Table 51 : Earnings and Expenses of Regional Rural Banks : 1998-99 and 1999-2000 (Part 2 of 12) - आरबीआई - Reserve Bank of India
Table 51 : Earnings and Expenses of Regional Rural Banks : 1998-99 and 1999-2000 (Part 2 of 12)
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Bardhaman |
Bareilly Kshetriya |
Bastar Kshetriya |
Basti |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(33) |
(34) |
(35) |
(36) |
(37) |
(38) |
(39) |
(40) |
||
Income |
||||||||||||
I. |
Interest Earned |
2830 |
3391 |
1543 |
1988 |
473 |
522 |
2800 |
3376 |
|||
a) |
Interest/discount on advances/bills |
534 |
668 |
502 |
700 |
163 |
172 |
423 |
518 |
|||
b) |
Income on Investments |
1399 |
1832 |
1028 |
1273 |
5 |
10 |
2346 |
2805 |
|||
c) |
Interest on balances with |
897 |
892 |
13 |
16 |
306 |
340 |
30 |
53 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
- |
- |
- |
- |
- |
- |
- |
- |
|||
II. |
Other income |
128 |
204 |
65 |
90 |
22 |
8 |
51 |
44 |
|||
a) |
Commission, exchange and brokerage |
15 |
37 |
15 |
17 |
7 |
8 |
32 |
41 |
|||
b) |
Other miscellaneous income |
113 |
168 |
50 |
73 |
16 |
3 |
18 |
3 |
|||
Total (I+II) |
2958 |
3596 |
1608 |
2078 |
495 |
530 |
2850 |
3420 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
2129 |
2672 |
836 |
1027 |
463 |
561 |
1668 |
1523 |
|||
a) |
Interest on deposits |
2062 |
2590 |
756 |
886 |
441 |
538 |
1541 |
1380 |
|||
b) |
Interest on RBI/inter-bank borrowings |
67 |
82 |
80 |
141 |
22 |
23 |
127 |
142 |
|||
c) |
Others |
- |
- |
- |
- |
- |
- |
- |
1 |
|||
IV. |
Operating expenses |
655 |
666 |
521 |
547 |
385 |
406 |
594 |
614 |
|||
a) |
Payments to and provisions for employees |
569 |
600 |
452 |
486 |
361 |
381 |
522 |
544 |
|||
b) |
Rent, taxes and lighting |
14 |
16 |
13 |
15 |
6 |
6 |
9 |
11 |
|||
c) |
Printing and stationery |
9 |
8 |
6 |
6 |
4 |
4 |
6 |
7 |
|||
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|||
e) |
Depreciation on Bank's property |
3 |
3 |
3 |
3 |
1 |
1 |
3 |
3 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
1 |
2 |
1 |
1 |
- |
1 |
1 |
1 |
|||
h) |
Law charges |
- |
- |
1 |
1 |
1 |
1 |
1 |
2 |
|||
i) |
Postage, telegrams, telephones, etc. |
3 |
3 |
3 |
3 |
1 |
1 |
9 |
3 |
|||
j) |
Repairs and maintenance |
1 |
1 |
5 |
7 |
1 |
1 |
2 |
2 |
|||
k) |
Insurance |
34 |
6 |
9 |
10 |
8 |
12 |
14 |
6 |
|||
l) |
Other expenditure |
21 |
25 |
28 |
15 |
3 |
2 |
26 |
35 |
|||
V. |
Provisions and contingencies |
153 |
157 |
17 |
- |
- |
8 |
86 |
18 |
|||
Total expenses* |
2784 |
3338 |
1357 |
1574 |
848 |
967 |
2262 |
2136 |
||||
VI. |
Profit (loss) |
21 |
100 |
233 |
504 |
-353 |
-446 |
502 |
1265 |
|||
|
Total (III+IV+V+VI) |
2958 |
3596 |
1608 |
2078 |
495 |
530 |
2850 |
3420 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Begusarai Kshetriya |
Bhagalpur Banka Kshetriya |
Bhagirath |
Bhandara |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(41) |
(42) |
(43) |
(44) |
(45) |
(46) |
(47) |
(48) |
||
Income |
||||||||||||
I. |
Interest Earned |
367 |
485 |
473 |
613 |
3715 |
4307 |
532 |
814 |
|||
a) |
Interest/discount on advances/bills |
51 |
66 |
143 |
184 |
531 |
666 |
304 |
384 |
|||
b) |
Income on Investments |
127 |
416 |
327 |
425 |
3178 |
3636 |
72 |
99 |
|||
c) |
Interest on balances with |
172 |
3 |
4 |
4 |
6 |
4 |
155 |
331 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
17 |
- |
- |
- |
- |
- |
- |
- |
|||
II. |
Other income |
5 |
26 |
13 |
