FOREIGN BANKS

(Amount in Rs. lakh)

For the year ended March 31

ABN Amro

Abu-Dhabi

American Express

Arab Bangladesh

Items

Bank

Commercial Bank

Bank

Bank

2000

2001

2000

2001

2000

2001

2000

2001

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

Income

I.

Interest Earned

60502

85630

7393

12365

30292

30621

535

605

a) Interest/discount on advances/bills

35463

52696

2795

3427

11099

11962

104

160

b) Income on Investments

23037

32237

3639

7620

14577

13675

73

76

c) Interest on balances with

1612

651

822

1239

1580

2438

354

369

RBI and other inter-bank funds

d) Others

391

47

136

78

3035

2546

4

0

II.

Other income

12524

18066

1017

1539

14216

21068

173

224

a) Commission, exchange and brokerage

4487

5376

291

840

8168

15581

141

176

b) Net Profit (loss) on sale of investments

1210

1684

518

614

3552

1336

19

0

c) Net Profit (loss) on revaluation of investments

0

0

0

0

0

0

0

0

d) Net Profit (loss) on sale of land, building & other assets

4

-33

1

-3

-112

-334

0

0

e) Net Profit (loss) on exchange transaction

6040

9639

207

87

2210

3989

0

29

f) Miscellaneous income

784

1400

0

0

398

496

13

19

Total (I+II)

73025

103696

8410

13904

44508

51688

708

829

Expenditure & Provisions

III.

Interest expended

36314

52493

5984

10512

19638

21075

104

90

a) Interest on deposits

13783

17589

4913

9061

10293

9538

102

89

b) Interest on RBI/inter-bank borrowings

16592

24642

206

234

4765

7676

1

1

c) Others

5939

10262

865

1217

4581

3862

0

0

IV.

Operating expenses

13784

21692

743

839

17397

24020

154

186

a) Payments to and provisions for employees

3444

6021

287

347

7193

6288

57

60

b) Rent, taxes and lighting

1290

1958

88

99

1590

1934

10

9

c) Printing and stationery

617

554

35

30

380

387

10

12

d) Advertisement and publicity

460

777

14

19

1849

1834

7

6

e) Depreciation on Bank's property

1332

1760

72

50

1145

1454

15

36

f) Directors' fees, allowances and expenses

1

1

0

1

1

1

3

3

g) Auditors' fees and expenses

24

25

2

4

25

24

1

1

h) Law charges

75

121

1

6

31

51

0

2

i) Postage, telegrams, telephones, etc.

1047

1596

35

38

1663

1722

9

14

j) Repairs and maintenance

881

644

74

65

712

560

4

5

k) Insurance

331

217

32

36

89

114

3

3

l) Other expenditure

4283

8017

104

144

2718

9649

35

37

V.

Provisions and contingencies

11044

18672

1333

1723

4703

8849

244

279

Total expenses@

50098

74185

6726

11351

37035

45095

257

276

VI.

Profit (loss)

11883

10839

351

829

2770

-2255

207

273

Total (III+IV+V+VI)

73025

103696

8410

13904

44508

51688

708

829

(Amount in Rs. lakh)

For the year ended March 31

Items

Bank International

Bank Muscat

Bank of America

Bank of Bahrain

Indonesia

International

& Kuwait

2000

2001

2000

2001

2000

2001

2000

2001

(9)

(10)

(11)

(12)

(13)

(14)

(15)

(16)

Income

I.

I. Interest Earned

1126

463

1025

2108

66568

57086

5670

6112

a) Interest/discount on advances/bills

442

173

243

707

45471

40360

3000

3484

b) Income on Investments

393

263

175

697

18635

13323

1950

2040

c) Interest on balances with

291

28

606

704

357

239

495

589

RBI and other inter-bank funds

d) Others

0

0

0

0

2106

3164

225

0

II.

