FOREIGN BANKS

(Amount in Rs. lakh)

For the year ended March 31

Items

Deutsche Bank

Development Bank

Dresdner Bank

Hongkong

of Singapore

& Shanghai Bank

2000

2001

2000

2001

2000

2001

2000

2001

(41)

(42)

(43)

(44)

(45)

(46)

(47)

(48)

Income

I.

Interest Earned

47128

53914

2694

4055

3802

3851

99252

132037

a) Interest/discount on advances/bills

19005

21915

1523

2296

1830

2340

39897

60250

b) Income on Investments

23838

24377

991

1288

1879

1345

52368

62969

c) Interest on balances with

4123

4448

180

471

92

167

6783

8620

RBI and other inter-bank funds

d) Others

163

3175

0

0

0

0

205

198

II.

Other income

18973

24751

448

753

466

-46

25518

39586

a) Commission, exchange and brokerage

5674

6438

238

242

421

310

12297

17618

b) Net Profit (loss) on sale of investments

4711

5296

105

61

-44

-146

4322

7942

c) Net Profit (loss) on revaluation of investments

0

0

0

0

0

0

0

0

d) Net Profit (loss) on sale of land, building & other assets

308

-372

-3

-1

4

-4

-36

-3

e) Net Profit (loss) on exchange transaction

8206

13316

105

443

85

-207

7414

9464

f) Miscellaneous income

73

72

3

8

0

0

1522

4565

Total (I+II)

66101

78665

3141

4808

4268

3805

124770

171623

Expenditure & Provisions

III.

Interest expended

23835

25560

1620

2758

1889

2463

64472

84846

a) Interest on deposits

10914

10995

626

513

1308

1118

53193

65633

b) Interest on RBI/inter-bank borrowings

12913

14008

994

2245

581

1345

9542

16607

c) Others

8

557

0

0

0

0

1737

2606

IV.

Operating expenses

18118

21511

549

718

1783

2411

29822

41528

a) Payments to and provisions for employees

5752

6560

194

257

506

831

10103

14841

b) Rent, taxes and lighting

976

1033

127

178

561

1038

3866

4395

c) Printing and stationery

155

190

3

4

14

12

702

859

d) Advertisement and publicity

52

108

3

4

1

1

1595

2587

e) Depreciation on Bank's property

1373

1480

48

41

210

138

3183

4938

f) Directors' fees, allowances and expenses

11

16

0

0

3

2

11

9

g) Auditors' fees and expenses

9

8

3

4

2

4

13

17

h) Law charges

39

16

2

3

0

1

63

84

i) Postage, telegrams, telephones, etc.

456

679

31

38

93

85

1557

1884

j) Repairs and maintenance

663

569

5

5

27

30

1268

1561

k) Insurance

924

579

6

7

11

5

660

851

l) Other expenditure

7707

10273

127

177

356

263

6801

9503

V.

Provisions and contingencies

19029

22175

509

612

4490

4313

18316

25160

Total expenses@

41953

47071

2169

3476

3672

4874

94294

126374

VI.

Profit (loss)

5118

9420

464

719

-3895

-5382

12159

20089

Total (III+IV+V+VI)

66101

78665

3141

4808

4268

3805

124770

171623

(Amount in Rs. lakh)

For the year ended March 31

Items

ING Bank

KBC Bank

Krung Thai Bank

Mashreq Bank

2000

2001

2000

2001

2000

2001

2000

2001

(49)

(50)

(51)

(52)

(53)

(54)

(55)

(56)

Income

I.

Interest Earned

5471

1640

2466

5829

425

465

3534

4430

a) Interest/discount on advances/bills

2748

1041

815

1416

59

127

1745

1716

b) Income on Investments

2435

351

1578

4141

21

31

1705

2534

c) Interest on balances with

289

240

65

272

346

304

70

164

RBI and other inter-bank funds

d) Others

0

7

8

0

0

3

14

16

II.

