OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakhs)

As on 31st March

Items

Dhanalakshmi

Federal Bank

Ganesh Bank of

Global Trust Bank

HDFC Bank

Bank

Kurundwad

1998

1999

1998

1999

1998

1999

1998

1999

1998

1999

(21)

(22)

(23)

(24)

(25)

(26)

(27)

(28)

(29)

(30)

1.

Capital

1451

1466

2171

2171

3

27

10400

10400

20000

20000

(1.2)

(1.1)

(0.3)

(0.3)

(-)

(0.2)

(2.8)

(2.0)

(10.6)

(4.6)

2.

Reserves and Surplus

4952

5179

35238

30090

479

533

13772

18625

8513

13893

(4.1)

(3.8)

(4.8)

(3.7)

(4.6)

(4.3)

(3.6)

(3.6)

(3.0)

(3.2)

2.1.

Statutory Reserves

954

1070

11032

11916

201

205

4748

6519

3014

5074

2.2.

Capital Reserves

620

533

1499

961

-

-

-

-

-

-

2.3.

Share Premium

2731

2823

14885

14891

-

10

-

-

-

-

2.4.

Revenue and other Reserves

646

754

7684

2315

278

319

9021

12076

-

-

2.5.

Balance of Profit

2

-

138

8

-

-

3

30

5499

8819

3.

Deposits

104029

123594

642442

678207

9226

11332

328537

409680

219174

291511

(85.9)

(89.5)

(87.9)

(84.0)

(88.1)

(90.9)

(86.9)

(78.8)

(77.4)

(67.0)

3.1.

Demand deposits

6779

8463

32756

43190

606

627

21381

37954

67321

98152

(i) From banks

3

158

3860

9269

65

101

1

54

76

306

(ii) From others

6777

8305

28896

33921

541

526

21380

37901

67245

97846

3.2.

Savings bank deposits

9676

12968

66335

84684

1557

1919

4742

12365

17735

34651

3.3.

Term deposits

87573

102163

543351

550334

7063

8786

302413

359361

134118

158708

(i) From banks

12402

9733

157964

131671

321

419

73692

105627

-

-

(ii) From others

75171

92430

385387

418663

6742

8367

228722

253734

134118

158708

3.A.

Deposits of branches in India

104029

123594

642442

678207

9226

11332

328537

409680

219174

291511

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

2419

2396

23155

48833

334

233

3638

48304

5470

44788

(2.0)

(1.7)

(3.2)

(6.0)

(3.2)

(1.9)

(1.0)

(9.3)

(1.9)

(10.3)

4.1.

Borrowings in India

2419

2396

23155

48833

334

233

1533

45778

4759

42649

(i) From Reserve Bank of India

39

813

825

3325

-

-

-

10000

-

12368

(ii) From other banks

-

-

5500

16131

-

-

-

18500

9

9788

(iii) From other institutions and agencies

2380

1583

16830

29377

334

233

1533

17278

4750

20493

4.2.

Borrowings outside India

-

-

-

-

-

-

2106

2526

711

2139

5.

Other liabilities

8243

5449

28068

48142

429

336

21802

33024

19841

64804

(6.8)

(3.9)

(3.8)

(6.0)

(4.1)

(2.7)

(5.8)

(6.4)

(7.0)

(14.9)

5.1.

Bills payable

76

69

11232

15008

42

66

3987

5479

5803

24397

5.2.

Inter-office adjustments

2375

2331

-

-

-

64

-

-

-

-

5.3.

Interest accrued

927

819

4489

3432

62

90

4925

4128

3701

4951

5.4.

Others (including provisions)

4865

2229

12348

29702

325

117

12890

23416

10337

35456

Total Liabilities

121093

138084

731074

807443

10471

12461

378149

520033

282998

434996

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

1.

Cash in hand

1181

1526

5867

5717

245

261

516

725

1126

1591

(1.0)

(1.1)

(0.8)

(0.7)

(2.3)

(2.1)

(0.1)

(0.1)

(0.4)

(0.4)

2.

