(Amount in Rs. lakh)

For the year ended March 31

Items

Bundi-Chittor Kshetriya

Cachar

Cauvery

Chaitanya

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(65)

(66)

(67)

(68)

(69)

(70)

(71)

(72)

Income

I.

Interest Earned

1097

1407

707

900

2213

2655

1281

1520

a)

Interest/discount on advances/bills

562

752

143

215

1419

1682

797

931

b)

Income on Investments

29

138

564

573

362

398

94

140

c)

Interest on balances with

506

517

-

112

433

576

390

449

RBI and other inter-bank funds

d)

Others

-

-

-

-

-

-

-

-

II.

Other income

43

54

171

59

150

188

172

132

a)

Commission, exchange and brokerage

8

11

16

23

135

171

41

41

b)

Other miscellaneous income

35

44

155

36

16

17

131

91

Total (I+II)

1140

1461

878

960

2363

2843

1453

1652

Expenditure & Provisions

III.

Interest expended

783

1010

465

588

1449

1799

824

1001

a)

Interest on deposits

643

800

428

561

1172

1468

687

842

b)

Interest on RBI/inter-bank borrowings

6

8

37

27

276

331

32

42

c)

Others

134

202

-

-

-

-

105

118

IV.

Operating expenses

351

375

320

239

785

805

322

424

a)

Payments to and provisions for employees

317

334

282

201

668

722

278

310

b)

Rent, taxes and lighting

8

9

7

9

13

16

11

12

c)

Printing and stationery

4

4

3

4

9

10

6

6

d)

Advertisement and publicity

-

-

-

-

-

-

-

-

e)

Depreciation on Bank's property

3

3

2

2

3

5

3

5

f)

Directors' fees, allowances and expenses

-

-

-

-

-

-

-

-

g)

Auditors' fees and expenses

1

2

-

1

2

3

1

1

h)

Law charges

-

-

-

-

1

1

1

1

i)

Postage, telegrams, telephones, etc.

2

3

1

2

9

11

4

4

j)

Repairs and maintenance

1

1

2

1

2

1

2

2

k)

Insurance

2

5

-

-

-

1

6

7

l)

Other expenditure

13

14

21

19

79

36

9

76

V.

Provisions and contingencies

-30

26

-

-

28

37

37

-

Total expenses*

1133

1386

786

827

2233

2605

1146

1425

VI.

Profit (loss)

36

49

92

133

102

202

269

226

Total (III+IV+V+VI)

1140

1461

878

960

2363

2843

1453

1652

(Amount in Rs. lakh)

For the year ended March 31

Items

Chambal Kshetriya

Champaran Kshetriya

Chandrapur Gadchiroli

Chhatrasal

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(73)

(74)

(75)

(76)

(77)

(78)

(79)

(80)

Income

I.

Interest Earned

739

1075

1068

1321

560

1027

1314

..

a)

Interest/discount on advances/bills

405

529

282

392

221

401

269

..

b)

Income on Investments

46

44

4

3

176

246

312

..

c)

Interest on balances with

288

502

783

926

162

380

733

..

RBI and other inter-bank funds

d)

Others

-

-

-

-

-

-

-

..

II.

Other income

84

53

49

240

8

89

42

..

a)

Commission, exchange and brokerage

10

32

6

8

8

14

42

..

b)

Other miscellaneous income

75

20

43

231

-

75

-

..

Total (I+II)

824

1127

1118

1561

568

1116

1356

..

Expenditure & Provisions

III.

Interest expended

586

841

1125

1289

472

711

747

..

a)

Interest on deposits

561

755

1088

1236

440

661

680

..

b)

Interest on RBI/inter-bank borrowings

25

86

37

3

1

-

67

..

c)

Others

-

-

-

53

30

50

-

..

IV.

