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भारतीय रिज़र्व बैंक की आधिकारिक वेबसाइट
बैंकिंग क्षेत्र के विश्लेषणात्मक खाते
Scheduled Commercial Banks - Business in India (February 06, 2026)
दिनांक: फ़रवरी 06, 2026
| (₹ Crore) | ||||||
| Item | Outstanding as on Jan. 15, 2026 | Variation over | ||||
| Fortnight | Financial year so far | Year-on-Year | ||||
| 2024-25 | 2025-26 | 2025 | 2026 | |||
| 1 | 2 | 3 | 4 | 5 | 6 | |
| 1 Liabilities to the Banking System | ||||||
| 1.1 Demand and Time Deposits from Banks | 334595 | -5516 | -22767 | 25181 | 8948 | 62891 |
| 1.2 Borrowings from Banks | 80441 | -3569 | -38965 | -31535 | -37516 | -63023 |
| 1.3 Other Demand and Time Liabilities | 33029 | 209 | -44392 | 3113 | -41687 | 4969 |
| 2 Liabilities to Others | ||||||
| 2.1 Aggregate Deposits | 24499894 | -357599 | 1675948 | 1919293 | 2166340 | 2348720 |
| 2.1a Growth (Per cent) | -1.4 | 8.2 | 8.5 | 10.8 | 10.6 | |
| 2.1.1 Demand | 2990792 | -283930 | 34327 | 292743 | 212780 | 512612 |
| 2.1.2 Time | 21509103 | -73668 | 1641621 | 1626550 | 1953560 | 1836108 |
| 2.2 Borrowings | 921543 | 95965 | 145505 | 6295 | 97432 | -1905 |
| 2.3 Other Demand and Time Liabilities | 1062922 | -5101 | 45423 | 1291 | 110636 | 80071 |
| 3. Borrowings from Reserve Bank | 32336 | -136638 | 69933 | -279130 | 60006 | -260313 |
| 4 Cash in Hand and Balances with Reserve Bank | 796313 | 234 | -9130 | -167976 | 5543 | -215473 |
| 4.1 Cash in hand | 78479 | -4983 | -8249 | -3395 | -5747 | -2706 |
| 4.2 Balances with Reserve Bank | 717834 | 5217 | -881 | -164581 | 11290 | -212768 |
| 5 Assets with the Banking System | ||||||
| 5.1 Balances with Other Banks | 280252 | 8589 | 5774 | 64450 | 9671 | 76150 |
| 5.2 Money at Call and Short Notice | 32229 | -3868 | -387 | 6391 | 191 | 20261 |
| 5.3 Advances to Banks | 32218 | -3074 | -9183 | -7285 | -3035 | -6967 |
| 5.4 Other Assets | 67909 | -1299 | -59315 | 556 | -36843 | 11800 |
| 6 Investments | 6807967 | -77016 | 521868 | 110040 | 622133 | 179541 |
| 6.1a Growth (Per cent) | -1.1 | 8.5 | 1.6 | 10.4 | 2.7 | |
| 6.1 Government Securities | 6807467 | -77016 | 522304 | 110169 | 622348 | 179553 |
| 6.2 Other Approved Securities | 501 | 1 | -436 | -129 | -214 | -12 |
| 7 Bank Credit | 20132365 | -188423 | 1367230 | 1888393 | 1829468 | 2332971 |
| 7.1a Growth (Per cent) | -0.9 | 8.3 | 10.4 | 11.5 | 13.1 | |
| 7a.1 Food Credit | 88169 | 197 | 34642 | 51638 | 13754 | 30446 |
| 7a.2 Non-food credit | 20044196 | -188619 | 1332588 | 1836755 | 1815714 | 2302525 |
| 7b.1 Loans, Cash credit and Overdrafts | 19734276 | -180846 | 1341140 | 1824425 | 1788530 | 2258833 |
| 7b.2 Inland Bills - Purchased | 95391 | -1549 | 13939 | 20428 | 22696 | 20985 |
| 7b.3 Discounted | 266853 | -4773 | 14267 | 45794 | 19290 | 55228 |
| 7b.4 Foreign Bills - Purchased | 12779 | -837 | -711 | -2343 | -980 | -2922 |
| 7b.5 Discounted | 23066 | -417 | -1405 | 89 | -68 | 847 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. | ||||||
| As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025. | ||||||
केंद्रीय बैंक के विश्लेषणात्मक खाते
Reserve Bank of India - Liabilities and Assets (February 06, 2026)
दिनांक: फ़रवरी 06, 2026
| (₹ Crore) | |||||
| Item | 2025 | 2026 | Variation | ||
| Jan. 31 | Jan. 23 | Jan. 30 | Week | Year | |
| 1 | 2 | 3 | 4 | 5 | |
| 1 Notes Issued | 3564977 | 3960205 | 3957219 | -2986 | 392243 |
| 1.1 Notes in Circulation | 3564965 | 3960191 | 3957204 | -2987 | 392239 |
| 1.2 Notes held in Banking Department | 12 | 14 | 15 | 1 | 3 |
| 2 Deposits | |||||
| 2.1 Central Government | 101 | 100 | 100 | 0 | -1 |
| 2.2 Market Stabilisation Scheme | 0 | 0 | 0 | 0 | 0 |
| 2.3 State Governments | 42 | 43 | 43 | 0 | 1 |
| 2.4 Scheduled Commercial Banks | 924083 | 755585 | 765515 | 9930 | -158568 |
| 2.5 Scheduled State Co-operative Banks | 7772 | 7289 | 6993 | -297 | -779 |
| 2.6 Other Banks | 50842 | 42182 | 41954 | -229 | -8889 |
| 2.7 Others | 463755 | 822482 | 891538 | 69055 | 427783 |
| 3 Other Liabilities | 2034572 | 3045272 | 3234854 | 189583 | 1200282 |
| Total Liabilities/Assets | 7046144 | 8633159 | 8898216 | 265057 | 1852072 |
| 1 Foreign Currency Assets | 4691950 | 5205254 | 5202223 | -3031 | 510273 |
| 2 Gold | 614008 | 1131929 | 1266470 | 134541 | 652462 |
| 3 Rupee Securities (including Treasury Bills) | 1317910 | 2007684 | 2063554 | 55870 | 745644 |
| 4 Loans and Advances | |||||
| 4.1 Central Government | 0 | 0 | 0 | 0 | 0 |
| 4.2 State Governments | 19332 | 16817 | 13448 | -3370 | -5884 |
| 4.3 NABARD | 0 | 0 | 0 | 0 | 0 |
| 4.4 Scheduled Commercial Banks | 256989 | 76369 | 136350 | 59981 | -120639 |
| 4.5 Scheduled State Co-op.Banks | 0 | 0 | 0 | 0 | 0 |
| 4.6 Industrial Development Bank of India | - | - | - | - | - |
| 4.7 Export- Import Bank of India | - | - | - | - | - |
| 4.8 Others | 122041 | 163353 | 183645 | 20292 | 61604 |
| 5 Bills Purchased and Discounted | |||||
| 5.1 Commercial | - | - | - | - | - |
| 5.2 Treasury | - | - | - | - | - |
| 6 Investments | 2064 | 2064 | 2064 | 0 | 0 |
| 7 Other Assets | 21851 | 29689 | 30463 | 774 | 8612 |
| * Data are provisional; difference, if any, is due to rounding off. | |||||
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