ଭାଷଣ - ଆରବିଆଇ - Reserve Bank of India
ଭାଷଣ
ଅଗଷ୍ଟ 27, 2020
It is Time for Banks to Look Deeply Within: Reorienting Banking Post-Covid-Keynote Address by Shri Shaktikanta Das, Governor, Reserve Bank of India - Delivered at the Unlock BFSI 2.0 with Business Standard on Thursday, August 27, 2020
1. The COVID-19 pandemic still continues to keep the world on the edge. The pandemic has so far infected more than 2.3 crore people and has claimed more than 8 lakh lives worldwide. The world is struggling to find a vaccine and/or a cure to the deadly virus. In India also the spread of pandemic continues unabated, though the fatality rate is much lower. 2. As the pandemic ravages on, the economic impact is hard to measure. While there are green shoots and some busines
1. The COVID-19 pandemic still continues to keep the world on the edge. The pandemic has so far infected more than 2.3 crore people and has claimed more than 8 lakh lives worldwide. The world is struggling to find a vaccine and/or a cure to the deadly virus. In India also the spread of pandemic continues unabated, though the fatality rate is much lower. 2. As the pandemic ravages on, the economic impact is hard to measure. While there are green shoots and some busines
ଜୁଲାଇ 27, 2020
Are Dynamic Shifts Underway in the Indian Economy?-Shri Shaktikanta Das, Governor, Reserve Bank of India - July 27, 2020 – Addressed to CII National Council, Mumbai
Thank you for having me in this interaction with members of the National Council of the Confederation of Indian Industry (CII). I am pleased to note that the CII has realigned its functioning and thought processes around a new theme for 2020-21 – Building India for New World: Lives, Livelihood, Growth – under the able and visionary leadership of Shri Uday Kotak, Shri T V Narendran, Shri Sanjiv Bajaj, Shri Chandrajit Banerjee and other eminent members. 2. Currently, CO
Thank you for having me in this interaction with members of the National Council of the Confederation of Indian Industry (CII). I am pleased to note that the CII has realigned its functioning and thought processes around a new theme for 2020-21 – Building India for New World: Lives, Livelihood, Growth – under the able and visionary leadership of Shri Uday Kotak, Shri T V Narendran, Shri Sanjiv Bajaj, Shri Chandrajit Banerjee and other eminent members. 2. Currently, CO
ଜୁଲାଇ 11, 2020
Indian Economy at a Crossroad: A view from Financial Stability Angle-Shri Shaktikanta Das, Governor, Reserve Bank of India - July 11, 2020 - at the 7th SBI Banking & Economics Conclave organised by the State Bank of India
A very warm good morning to you all. I wish to thank the State Bank of India for inviting me to deliver the keynote address today. I sincerely appreciate the efforts of the organising team in putting together this virtual conference which has now become a new normal. Banks and other financial entities are today at the forefront of the country’s counter measures against the economic impact of COVID-19. They are the transmission channels for RBI’s monetary, regulatory a
A very warm good morning to you all. I wish to thank the State Bank of India for inviting me to deliver the keynote address today. I sincerely appreciate the efforts of the organising team in putting together this virtual conference which has now become a new normal. Banks and other financial entities are today at the forefront of the country’s counter measures against the economic impact of COVID-19. They are the transmission channels for RBI’s monetary, regulatory a
ମାର୍ଚ୍ଚ 06, 2020
Micro, Small and Medium Enterprises: Challenges and Way Forward - Shri Shaktikanta Das, Governor, Reserve Bank of India - March 6, 2020 - at the 15th ASSOCHAM Annual Banking Summit
At the outset, I wish to thank ASSOCHAM for inviting me to their 15th Annual Banking Summit. More so because this is ASSOCHAM’s centenary year. It is a remarkable accomplishment and I extend warm greetings to all those associated with ASSOCHAM. Over the years, ASSOCHAM has transformed itself into a forceful, proactive, forward-looking organisation to meet the aspirations of Indian business. I am certain that ASSOCHAM’s journey towards excellence will continue. 2. In a