Other income

285

161

224

342

20593

9343

1083

979

a) Commission, exchange and brokerage

66

62

64

247

5358

4719

286

453

b) Net Profit (loss) on sale of investments

35

28

7

-6

2083

2406

445

26

c) Net Profit (loss) on revaluation of investments

0

0

0

0

3

158

0

0

d) Net Profit (loss) on sale of land, building & other assets

-1

-1

-12

-2

373

44

0

2

e) Net Profit (loss) on exchange transaction

0

23

142

58

3954

1954

168

202

f) Miscellaneous income

185

49

23

46

8821

62

185

297

Total (I+II)

1412

624

1249

2450

87161

66429

6753

7091

Expenditure & Provisions

III.

Interest expended

810

211

654

1487

40266

38921

4803

5103

a) Interest on deposits

223

155

570

591

25314

24025

3638

3849

b) Interest on RBI/inter-bank borrowings

552

54

84

896

14950

14886

904

993

c) Others

34

2

0

0

1

10

261

260

IV.

Operating expenses

1714

1031

486

707

18461

8876

976

1071

a) Payments to and provisions for employees

117

60

156

222

9385

3401

353

387

b) Rent, taxes and lighting

24

46

50

59

1813

941

194

191

c) Printing and stationery

9

4

5

14

352

175

11

13

d) Advertisement and publicity

2

2

11

10

71

8

10

7

e) Depreciation on Bank's property

86

74

76

132

1176

783

111

110

f) Directors' fees, allowances and expenses

1

1

1

3

3

1

3

4

g) Auditors' fees and expenses

4

4

4

4

8

8

5

6

h) Law charges

23

15

13

13

58

63

9

12

i) Postage, telegrams, telephones, etc.

51

39

24

22

864

570

35

47

j) Repairs and maintenance

13

76

27

54

701

373

48

51

k) Insurance

6

3

4

6

24

25

24

27

l) Other expenditure

1380

709

115

167

4006

2528

170

215

V.

Provisions and contingencies

(188)

(353)

30

44

13152

11723

472

417

Total expenses@

2524

1243

1140

2194

58727

47798

5779

6174

VI.

Profit (loss)

(924)

(265)

79

212

15282

6909

502

500

Total (III+IV+V+VI)

1412

624

1249

2450

87161

66429

6753

7091

(Amount in Rs. lakh)

For the year ended March 31

Items

Bank of Ceylon

Bank of Nova

Bank of Tokyo

BNP Paribas

Scotia

Mitsubishi

2000

2001

2000

2001

2000

2001

2000

2001

(17)

(18)

(19)

(20)

(21)

(22)

(23)

(24)

Income

I.

Interest Earned

1389

1284

10337

19508

11346

9968

21900

26240

a) Interest/discount on advances/bills

1072

915

7658

14368

6876

5855

8975

13912

b) Income on Investments

160

154

1957

4665

2986

2347

11525

10835

c) Interest on balances with

138

215

692

435

1055

1039

1209

1240

RBI and other inter-bank funds

d) Others

20

0

30

41

429

728

191

252

II.

Other income

469

407

2481

2084

4824

7043

4324

4205

a) Commission, exchange and brokerage

152

131

1281

1181

1157

987

1493

1522

b) Net Profit (loss) on sale of investments

0

-8

68

138

-18

-15

291

350

c) Net Profit (loss) on revaluation of investments

0

0

0

0

0

0

0

0

d) Net Profit (loss) on sale of land, building & other assets

0

2

-1

1

-1

89

-7

-13

e) Net Profit (loss) on exchange transaction

137

162

629

694

2340

1704

2323

1897

f) Miscellaneous income

180

120

504

71

1347

4279

224

448

Total (I+II)

1858

1691

12817

21591

16170

17011

26224

30445

Expenditure & Provisions

III.

Interest expended

584

696

7013

14596

5848

4074

15740

19210

a) Interest on deposits

371

548

4682

9811

5350

3643

8897

11438

b) Interest on RBI/inter-bank borrowings

213

148

2126

4673

327

417

6723

6907

c) Others

0

0

205

113

170

14

120

864

IV.

