(Rs. Crore)

Item

Variation over

1999

Financial year so far

May 7#

Fortnight

1998-99

1999-2000

Year

1

2

3

4

5

6

Liabilities to the Banking System

Demand and time deposits from banks

32,880

-426

32

619

9,165

Borrowings from Banks⁽¹⁾

11,804

-130

65

181

4,580

Other demand and time liabilities⁽²⁾

959

-22

1,177

268

-1,663

Liabilities to Others

Aggregate deposits

7,26,512@

992

5,578

9,241

1,15,524

(0.1)

(0.9)

(1.3)

(18.9)

Demand

1,08,463

-4,281

-5,638

-5,017

11,588

Time

6,18,049@

5,273

11,216

14,258

1,03,936

Borrowings⁽³⁾

2,205

197

148

213

778

Other demand and time liabilities

53,062

1,930

1,737

645

11,570

Borrowings from Reserve Bank

8,029

2,808

-223

5,135

7,858

Cash in hand and Balances with Reserve Bank

75,428

1,638

6,563

7,898

7,559

Cash in hand

4,141

29

273

159

260

Balances with Reserve Bank

71,287

1,609

6,290

7,739

7,300

Assets with the Banking System

Balance with other Banks⁽⁴⁾

13,793

-141

-381

871

2,622

Money at call and short notice

15,534

-2,187

210

-2,600

6,463

Advances to banks

1,540

-38

-656

-98

33

Other assets

1,575

210

-112

272

21

Investments⁽⁵⁾

2,67,764

4,626

7,173

13,645

41,886

(1.8)

(3.3)

(5.4)

(18.5)

Government securities

2,36,045

4,615

7,170

13,300

41,917

Other approved securities

31,720

11

3

345

-32

Bank Credit

3,69,051

758

-3,098

3,048

48,071

(0.2)

(-1.0)

(0.8)

(15.0)

Food Credit

20,799

1,864

1,384

3,983

6,929

Non-food credit

3,48,252

-1,106

-4,482

-935

41,141

Loans, cash-credit and overdrafts

3,36,976

1,270

-3,650

2,109

45,892

Inland bills- purchased

4,957

-139

137

246

161

discounted⁽⁶⁾

11,293

-210

828

516

696

Foreign bills-purchased

8,299

54

-335

-70

704

discounted

7,526

-217

-78

246

618

Cash-Deposit Ratio

10.38

Investment-Deposit Ratio

36.86

Credit-Deposit Ratio

50.80

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 1.3 per cent and 16.0 per cent, respectively.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given seperately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.