At the outset, I wish to thank ASSOCHAM for inviting me to their 15th Annual Banking Summit. More so because this is ASSOCHAM’s centenary year. It is a remarkable accomplishment and I extend warm greetings to all those associated with ASSOCHAM. Over the years, ASSOCHAM has transformed itself into a forceful, proactive, forward-looking organisation to meet the aspirations of Indian business. I am certain that ASSOCHAM’s journey towards excellence will continue. 2. In a
ଫେବୃଆରୀ 24, 2020
Banking Landscape in the 21st Century - Shri Shaktikanta Das, Governor, Reserve Bank of India - February 24, 2020 - at the Mint’s Annual Banking Conclave, 2020
It is indeed a matter of great pleasure for me to be here today in the Annual Banking Conclave of the Mint. I am told that this is the 13th edition of Conclave in what has become a prestigious annual event attracting the best and brightest minds of the finance and banking industry. This Conclave provides an important platform to all stakeholders in India’s financial and banking sector for assessing where we stand today and preparing ourselves for where we want to reac
It is indeed a matter of great pleasure for me to be here today in the Annual Banking Conclave of the Mint. I am told that this is the 13th edition of Conclave in what has become a prestigious annual event attracting the best and brightest minds of the finance and banking industry. This Conclave provides an important platform to all stakeholders in India’s financial and banking sector for assessing where we stand today and preparing ourselves for where we want to reac
ଫେବୃଆରୀ 12, 2020
Address by Hon’ble President of India at NIBM Golden Jubilee Celebrations
ADDRESS BY THE HON’BLE PRESIDENT OF INDIA SHRI RAM NATH KOVIND AT THE GOLDEN JUBILEE CELEBRATIONS OF THE NATIONAL INSTITUTE OF BANK MANAGEMENT Pune, February 12, 2020 Governor of Maharashtra, Shri Bhagat Singh Koshyari Governor, Reserve Bank of India, Shri Shaktikanta Das Director, National Institute of Bank Management, Doctor K. L. Dhingra Members of Governing Board, Students, Faculty and other Staff members Distinguished Guests Ladies and Gentlemen 1. It gives me im
ADDRESS BY THE HON’BLE PRESIDENT OF INDIA SHRI RAM NATH KOVIND AT THE GOLDEN JUBILEE CELEBRATIONS OF THE NATIONAL INSTITUTE OF BANK MANAGEMENT Pune, February 12, 2020 Governor of Maharashtra, Shri Bhagat Singh Koshyari Governor, Reserve Bank of India, Shri Shaktikanta Das Director, National Institute of Bank Management, Doctor K. L. Dhingra Members of Governing Board, Students, Faculty and other Staff members Distinguished Guests Ladies and Gentlemen 1. It gives me im
ଜାନୁଆରୀ 24, 2020
Seven Ages of India’s Monetary Policy - Shri Shaktikanta Das, Governor, Reserve Bank of India - January 24, 2020 - at the St. Stephen's College, University of Delhi
I am delighted to be back in my alma mater. Being here, brings back a surge of memories. Today, I wish to dwell upon a few aspects of central banking in the Indian context and RBI’s role in the current situation. I shall specifically focus on the evolution of monetary policy regimes in India and if I am to use the poetic license of Shakespeare, may I call it the seven ages of India’s monetary policy? 2. The history of central banking goes back to the seventeenth centu
I am delighted to be back in my alma mater. Being here, brings back a surge of memories. Today, I wish to dwell upon a few aspects of central banking in the Indian context and RBI’s role in the current situation. I shall specifically focus on the evolution of monetary policy regimes in India and if I am to use the poetic license of Shakespeare, may I call it the seven ages of India’s monetary policy? 2. The history of central banking goes back to the seventeenth centu
ଜାନୁଆରୀ 07, 2020