Other income

2284

875

295

-45

20

53

563

721

a) Commission, exchange and brokerage

942

570

103

133

5

22

471

443

b) Net Profit (loss) on sale of investments

1147

155

98

-32

0

-1

1

208

c) Net Profit (loss) on revaluation of investments

0

0

0

0

0

0

0

0

d) Net Profit (loss) on sale of land, building & other assets

0

-44

0

-2

0

0

-41

-4

e) Net Profit (loss) on exchange transaction

81

38

94

-147

15

12

76

48

f) Miscellaneous income

114

157

1

2

1

20

55

27

Total (I+II)

7755

2515

2761

5785

446

518

4097

5150

Expenditure & Provisions

III.

Interest expended

3456

1132

1490

4432

65

58

2738

3844

a) Interest on deposits

1226

736

422

3080

62

52

2209

2823

b) Interest on RBI/inter-bank borrowings

2230

396

999

579

0

6

523

566

c) Others

0

0

69

773

3

0

6

455

IV.

Operating expenses

2212

2208

850

1010

215

217

1211

1088

a) Payments to and provisions for employees

841

865

458

589

42

41

389

402

b) Rent, taxes and lighting

202

200

73

72

96

91

389

260

c) Printing and stationery

27

23

10

8

1

1

9

11

d) Advertisement and publicity

27

17

3

0

1

1

9

1

e) Depreciation on Bank's property

211

206

79

79

11

25

136

163

f) Directors' fees, allowances and expenses

3

4

0

0

1

1

1

0

g) Auditors' fees and expenses

4

4

4

8

3

3

4

5

h) Law charges

0

0

6

22

0

0

9

5

i) Postage, telegrams, telephones, etc.

151

127

21

55

3

5

44

32

j) Repairs and maintenance

53

39

14

19

11

10

15

18

k) Insurance

15

5

5

13

1

1

16

20

l) Other expenditure

678

718

177

145

46

38

191

172

V.

Provisions and contingencies

3383

518

230

214

153

134

1434

1863

Total expenses@

5668

3340

2340

5442

280

275

3948

4932

VI.

Profit (loss)

-1295

-1343

191

129

12

109

-1286

-1644

Total (III+IV+V+VI)

7755

2515

2761

5785

446

518

4097

5150

(Amount in Rs. lakh)

For the year ended March 31

Items

Morgan Guaranty

Oman International

Overseas Chinese

Sakura Bank

Trust

Bank

Bank

2000

2001

2000

2001

2000

2001

2000

2001

(57)

(58)

(59)

(60)

(61)

(62)

(63)

(64)

Income

I.

Interest Earned

2029

2707

5032

3835

545

507

7348

   7682

a) Interest/discount on advances/bills

0

0

2163

1364

292

199

4988

5310

b) Income on Investments

1145

1451

1740

1229

99

98

1697

1557

c) Interest on balances with

884

0

1139

1229

153

209

652

775

RBI and other inter-bank funds

d) Others

0

1256

-10

13

1

0

10

41

II.

Other income

2131

1284

906

1048

138

80

-743

575

a) Commission, exchange and brokerage

0

0

255

183

58

38

486

430

b) Net Profit (loss) on sale of investments

1378

733

53

-17

0

0

0

-219

c) Net Profit (loss) on revaluation of investments

0

0

0

0

0

0

0

0

d) Net Profit (loss) on sale of land, building & other assets

0

1

7

1

0

0

0

-1

e) Net Profit (loss) on exchange transaction

489

351

572

539

74

38

-1258

257

f) Miscellaneous income

264

200

19

343

6

4

29

109

Total (I+II)

4160

3992

5938

4882

682

587

6605

8257

Expenditure & Provisions

III.

Interest expended

1370

1961

5311

4141

136

71

3651

4788

a) Interest on deposits

3

225

4915

3929

67

66

1101

1220

b) Interest on RBI/inter-bank borrowings

1295

1736

395

212

69

5

2550

3567

c) Others

72

0

0

0

0

0

0

1

IV.