14 |
145 |
147 |
74 |
46 |
|||
a) |
Commission, exchange and brokerage |
1 |
3 |
6 |
8 |
144 |
145 |
3 |
1 |
|||
b) |
Other miscellaneous income |
3 |
23 |
6 |
6 |
1 |
1 |
71 |
45 |
|||
Total (I+II) |
372 |
510 |
486 |
627 |
3860 |
4454 |
606 |
860 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
230 |
289 |
397 |
512 |
1602 |
1806 |
475 |
593 |
|||
a) |
Interest on deposits |
220 |
277 |
367 |
486 |
1474 |
1645 |
433 |
538 |
|||
b) |
Interest on RBI/inter-bank borrowings |
10 |
12 |
30 |
26 |
128 |
161 |
42 |
56 |
|||
c) |
Others |
- |
- |
- |
- |
- |
- |
- |
- |
|||
IV. |
Operating expenses |
110 |
99 |
136 |
139 |
734 |
802 |
247 |
266 |
|||
a) |
Payments to and provisions for employees |
99 |
86 |
112 |
114 |
652 |
713 |
218 |
235 |
|||
b) |
Rent, taxes and lighting |
3 |
3 |
6 |
8 |
18 |
21 |
7 |
8 |
|||
c) |
Printing and stationery |
1 |
2 |
3 |
2 |
9 |
9 |
5 |
3 |
|||
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|||
e) |
Depreciation on Bank's property |
2 |
2 |
2 |
3 |
6 |
7 |
2 |
3 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
- |
- |
- |
1 |
1 |
2 |
- |
1 |
|||
h) |
Law charges |
- |
- |
- |
- |
2 |
2 |
- |
- |
|||
i) |
Postage, telegrams, telephones, etc. |
1 |
1 |
1 |
1 |
2 |
3 |
1 |
1 |
|||
j) |
Repairs and maintenance |
- |
1 |
- |
- |
2 |
3 |
- |
- |
|||
k) |
Insurance |
2 |
2 |
5 |
4 |
14 |
16 |
- |
- |
|||
l) |
Other expenditure |
2 |
2 |
6 |
6 |
28 |
26 |
13 |
14 |
|||
V. |
Provisions and contingencies |
29 |
75 |
45 |
97 |
116 |
224 |
- |
- |
|||
Total expenses* |
340 |
388 |
533 |
651 |
2335 |
2608 |
721 |
860 |
||||
VI. |
Profit (loss) |
3 |
47 |
-93 |
-121 |
1409 |
1622 |
-115 |
2 |
|||
|
Total (III+IV+V+VI) |
372 |
510 |
486 |
627 |
3860 |
4454 |
606 |
862 |
|||
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Bhilwara-Ajmer Kshetriya |
Bhojpur Rohtas |
Bijapur |
Bikaner Kshetriya |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(49) |
(50) |
(51) |
(52) |
(53) |
(54) |
(55) |
(56) |
||
Income |
||||||||||||
I. |
Interest Earned |
1173 |
1510 |
3975 |
4572 |
2469 |
3284 |
286 |
378 |
|||
a) |
Interest/discount on advances/bills |
627 |
744 |
727 |
877 |
1319 |
1926 |
171 |
210 |
|||
b) |
Income on Investments |
244 |
218 |
1862 |
2366 |
378 |
516 |
114 |
166 |
|||
c) |
Interest on balances with |
302 |
549 |
1385 |
1329 |
772 |
841 |
1 |
1 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
- |
- |
- |
- |
- |
- |
- |
- |
|||
II. |
Other income |
51 |
68 |
288 |
529 |
112 |
151 |
28 |
29 |
|||
a) |
Commission, exchange and brokerage |
28 |
35 |
5 |
9 |
16 |
20 |
15 |
14 |
|||
b) |
Other miscellaneous income |
22 |
33 |
283 |
521 |
96 |
131 |
12 |
15 |
|||
Total (I+II) |
1224 |
1579 |
4263 |
5101 |
2581 |
3435 |
313 |
406 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
793 |
986 |
2702 |
3397 |
1506 |
1827 |
238 |
281 |
|||
a) |
Interest on deposits |
685 |
850 |
2559 |
3227 |
1116 |
1458 |
184 |
217 |
|||
b) |
Interest on RBI/inter-bank borrowings |
108 |
136 |
143 |
170 |
- |
67 |
1 |
1 |
|||
c) |
Others |
- |
- |
- |
- |
390 |
301 |
54 |
62 |
|||
IV. |
Operating expenses |
262 |
284 |
1152 |
1273 |
574 |
638 |
110 |
117 |
|||
a) |
Payments to and provisions for employees |
219 |
234 |
1063 |
1165 |
499 |
543 |
92 |
98 |
|||
b) |
Rent, taxes and lighting |
11 |
11 |
16 |
16 |
8 |
10 |
3 |
3 |
|||
c) |
Printing and stationery |
4 |
5 |
8 |
11 |
9 |
9 |
2 |
1 |
|||