Journey towards Inclusive Growth in India - Opening Remarks by Shri Shaktikanta Das, Governor, Reserve Bank of India - January 7, 2020 - at the Third Suresh Tendulkar Memorial Lecture by Mr. Tharman Shanmugaratnam, Senior Minister, Republic of Singapore
On behalf of the Reserve Bank of India, I am delighted to welcome Mr. Tharman Shanmugaratnam to deliver the Professor Suresh Tendulkar Memorial Lecture, the third in the series. We are also deeply honoured to have Smt. Sunetra Tendulkar, the wife of late Professor Tendulkar and his daughter Smt. Saee Sapre with us. A hearty welcome to all the distinguished invitees of the Reserve Bank. About Prof. Suresh D. Tendulkar 2. Prof. Suresh D. Tendulkar was a great teacher, e
On behalf of the Reserve Bank of India, I am delighted to welcome Mr. Tharman Shanmugaratnam to deliver the Professor Suresh Tendulkar Memorial Lecture, the third in the series. We are also deeply honoured to have Smt. Sunetra Tendulkar, the wife of late Professor Tendulkar and his daughter Smt. Saee Sapre with us. A hearty welcome to all the distinguished invitees of the Reserve Bank. About Prof. Suresh D. Tendulkar 2. Prof. Suresh D. Tendulkar was a great teacher, e
ଜାନୁଆରୀ 01, 2020
$ 5 Trillion Economy: Aspiration to Action - Shri Shaktikanta Das, Governor, Reserve Bank of India - December 16, 2019 - Delivered at the India Economic Conclave held in Mumbai
It is a privilege to be here this morning at the very prestigious India Economic Conclave organised by The Times Network. I assumed charge of the Reserve Bank last year on December 12, and this event was held around that time. Having witnessed many of the proceedings of the event last year on television, I looked forward to participating in this year’s conclave. I must also compliment Shri Anand of Times Network and Shri Vaidyanathan of IDFC First Bank for introducing
It is a privilege to be here this morning at the very prestigious India Economic Conclave organised by The Times Network. I assumed charge of the Reserve Bank last year on December 12, and this event was held around that time. Having witnessed many of the proceedings of the event last year on television, I looked forward to participating in this year’s conclave. I must also compliment Shri Anand of Times Network and Shri Vaidyanathan of IDFC First Bank for introducing
ନଭେମ୍ବର 16, 2019
Indian Banking at Crossroads: Some Reflections - Shri Shaktikanta Das, Governor, Reserve Bank of India - Saturday, November 16, 2019 - Delivered at the First Annual Economics Conference, Amrut Mody School of Management, Ahmedabad University
I am very happy to be amongst you today to address the first Annual Economics Conference being organised by the Amrut Mody School of Management, Ahmedabad University. The theme of the conference – “50 years of Bank Nationalisation: Indian Banking at Crossroads” - provides the perfect backdrop for a discussion on the evolution of Public Sector Banks(PSBs), their journey over the last 50 years and a vision for their future. The banking system has played a critical role
I am very happy to be amongst you today to address the first Annual Economics Conference being organised by the Amrut Mody School of Management, Ahmedabad University. The theme of the conference – “50 years of Bank Nationalisation: Indian Banking at Crossroads” - provides the perfect backdrop for a discussion on the evolution of Public Sector Banks(PSBs), their journey over the last 50 years and a vision for their future. The banking system has played a critical role
ଅଗଷ୍ଟ 19, 2019
Emerging Challenges to Financial Stability - Shri Shaktikanta Das, Governor, Reserve Bank of India - Monday, August 19, 2019 - at FIBAC 2019 – the Annual Global Banking Conference organised by IBA and FICCI, Mumbai
It is indeed a matter of great pleasure for me to be here today amidst the business and financial sector leaders. My compliments go to the partners, namely, the Indian Banks’ Association, FICCI and the Boston Consulting Group for spearheading this event. What really gives me the additional motivation to address you is the earnestness with which you have themed this year’s conference, showing your appreciation of the need to prepare ourselves for a new paradigm in bank
