Press Releases - Regulating Commercial Banking - RBI - Reserve Bank of India
Press Releases
Jun 26, 2023
RBI releases ‘Master Direction on Minimum Capital Requirements for Operational Risk’
The Reserve Bank of India has today issued the Master Direction on Minimum Capital Requirements for Operational Risk after appropriately considering the feedback received from stakeholders. The Directions have been issued in exercise of the powers conferred by Section 35A of the Banking Regulation Act, 1949. 2. As part of convergence with Basel III standards, the Reserve Bank of India had issued a draft ‘Master Direction on Minimum Capital Requirements for Operational
The Reserve Bank of India has today issued the Master Direction on Minimum Capital Requirements for Operational Risk after appropriately considering the feedback received from stakeholders. The Directions have been issued in exercise of the powers conferred by Section 35A of the Banking Regulation Act, 1949. 2. As part of convergence with Basel III standards, the Reserve Bank of India had issued a draft ‘Master Direction on Minimum Capital Requirements for Operational
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Jun 16, 2023
Scheduled Banks’ Statement of Position in India as on Friday, June 02, 2023
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 03-JUN-2022 19-MAY-2023* 02-JUN-2023* 03-JUN-2022 19-MAY-2023* 02-JUN-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 187440.91 243149.08 249770.8 190911.54 245652.13 252295.12** b) Borrowings from banks 46095.22 56459.37 35806.57 46122.27 56588.09 35872.66 c) Other demand & time liabilities 36280.38 59167.91 60117.59 36756.4 59826.65 6
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 03-JUN-2022 19-MAY-2023* 02-JUN-2023* 03-JUN-2022 19-MAY-2023* 02-JUN-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 187440.91 243149.08 249770.8 190911.54 245652.13 252295.12** b) Borrowings from banks 46095.22 56459.37 35806.57 46122.27 56588.09 35872.66 c) Other demand & time liabilities 36280.38 59167.91 60117.59 36756.4 59826.65 6
Jun 06, 2023
G20 International Conference on “Cyber Security Exercise for Banking Sector” held at Mumbai on June 5, 2023
An International Conference on “Cyber Security Exercise for Banking Sector” under India’s G20 Presidency was jointly conducted by the Reserve Bank of India (RBI) and the Indian Computer Emergency Response Team (CERT-In), Ministry of Electronics and Information Technology (MeitY), Government of India (GOI) in Mumbai on June 5, 2023. 2. The conference commenced with a Keynote Address by Shri M K Jain, Deputy Governor, RBI followed by a Special Address by Dr. Sanjay Bahl
An International Conference on “Cyber Security Exercise for Banking Sector” under India’s G20 Presidency was jointly conducted by the Reserve Bank of India (RBI) and the Indian Computer Emergency Response Team (CERT-In), Ministry of Electronics and Information Technology (MeitY), Government of India (GOI) in Mumbai on June 5, 2023. 2. The conference commenced with a Keynote Address by Shri M K Jain, Deputy Governor, RBI followed by a Special Address by Dr. Sanjay Bahl
Jun 02, 2023
Scheduled Banks’ Statement of Position in India as on Friday, May 19, 2023
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 20-May-22 05-MAY-2023* 19-MAY-2023* 20-May-22 05-MAY-2023* 19-MAY-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 191537.09 243113.97 243158.33 195065.15 245660.76 245661.38** b) Borrowings from banks 54630.99 37219.66 55336.41 54659.49 37411.08 55465.13 c) Other demand & time liabilities 34952.28 59771.41 59097.53 35406.48 60435.91 597
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 20-May-22 05-MAY-2023* 19-MAY-2023* 20-May-22 05-MAY-2023* 19-MAY-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 191537.09 243113.97 243158.33 195065.15 245660.76 245661.38** b) Borrowings from banks 54630.99 37219.66 55336.41 54659.49 37411.08 55465.13 c) Other demand & time liabilities 34952.28 59771.41 59097.53 35406.48 60435.91 597
May 31, 2023
Lending and Deposit Rates of Scheduled Commercial Banks - May 2023
