3. Scheduled Commercial Banks - Business in India

RbiAnnouncementWeb

Weekly Statistical Supplement Content Banner

असेट प्रकाशक

तिथि: फ़रवरी 06, 1999


						(Rs. crore)

		Outstanding
		as on	Variation over

	Item	1999		Financial year so far

		Jan. 15#	Fortnight	1997-98	1998-99	Year

	1	2	3	4	5	6


Liabilities to the Banking System
	Demand and time deposits from banks	29,329	-49	3,050	5,647	8,883
	Borrowings from Banks⁽¹⁾	11,584	1,112	6,111	4,424	2,215
	Other demand and time liabilities⁽²⁾	561	-32	-325	-884	347
Liabilities to Others
	Aggregate deposits	6,85,062@	1,981	59,580	79,652	1,19,883
			(0.3)	(11.8)	(13.2)	(21.2)
	Demand	1,00,394	-599	-1,535	-2,119	11,319
	Time	5,84,668@	2,580	61,115	81,771	1,08,564
	Borrowings⁽³⁾	1,776	-102	819	497	20
	Other demand and time liabilities	46,370	-1,550	2,993	6,616	9,124

Borrowings from Reserve Bank		6,781	1,825	1,230	6,386	4,991

Cash in hand and Balances with Reserve Bank		76,677	1,410	2,902	15,371	20,580
	Cash in hand	3,830	-15	174	222	309
	Balances with Reserve Bank	72,847	1,425	2,729	15,149	20,271

Assets with the Banking System
	Balance with other Banks⁽⁴⁾	11,607	55	1,841	55	1,397
	Money at call and short notice	12,667	-4,333	-1,384	3,806	6,092
	Advances to banks	1,672	49	2	-491	-206
	Other assets	1,936	525	52	270	197
Investments⁽⁵⁾		2,49,843	160	24,394	31,138	34,936
			(0.1)	(12.8)	(14.2)	(16.3)
	Government securities	2,17,884	-213	24,514	30,927	34,480
	Other approved securities	31,959	373	-121	211	456

Bank Credit		3,49,240	5,216	23,675	25,161	47,164
			(1.5)	(8.5)	(7.8)	(15.6)

	Food Credit	16,600	499	4,416	4,115	4,587
	Non-food credit	3,32,640	4,717	19,259	21,046	42,577

	Loans, cash-credit and overdrafts	3,20,206	5,036	22,410	25,471	46,174
	Inland bills- purchased	4,272	82	396	-388	-311
	discounted⁽⁶⁾	9,849	-275	500	81	744
	Foreign bills-purchased	8,282	632	293	352	340
	discounted	6,631	-257	77	-354	217

Cash-Deposit Ratio		11.19
Investment-Deposit Ratio		36.47
Credit-Deposit Ratio		50.98

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 10.2 per cent and 18.0 per cent, respectively. Excluding borrowings of Regional Rural Banks from their sponsor banks. Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. In current account and in other account. Investments set out in this Table are for the purpose of SLR and do not include other investments which are given seperately in Table No. 5. Excludes bills rediscounted with the Reserve Bank of India.