It is indeed a matter of great pleasure for me to be here today amidst the business and financial sector leaders. My compliments go to the partners, namely, the Indian Banks’ Association, FICCI and the Boston Consulting Group for spearheading this event. What really gives me the additional motivation to address you is the earnestness with which you have themed this year’s conference, showing your appreciation of the need to prepare ourselves for a new paradigm in bank
ଜୁଲାଇ 26, 2019
Governor’s Remarks at the Book Release of Shri V. Srinivas - India’s Relations with the International Monetary Fund 25 Years in Perspective 1991-2016 at New Delhi
I am delighted to be part of this event for the launch of Shri V. Srinivas’s book on “India’s Relations with the International Monetary Fund”. A respected civil servant of the 1989 batch, he has drawn extensively on his hands-on stint as Advisor to the Executive Director for India at the IMF during 2003-06, combining it with his scholarship and experience in policy making. The book and the function today will promote readership on an important subject and spur more th
I am delighted to be part of this event for the launch of Shri V. Srinivas’s book on “India’s Relations with the International Monetary Fund”. A respected civil servant of the 1989 batch, he has drawn extensively on his hands-on stint as Advisor to the Executive Director for India at the IMF during 2003-06, combining it with his scholarship and experience in policy making. The book and the function today will promote readership on an important subject and spur more th
ଜୁନ 29, 2019
Development of Viable Capital Markets – The Indian Experience - Dr. Viral V. Acharya, Deputy Governor, Reserve Bank of India - June 29, 2019 - at the Indian School of Business, Hyderabad
1. Introduction 1.1 Capital markets play a crucial role in the economic development of a country. They provide financial resources required for the long-term sustainable development of the economy. Development of viable capital markets is therefore considered an important element in the macro-financial policy toolkit, including for objectives such as financial stability and the transmission of monetary policy. 1.2 The Committee on Global Financial System (CGFS), which
1. Introduction 1.1 Capital markets play a crucial role in the economic development of a country. They provide financial resources required for the long-term sustainable development of the economy. Development of viable capital markets is therefore considered an important element in the macro-financial policy toolkit, including for objectives such as financial stability and the transmission of monetary policy. 1.2 The Committee on Global Financial System (CGFS), which
ଜୁନ 24, 2019
Statement by Governor on launch of Complaint Management System
The Complaint Management System (CMS), the application being launched today, symbolizes RBI’s commitment to improve customer experience in grievance redressal process by ensuring timely resolution of complaints received at the Reserve Bank. I take this opportunity to seek the co-operation of all RBI regulated entities with public interface such as commercial banks, Urban Co-operative banks, Non-Banking Financial Companies (NBFCs), etc. in resolving customer complaints
The Complaint Management System (CMS), the application being launched today, symbolizes RBI’s commitment to improve customer experience in grievance redressal process by ensuring timely resolution of complaints received at the Reserve Bank. I take this opportunity to seek the co-operation of all RBI regulated entities with public interface such as commercial banks, Urban Co-operative banks, Non-Banking Financial Companies (NBFCs), etc. in resolving customer complaints
ଅପ୍ରେଲ 13, 2019
