MARCH 1999

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

129,42,370

22759,32

19671,76

58,40,270

13982,27

12156,86

1.

Direct Finance

127,77,003

21246,87

18544,80

57,76,211

12589,95

11062,91

2.

Indirect Finance

1,65,367

1512,46

1126,96

64,059

1392,32

1093,95

II.

INDUSTRY

20,48,448

18225,34

14719,13

12,34,801

24372,17

19706,28

1.

Mining & Quarrying

1,156

342,03

271,37

1,807

626,55

443,03

2.

Manufacturing & Processing

20,34,819

17274,76

14000,31

12,18,306

23037,40

18716,59

3.

Electricity, Gas & Water

340

336,32

273,03

456

372,70

265,02

4.

Construction

12,133

272,22

174,42

14,232

335,51

281,64

III.

TRANSPORT OPERATORS

3,84,415

1948,92

1475,61

2,16,872

1962,85

1484,94

IV.

PROFESSIONAL AND OTHER SERVICES

7,40,293

1416,13

1181,09

4,76,963

1921,93

1597,89

V.

PERSONAL LOANS

29,31,147

6539,72

5713,55

30,31,413

9701,22

8488,45

1.

Loans for Purchase of Consumer Durables

2,11,081

415,05

341,84

2,77,005

567,52

471,38

2.

Loans for Housing

1,95,260

1530,51

1360,39

3,27,134

3255,38

2870,04

3.

Rest of the Personal Loans

25,24,806

4594,16

4011,32

24,27,274

5878,31

5147,04

VI.

TRADE

38,02,680

8476,77

7532,05

21,54,699

8578,84

7055,49

1.

Wholesale Trade

1,12,087

3196,99

3064,63

1,03,027

2267,89

1726,89

2.

Retail Trade

36,90,593

5279,77

4467,42

20,51,672

6310,95

5328,60

VII.

FINANCE

11,117

429,43

296,96

14,354

487,94

359,17

VIII.

ALL OTHERS

16,12,570

3787,02

3318,48

14,88,196

4605,78

3970,93

TOTAL BANK CREDIT

244,73,040

63582,64

53908,62

144,57,568

65613,00

54820,02

OF WHICH

:

1. Artisans & Village Industries

12,57,072

1330,37

1156,15

4,50,831

812,48

709,27

2. Other Small Scale Industries

6,37,479

3567,27

2989,82

6,18,622

7292,24

5814,25

URBAN

METROPOLITAN

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

9,40,817

4792,63

4064,65

64,928

6122,17

4995,98

1.

Direct Finance

9,10,974

3402,78

2997,78

56,217

1659,56

1335,65

2.

Indirect Finance

29,843

1389,85

1066,87

8,711

4462,62

3660,34

II.

INDUSTRY

7,90,537

43148,51

34990,02

6,78,543

153291,84

118531,46

1.

Mining & Quarrying

1,888

824,82

554,62

1,490

2784,80

2031,81

2.

Manufacturing & Processing

7,76,276

40750,43

33120,97

6,58,353

138757,93

107140,54

3.

Electricity, Gas & Water

751

718,71

608,89

1,914

7459,06

5664,61

4.

Construction

11,622

854,55

705,54

16,786

4290,05

3694,50

III.

TRANSPORT OPERATORS

1,35,957

1495,87

1188,18

93,307

3648,97

2924,66

IV.

PROFESSIONAL AND OTHER SERVICES

2,95,027

4343,50

3851,72

1,71,882

7501,24

5914,78

V.

PERSONAL LOANS

27,32,637

11605,73

10106,82

38,75,605

21177,75

15280,64

1.

Loans for Purchase of Consumer Durables

3,07,555

757,33

629,85

1,80,174

548,74

463,37

2.

Loans for Housing

4,19,187

4523,16

4020,98

3,33,568

4767,70

4125,32

3.

Rest of the Personal Loans

20,05,895

6325,23

5455,99

33,61,863

15861,30

10691,96

VI.

TRADE

9,81,055

12955,29

10365,19

4,34,909

32766,74

27328,25

1.

Wholesale Trade

88,965

7003,73

5385,92

1,25,321

26508,75

22834,16

2.

Retail Trade

8,92,090

5951,56

4979,27

3,09,588

6258,00

4494,09

VII.

FINANCE

8,651

1190,40

833,78

19,267

19760,31

14323,58

VIII.

ALL OTHERS

11,07,804

6234,07

5316,34

10,43,922

16220,71

13680,35

TOTAL BANK CREDIT

69,92,485

85766,00

70716,68

63,82,363

260489,73

202979,71

OF WHICH

:

1. Artisans & Village Industries

1,55,743

521,68

453,69

34,068

243,77

199,65

2. Other Small Scale Industries

4,60,631

11779,95

9401,78

3,13,188

16929,98

13222,59