(Rs. crore)

Outstanding

Variation over

Item

as on 2003

Fortnight

Financial year so far

Year-on-year

Aug. 8#

2002-2003

2003-2004

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

38,631

405

6,448

–1,824

2,316

754

Borrowings from Banks ⁽¹⁾

17,883

–1,007

–832

–1,755

2,307

–1,534

Other demand and time liabilities⁽²⁾

2,564

96

–188

310

520

528

Liabilities to Others

Aggregate deposits@

13,56,246

6,274

1,10,873

75,393

1,89,290

1,42,013

(0.5)

(10.0)

(5.9)

(18.5)

(11.7)

[10.5]

[6.1]

[19.3]

[12.1]

Demand

1,72,922

–1,293

–5,163

2,632

9,532

25,037

Time@

11,83,325

7,567

1,16,037

72,761

1,79,758

1,16,976

Borrowings⁽³⁾

16,599

679

6,463

3,961

7,535

7,107

Other demand and time liabilities

1,30,117

3,134

–3,048

311

13,955

21,282

Borrowings from Reserve Bank

191

190

–3,586

112

–1,866

161

Cash in hand and Balances with Reserve Bank

72,585

–9,565

7,801

6,683

5,452

–3,864

Cash in hand

8,742

–524

–183

1,174

225

2,680

Balances with Reserve Bank

63,843

–9,040

7,984

5,509

5,227

–6,543

Assets with the Banking System

Balance with other Banks⁽⁴⁾

15,849

353

–136

–1,339

1,141

–2,008

Money at call and short notice

27,506

–649

1,633

–4,629

–498

–751

Advances to Banks

7,035

–712

181

–111

3,787

1,281

Other assets

2,944

311

–290

395

548

561

Investments⁽⁵⁾

6,17,110

9,422

52,861

69,564

85,807

1,25,980

(1.6)

(12.1)

(12.7)

(21.2)

(25.7)

Government securities

5,89,458

9,268

54,020

66,042

88,983

1,24,263

Other approved securities

27,651

154

–1,159

3,522

–3,176

1,717

Bank Credit

7,28,675

1,273

63,837

–541

1,25,443

75,115

(0.2)

(10.8)

(–0.1)

(23.8)

(11.5)

Food Credit

43,251

–26

4,875

–6,228

7,669

–15,602

Non-food credit

6,85,424

1,299

58,962

5,687

1,17,774

90,717

Loans, cash-credit and overdrafts

6,84,947

1,340

64,178

2,875

1,22,918

73,162

Inland bills- purchased

5,123

322

–651

–461

–347

743

discounted⁽⁶⁾

19,285

–160

325

–899

688

677

Foreign bills-purchased

8,786

–357

233

–964

570

–536

discounted

10,534

127

–248

–1,090

1,614

1,068

Cash-Deposit Ratio

5.35

Investment-Deposit Ratio

45.50

Credit-DepositRatio

53.73

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Note: Includes the impact of mergers since May 3, 2002.