Global Risks and Policy Challenges facing Emerging Market Economies - Shri Shaktikanta Das, Governor, Reserve Bank of India - April 12, 2019 - Delivered at the event “Governor Talks” on the sidelines of the Fund-Bank Spring Meetings, 2019, Washington DC
Thank you for inviting me to this forum. I intend to cover some of the global risks and policy challenges from the perspective of emerging market economies (EMEs). We are aware that most EMEs have emerged more resilient than before from a turbulent 2018. For the greater part of 2018, the EMEs faced a wave of global spillover risks leading to capital outflows, currency and asset price volatility and tightened financial conditions. These developments posed risks to grow
Thank you for inviting me to this forum. I intend to cover some of the global risks and policy challenges from the perspective of emerging market economies (EMEs). We are aware that most EMEs have emerged more resilient than before from a turbulent 2018. For the greater part of 2018, the EMEs faced a wave of global spillover risks leading to capital outflows, currency and asset price volatility and tightened financial conditions. These developments posed risks to grow
ମାର୍ଚ୍ଚ 25, 2019
Opportunities and Challenges of FinTech - Shri Shaktikanta Das, Governor, Reserve Bank of India - March 25, 2019 - Keynote Address Delivered at the NITI Aayog’s FinTech Conclave
I am extremely happy to participate in NITI Aayog’s FinTech Conclave 2019 and share my thoughts on the technological revolution that is shaping the future of finance. I am particularly thankful to Shri Amitabh Kant, CEO of NITI Aayog for having invited me to such an august gathering. As I understand, this Conclave is woven around the theme of Indian FinTech ecosystem as well as steps required to help achieve the potential that the sector offers towards growth, employm
I am extremely happy to participate in NITI Aayog’s FinTech Conclave 2019 and share my thoughts on the technological revolution that is shaping the future of finance. I am particularly thankful to Shri Amitabh Kant, CEO of NITI Aayog for having invited me to such an august gathering. As I understand, this Conclave is woven around the theme of Indian FinTech ecosystem as well as steps required to help achieve the potential that the sector offers towards growth, employm
ମାର୍ଚ୍ଚ 19, 2019
Some thoughts on Fiscal Federalism - Shri Shaktikanta Das, Governor, Reserve Bank of India - March 19, 2019 - Delivered at the launch of the book ‘Indian Fiscal Federalism’, Mumbai
I am honoured to be invited for the launch of the book "Indian Fiscal Federalism" authored by Dr. Y.V. Reddy and Shri G.R. Reddy. This is the latest in a prolific body of work that draws from Dr. Reddy’s hands-on experience with the Indian economy and public policy. These insightful expositions are interwoven with glimpses of Dr. Reddy’s professional life and his 'insider' views. 2. As Governor of the Reserve Bank of India during 2003-2008, after his stint as Deputy G
I am honoured to be invited for the launch of the book "Indian Fiscal Federalism" authored by Dr. Y.V. Reddy and Shri G.R. Reddy. This is the latest in a prolific body of work that draws from Dr. Reddy’s hands-on experience with the Indian economy and public policy. These insightful expositions are interwoven with glimpses of Dr. Reddy’s professional life and his 'insider' views. 2. As Governor of the Reserve Bank of India during 2003-2008, after his stint as Deputy G
ଫେବୃଆରୀ 28, 2019
Reflections on Current Policy Issues Facing the Indian Economy - By Shri Shaktikanta Das, Governor, Reserve Bank of India, delivered at the Investors’ Roundtable, 9th Vibrant Gujarat Global Summit 2019 on Friday, January 18, 2019
I am very happy to participate in the 9th edition of Vibrant Gujarat Global Summit. It is indeed a pleasure to be here and share my thoughts on various contours of the Indian economy. I thank the organisers of this event, namely the Government of Gujarat, National Investment and Infrastructure Fund and the Department of Economic Affairs, Ministry of Finance, Government of India for inviting me to this Roundtable. 2. As this august audience would know, India in recent