Operating expenses

2048

1896

750

794

304

302

1251

1248

a) Payments to and provisions for employees

1086

1181

205

226

116

108

447

395

b) Rent, taxes and lighting

137

117

35

41

123

128

438

427

c) Printing and stationery

36

12

13

11

2

2

20

17

d) Advertisement and publicity

2

1

13

6

0

0

1

1

e) Depreciation on Bank's property

368

282

170

216

14

15

103

111

f) Directors' fees, allowances and expenses

2

2

1

1

0

0

0

0

g) Auditors' fees and expenses

0

0

12

12

2

2

4

5

h) Law charges

42

13

23

32

1

0

3

27

i) Postage, telegrams, telephones, etc.

137

129

23

36

21

26

34

40

j) Repairs and maintenance

35

32

26

30

7

5

34

38

k) Insurance

12

6

27

24

1

1

12

16

l) Other expenditure

192

121

202

159

19

16

156

170

V.

Provisions and contingencies

93

38

5266

2604

257

174

2149

3630

Total expenses@

3418

3856

6060

4935

440

373

4902

6036

VI.

Profit (loss)

650

98

-5388

-2656

-14

40

-446

-1409

Total (III+IV+V+VI)

4162

3992

5938

4882

682

587

6605

8257

(Amount in Rs. lakh)

For the year ended March 31

Items

Sanwa Bank

Societe Generale

Sonali Bank

Standard

Chartered Bank

2001

2000

2000

2001

2000

2001

2000

2001

(65)

(66)

(67)

(68)

(69)

(70)

(71)

(72)

Income

I.

Interest Earned

2348

2586

6660

4833

110

157

96723

112563

a) Interest/discount on advances/bills

1695

1869

2968

2152

26

56

54454

69743

b) Income on Investments

552

646

3050

2241

29

42

36713

38304

c) Interest on balances with

101

72

642

441

27

15

4193

4218

RBI and other inter-bank funds

d) Others

0

0

0

0

28

44

1363

298

II.

Other income

309

428

1657

1388

386

368

22938

30056

a) Commission, exchange and brokerage

78

99

598

587

287

259

16669

18129

b) Net Profit (loss) on sale of investments

5

0

206

249

0

0

893

2021

c) Net Profit (loss) on revaluation of investments

0

0

0

0

0

0

0

0

d) Net Profit (loss) on sale of land, building & other assets

0

0

-1

0

0

0

-354

0

e) Net Profit (loss) on exchange transaction

178

213

767

451

97

108

5608

7469

f) Miscellaneous income

48

117

88

101

2

1

122

2437

Total (I+II)

2657

3015

8318

6221

496

525

119660

142619

Expenditure & Provisions

III.

Interest expended

1248

1386

5930

3988

54

60

57698

66559

a) Interest on deposits

715

661

3594

2152

39

48

41863

35337

b) Interest on RBI/inter-bank borrowings

532

725

2335

1836

0

0

14748

28537

c) Others

0

0

0

1

15

12

1087

2684

IV.

Operating expenses

626

1026

1896

1839

196

217

28359

37329

a) Payments to and provisions for employees

135

138

753

758

99

123

7426

9915

b) Rent, taxes and lighting

226

233

115

127

37

34

1945

2096

c) Printing and stationery

20

16

24

23

5

5

1047

1298

d) Advertisement and publicity

1

1

7

7

2

2

1356

1654

e) Depreciation on Bank's property

74

149

321

284

6

5

2252

4523

f) Directors' fees, allowances and expenses

0

0

1

1

0

0

3

3

g) Auditors' fees and expenses

2

2

2

2

1

1

11

11

h) Law charges

9

4

0

1

1

4

1085

2420

i) Postage, telegrams, telephones, etc.

28

15

139

122

11

13

1981

2341

j) Repairs and maintenance

22

28

56

55

1

1

3142

3682

k) Insurance

1

1

26

15

1

3

767

632

l) Other expenditure

109

438

453

444

31

26

7345

8755

V.

Provisions and contingencies

748

525

478

370

118

119

15067

20188

Total expenses@

1873

2412

7826

5827

250

277

86057

103888

VI.

Profit (loss)

36

78

14