Regulating Commercial Banking

RBI/2008-2009/427 UBD.PCB.No. 59/13.05.000/2008-09 April 9, 2009 Chief Executive Officers of All Primary Urban Co-operative BanksDear Sir /Madam, Lending under Consortium Arrangement / Multiple Banking Arrangements Please refer to our circular UBD.PCB.No.36/13.05.000/2008-09 dated January 21, 2009 on the captioned subject. 2. The formats for declaration of information by the borrower at the time of applying for a credit facility to a bank (Annex I) and the format for

RBI/2008-09/425 DBOD.No.BP.BC. 120 /21.01.002/2008-2009 April 2, 2009 The Chairman and Managing Director/ Chief Executive Officers of Commercial Banks (Excluding Foreign Banks, RRBs and LABs) @@NBSP@@ Dear Sir @@NBSP@@ Guidelines for issuing preference shares as part of regulatory capital @@NBSP@@ Please refer to our circular DBOD.No.BP.BC.42/21.01.002/2007-08 dated October 29, 2007 on the Guidelines for issuing preference shares as part of regulatory capital. 2.It ha

RBI/2008-09/422 DBOD.No.Dir.BC. 119 /13.03.00/2008-2009 @@NBSP@@ March 30, 2009 @@NBSP@@ All Scheduled Commercial Banks (excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Banks’ Exposure to Capital Market – Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs) @@NBSP@@ Please refer to our circular No.DBOD.Dir.BC.98/13.03.00/2008-2009 dated December 12, 2008, in terms of which the transition period allowed to banks to comply with the requ

SPEED POST RBI/2008-09/420 @@NBSP@@ RPCD.RRB.BC.No.94/03.05.34/2008-09 March 26, 2009 @@NBSP@@ The Chairman All Regional Rural Banks/Sponsor Banks @@NBSP@@ Dear Sir, @@NBSP@@ Valuation of investment in SLR/Approved Securities by Regional Rural Banks (RRBs) @@NBSP@@ Please refer to our circular RPCD.RRB.BC.No.87/03.05.34/2006-07 dated May 8, 2007 on the above subject. 2. On a review of the issue it has been decided that the exemption granted to RRBs up to the financial

RBI 2008-09/418 DBOD.No.BP.BC. 118@@NBSP@@ /21.04.048/2008-09 March 25, 2009 @@NBSP@@ The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Prudential treatment of different types of Provisions in respect of loan portfolios @@NBSP@@ It has been decided to lay down the following guidelines in regard to the prudential treatment of different types of provisions in respect of loans portfolios.

RBI / 2008-09/ 406 DBOD.No.Leg.BC.114 /09.07.005/2008-09 March 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) @@NBSP@@ Dear Sir, @@NBSP@@ Banking Companies (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts @@NBSP@@ It has been brought to our notice that some banks do not have the system of acknowledging the receipt of the duly completed form of nomination, cancellation and /o

RBI/2008-09/ 404 RPCD.CO.RF.BC.No.91 /07.37.02/2008-09 March 6, 2009 @@NBSP@@ All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) @@NBSP@@ Dear Sir, @@NBSP@@ Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy @@NBSP@@ Please refer to our circular RPCD.CO.RF.BC.No.17/07.38.03/2008-09 dated July 30, 2008 and RPCD.CO.RF.BC.No.69/07.37.02/2

RBI 2008-09/401 DBOD.No.BP.BC. 112 /21.04.048/2008-09 March 5, 2009 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir Union Budget 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circular DBOD.No.BP.BC.26/21.04.048/2008-09 dated July 30 2008, and DBOD.No.BP.BC.78/21.04.04

RBI/2008-09/392 DBOD.No.FID.FIC@@NBSP@@ 5@@NBSP@@ /01.02.00/2008-09 February 26, 2009 @@NBSP@@ The CEOs of select all-India Terms Lending and Refinancing Institutions (Exim Bank, NABARD, NHB & SIDBI) @@NBSP@@ Dear Sir, @@NBSP@@ Prudential Guidelines on Restructuring of Advances by Select all-India Financial Institutions @@NBSP@@ Please find enclosed Circular DBOD.No.BP.BC.37/21.04.132/2008-09 dated August 27, 2008 on the above subject alongwith subsequent circular