I am very happy to participate in the 9th edition of Vibrant Gujarat Global Summit. It is indeed a pleasure to be here and share my thoughts on various contours of the Indian economy. I thank the organisers of this event, namely the Government of Gujarat, National Investment and Infrastructure Fund and the Department of Economic Affairs, Ministry of Finance, Government of India for inviting me to this Roundtable. 2. As this august audience would know, India in recent
ଜାନୁଆରୀ 24, 2019
Some Reflections on Micro Credit and How a Public Credit Registry Can Strengthen It - Dr Viral V Acharya, Deputy Governor, Reserve Bank of India - December 15, 2018 - Delivered at IIT Bombay Tech Fest
Sometimes when I sit down to write down a new set of remarks, the same old thoughts cross my mind, a bit like one’s favorite songs that are so deeply entrenched in the psyche that at the end of a long day when one is reflecting on the subject, they start playing all over again, without any reason and without any conscious decision to rewind to them. In my case, a few striking images flash across my eyes. I have tried in what follows to describe these images and what t
Sometimes when I sit down to write down a new set of remarks, the same old thoughts cross my mind, a bit like one’s favorite songs that are so deeply entrenched in the psyche that at the end of a long day when one is reflecting on the subject, they start playing all over again, without any reason and without any conscious decision to rewind to them. In my case, a few striking images flash across my eyes. I have tried in what follows to describe these images and what t
ନଭେମ୍ବର 02, 2018
Some Thoughts on Credit Risk and Bank Capital Regulation - Shri N.S. Vishwanathan, Deputy Governor, Reserve Bank of India - October 29, 2018 - Delivered at XLRI, Jamshedpur
It is a privilege to be welcomed within the precincts of one of the premier management institutes of the country and, more importantly, to get an opportunity to engage with some of the promising young minds and aspiring future leaders. All of you are going to enter the job stream at a very interesting point in our country’s economic history. We are all meeting today in the wake of a number of landmark economic reforms, of which I would like to touch upon two in partic
It is a privilege to be welcomed within the precincts of one of the premier management institutes of the country and, more importantly, to get an opportunity to engage with some of the promising young minds and aspiring future leaders. All of you are going to enter the job stream at a very interesting point in our country’s economic history. We are all meeting today in the wake of a number of landmark economic reforms, of which I would like to touch upon two in partic
ଅକ୍ଟୋବର 26, 2018
ସ୍ୱାଧୀନ ନିୟାମକ ସଂସ୍ଥାନ ମାନଙ୍କର ଗୁରୁତ୍ୱ - କେନ୍ଦ୍ରୀୟ ବ୍ୟାଙ୍କ ପରିପ୍ରେକ୍ଷୀରେ - ଭାରତୀୟ ରିଜର୍ଭ ବ୍ୟାଙ୍କର ଉପ ଗଭର୍ଣ୍ଣର ବିରଳ ଆଚାର୍ଯ୍ୟଙ୍କ ଦ୍ୱାରା ଅକ୍ଟୋବର 26, 2018 ରେ ଏ.ଡି. ଶ୍ରଫ ସ୍ମାରକୀ ବକୃତମାଳା, ମୁମ୍ବାଇରେ ପ୍ରଦତ୍ତ ବକୃତା
କୌଣସି ସାଦୃଶ୍ୟତା ଉତ୍ତମ ନୁହେଁ ତଥାପି ସାଦୃଶ୍ୟତା ବସ୍ତୁକୁ ଉତ୍ତମ ଭାବେ ବୁଝାଇବାରେ ସହାୟକ ହୋଇଥାଏ। ତଥାପି, ବେଳେବେଳେ ଦୁର୍ବଳମନା ବ୍ୟକ୍ତିକୁ ସଂକ୍ଷେପରେ ଏକ ବାସ୍ତବିକ କିମ୍ବା ଏକ ଏକାଡେମୀକ୍ ବିଷୟକୁ ଉପସ୍ଥାପିତ କରିବାକୁ ସୃଷ୍ଟି କରାଯାଇଥାଏ। କଦବା କ୍ୱଚିତ, କେବେବି ବାସ୍ତବ ଜୀବନର ଉଦାହରଣ ସୁନ୍ଦର ଭାବେ ଏକ ଯୋଗାଯୋଗକାରୀଙ୍କ କାର୍ଯ୍ୟକୁ ସହଜ କରିଦେଇ ଥାଏ। 2010 ବର୍ଷର ଏକ ପୂର୍ବ କଥାରୁ ମୁଁ ଆରମ୍ଭ କରୁଛି, ଯେହେତୁ ନିର୍ଦ୍ଦିଷ୍ଟ ଭାଗେ ମୋ ଭାଷଣର ବିଷୟବସ୍ତୁ ପାଇଁ ଏହା ପ୍ରଯୁଜ୍ୟ। “କେନ୍ଦ୍ରୀୟ ବ୍ୟାଙ୍କରେ ମୋର ଅବଧି ଶେଷ ପ୍ରାୟ। ମୋର କର୍ତ୍ତବ୍ୟ ଶେଷ ହେବ
କୌଣସି ସାଦୃଶ୍ୟତା ଉତ୍ତମ ନୁହେଁ ତଥାପି ସାଦୃଶ୍ୟତା ବସ୍ତୁକୁ ଉତ୍ତମ ଭାବେ ବୁଝାଇବାରେ ସହାୟକ ହୋଇଥାଏ। ତଥାପି, ବେଳେବେଳେ ଦୁର୍ବଳମନା ବ୍ୟକ୍ତିକୁ ସଂକ୍ଷେପରେ ଏକ ବାସ୍ତବିକ କିମ୍ବା ଏକ ଏକାଡେମୀକ୍ ବିଷୟକୁ ଉପସ୍ଥାପିତ କରିବାକୁ ସୃଷ୍ଟି କରାଯାଇଥାଏ। କଦବା କ୍ୱଚିତ, କେବେବି ବାସ୍ତବ ଜୀବନର ଉଦାହରଣ ସୁନ୍ଦର ଭାବେ ଏକ ଯୋଗାଯୋଗକାରୀଙ୍କ କାର୍ଯ୍ୟକୁ ସହଜ କରିଦେଇ ଥାଏ। 2010 ବର୍ଷର ଏକ ପୂର୍ବ କଥାରୁ ମୁଁ ଆରମ୍ଭ କରୁଛି, ଯେହେତୁ ନିର୍ଦ୍ଦିଷ୍ଟ ଭାଗେ ମୋ ଭାଷଣର ବିଷୟବସ୍ତୁ ପାଇଁ ଏହା ପ୍ରଯୁଜ୍ୟ। “କେନ୍ଦ୍ରୀୟ ବ୍ୟାଙ୍କରେ ମୋର ଅବଧି ଶେଷ ପ୍ରାୟ। ମୋର କର୍ତ୍ତବ୍ୟ ଶେଷ ହେବ
ପେଜ୍ ଅନ୍ତିମ ଅପଡେଟ୍ ହୋଇଛି: ଅଗଷ୍ଟ 17, 2023