6. Cash and balances with RBI |
25214 |
24525 |
45569 |
45341 |
1508 |
1752 |
3930 |
3904 |
10658 |
10733 |
86879 |
86256 |
6.1. Cash in hand |
760 |
1125 |
3409 |
3705 |
526 |
579 |
178 |
204 |
881 |
1004 |
5755 |
6618 |
6.2. Balances with RBI |
24453 |
23400 |
42160 |
41636 |
982 |
1173 |
3751 |
3700 |
9778 |
9728 |
81124 |
79638 |
(i) in current account |
24453 |
23400 |
42155 |
41636 |
967 |
1145 |
3751 |
3700 |
9778 |
9728 |
81104 |
79610 |
(ii) in other account |
0 |
0 |
5 |
0 |
15 |
28 |
0 |
0 |
0 |
0 |
20 |
28 |
7. Balances with banks and |
31853 |
46893 |
32685 |
35958 |
15088 |
18746 |
5893 |
10476 |
10588 |
12572 |
96108 |
124645 |
money at call and |
||||||||||||
short notice (7.1+7.2) |
||||||||||||
7.1. In India (7.1.1+7.1.2) |
14520 |
27711 |
8195 |
11705 |
15088 |
18746 |
1554 |
2461 |
6861 |
7504 |
46218 |
68128 |
7.1.1. Balances with banks |
4073 |
5070 |
5002 |
8439 |
12939 |
16150 |
1040 |
1654 |
4865 |
5737 |
27919 |
37049 |
(i) in current account |
329 |
392 |
2904 |
3106 |
1564 |
1597 |
509 |
502 |
846 |
1021 |
6152 |
6618 |
(ii) in other deposit account |
3743 |
4678 |
2098 |
5333 |
11375 |
14553 |
531 |
1151 |
4019 |
4716 |
21767 |
30431 |
7.1.2. Money at call and short notice |
10447 |
22641 |
3193 |
3266 |
2149 |
2596 |
514 |
808 |
1995 |
1768 |
18299 |
31079 |
(i) with banks |
10397 |
22641 |
1859 |
2757 |
2095 |
2594 |
500 |
318 |
1770 |
1689 |
16621 |
29999 |
(ii) with other institutions |
50 |
0 |
1334 |
509 |
54 |
2 |
14 |
4 |
225 |
78 |
1677 |
594 |
7.2. Outside India (7.2.1+7.2.2) |
17334 |
19183 |
24490 |
24253 |
0 |
0 |
4339 |
8015 |
3727 |
5068 |
49890 |
56518 |
7.2.1. Balances with banks |
6287 |
11676 |
17995 |
19598 |
0 |
0 |
3586 |
6529 |
2129 |
2408 |
29998 |
40212 |
(i) in current account |
4260 |
9582 |
1834 |
2087 |
0 |
0 |
1587 |
1449 |
552 |
761 |
8233 |
13879 |
(ii) in other deposit account |
2027 |
2094 |
16161 |
17511 |
0 |
0 |
1999 |
5080 |
1577 |
1647 |
21765 |
26333 |
7.2.2. Money at call and short |
11046 |
7506 |
6495 |
4655 |
0 |
0 |
753 |
1485 |
1598 |
2659 |
19892 |
16306 |
notice |
||||||||||||
8. Investments (8.1+8.2) |
121127 |
157192 |
212287 |
236915 |
7746 |
8800 |
29664 |
35761 |
50794 |
62037 |
421617 |
500705 |
8.1 In India in |
117927 |
153231 |
207077 |
230579 |
7739 |
8800 |
29664 |
35763 |
50714 |
61901 |
413122 |
490275 |
(i) Government securities |
91226 |
124275 |
144128 |
165318 |
693 |
889 |
18655 |
23305 |
31768 |
37695 |
286470 |
351482 |
(ii)Other approved securities |
7555 |
7253 |
15910 |
15066 |
899 |
613 |
262 |
214 |
1283 |
1258 |
25908 |
24404 |
(iii) Shares |
1338 |
1191 |
2261 |
2034 |
47 |
56 |
71 |
39 |
2411 |
1519 |