Balances with RBI

8687

15147

36458

38874

905

1117

30109

46648

20084

27574

(7.2)

(11.0)

(5.0)

(4.8)

(8.6)

(9.0)

(8.0)

(9.0)

(7.1)

(6.3)

3.

Balances with banks in India

7580

10105

12250

27150

388

412

1083

1273

839

865

(6.3)

(7.3)

(1.7)

(3.4)

(3.7)

(3.3)

(0.3)

(0.2)

(0.3)

(1.0)

4.

Money at call and short notice

4825

-

-

-

244

287

7562

8878

31634

3609

(4.0)

(-)

(-)

(-)

(2.3)

(2.3)

(2.0)

(1.7)

(11.2)

(-)

5.

Balances with banks outside India

58

1099

10581

295

-

-

90

512

426

2025

(-)

(0.8)

(1.4)

(-)

(-)

(-)

(-)

(0.1)

(0.2)

(4.7)

6.

Investments

35453

42723

236595

260172

1964

2619

121511

196187

112133

190380

(29.3)

(30.9)

(32.4)

(32.2)

(18.8)

(21.0)

(32.1)

(37.7)

(39.6)

(43.8)

6.A.

Investments in India

35453

42723

236595

260172

1964

2619

121511

196187

112133

190380

(i) Government securities

24292

27577

153444

173157

1592

2049

82433

105297

57329

86760

(ii)Other approved securities

1073

1012

7784

7471

362

459

585

585

-

-

(iii) Shares

951

1091

12536

14033

-

-

3375

18882

2153

14666

(iv) Debentures and bonds

8618

12338

60171

62553

10

110

33417

70257

48187

85895

(v) Subsidiaries and joint ventures

-

-

1500

1500

-

-

-

-

-

-

(vi) Others

519

706

1160

1458

1

1

1701

1166

4464

3059

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i) Government securities

-

-

-

-

-

-

-

-

-

-

(ii) Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii) Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

57606

60523

392117

422777

5639

6640

175585

211844

84198

140056

(47.6)

(43.8)

(53.6)

(52.4)

(53.9)

(53.3)

(46.4)

(40.7)

(29.8)

(32.2)

7.1.

Bills purchased and discounted

5796

4919

140433

129705

93

168

42036

51033

27495

29455

7.2.

Cash credits, overdrafts & loans

30454

35050

174111

193187

2351

2220

91143

105088

23502

50327

7.3.

Term loans

21357

20554

77573

99885

3195

4252

42406

55723

33201

60274

Priority sector advances included in 7.

19666

17419

94344

122755

2694

3068

55539

51292

12587

19947

8.

Fixed Assets

1373

1271

15559

15482

894

954

27563

32451

11031

13155

(1.1)

(0.9)

(2.1)

(1.9)

(8.5)

(7.7)

(7.3)

(6.2)

(3.9)

(3.0)

8.1.

Premises

628

650

6499

12540

700

726

10541

13402

4142

4799

8.2.

Fixed assets under construction

-

-

-

-

-

-

-

-

388

352

8.3.

Other fixed assets

745

621

9059

2942

193

228

17022

19049

6501

8004

9.

Other Assets

4331

5689

21648

36978

191

171

14128

21514

21527

37454

(3.6)

(4.1)

(3.0)

(4.6)

(1.8)

(1.4)

(3.7)

(4.1)

(7.6)

(8.6)

9.1.

Inter - office adjustments (net)

-

-

1870

12765

40

-

-

-

-

-

9.2.

Interest accrued

2097

2678

10446

11397

92

105

5189

5413

3204

4401

9.3.

Tax paid

598

1449

5739

7125

16

26

-

548

398

1361

9.4.

Stationery and stamps

34

25

181

209

20

20

5

15

3

42

9.5.

Others

1602

1537

3412

5481

23

20

8934

15538

17922

31650

Total Assets

121093

138084

731074

807443

10471

12461

378149

520033

282998

434996

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note :

Figures in bracket indicate percent share in total.

