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Payments Infrastructure Development Fund (PIDF) - Status Update

The PIDF Scheme, operationalised by the Reserve Bank from January 01, 2021, subsidises deployment of Points of Sale (PoS) infrastructure (physical and digital modes) in tier-3 to tier-6 centres and north eastern states of the country. From August 26, 2021, beneficiaries of PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi Scheme) in tier-1 and tier-2 centres are also covered.

2. Acquiring institutions (banks and non-banks), registered under the PIDF Scheme, commit region-wise deployment targets, submit deployment statistics and claim subsidy for devices which fulfil the prescribed criteria.

3. Contribution to the PIDF is made by the Reserve Bank, authorised card networks and card issuing banks; the corpus currently stands at ₹614 crore.

Source Amount (in ₹ crore)
Reserve Bank of India 250.00
Authorised Card Networks 153.72
Card Issuing Banks 210.17
Total 613.89

4. The number of payment acceptance devices deployed under the PIDF Scheme as at end-September 2021 is –

Location Physical Devices* Digital Devices**
Tier 3 & 4 Centres 98,504 20,46,075
Tier 5 & 6 Centres 84,968 30,47,750
North-eastern States 18,449 2,42,145
Tier 1 & 2 Centres (PM SVANidhi Scheme) 44,021 2,00,708
Total 2,45,942 55,36,678

*Physical devices include PoS, mPoS (mobile PoS), GPRS (General Packet Radio Service), PSTN (Public Switched Telephone Network), etc.

**Digital devices include inter-operable QR code-based payments such as UPI QR, Bharat QR, etc.

(Yogesh Dayal)     
Chief General Manager

Press Release: 2021-2022/1207

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