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of May 2023. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs decreased by 23 basis points (bps) from 9.32 per cent in March 2023 to 9.09 per cent in April 2023. The WALR on outstanding rupee loans of SCBs increased by 4 bps from 9.72 per cent in March 2023 to 9.76 per cent in Apri
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of May 2023. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs decreased by 23 basis points (bps) from 9.32 per cent in March 2023 to 9.09 per cent in April 2023. The WALR on outstanding rupee loans of SCBs increased by 4 bps from 9.72 per cent in March 2023 to 9.76 per cent in Apri
May 29, 2023
Conference for the Directors on the Boards of Private Sector Banks
The Reserve Bank today held a Conference for the Directors on the Boards of Private Sector Banks. The conference was held in Mumbai. The Governor, RBI inaugurated the Conference. ‘Governance in Banks - Driving Sustainable Growth and Stability’ was the theme of the conference. Deputy Governors Shri M. K. Jain and Shri M. Rajeshwar Rao, along with Executive Directors representing the RBI’s Department of Supervision, Department of Regulation and Enforcement Department, a
The Reserve Bank today held a Conference for the Directors on the Boards of Private Sector Banks. The conference was held in Mumbai. The Governor, RBI inaugurated the Conference. ‘Governance in Banks - Driving Sustainable Growth and Stability’ was the theme of the conference. Deputy Governors Shri M. K. Jain and Shri M. Rajeshwar Rao, along with Executive Directors representing the RBI’s Department of Supervision, Department of Regulation and Enforcement Department, a
May 19, 2023
Scheduled Banks’ Statement of Position in India as on Friday, May 05, 2023
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 06-May-22 21-APR-2023* 05-MAY-2023* 06-May-22 21-APR-2023* 05-MAY-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 194014.91 241922.46 243102.14 197590.54 244380.1 245648.93** b) Borrowings from banks 44031.61 37729.23 37510.4 44040.58 38061.25 37701.82 c) Other demand & time liabilities 32932.36 58481.57 59737.29 33379.43 59135.5 60401.
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 06-May-22 21-APR-2023* 05-MAY-2023* 06-May-22 21-APR-2023* 05-MAY-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 194014.91 241922.46 243102.14 197590.54 244380.1 245648.93** b) Borrowings from banks 44031.61 37729.23 37510.4 44040.58 38061.25 37701.82 c) Other demand & time liabilities 32932.36 58481.57 59737.29 33379.43 59135.5 60401.
May 12, 2023
Reserve Bank launches ‘100 Days 100 Pays’ Campaign for Return of Unclaimed Deposits
Balances in savings / current accounts which are not operated for 10 years, or term deposits not claimed within 10 years from date of maturity are classified as “Unclaimed Deposits”. These amounts are transferred by banks to “Depositor Education and Awareness” (DEA) Fund maintained by the Reserve Bank of India. The Reserve Bank, from time to time, through its public awareness initiatives, has been encouraging members of public to identify and approach the bank concern
Balances in savings / current accounts which are not operated for 10 years, or term deposits not claimed within 10 years from date of maturity are classified as “Unclaimed Deposits”. These amounts are transferred by banks to “Depositor Education and Awareness” (DEA) Fund maintained by the Reserve Bank of India. The Reserve Bank, from time to time, through its public awareness initiatives, has been encouraging members of public to identify and approach the bank concern
May 04, 2023
Scheduled Banks’ Statement of Position in India as on Friday, April 21, 2023
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 22-Apr-22 07-APR-2023* 21-APR-2023* 22-Apr-22 07-APR-2023* 21-APR-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 197611.77 249235.57 241687.48 201275.87 251873.01 244145.12** b) Borrowings from banks 37566.84 40326.58 37567.41 37572.84 40578.72 37899.43 c) Other demand & time liabilities 31651.55 58070.76 58451.77 32087.56 58724.09 591