-

:

Nil or negligible.

Source :

Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1998-99 (Part 10 of 22)

OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh)

As on 31st March

ICICI Bank

IDBI Bank

Induslnd Bank

Jammu & Kashmir

Karnataka Bank

Items

Bank

1998

1999

1998

1999

1998

1999

1998

1999

1998

1999

(31)

(32)

(33)

(34)

(35)

(36)

(37)

(38)

(39)

(40)

1.

Capital

16500

16500

10000

14000

15786

15891

3000

4784

1350

1350

(5.0)

(2.4)

(4.5)

(4.1)

(3.1)

(2.6)

(0.5)

(0.6)

(0.3)

(0.3)

2.

Reserves and Surplus

10175

14333

2467

7723

35482

37073

24537

38055

21447

24821

(3.1)

(2.1)

(1.1)

(2.3)

(7.1)

(6.0)

(4.4)

(5.1)

(5.6)

(5.1)

2.1.

Statutory Reserves

5886

7886

493

1108

6490

7410

4389

6535

9617

12042

2.2.

Capital Reserves

-

-

-

-

-

-

33

33

232

-

2.3.

Share Premium

3750

3750

-

3200

21251

21617

3500

8627

7198

7198

2.4.

Revenue and other Reserves

500

2684

-

-

7630

5091

16615

22860

4400

5580

2.5.

Balance of Profit

39

13

1974

3414

111

2955

-

-

1

1

3.

Deposits

262902

607294

184553

275128

427334

501842

488246

644403

340835

438211

(80.2)

(87.0)

(83.8)

(80.5)

(85.0)

(81.4)

(87.3)

(85.7)

(88.3)

(89.9)

3.1.

Demand deposits

36317

57662

56348

62484

34203

56005

80164

114290

25167

29858

(i) From banks

372

740

5

7

1428

1604

6928

3911

366

701

(ii) From others

35945

56922

56343

62478

32775

54401

73236

110378

24801

29157

3.2.

Savings bank deposits

10374

22712

1619

7572

4384

9397

104191

121608

45189

55693

3.3.

Term deposits

216211

526920

126586

205072

388747

436440

303891

408505

270479

352660

(i) From banks

25856

131415

17278

11132

61959

125638

36121

79016

21964

28060

(ii) From others

190356

395505

109307

193940

326787

310801

267771

329489

248515

324600

3.A.

Deposits of branches in India

262902

607294

184553

275128

427334

501842

488246

644403

340835

438211

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

19223

19989

16081

35957

6262

40542

1232

20931

9200

12477

(5.9)

(2.9)

(7.3)

(10.5)

(1.2)

(6.6)

(0.2)

(2.8)

(2.4)

(2.6)

4.1.

Borrowings in India

19223

19989

16081

35957

6262

40542

1190

20763

9200

12477

(i) From Reserve Bank of India

-

14848

2581

11977

-

26300

-

-

-

4861

(ii) From other banks

2929

4177

10800

7000

1981

3078

178

163

-

-

(iii) From other institutions and agencies

16294

964

2700

16980

4281

11164

1011

20600

9200

7616

4.2.

Borrowings outside India

-

-

-

-

-

-

43

168

-

-

5.

Other liabilities

19143

40051

7051

9114

17697

21466

42544

43776

13138

10416

(5.8)

(5.7)

(3.2)

(2.7)

(3.5)

(3.5)

(7.6)

(5.8)

(3.4)

(2.1)

5.1.

Bills payable

10781

11219

3065

4211

4828

4777

18412

18945

2578

4346

5.2.

Inter-office adjustments

-

-

-

7

209

155

6053

3739

884

1179

5.3.

Interest accrued

1756

2349

2280

1311

6330

6634

3209

4487

1392

913

5.4.

Others (including provisions)

6606

26483

1705

3586

6330

9900

14868

16604

8284

3978

Total Liabilities

327943

698167

220153

341922

502560

616813

559559

751948

385969

487274

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

1.

Cash in hand