Press Releases

The following State Governments have offered to sell stock by way of auction, for an aggregate amount of ₹31,350 Crore (Face Value) Sr. No. State Amount to be raised (₹ Crore) Tenor (Year) Type of Auction 1. Andhra Pradesh 1000 11 Yield 1000 15 Yield 1000 19 Yield 2. Bihar 1500 10 Yield 3. Gujarat 1000 09 Yield 4. Himachal Pradesh 350 04 Yield

On a review of the current and evolving liquidity conditions, it has been decided to conduct a Variable Rate Reverse Repo (VRRR) auction on Monday, December 01, 2025, as under:

The Reserve Bank of India had issued draft Master Directions on Digital Banking Channels Authorisation, 2025 on July 21, 2025, seeking feedback from banks and other stakeholders. The Reserve Bank has issued instructions from time-to-time governing internet and mobile banking services offered by various categories of banks. These services have evolved significantly since issue of the initial guidelines, as new and innovative digital channels have come into use. The objective of the Master Directions is to facilitate sustainable growth of digital banking services, by consolidating and updating the existing instructions on use of digital channels for providing banking services.

The Reserve Bank has issued numerous directions over the years, under the statutory powers conferred upon it by various Acts. While increase in regulatory guidelines is a natural process as the financial system evolves, this was further driven by an expanding regulatory perimeter, distributed supervisory/ regulatory jurisdiction over certain regulated entities, and non-repeal of some of the earlier instructions when new ones were issued. Being mindful of compliance burden to the Regulated Entities (REs), the Reserve Bank has continuously endeavoured to optimise its regulatory framework.

Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) received during the month of November 2025 are set out in Tables 1 to 7

The Reserve Bank of India (RBI) has, by an order dated November 25, 2025, imposed a monetary penalty of ₹3.10 lakh (Rupees Three lakh ten thousand only) on Mannakrishna Investments Private Limited (the company) for non-compliance with certain provisions of the ‘Master Direction – Reserve Bank of India (Non-Banking Financial Company - Scale Based Regulation) Directions, 2023’ issued by RBI, relating to ‘Governance Issues’. This penalty has been imposed in exercise of powers conferred on RBI under clause (b) of sub-section (1) of Section 58G read with clause (aa) of sub-section (5) of Section 58B of the Reserve Bank of India Act, 1934.

The value of exports and imports of services during October 2025 is presented in the following table. International Trade in Services (US$ million) Month Receipts (Exports) Payments (Imports) July – 2025 33,740 (10.2) 17,293 (8.5) August – 2025 31,191 (2.7) 15,591 (-5.3)

Reserve Bank of India announces the auction of Government of India Treasury Bills as per the following details: Sr. No. Treasury Bill Notified Amount (₹ crore) Auction Date Settlement Date 1 91-Day 7,000 December 03, 2025 (Wednesday) December 04, 2025 (Thursday) 2 182-Day 6,000 3 364-Day 6,000 Total 19,000

Today, the Reserve Bank released its web publication entitled ‘Quarterly Basic Statistical Return (BSR)-1 on Credit by Scheduled Commercial Banks (SCBs)1- September 20252 on its ‘Database on Indian Economy’ portal (https://data.rbi.org.in Homepage > Publications). It captures various classificatory characteristics of bank credit such as occupation/activity/organisational sector of the borrower, types of accounts and their interest rates based on account-level reporting. Data reported by SCBs {excluding Regional Rural Banks (RRBs)} are presented across bank groups, population groups3 and States.

Today, the Reserve Bank released the web publication ‘Quarterly Basic Statistical Return (BSR)-2 on Deposits with Scheduled Commercial Banks – September 2025 ’ on its ‘Database on Indian Economy’ portal (https://data.rbi.org.in Homepage > Publications). Scheduled commercial banks (SCBs

1. Reserve Bank of India - Liabilities and Assets* (₹ Crore) Item 2024 2025 Variation Nov. 22 Nov. 14 Nov. 21 Week Year 1 2 3 4 5 4 Loans and Advances 4.1 Central Government 0 0 0 0 0 4.2 State Governments 22714 31808 27060 -4748 4346 * Data are provisional; difference, if any, is due to rounding off.

