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Scheduled Commercial Banks - Business in India
129749795

Scheduled Commercial Banks - Business in India

(₹ Crore)
Item Outstanding as on
Dec. 27, 2024
Variation over
Fortnight Financial year so far Year-on-Year
2023-24 2024-25 2023 2024
1 2 3 4 5 6
1 Liabilities to the Banking System            
1.1 Demand and Time Deposits from Banks 291561 -19233 39924 -2910 47580 25518
1.2 Borrowings from Banks 138334 6343 121879 -44095 137794 -50744
1.3 Other Demand and Time Liabilities 26606 2183 11101 -45846 13078 -43020
2 Liabilities to Others            
2.1 Aggregate Deposits 22063132 -5012 2044128 1587905 2354258 1975090
  (21996441)   (1922841)   (2232971) (2029687)
2.1a Growth (Per cent)   - 11.3 7.8 13.3 9.8
      (10.7)   (12.6) (10.2)
2.1.1 Demand 2570099 -40123 257074 126246 235753 132595
2.1.2 Time 19493033 35111 1787054 1461660 2118504 1842496
2.2 Borrowings 955100 88166 313736 177158 318621 196036
2.3 Other Demand and Time Liabilities 996837 -146713 147479 59409 184492 59707
3. Borrowings from Reserve Bank 244697 135993 106267 21981 143880 -26655
4 Cash in Hand and Balances with Reserve Bank 1028694 -41456 134759 7779 94702 -6235
4.1 Cash in hand 89267 5289 4820 -167 -3532 -5816
4.2 Balances with Reserve Bank 939428 -46745 129939 7945 98235 -419
5 Assets with the Banking System            
5.1 Balances with Other Banks 216848 -7546 8641 18520 11765 14784
5.2 Money at Call and Short Notice 18342 -4124 -7663 5987 -1642 1141
5.3 Advances to Banks 40677 18 2920 -7691 -770 -3428
5.4 Other Assets 64551 2576 33652 -50873 38271 -36232
6 Investments 6594875 38018 575354 488317 894459 604373
  (6544007)   (474544)   (793648) (654315)
6.1a Growth (Per cent)   0.6 10.6 8.0 17.6 10.1
      (8.8)   (15.6) (11.1)
6.1 Government Securities 6594377 38025 575444 488768 894575 604612
6.2 Other Approved Securities 498 -7 -89 -451 -116 -239
7 Bank Credit 17742873 155992 2286709 1310709 2655091 1780929
  (17304330)   (1713636)   (2082018) (1915459)
7.1a Growth (Per cent)   0.9 16.7 8.0 20.0 11.2
      (12.5)   (15.6) (12.4)
7a.1 Food Credit 56139 3832 23233 33058 -10834 13000
7a.2 Non-food credit 17686734 152160 2263476 1277651 2665925 1767929
7b.1 Loans, Cash credit and Overdrafts 17421883 147890 2247736 1287579 2604316 1749240
7b.2 Inland Bills - Purchased 72063 5002 12835 11596 16959 19794
7b.3 Discounted 211819 4010 33625 14461 39581 15283
7b.4 Foreign Bills - Purchased 15551 -1154 -2140 -861 -1322 -1854
7b.5 Discounted 21558 244 -5347 -2066 -4443 -1535
1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger.

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