Table No. 1.12 - Population Group -Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation March 1998 - आरबीआई - Reserve Bank of India
Table No. 1.12 - Population Group -Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation March 1998
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(Amount in Rupees Lakh) |
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RURAL |
SEMI-URBAN |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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Accounts |
Limit |
Outstand- |
Accounts |
Limit |
Outstand- |
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1 |
2 |
3 |
4 |
5 |
6 |
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I. |
AGRICULTURE |
134,21,890 |
10963,75 |
10100,14 |
58,09,638 |
5427,90 |
5121,12 |
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1. |
Direct Finance |
132,71,520 |
10824,68 |
9967,88 |
57,47,678 |
5357,38 |
5054,35 |
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2. |
Indirect Finance |
1,50,370 |
139,07 |
132,27 |
61,960 |
70,52 |
66,77 |
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II. |
INDUSTRY |
20,16,680 |
1389,38 |
1277,28 |
8,61,503 |
838,53 |
804,25 |
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1. |
Food Manufacturing & Processing |
17,683 |
16,32 |
15,92 |
13,493 |
14,10 |
13,59 |
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2. |
Other Industries |
19,98,997 |
1373,07 |
1261,36 |
8,48,010 |
824,42 |
790,66 |
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III. |
TRANSPORT OPERATORS |
4,62,291 |
367,48 |
333,54 |
2,06,827 |
207,36 |
193,39 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
8,83,523 |
640,37 |
585,19 |
5,19,352 |
451,33 |
424,52 |
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V. |
PERSONAL LOANS |
23,95,354 |
2585,25 |
2361,06 |
24,14,764 |
2849,01 |
2653,30 |
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1. |
Loans for Purchase of Consumer Durables |
1,68,727 |
208,20 |
175,40 |
2,29,180 |
296,80 |
257,14 |
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2. |
Loans for Housing |
1,00,179 |
150,06 |
144,61 |
1,17,090 |
192,67 |
185,79 |
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3. |
Rest of the Personal Loans |
21,26,448 |
2226,99 |
2041,05 |
20,68,494 |
2359,54 |
2210,38 |
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VI. |
TRADE |
42,75,854 |
3240,55 |
2968,50 |
21,00,635 |
1963,71 |
1828,98 |
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1. |
Wholesale Trade |
1,41,071 |
149,63 |
138,93 |
77,789 |
99,32 |
93,26 |
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2. |
Retail Trade |
41,34,783 |
3090,92 |
2829,57 |
20,22,846 |
1864,40 |
1735,72 |
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VII. ALL OTHERS |
15,37,547 |
1268,34 |
1205,10 |
13,65,213 |
1422,94 |
1371,21 |
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TOTAL BANK CREDIT |
249,93,139 |
20455,12 |
18830,81 |
132,77,932 |
13160,77 |
12396,77 |
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OF WHICH: |
1. Artisans & Village Industries |
13,93,449 |
862,97 |
779,08 |
4,12,472 |
327,50 |
308,58 |
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2. Other Small Scale Industries |
4,86,958 |
416,65 |
395,18 |
3,51,980 |
413,69 |
402,01 |
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URBAN / METROPOLITAN |
ALL-INDIA |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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Accounts |
Limit |
Outstand- |
Accounts |
Limit |
Outstand- |
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ing |
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ing |
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7 |
8 |
9 |
10 |
11 |
12 |
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I. |
AGRICULTURE |
10,38,447 |
1086,19 |
1062,97 |
202,69,975 |
17477,84 |
16284,23 |
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1. |
Direct Finance |
10,03,988 |
1039,04 |
1017,05 |
200,23,186 |
17221,10 |
16039,28 |
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2. |
Indirect Finance |
34,459 |
47,15 |
45,92 |
2,46,789 |
256,74 |
244,95 |
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II. |
INDUSTRY |
5,61,153 |
759,89 |
766,72 |
34,39,336 |
2987,80 |
2848,25 |
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1. |
Food Manufacturing & Processing |
7,228 |
11,29 |
10,86 |
38,404 |
41,71 |
40,37 |
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2. |
Other Industries |
5,53,925 |
748,60 |
755,86 |
34,00,932 |
2946,09 |
2807,89 |
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III. |
TRANSPORT OPERATORS |
1,39,807 |
177,16 |
166,22 |
8,08,925 |
752,00 |
693,15 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
3,73,216 |
413,61 |
396,96 |
17,76,091 |
1505,30 |
1406,67 |
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V. |
PERSONAL LOANS |
37,36,280 |
4723,45 |
4235,08 |
85,46,398 |
10157,71 |
9249,45 |
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1. |
Loans for Purchase of Consumer Durables |
3,59,535 |
469,32 |
412,91 |
7,57,442 |
974,32 |
845,45 |
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2. |
Loans for Housing |
1,99,563 |
321,42 |
308,41 |
4,16,832 |
664,15 |
638,80 |
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3. |
Rest of the Personal Loans |
31,77,182 |
3932,71 |
3513,77 |
73,72,124 |
8519,24 |
7765,20 |
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VI. |
TRADE |
11,22,195 |
1257,70 |
1198,93 |
74,98,684 |
6461,97 |
5996,41 |
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1. |
Wholesale Trade |
58,158 |
90,26 |
88,99 |
2,77,018 |
339,21 |
321,19 |
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2. |
Retail Trade |
10,64,037 |
1167,44 |
1109,94 |
72,21,666 |
6122,76 |
5675,22 |
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VII. ALL OTHERS |
15,86,224 |
2045,01 |
2040,74 |
44,88,984 |
4736,29 |
4617,05 |
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TOTAL BANK CREDIT |
85,57,322 |
10463,02 |
9867,62 |
468,28,393 |
44078,91 |
41095,20 |
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OF WHICH: |
1. Artisans & Village Industries |
1,36,187 |
135,22 |
132,10 |
19,42,108 |
1325,70 |
1219,76 |
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2. Other Small Scale Industries |
3,08,169 |
471,62 |
477,29 |
11,47,107 |
1301,95 |
1274,48 |
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See Notes on Tables. |