Outstanding

as on

Variation over

Item

1999

Financial year so far

Aug. 27#

Fortnight

1998-99

1999-2000

Year

1

2

3

4

5

6

Liabilities to the Banking System

Demand and time deposits from banks

32,596

-1,890

2,546

186

6,368

Borrowings from Banks⁽¹⁾

11,416

-2,834

417

-655

3,840

Other demand and time liabilities⁽²⁾

796

-98

-980

74

331

Liabilities to Others

Aggregate deposits

7,50,892@

6,929

47,381

36,867

1,05,026

(0.9)

(7.9)

(5.2)

(16.3)

Demand

1,08,697

906

-5,420

-8,726

11,605

Time

6,42,195@

6,024

52,801*

45,593 *

93,421*

Borrowings⁽³⁾

1,962

551

359

822

324

Other demand and time liabilities

60,280

-1,217

2,363*

207*

11,238*

Borrowings from Reserve Bank

2,771

-5,797

681

-124

1,695

Cash in hand and Balances with Reserve Bank

68,666

-3,553

3,244

756

4,117

Cash in hand

4,184

19

539

-179

37

Balances with Reserve Bank

64,482

-3,572

2,704

934

4,080

Assets with the Banking System

Balance with other Banks⁽⁴⁾

12,721

205

-455

-367

1,624

Money at call and short notice

20,524

3,840

50

2,352

11,613

Advances to banks

1,858

-21

-941

-246

636

Other assets

1,818

201

-378

396

530

Investments⁽⁵⁾

2,87,272

4,263

26,945

32,677

41,622

(1.5)

(12.3)

(12.8)

(16.9)

Government securities

2,55,789

4,219

26,915

32,571

41,917

Other approved securities

31,484

43

30

106

-295

Bank Credit

3,74,582

1,338

-481

5,745

50,985

(0.4)

(-0.1)

(1.6)

(15.8)

Food Credit

21,688

-371

4,213

4,872

4,990

Non-food credit

3,52,894

1,709

-4,694

873

45,994

Loans, cash-credit and overdrafts

3,45,752

1,339

1,555

8,277

49,462

Inland bills- purchased

3,885

-29

-559

-1,009

-216

discounted⁽⁶⁾

10,410

-42

-155

-332

796

Foreign bills-purchased

7,611

-24

-877

-640

558

Discounted

6,926

94

-445

-551

385

Cash-Deposit Ratio

9.14

Investment-Deposit Ratio

38.26

Credit-Deposit Ratio

49.88

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), effective August 28, 1998. Excluding these proceeds, the growth rates in aggregate deposits as shown in column 4 would work out to 4.9 per cent.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as Other demand and time liabilities and includes those banks which have reported such changes so far.