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 22-Apr-22 07-APR-2023* 21-APR-2023* 22-Apr-22 07-APR-2023* 21-APR-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 197611.77 249235.57 241687.48 201275.87 251873.01 244145.12** b) Borrowings from banks 37566.84 40326.58 37567.41 37572.84 40578.72 37899.43 c) Other demand & time liabilities 31651.55 58070.76 58451.77 32087.56 58724.09 591
Apr 20, 2023
Review of Requirement of Counter-Cyclical Capital Buffer
The framework on countercyclical capital buffer (CCyB) was put in place by the Reserve Bank in terms of guidelines issued on February 5, 2015 wherein it was advised that the CCyB would be activated as and when the circumstances warranted, and that the decision would normally be pre-announced. The framework envisages the credit-to-GDP gap as the main indicator, which may be used in conjunction with other supplementary indicators. Based on the review and empirical analy
The framework on countercyclical capital buffer (CCyB) was put in place by the Reserve Bank in terms of guidelines issued on February 5, 2015 wherein it was advised that the CCyB would be activated as and when the circumstances warranted, and that the decision would normally be pre-announced. The framework envisages the credit-to-GDP gap as the main indicator, which may be used in conjunction with other supplementary indicators. Based on the review and empirical analy
Apr 20, 2023
Scheduled Banks’ Statement of Position in India as on Friday, April 7, 2023
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 08-Apr-22 24-MAR-2023* 07-APR-2023* 08-Apr-22 24-MAR-2023* 07-APR-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 199561.71 226119.3 245324.01 203335.24 228516.6 247961.45 ** b) Borrowings from banks 37336.48 67199.18 40226.92 37346.01 67565.81 40479.06 c) Other demand & time liabilities 30102.62 58524.06 58081.76 30533.17 59169.92 5873
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 08-Apr-22 24-MAR-2023* 07-APR-2023* 08-Apr-22 24-MAR-2023* 07-APR-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 199561.71 226119.3 245324.01 203335.24 228516.6 247961.45 ** b) Borrowings from banks 37336.48 67199.18 40226.92 37346.01 67565.81 40479.06 c) Other demand & time liabilities 30102.62 58524.06 58081.76 30533.17 59169.92 5873
Apr 12, 2023
RBI releases Draft Circular on Fair Lending Practice - Penal Charges in Loan Accounts
In pursuance of the announcement made in the Statement on Developmental and Regulatory Policies dated February 08, 2023 regarding the review of extant regulatory guidelines on levy of penal interest, the Reserve Bank of India has released today the Draft Circular on Fair Lending Practice - Penal Charges in Loan Accounts. Comments by the stakeholders on the ‘Draft Circular’ may be submitted by May 15, 2023 to the Chief General Manager, Department of Regulation, Central
In pursuance of the announcement made in the Statement on Developmental and Regulatory Policies dated February 08, 2023 regarding the review of extant regulatory guidelines on levy of penal interest, the Reserve Bank of India has released today the Draft Circular on Fair Lending Practice - Penal Charges in Loan Accounts. Comments by the stakeholders on the ‘Draft Circular’ may be submitted by May 15, 2023 to the Chief General Manager, Department of Regulation, Central
Apr 05, 2023
Scheduled Banks’ Statement of Position in India as on Friday, March 24, 2023
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 25-Mar-22 10-MAR-2023* 24-MAR-2023* 25-Mar-22 10-MAR-2023* 24-MAR-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 190569.68 218699.96 226121.38 194143.46 220990.09 228518.68 ** b) Borrowings from banks 38317.31 81541.3 67199.18 38369.13 81963.31 67565.81 c) Other demand & time liabilities 29761.7 59183.75 58469.59 30161.66 59827.09 5911
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 25-Mar-22 10-MAR-2023* 24-MAR-2023* 25-Mar-22 10-MAR-2023* 24-MAR-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 190569.68 218699.96 226121.38 194143.46 220990.09 228518.68 ** b) Borrowings from banks 38317.31 81541.3 67199.18 38369.13 81963.31 67565.81 c) Other demand & time liabilities 29761.7 59183.75 58469.59 30161.66 59827.09 5911
Mar 31, 2023
Lending and Deposit Rates of Scheduled Commercial Banks - March 2023