6128 |
4840 |
(iv) Debentures and Bonds |
12971 |
14758 |
38847 |
41896 |
4159 |
5834 |
9519 |
11613 |
12588 |
17888 |
78084 |
91990 |
(v) Subsidiaries and/or joint |
1138 |
1201 |
1241 |
962 |
175 |
24 |
0 |
0 |
46 |
24 |
2601 |
2211 |
ventures |
||||||||||||
(vi) Others |
3699 |
4553 |
4691 |
5303 |
1766 |
1384 |
1156 |
592 |
2618 |
3517 |
13930 |
15349 |
8.2 Outside India in |
3200 |
3961 |
5210 |
6336 |
7 |
0 |
0 |
0 |
79 |
136 |
8496 |
10432 |
(i) Government securities |
321 |
290 |
2151 |
2295 |
0 |
0 |
0 |
0 |
74 |
76 |
2546 |
2661 |
(ii) Subsidiaries and/or joint |
508 |
165 |
188 |
197 |
0 |
0 |
0 |
0 |
4 |
0 |
700 |
362 |
ventures |
||||||||||||
(iii) Others |
2371 |
3506 |
2871 |
3844 |
7 |
0 |
0 |
0 |
1 |
60 |
5250 |
7410 |
9. Advances |
129034 |
150391 |
223076 |
264237 |
12414 |
15050 |
35617 |
42997 |
55742 |
68058 |
455883 |
540733 |
9A. (i) Bills Purchased and |
11785 |
16171 |
16464 |
17954 |
151 |
94 |
4671 |
5072 |
10146 |
11027 |
43217 |
50318 |
discounted |
||||||||||||
(ii) Cash credits, overdrafts and |
75268 |
84807 |
123600 |
147913 |
4740 |
6044 |
13560 |
18105 |
29154 |
34923 |
246322 |
291791 |
loans repayable on demand |
||||||||||||
(iii) Term loans |
41981 |
49413 |
83012 |
98371 |
7523 |
8912 |
17386 |
19820 |
16442 |
22108 |
166344 |
198624 |
Total |
129034 |
150391 |
223076 |
264237 |
12414 |
15050 |
35617 |
42997 |
55742 |
68058 |
455883 |
540733 |
9B. (i) Secured by tangible assets |
107344 |
121881 |
181951 |
211374 |
11021 |
13734 |
19980 |
22322 |
42760 |
52790 |
362993 |
422100 |
(ii) Covered by Bank/ |
14691 |
11361 |
19418 |
22374 |
584 |
412 |
2873 |
4000 |
6653 |
5679 |
39855 |
43826 |
Government Guarantees |
||||||||||||
(iii) Unsecured |
6998 |
17149 |
21708 |
30490 |
809 |
904 |
12765 |
16675 |
6330 |
9589 |
48609 |
74806 |
Total |
129034 |
150391 |
223076 |
264237 |
12414 |
15050 |
35617 |
42997 |
55742 |
68058 |
455883 |
540733 |
9C. I. Advances in India |
116274 |
135620 |
207189 |
245610 |
12414 |
15050 |
35616 |
42996 |
55581 |
67886 |
427073 |
507162 |
(i) Priority sectors |
37607 |
43713 |
70602 |
83303 |
9472 |
11002 |
7614 |
9082 |
14761 |
16636 |
140056 |
163735 |
(ii) Public sectors |
14396 |
26778 |
32138 |
44200 |
36 |
19 |
518 |
630 |
2869 |
5640 |
49957 |
77268 |
(iii) Banks |
430 |
571 |
504 |
904 |
9 |
0 |
437 |
247 |
978 |
1784 |
2356 |
3506 |
(iv) Others |
63841 |
64558 |
103946 |
117203 |
2897 |
4029 |
27047 |
33037 |
36973 |
43826 |
234704 |
262653 |
9C.II. Advances outside India |
12760 |
14770 |
15887 |
18628 |
0 |
0 |
2 |
0 |
162 |
172 |
28809 |
33570 |
(i) Due from Banks |
1376 |
1196 |
3729 |
3366 |
0 |
0 |
0 |
0 |
0 |
0 |
5105 |
4563 |