Operating expenses

214

227

791

859

258

360

453

..

a)

Payments to and provisions for employees

180

187

755

812

228

281

405

..

b)

Rent, taxes and lighting

7

8

11

11

7

8

8

..

c)

Printing and stationery

3

3

4

4

2

4

5

..

d)

Advertisement and publicity

-

-

-

-

-

-

-

..

e)

Depreciation on Bank's property

3

5

2

2

2

2

4

..

f)

Directors' fees, allowances and expenses

-

-

-

-

-

-

-

..

g)

Auditors' fees and expenses

-

1

1

2

1

1

1

..

h)

Law charges

-

-

-

-

1

-

1

..

i)

Postage, telegrams, telephones, etc.

1

1

1

1

1

-

4

..

j)

Repairs and maintenance

-

1

-

-

1

-

1

..

k)

Insurance

4

5

7

9

1

1

6

..

l)

Other expenditure

15

15

10

17

14

61

8

..

V.

Provisions and contingencies

7

9

130

10

21

8

34

..

Total expenses*

800

1067

1916

2149

730

1070

1200

..

VI.

Profit (loss)

17

51

-929

-598

-184

37

122

..

Total (III+IV+V+VI)

824

1127

1118

1561

568

1116

1356

..

(Amount in Rs. lakh)

For the year ended March 31

Items

Chhindwara Seoni Kshetriya

Chikmagalur Kodagu

Chitradurga

Cuttack

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(81)

(82)

(83)

(84)

(85)

(86)

(87)

(88)

Income

I.

Interest Earned

745

1028

1101

1298

1910

2173

1981

2329

a)

Interest/discount on advances/bills

322

425

744

884

1171

1343

524

701

b)

Income on Investments

399

538

119

131

305

383

369

405

c)

Interest on balances with

24

65

238

283

434

447

1088

1221

RBI and other inter-bank funds

d)

Others

-

-

-

-

-

-

-

2

II.

Other income

30

62

51

60

104

98

294

652

a)

Commission, exchange and brokerage

25

47

10

14

18

23

10

17

b)

Other miscellaneous income

5

75

41

47

86

75

284

635

Total (I+II)

775

1090

1152

1358

2014

2271

2274

2981

Expenditure & Provisions

III.

Interest expended

598

705

605

732

1099

1375

1830

2155

a)

Interest on deposits

582

686

462

566

841

1072

1692

2007

b)

Interest on RBI/inter-bank borrowings

16

19

143

166

258

303

138

148

c)

Others

-

-

-

-

-

-

-

-

IV.

Operating expenses

325

350

283

276

591

653

903

1035

a)

Payments to and provisions for employees

288

308

254

245

518

575

799

915

b)

Rent, taxes and lighting

9

10

6

6

14

15

23

25

c)

Printing and stationery

5

5

6

6

8

8

9

11

d)

Advertisement and publicity

-

-

-

-

-

-

-

-

e)

Depreciation on Bank's property

3

3

4

5

6

6

2

2

f)

Directors' fees, allowances and expenses

-

-

-

-

-

-

-

-

g)

Auditors' fees and expenses

1

7

1

1

1

3

2

3

h)

Law charges

-

-

-

-

1

1

-

-

i)

Postage, telegrams, telephones, etc.

2

3

4

4

8

8

8

7

j)

Repairs and maintenance

-

-

1

2

3

3

1

1

k)

Insurance

1

1

-

3

5

7

20

13

l)

Other expenditure

16

19

8

3

25

27

39

56

V.

Provisions and contingencies

19

27

40

49

0

122

-

-

Total expenses*

923

1055

888

1007

1690

2028

2733

3191

VI.

Profit (loss)

-167

8

224

302

324

122

-459

-209

Total (III+IV+V+VI)

775

-

1152

1358

2014

2271

2274

2981

(Amount in Rs. lakh)

For the year ended March 31

Items

Damoh Panna Sagar Kshetriya

Devipatan Kshetriya

Dewas Shajapur Kshetriya

Dhenkanal

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(89)

(90)

(91)

(92)

(93)

(94)

(95)

(96)

Income

I.

Interest Earned

1193

1481

2120

2527

1073

1338

1485

1847

a)

Interest/discount on advances/bills