The Reserve Bank of India (RBI) has, by an order dated November 18, 2025, imposed a monetary penalty of ₹91.00 lakh (Rupees Ninety One lakh only) on HDFC Bank Limited (the bank) for contravention of provisions of section 19 (1)(a) read with section 6(1) of the Banking Regulation Act, 1949 (BR Act) and non-compliance with certain directions issued by RBI on ‘Interest Rate on Advances’, ‘Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by banks’ and ‘Know Your Customer (KYC)’ . This penalty has been imposed in exercise of powers conferred on RBI under the provisions of section 47A(1)(c) read with section 46(4)(i) of the BR Act.

(Amount in ₹ Crore) Auction Results 5.91% GS 2028 6.28% GS 2032 7.24% GS 2055 6.98% GOI SGrB 2054 I. Notified Amount 9,000 11,000 7,000 5,000 II. Competitive Bids Received

Data on sectoral deployment of bank credit for the month of October 2025 collected from 41 select scheduled commercial banks (SCBs), accounting for about 95 per cent of the total non-food credit by all SCBs, are set out in Statements I and II. On a year-on-year (y-o-y) basis, non-food bank credit grew by 11.1 per cent as on the fortnight ended October 31, 2025, compared to 11.7 per cent during the corresponding fortnight of the previous year (i.e., November 01, 2024).

5.91% GS 2028 6.28% GS 2032 7.24% GS 2055 6.98% GOI SGrB 2054 Notified Amount ₹9,000 crore ₹11,000 crore ₹7,000 crore ₹5,000 crore Cut off Price (₹) / Implicit Yield at cut-off 100.30 / 5.7808% 99.17 / 6.4343% 99.41 / 7.2875% 97.22 / 7.2094% Amount accepted in the auction ₹9,000 crore ₹11,000 crore ₹7,000 crore ₹5,000 crore

(Amount in ₹ crore) SCHEDULED COMMERCIAL BANKS (Including RRBs,SFBs and PBs) ALL SCHEDULED BANKS 15-Nov-2024 31-Oct-2025* 14-Nov-2025* 15-Nov-2024 31-Oct-2025* 14-Nov-2025* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 286037.41 324591.97 350944.60 291221.79 331728.86 357866.58** b) Borrowings from banks 135263.61 85106.05 81533.54 135338.08 85106.05 81560.54 c) Other demand & time liabilities 24650.32 27465.23 26997.34 25006.84 27925.58 27514.50

In the underwriting auction conducted on November 28, 2025, for Additional Competitive Underwriting (ACU) of the undernoted Government securities, the Reserve Bank of India has set the cut-off rates for underwriting commission payable to Primary Dealers

(Amount in ₹ Crore, Rate in Per cent) MONEY MARKETS@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 6,77,866.13 5.32 4.25-5.95 I. Call Money 19,550.95 5.40 4.75-5.45 II. Triparty Repo 4,42,143.80 5.30 5.00-5.43 III. Market Repo 2,12,880.88 5.34 4.25-5.65 IV. Repo in Corporate Bond 3,290.50 5.47 5.35-5.95 B. Term Segment I. Notice Money** 157.85 5.28 5.00-5.45

Reserve Bank of India (RBI) compiles the House Price Index (HPI) on quarterly basis based on transaction-level data received from the registration authorities. Today, the Reserve Bank released its HPI for Q2:2025-26 with base year as 2022-23, in eighteen major cities . Time series data on all-India and city

Government of India has announced the sale (re-issue) of Government Securities, as detailed below, through auction to be held on November 28, 2025 (Friday). As per the extant scheme of underwriting commitment