(ii) Due from others |
9006 |
10204 |
9206 |
11185 |
0 |
0 |
1 |
0 |
162 |
172 |
18375 |
21562 |
a) Bills purchased and discounted |
2283 |
2691 |
1627 |
1907 |
0 |
0 |
0 |
0 |
28 |
31 |
3939 |
4629 |
b) Syndicate loans |
2378 |
3370 |
2952 |
4076 |
0 |
0 |
0 |
0 |
0 |
0 |
5329 |
7446 |
c) Others |
6723 |
7513 |
7578 |
9278 |
0 |
0 |
1 |
0 |
133 |
142 |
14436 |
16933 |
Total (9CI +9CII) |
129034 |
150391 |
223076 |
264237 |
12414 |
15050 |
35617 |
42997 |
55742 |
68058 |
455883 |
540733 |
10. Fixed Assets |
2893 |
3045 |
7126 |
7411 |
65 |
77 |
2308 |
2284 |
3153 |
3469 |
15545 |
16286 |
(10.1+10.2+10.3) |
||||||||||||
10.1 Premises |
673 |
761 |
5274 |
5288 |
4 |
3 |
1421 |
1550 |
1281 |
1375 |
8653 |
8977 |
(i) At cost as on 31st March of the |
853 |
946 |
5228 |
5688 |
4 |
3 |
1496 |
1542 |
1068 |
1313 |
8650 |
9492 |
preceding year |
||||||||||||
(ii) Additions during the year |
97 |
133 |
1139 |
866 |
0 |
1 |
94 |
183 |
386 |
275 |
1716 |
1458 |
(iii) Deductions during the year |
4 |
3 |
9 |
5 |
0 |
0 |
57 |
30 |
23 |
13 |
94 |
50 |
(iv) Depreciation to date |
273 |
316 |
1083 |
1261 |
1 |
0 |
112 |
145 |
150 |
200 |
1619 |
1922 |
10.2 Assets under construction |
269 |
221 |
55 |
50 |
0 |
1 |
26 |
24 |
60 |
61 |
410 |
357 |
10.3 Other Fixed assets |
1952 |
2063 |
1797 |
2072 |
61 |
73 |
861 |
709 |
1811 |
2033 |
6482 |
6951 |
(i) At cost as on 31st March of the preceding year |
2981 |
3582 |
3865 |
4473 |
105 |
122 |
1418 |
1528 |
3065 |
3407 |
11433 |
13110 |
(ii) Additions during the year |
635 |
584 |
731 |
949 |
19 |
24 |
332 |
281 |
621 |
779 |
2340 |
2617 |
(iii) Deductions during the year |
26 |
53 |
69 |
74 |
2 |
1 |
162 |
170 |
131 |
343 |
389 |
642 |
(iv) Depreciation to date |
1638 |
2049 |
2730 |
3275 |
62 |
71 |
728 |
929 |
1744 |
1810 |
6902 |
8134 |
11. Other Assets |
26206 |
20831 |
33882 |
37029 |
5343 |
5172 |
5438 |
6400 |
5632 |
6511 |
76500 |
75943 |
(i) Inter - office adjustments (net) |
9056 |
720 |
2529 |
2687 |
271 |
317 |
239 |
81 |
105 |
57 |
12199 |
3862 |
(ii) Interest accrued |
5785 |
6784 |
8386 |
8592 |
1616 |
1345 |
1124 |
1364 |
1811 |
2145 |
18722 |
20230 |
(iii) Tax paid in advance/tax deducted at source |
2524 |
2560 |
5203 |
4787 |
21 |
27 |
706 |
785 |
745 |
1084 |
9200 |
9243 |
(iv) Stationery and Stamps |
94 |
102 |
100 |
99 |
16 |
18 |
22 |
2 |
22 |
24 |
254 |
244 |
(v) Others, if any |
8746 |
10665 |
17664 |
20864 |
3419 |
3466 |
3347 |
4168 |
2949 |
3201 |
36124 |
42364 |
Total Assets |
336327 |
402877 |
554625 |
626892 |
42164 |
49596 |
82850 |
101824 |
136566 |
163380 |
1152532 |
1344570 |
|
||||||||||||
Source: Annual accounts of banks of respective years |