STATE BANK OF INDIA AND ITS ASSOCIATES

(Amount in Rs. lakh)

For the year ended March 31

Items

State Bank of India

State Bank of Bikaner

State Bank of

State Bank of Indore

and Jaipur

Hyderabad

2001

2002

2001

2002

2001

2002

2001

2002

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

Income

I. Interest Earned

2600337

2981009

126683

135747

169379

191830

70974

88777

a) Interest/discount on advances/bills

1114325

1106340

54937

60526

77113

85821

35093

39857

b) Income on Investments

1122972

1427187

58028

64744

85763

98928

32273

45218

c) Interest on balances with

170325

305488

4805

5404

3375

4865

1829

2129

RBI and other inter-bank funds

d) Others

192715

141993

8913

5073

3128

2215

1778

1573

II. Other income

401782

417449

23914

30079

28807

36532

16266

27479

a) Commission, exchange and brokerage

263244

281651

19085

19574

17977

17929

7253

7541

b) Net Profit (loss) on sale of investments

47664

35164

1837

7690

4035

10509

6276

17377

c) Net Profit (loss) on revaluation of investments

-

(1920)

-

-

-

-

-

-

d) Net Profit (loss) on sale of land, building & other assets

3

1477

1

(4)

16

32

(3)

4

e) Net Profit (loss) on exchange transaction

30355

40764

2264

2129

3518

3539

761

873

f) Miscellaneous income

60516

60312

727

691

3261

4522

1978

1684

Total (I+II)

3002119

3398457

150597

165826

198186

228361

87239

116256

Expenditure & Provisions

III. Interest expended

1775558

2072884

81088

86718

108254

126864

47618

59555

a) Interest on deposits

1664322

1955427

76418

83368

103034

121911

44711

55652

b) Interest on RBI/inter-bank borrowings

52136

36407

1016

505

2939

1405

448

252

c) Others

59100

81050

3653

2845

2281

3548

2459

3651

IV. Operating expenses

829882

721090

42680

40047

45093

41492

22375

22477

a) Payments to and provisions for employees

601165

515278

32815

28906

32141

28323

15537

15299

b) Rent, taxes and lighting

47131

52444

2510

2798

3118

3431

1428

1547

c) Printing and stationery

10332

11990

587

713

739

844

289

329

d) Advertisement and publicity

3039

2432

99

162

128

132

39

32

e) Depreciation on Bank's property

40192

42496

1753

2032

1650

1770

1464

1471

f) Directors' fees, allowances and expenses

69

72

8

5

13

15

8

6

g) Auditors' fees and expenses

3245

3429

200

310

254

378

165

221

h) Law charges

3374

4138

26

66

95

92

46

64

i) Postage, telegrams, telephones, etc.

5676

6207

576

637

484

560

378

393

j) Repairs and maintenance

5477

5875

230

283

342

336

171

167

k) Insurance

10794

14250

503

598

706

838

291

421

l) Other expenditure

99389

62480

3372

3537

5423

4773

2560

2527

V. Provisions and contingencies

236253

361321

16293

22611

29817

37357

10847

21714

Total expenses@

2605441

2793974

123768

126765

153347

168356

69994

82032

VI. Profit (loss)

160425

243162

10537

16450

15022

22649

6399

12510

Total (III+IV+V+VI)

3002119

3398457

150597

165826

198186

228361

87239

116256

(Amount in Rs. lakh)

For the year ended March 31

State Bank of Mysore

State Bank of Patiala

State Bank of

State Bank of

Saurashtra

Travancore

2001

2002

2001

2002

2001

2002

2001

2002

(9)

(10)

(11)

(12)

(13)

(14)

(15)

(16)

Income

I. Interest Earned

91535

97112

134426

150460

76816

84278

131536

145389

a) Interest/discount on advances/bills

47853

49700

71801

79697

38713

40694

62068

68277

b) Income on Investments

40053

43680

52434

59034

33718

39595

61135

68003

c) Interest on balances with

1688

2302

7870

8958

3991

3278

1947

4141

RBI and other inter-bank funds

d) Others

1941

1431

2321

2771

394

711

6385

4968

II. Other income

17107

23326

17024

26448

11228

17346

19426

23018

a) Commission, exchange and brokerage

10436

11145

12312

13592

8604

8328

12281

11762

b) Net Profit (loss) on sale of investments

2806

7579

2220

9548

1592

8043

3032

7502

c) Net Profit (loss) on revaluation of investments

-

-

-

-

-

-

-

-

d) Net Profit (loss) on sale of land, building & other assets

14

58

(9)

(46)

(5)

3

31

54

e) Net Profit (loss) on exchange transaction

1252

2080

2078

1952

1034

969

2599

2548

f) Miscellaneous income

2598

2465

423

1403

3

3

1483

1152

Total (I+II)

108642

120439

151450

176907

88045

101624

150962

168407

Expenditure & Provisions

III. Interest expended

60174

65588

73940

84763

51655

56272

92024

102946

a) Interest on deposits

56603

61869

72538

82374

49946

55031

85942

95790

b) Interest on RBI/inter-bank borrowings

992

525

559

1683

250

178

3576

4709

c) Others

2579

3195

842

705

1458

1063

2506

2447

IV. Operating expenses

34675

31371

37598

35682

24752

23226

35914

33334

a) Payments to and provisions for employees

28077

24153

28796

24787

17001

14747

27697

24500

b) Rent, taxes and lighting

1995

2092

1938

2421

1703

1647

2103

2279

c) Printing and stationery

330

348

345

531

300

322

449

452

d) Advertisement and publicity

25

33

33

53

53

39

126

128

e) Depreciation on Bank's property

1004

1126

1320

1899

573

713

1363

1659

f) Directors' fees, allowances and expenses

7

7

9

10

12

16

9

12

g) Auditors' fees and expenses

178

243

187

253

150

217

229

322

h) Law charges

23

62

56

65

211

128

30

15

i) Postage, telegrams, telephones, etc.

121

63

561

650

329

315

262

217

j) Repairs and maintenance

210

157

274

367

279

277

283

332

k) Insurance

95

47

518

624

288

365

674

746

l) Other expenditure

2610

3041

3560

4023

3853

4440

2689

2672

V. Provisions and contingencies

11222

16889

23802

33169

10268

13925

13275

20034

Total expenses@

94848

96960

111538

120444

76406

79498

127938

136280

VI. Profit (loss)

2572

6590

16110

23294

1371

8201

9749

12093

Total (III+IV+V+VI)

108642

120439

151450

176907

88045

101624

150962

168407

Notes

@: Excluding 'Provisions and Contingencies'.

1. Figures in brackets indicate loss.

Source: Annual accounts of banks of respective years.