RBI/2019-20/105 FIDD.GSSD.CO.BC.No.15/09.01.01/2019-20 November 26, 2019 The Chairman/ Managing Director & CEO All Scheduled Commercial Banks & Small Finance Banks Madam/Dear Sir Master Circular – Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM) Please refer to the Master Circular FIDD.GSSD.CO.BC.No.02/09.01.01/2019-20 dated July 01, 2019 on Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM). 2. The latest guid

RBI/2019-20/10 FIDD.CO.LBS.BC.No.06/02.01.001/2019-20 July 2, 2019 The Chairmen/ Managing Directors/ Chief Executive Officers SLBC/ UTLBC Convenor Banks / Lead Banks Madam/Dear Sir, MASTER CIRCULAR – Lead Bank Scheme The Reserve Bank of India has issued a number of guidelines/instructions on Lead Bank Scheme from time to time. This Master Circular consolidates the relevant guidelines/instructions issued by Reserve Bank of India on Lead Bank Scheme up to June 30, 2019

RBI/2019-20/2 DCM (NE) No. G-2/08.07.18/2019-20 July 01, 2019 The Chairman and Managing Director / The Managing Director/ The Chief Executive Officer All Banks Madam / Dear Sir Master Circular – Facility for Exchange of Notes and Coins Please refer to the Master Circular DCM (NE) No.G-2/08.07.18/2018-19 dated July 02, 2018 containing instructions on the facility for exchange of notes and coins. A revised version of Master Circular on the subject is annexed for your in

RBI/2019-20/01 DCM (FNVD) G –1/16.01.05/2019-20 July 1, 2019 The Chairman/ Managing Director /Chief Executive Officer All Banks and Director of Treasuries of all States Dear Sir / Madam, Master Circular – Detection and Impounding of Counterfeit Notes Please refer to the Master Circular DCM (FNVD) G - 1/16.01.05/2018-19 dated July 2, 2018 consolidating the instructions issued till July 2, 2018, relating to Detection and Impounding of Counterfeit Notes. The Master Circu

RBI/2019-20/03 FIDD.GSSD.BC.No.04/09.10.01/2019-20 July 01, 2019 The Chairman/ Managing Director/ Chief Executive Officer All Scheduled Commercial Banks & Small Finance Banks (Excluding RRBs and Foreign banks with less than 20 branches) Dear Sir / Madam, Master Circular- Credit Facilities to Minority Communities Please refer to our Master Circular FIDD.GSSD.BC.No.01/09.10.01/2018-19 dated July 02, 2018, containing the instructions / guidelines / directives issued

RBI/2019-20/04 FIDD.GSSD.CO.BC.No.02/09.01.01/2019-20 July 01, 2019 The Chairman/ Managing Director & CEO All Scheduled Commercial Banks & Small Finance Banks Dear Sir/Madam, Master Circular – Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM) Please refer to the Master Circular FIDD.GSSD.CO.BC.No.05/09.01.01/2018-19 dated July 03, 2018 on Deendayal Antyodaya Yojana - National Rural Livelihoods Mission. The Master Circular has been suit

RBI/2019-20/05 FIDD.GSSD.CO.BC.No.01/09.16.03/2019-20 July 01, 2019 The Chairman & Managing Director/CEO All Scheduled Commercial Banks & Small Finance Banks Madam/Dear Sir, Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM) Please refer to the Master Circular on NULM FIDD.GSSD.CO.BC.No.11/09.16.03/2018-19 dated December 06, 2018 containing the instructions / guidelines / directives issued to banks. 2. The Master Circular has been suita

RBI/2019-20/07 DCM (CC) No.G-5/03.44.01/2019-20 July 01, 2019 The Chairman & Managing Director Chief Executive Officers All Banks Master Circular – Scheme of Penalties for bank branches based on performance in rendering customer service to the members of public Please refer to the Circular DCM (CC) No.G-4/03.44.01/2018-19 dated July 3, 2018 on the scheme of penalties. 2. A revised and updated version on the subject is annexed for information and necessary action.

RBI/2019-20/08 FIDD.FID.BC.No.05/12.01.033/2019-20 July 01, 2019 The Chairman/ Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Madam/Dear Sir Master Circular on SHG-Bank Linkage Programme The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to banks on SHG-Bank Linkage Programme. In order to enable banks to have instructions at one place, the Master Circular incorporating the existing guidelines/instruc

RBI/2019-20/06 FIDD.CO.GSSD.BC.No.03/09.09.001/2019-20 July 01, 2019 The Chairman & Managing Director / CEO All Scheduled Commercial Banks & Small Finance Banks Dear Sir/Madam, Master Circular-Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs) Please refer to the Master Circular FIDD.CO.GSSD.BC.No.06/09.09.001/2017-18 dated July 01, 2017 consolidating guidelines / Instructions / directions issued to banks with regard to providing credit f