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|||
e) |
Depreciation on Bank's property |
4 |
4 |
6 |
8 |
11 |
12 |
2 |
2 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
1 |
1 |
2 |
2 |
1 |
3 |
- |
- |
|||
h) |
Law charges |
- |
1 |
2 |
1 |
- |
- |
- |
- |
|||
i) |
Postage, telegrams, telephones, etc. |
4 |
5 |
5 |
10 |
6 |
8 |
1 |
1 |
|||
j) |
Repairs and maintenance |
3 |
4 |
2 |
3 |
1 |
1 |
- |
- |
|||
k) |
Insurance |
5 |
6 |
20 |
23 |
1 |
- |
2 |
2 |
|||
l) |
Other expenditure |
11 |
12 |
28 |
35 |
39 |
51 |
9 |
8 |
|||
V. |
Provisions and contingencies |
32 |
37 |
- |
- |
45 |
68 |
2 |
5 |
|||
Total expenses* |
1055 |
1271 |
3854 |
4670 |
2080 |
2464 |
348 |
398 |
||||
VI. |
Profit (loss) |
137 |
271 |
408 |
431 |
456 |
902 |
-37 |
4 |
|||
|
Total (III+IV+V+VI) |
1224 |
1579 |
4263 |
5101 |
2581 |
3435 |
313 |
406 |
|||
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Bilaspur Raipur Kshetriya |
Bolangir Anchalik |
Buldhana |
Bundelkhand Kshetriya |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
|
|
|
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
||
|
|
|
(57) |
(58) |
(59) |
(60) |
(61) |
(62) |
(63) |
(64) |
||
Income |
||||||||||||
I. |
Interest Earned |
2027 |
2396 |
1253 |
1353 |
437 |
544 |
1665 |
1900 |
|||
a) |
Interest/discount on advances/bills |
599 |
657 |
543 |
567 |
302 |
401 |
309 |
424 |
|||
b) |
Income on Investments |
289 |
288 |
175 |
51 |
24 |
28 |
130 |
109 |
|||
c) |
Interest on balances with |
1139 |
1450 |
536 |
735 |
111 |
115 |
1226 |
1366 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
1 |
- |
- |
- |
- |
- |
- |
- |
|||
II. |
Other income |
48 |
203 |
62 |
38 |
18 |
29 |
21 |
28 |
|||
a) |
Commission, exchange and brokerage |
32 |
189 |
21 |
38 |
13 |
23 |
21 |
25 |
|||
b) |
Other miscellaneous income |
16 |
14 |
41 |
- |
5 |
7 |
- |
3 |
|||
Total (I+II) |
2075 |
2599 |
1316 |
1391 |
455 |
573 |
1686 |
1928 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
1181 |
1608 |
1343 |
1609 |
236 |
274 |
962 |
1300 |
|||
a) |
Interest on deposits |
1111 |
1501 |
1137 |
1394 |
131 |
159 |
918 |
1245 |
|||
b) |
Interest on RBI/inter-bank borrowings |
70 |
107 |
205 |
215 |
44 |
47 |
44 |
54 |
|||
c) |
Others |
- |
- |
- |
- |
61 |
67 |
- |
- |
|||
IV. |
Operating expenses |
823 |
865 |
1001 |
1124 |
146 |
162 |
542 |
570 |
|||
a) |
Payments to and provisions for employees |
746 |
788 |
942 |
1058 |
89 |
97 |
498 |
528 |
|||
b) |
Rent, taxes and lighting |
16 |
17 |
24 |
26 |
6 |
7 |
9 |
10 |
|||
c) |
Printing and stationery |
9 |
10 |
10 |
7 |
2 |
2 |
5 |
6 |
|||
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|||
e) |
Depreciation on Bank's property |
2 |
2 |
5 |
5 |
3 |
4 |
1 |
2 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
1 |
2 |
2 |
3 |
- |
1 |
1 |
1 |
|||
h) |
Law charges |
1 |
1 |
- |
- |
- |
- |
1 |
- |
|||
i) |
Postage, telegrams, telephones, etc. |
5 |
6 |
6 |
7 |
2 |
2 |
2 |
2 |
|||
j) |
Repairs and maintenance |
1 |
1 |
2 |
2 |
- |
- |
1 |
1 |
|||
k) |
Insurance |
9 |
10 |
7 |
8 |
1 |
2 |
6 |
8 |
|||
l) |
Other expenditure |
32 |
29 |
2 |
7 |
42 |
47 |
18 |
12 |
|||
V. |
Provisions and contingencies |
32 |
107 |
47 |
65 |
42 |
20 |
37 |
- |
|||
Total expenses* |
2005 |
2473 |
2343 |
2732 |
383 |
435 |
1504 |
1870 |
||||
VI. |
Profit (loss) |
38 |
19 |
-1075 |
-1405 |
29 |
118 |
145 |
58 |
|||
|
Total (III+IV+V+VI) |
2075 |
2599 |
1316 |
1391 |
455 |
573 |
1686 |
1928 |