3. Scheduled Commercial Banks - Business in India - आरबीआई - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Item |
2004 |
Fortnight |
Financial year so far |
Year-on-year |
|||
Jul. 9# |
2003-2004 |
2004-2005 |
2003 |
2004 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
38,172 |
–456 |
–2,256 |
1,339 |
215 |
–26 |
|
Borrowings from Banks (1) |
14,246 |
–1,614 |
–1,178 |
–780 |
957 |
–4,214 |
|
Other demand and time liabilities(2) |
2,139 |
–1,110 |
921 |
–488 |
1,017 |
–1,036 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
15,68,671 |
8,739 |
63,864 |
64,255 |
1,44,748 |
2,23,954 |
|
(0.6) |
(5.0) |
(4.3) |
(12.1) |
(16.7) |
|||
Demand |
2,10,449 |
–2,105 |
3,205 |
–14,574 |
22,638 |
36,954 |
|
Time@ |
13,58,223 |
10,843 |
60,659 |
78,829 |
1,22,109 |
1,87,000 |
|
Borrowings(3) |
30,045 |
–17 |
2,525 |
5,375 |
5,512 |
14,883 |
|
Other demand and time liabilities |
1,51,579 |
8,541 |
940 |
3,495 |
21,481 |
20,833 |
|
Borrowings from Reserve Bank |
— |
— |
–78 |
— |
–63 |
–1 |
|
Cash in hand and Balances with Reserve Bank |
78,676 |
–8,235 |
6,574 |
1,781 |
–7,891 |
6,200 |
|
Cash in hand |
8,563 |
39 |
1,660 |
665 |
2,596 |
–664 |
|
Balances with Reserve Bank |
70,114 |
–8,274 |
4,915 |
1,117 |
–10,487 |
6,864 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
17,823 |
–777 |
–494 |
862 |
–1,501 |
1,129 |
|
Money at call and short notice |
17,151 |
–1,672 |
–6,877 |
–907 |
–946 |
–8,107 |
|
Advances to Banks |
10,199 |
256 |
470 |
–324 |
1,847 |
2,582 |
|
Other assets |
2,658 |
–292 |
17 |
21 |
339 |
92 |
|
Investments (5) |
7,31,002 |
13,593 |
61,642 |
53,414 |
1,34,478 |
1,21,814 |
|
(1.9) |
(11.3) |
(7.9) |
(28.3) |
(20.0) |
|||
Government securities |
7,04,750 |
10,717 |
61,443 |
49,993 |
1,35,728 |
1,19,891 |
|
Other approved securities |
26,251 |
2,877 |
199 |
3,421 |
–1,250 |
1,924 |
|
Bank Credit |
8,82,312 |
4,904 |
–3,535 |
41,527 |
73,410 |
1,56,631 |
|
(0.6) |
(–0.5) |
(4.9) |
(11.3) |
(21.6) |
|||
Food Credit |
43,457 |
396 |
–5,891 |
7,496 |
–15,875 |
–131 |
|
Non-food credit |
8,38,854 |
4,508 |
2,356 |
34,031 |
89,285 |
1,56,762 |
|
Loans, cash-credit and overdrafts |
8,30,706 |
4,256 |
–113 |
41,466 |
71,691 |
1,48,747 |
|
Inland bills- purchased |
6,561 |
–371 |
–560 |
–408 |
525 |
1,537 |
|
discounted(6) |
21,991 |
500 |
–1,364 |
262 |
323 |
3,171 |
|
Foreign bills-purchased |
9,787 |
347 |
–705 |
–326 |
–95 |
742 |
|
discounted |
13,266 |
172 |
–792 |
533 |
967 |
2,434 |
|
Cash-Deposit Ratio |
5.02 |
||||||
Investment-Deposit Ratio |
46.60 |
||||||
Credit-DepositRatio |
56.25 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November
Note: Includes the impact of mergers since May 3, 2002. |