Table No. 1.10 - Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 - आरबीआई - Reserve Bank of India
Table No. 1.10 - Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1998
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(Amount in Rupees Lakh) |
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RURAL |
SEMI-URBAN |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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Accounts |
Limit |
Outstand- |
Accounts |
Limit |
Outstand- |
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ing |
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1 |
2 |
3 |
4 |
5 |
6 |
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I. |
AGRICULTURE |
142,52,137 |
20602,70 |
18127,79 |
62,61,685 |
11525,78 |
10129,19 |
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1. |
Direct Finance |
140,73,109 |
19095,06 |
17001,47 |
61,80,117 |
10412,32 |
9313,12 |
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2. |
Indirect Finance |
1,79,028 |
1507,65 |
1126,31 |
81,568 |
1113,46 |
816,08 |
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II. |
INDUSTRY |
21,85,517 |
15429,05 |
12461,27 |
10,97,054 |
18669,92 |
15739,33 |
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1. |
Mining & Quarrying |
4,760 |
531,05 |
477,04 |
4,706 |
525,87 |
425,25 |
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2. |
Manufacturing & Processing |
21,76,405 |
14444,86 |
11628,11 |
10,82,694 |
17657,92 |
14908,53 |
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3. |
Electricity, Gas & Water |
1,398 |
288,29 |
213,87 |
2,546 |
215,47 |
171,29 |
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4. |
Construction |
2,954 |
164,86 |
142,25 |
7,108 |
270,67 |
234,26 |
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III. |
TRANSPORT OPERATORS |
5,58,352 |
2046,00 |
1599,42 |
3,15,915 |
2065,32 |
1594,45 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
9,24,772 |
1381,05 |
1161,08 |
5,87,435 |
1874,47 |
1572,27 |
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V. |
PERSONAL LOANS |
27,86,125 |
5931,01 |
5275,92 |
30,05,645 |
8701,09 |
7719,56 |
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1. |
Loans for Purchase of Consumer Durables |
1,82,095 |
288,27 |
242,42 |
2,47,015 |
435,32 |
371,21 |
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2. |
Loans for Housing |
1,96,714 |
1346,82 |
1185,32 |
2,91,124 |
2500,06 |
2197,09 |
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3. |
Rest of the Personal Loans |
24,07,316 |
4295,92 |
3848,17 |
24,67,506 |
5765,71 |
5151,25 |
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VI. |
TRADE |
44,93,467 |
7686,43 |
7057,34 |
24,10,731 |
7781,27 |
6603,77 |
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1. |
Wholesale Trade |
1,60,452 |
2756,54 |
2670,87 |
1,23,318 |
2144,04 |
1721,69 |
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2. |
Retail Trade |
43,33,015 |
4929,89 |
4386,47 |
22,87,413 |
5637,23 |
4882,07 |
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VII. |
FINANCE |
2,171 |
305,29 |
257,06 |
3,149 |
428,26 |
337,19 |
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VIII. ALL OTHERS |
15,58,541 |
2469,46 |
2192,25 |
14,01,235 |
3200,30 |
2814,53 |
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TOTAL BANK CREDIT |
267,61,082 |
55851,00 |
48132,14 |
150,82,849 |
54246,41 |
46510,29 |
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OF WHICH: |
1. Artisans & Village Industries |
14,21,566 |
1060,49 |
957,00 |
4,40,375 |
580,75 |
527,29 |
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2. Other Small Scale Industries |
5,64,178 |
2800,12 |
2434,08 |
4,70,216 |
5970,51 |
5035,04 |
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URBAN |
METROPOLITAN |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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Accounts |
Limit |
Outstand- |
Accounts |
Limit |
Outstand- |
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ing |
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ing |
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7 |
8 |
9 |
10 |
11 |
12 |
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I. |
AGRICULTURE |
10,66,929 |
4453,73 |
3838,82 |
1,39,304 |
3736,04 |
3166,72 |
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1. |
Direct Finance |
10,30,789 |
3273,81 |
2939,07 |
1,23,708 |
1453,11 |
1255,24 |
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2. |
Indirect Finance |
36,140 |
1179,91 |
899,75 |
15,596 |
2282,93 |
1911,48 |
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II. |
INDUSTRY |
6,87,430 |
36646,06 |
30271,32 |
3,98,414 |
129983,40 |
102624,03 |
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1. |
Mining & Quarrying |
3,465 |
440,15 |
348,72 |
2,652 |
2245,07 |
1858,29 |
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2. |
Manufacturing & Processing |
6,73,628 |
35227,65 |
29102,50 |
3,85,335 |
119176,84 |
93716,50 |
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3. |
Electricity, Gas & Water |
3,154 |
393,86 |
283,20 |
2,468 |
4323,71 |
3420,90 |
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4. |
Construction |
7,183 |
584,40 |
536,89 |
7,959 |
4237,78 |
3628,34 |
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III. |
TRANSPORT OPERATORS |
1,84,077 |
1506,06 |
1220,76 |
84,275 |
2408,36 |
2053,87 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
3,39,294 |
3394,35 |
3013,79 |
1,75,454 |
6663,25 |
5698,34 |
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V. |
PERSONAL LOANS |
25,44,902 |
9567,79 |
8422,99 |
29,23,479 |
16199,89 |
13334,17 |
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1. |
Loans for Purchase of Consumer Durables |
2,58,918 |
501,19 |
429,26 |
1,38,954 |
329,12 |
279,52 |
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2. |
Loans for Housing |
3,22,941 |
3343,60 |
2978,28 |
2,69,385 |
3662,20 |
3270,82 |
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3. |
Rest of the Personal Loans |
19,63,043 |
5723,00 |
5015,45 |
25,15,140 |
12208,56 |
9783,84 |
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VI. |
TRADE |
10,89,085 |
9514,76 |
8033,47 |
4,08,211 |
28696,67 |
24109,85 |
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1. |
Wholesale Trade |
84,523 |
4505,17 |
3782,77 |
79,723 |
23017,63 |
19305,93 |
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2. |
Retail Trade |
10,04,562 |
5009,59 |
4250,71 |
3,28,488 |
5679,04 |
4803,91 |
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VII. |
FINANCE |
4,729 |
910,19 |
731,97 |
9,801 |
13491,60 |
10910,58 |
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VIII. |
ALL OTHERS |
9,86,059 |
4843,76 |
4270,88 |
6,98,582 |
15216,76 |
13600,48 |
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TOTAL BANK CREDIT |
69,02,505 |
70836,71 |
59803,99 |
48,37,520 |
216395,97 |
175498,03 |
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OF WHICH: |
1. Artisans & Village Industries |
1,41,915 |
333,00 |
306,82 |
24,218 |
166,18 |
151,03 |
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2. Other Small Scale Industries |
3,67,216 |
9857,89 |
8295,96 |
2,03,760 |
16398,01 |
12863,21 |