Operating expenses

248

248

1826

2136

12876

4218

5309

7589

a) Payments to and provisions for employees

58

61

562

685

1507

1924

2421

3507

b) Rent, taxes and lighting

31

28

354

362

396

441

834

1216

c) Printing and stationery

4

3

39

44

99

83

103

151

d) Advertisement and publicity

4

1

8

16

5

5

55

103

e) Depreciation on Bank's property

23

36

167

140

850

394

314

381

f) Directors' fees, allowances and expenses

0

0

0

0

0

1

0

2

g) Auditors' fees and expenses

0

1

9

16

5

8

16

12

h) Law charges

0

0

19

18

8

29

9

9

i) Postage, telegrams, telephones, etc.

52

48

100

132

199

181

150

362

j) Repairs and maintenance

4

6

114

148

188

181

269

461

k) Insurance

0

0

26

43

43

53

87

81

l) Other expenditure

72

63

429

532

9574

918

1051

1303

V.

Provisions and contingencies

602

603

2112

2504

-6817

1549

3024

2753

Total expenses@

832

944

8840

16732

18724

8292

21050

26799

VI.

Profit (loss)

423

144

1865

2355

4264

7170

2150

893

Total (III+IV+V+VI)

1858

1691

12817

21591

16170

17011

26224

30445

(Amount in Rs. lakh)

For the year ended March 31

Items

Barclays Bank

Chase Manhattan

Chinatrust

Cho Hung

Bank

Commercial Bank

Bank

2000

2001

2000

2001

2000

2001

2000

2001

(25)

(26)

(27)

(28)

(29)

(30)

(31)

(32)

Income

I.

Interest Earned

3602

3180

1726

2552

2079

1637

1314

1309

a) Interest/discount on advances/bills

483

237

134

223

1177

927

528

576

b) Income on Investments

2442

2216

1286

2252

891

703

431

392

c) Interest on balances with

474

545

284

72

10

6

345

340

RBI and other inter-bank funds

d) Others

203

182

23

5

0

0

9

1

II.

Other income

244

512

3517

3975

79

93

268

327

a) Commission, exchange and brokerage

160

104

1418

392

34

57

166

262

b) Net Profit (loss) on sale of investments

-29

59

167

1175

20

-38

-1

-3

c) Net Profit (loss) on revaluation of investments

0

0

0

119

0

0

0

0

d) Net Profit (loss) on sale of land, building & other assets

-3

5

8

5

0

0

0

0

e) Net Profit (loss) on exchange transaction

93

293

776

653

13

36

85

59

f) Miscellaneous income

24

52

1148

1630

12

39

18

9

Total (I+II)

3846

3692

5243

6527

2157

1729

1581

1636

Expenditure & Provisions

III.

Interest expended

2841

2510

1469

1690

1421

991

139

219

a) Interest on deposits

1774

1590

191

170

660

438

132

219

b) Interest on RBI/inter-bank borrowings

1027

906

1160

1272

761

464

2

0

c) Others

40

14

117

247

0

89

4

0

IV.

Operating expenses

1182

1220

1870

1653

551

427

363

305

a) Payments to and provisions for employees

476

566

495

556

180

130

106

90

b) Rent, taxes and lighting

202

210

339

315

140

100

103

82

c) Printing and stationery

10

11

42

23

5

4

5

3

d) Advertisement and publicity

1

1

9

10

2

3

1

1

e) Depreciation on Bank's property

130

152

195

202

103

104

31

24

f) Directors' fees, allowances and expenses

12

11

1

0

0

2

1

1

g) Auditors' fees and expenses

8

6

16

9

1

2

2

2

h) Law charges

3

3

23

4

20

12

3

5

i) Postage, telegrams, telephones, etc.

118

89

202

192

13

12

11

12

j) Repairs and maintenance

51

39

40

55

14

8

27

27

k) Insurance

20

15

11

8

8

4

5

7

l) Other expenditure

153

118

498

280

64

48

69

53

V.

Provisions and contingencies

498

-623

946

1620

143

214

1006

694

Total expenses@

4023

3730

3339

3343

1972

1418

501

524