RBI/2018-19/89 FIDD.GSSD.CO.BC.No.11/09.16.03/2018-19 December 06, 2018 The Chairman/ Managing Director & CEO All Scheduled Commercial Banks & Small Finance banks Madam/Dear Sir, Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM) Reserve Bank of India has periodically issued instructions to banks with regard to operationalisation of the Government of India’s National Urban Livelihoods Mission (DAY-NULM). The Ministry of Housing & Ur

RBI/2018-19/11 DCM (CC) No.G-4/03.44.01/2018–19 July 3, 2018 The Chairman & Managing Director Chief Executive Officers All Banks Madam / Dear Sir, Master Circular – Scheme of Penalties for bank branches based on performance in rendering customer service to the members of public Please refer to the Circular DCM (CC) No.G-3/03.44.01/2017-18 dated October 12, 2017 on the scheme of penalties. 2. A revised and updated version on the subject is annexed for information a

RBI/2018-19/8 FIDD.GSSD.BC.No.01/09.10.01/2018-19 July 02, 2018 The Chairman/ Managing Director/ Chief Executive Officer All Scheduled Commercial Banks & Small Finance Banks (Excluding RRBs and Foreign banks with less than 20 branches) Dear Sir / Madam, Master Circular- Credit Facilities to Minority Communities Please refer to our Master Circular FIDD.GSSD.BC.No.05/09.10.01/2017-18 dated July 01, 2017, consolidating the instructions / guidelines / directives issue

RBI/2018-19/10 FIDD.CO.FSD.BC.No.6/05.05.010/2018-19 July 4, 2018 The Chairman / Managing Director /Chief Executive Officer All Scheduled Commercial Banks (including Small Finance Banks and excluding RRBs) Madam/Sir, Master Circular - Kisan Credit Card (KCC) Scheme The Reserve Bank of India has issued guidelines on Kisan Credit Card (KCC) scheme from time to time. This Master Circular consolidates the relevant guidelines issued by the Bank on Kisan Credit Card scheme

RBI/2018-19/9 FIDD.GSSD.CO.BC.No.05/09.01.01/2018-19 July 03, 2018 The Chairman/ Managing Director & CEO All Scheduled Commercial Banks and Small Finance Banks Dear Sir/Madam, Master Circular – Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM) Please refer to the Master Circular FIDD.GSSD.CO.BC.No.04/09.01.01/2017-18 dated July 01, 2017 consolidating guidelines / instructions / directions issued to banks with regard to Deendayal Antyodaya

RBI/2018-19/04 DCM(FNVD)G – 1/16.01.05/2018-19 July 2, 2018 The Chairman/ Managing Director /Chief Executive Officer All Banks and Director of Treasuries of all States Dear Sir / Madam, Master Circular – Detection and Impounding of Counterfeit Notes Please refer to the Master Circular DCM(FNVD)G - 4/16.01.05/2017-18 dated July 20, 2017 consolidating the instructions issued till July 20, 2017, relating to Detection and Impounding of Counterfeit Notes. The Master Circul

RBI/2018-19/07 FIDD.FID.BC.No.04/12.01.033/2018-19 July 02, 2018 The Chairman/ Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Madam/ Dear Sir Master Circular on SHG-Bank Linkage Programme The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to banks on SHG-Bank Linkage Programme. In order to enable banks to have instructions at one place, the Master Circular incorporating the existing guidelines/instru

RBI/2018-19/5 FIDD.CO.LBS.BC.No.2/02.01.001/2018-19 July 2, 2018 The Chairmen and Managing Directors/Chief Executive Officers SLBC Convenor Banks/Lead Banks Dear Sir/Madam MASTER CIRCULAR – Lead Bank Scheme The Reserve Bank of India has issued a number of guidelines/instructions on Lead Bank Scheme from time to time. This Master Circular consolidates the relevant guidelines/instructions issued by Reserve Bank of India on Lead Bank Scheme up to June 30, 2018 as listed

RBI/2018-19/3 DCM (NE) No.G-2/08.07.18/2018-19 July 02, 2018 (Updated as on January 14, 2019) The Chairman and Managing Director / The Managing Director/ The Chief Executive Officer All Banks Madam / Dear Sir Master Circular – Facility for Exchange of Notes and Coins Please refer to the Master Circular DCM (NE) No.G-1/08.07.18/2017-18 dated July 03, 2017 containing instructions on the facility for exchange of notes and coins. A revised version of Master Circular on th

RBI/2018-19/1 DGBA.GBD.No.-1/31.02.007/2018-19 July 2, 2018 All Agency Banks Dear Sir/Madam Master Circular - Disbursement of Government Pension by Agency Banks Please refer to our Master Circular RBI/2017-18/1 dated July 1, 2017 on the above subject. We have now revised and updated the Master Circular which consolidates important instructions on the subject issued by the Reserve Bank of India till June 30, 2018. 2. A copy of the revised Master Circular is enclosed fo