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of March 2023. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 24 basis points (bps) from 9.00 per cent in January 2023 to 9.24 per cent in February 2023. The WALR on outstanding rupee loans of SCBs increased by 9 bps from 9.58 per cent in January 2023 to 9.67 per cen
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of March 2023. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 24 basis points (bps) from 9.00 per cent in January 2023 to 9.24 per cent in February 2023. The WALR on outstanding rupee loans of SCBs increased by 9 bps from 9.58 per cent in January 2023 to 9.67 per cen
Mar 24, 2023
Scheduled Banks’ Statement of Position in India as on Friday, March 10, 2023
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 11-Mar-22 24-FEB-2023* 10-MAR-2023* 11-Mar-22 24-FEB-2023* 10-MAR-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 185181.83 217311.03 218697.67 188590 219565.33 220987.80** b) Borrowings from banks 43520.75 68361.21 81539.79 43672.45 68708.79 81961.8 c) Other demand & time liabilities 27993.94 59105.89 59185.32 28380.44 59731.27 59828.6
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 11-Mar-22 24-FEB-2023* 10-MAR-2023* 11-Mar-22 24-FEB-2023* 10-MAR-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 185181.83 217311.03 218697.67 188590 219565.33 220987.80** b) Borrowings from banks 43520.75 68361.21 81539.79 43672.45 68708.79 81961.8 c) Other demand & time liabilities 27993.94 59105.89 59185.32 28380.44 59731.27 59828.6
Mar 22, 2023
Governor, RBI lays the Foundation Stone of a ‘New Greenfield Data Centre’ and ‘Enterprise Computing & Cybersecurity Training Institute’ of RBI
Shri Shaktikanta Das, Governor, Reserve Bank of India (RBI), today laid the foundation stone for establishment of a “Greenfield Data Centre’ and ‘Enterprise Computing & Cybersecurity Training Institute’ in Bhubaneswar, Odisha. The Governor in his remarks acknowledged the critical role played by technology in supporting the activities of the financial sector and the RBI over the years and recently, in facilitating a robust recovery from the pandemic. He highlighted
Shri Shaktikanta Das, Governor, Reserve Bank of India (RBI), today laid the foundation stone for establishment of a “Greenfield Data Centre’ and ‘Enterprise Computing & Cybersecurity Training Institute’ in Bhubaneswar, Odisha. The Governor in his remarks acknowledged the critical role played by technology in supporting the activities of the financial sector and the RBI over the years and recently, in facilitating a robust recovery from the pandemic. He highlighted
Mar 15, 2023
Reserve Bank of India and Central Bank of the UAE sign MoU to promote innovation in financial products and services
The Reserve Bank of India (RBI) and the Central Bank of the United Arab Emirates (CBUAE) signed a Memorandum of Understanding (MoU) today in Abu Dhabi, to enhance cooperation and jointly enable innovation in financial products and services. Under the MoU, the two central banks will collaborate on various emerging areas of FinTech, especially Central Bank Digital Currencies (CBDCs) and explore interoperability between the CBDCs of CBUAE and RBI. CBUAE and RBI will join
The Reserve Bank of India (RBI) and the Central Bank of the United Arab Emirates (CBUAE) signed a Memorandum of Understanding (MoU) today in Abu Dhabi, to enhance cooperation and jointly enable innovation in financial products and services. Under the MoU, the two central banks will collaborate on various emerging areas of FinTech, especially Central Bank Digital Currencies (CBDCs) and explore interoperability between the CBDCs of CBUAE and RBI. CBUAE and RBI will join
Mar 10, 2023
Scheduled Banks’ Statement of Position in India as on Friday, February 24, 2023
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS(Including RRBs and SFBs) ALL SCHEDULED BANKS 25-Feb-22 10-FEB-2023* 24-FEB-2023* 25-Feb-22 10-FEB-2023* 24-FEB-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 182113.97 213720.69 217330.57 185500.02 215983.02 219584.87** b) Borrowings from banks 44343.03 75689.15 68372.02 44491.08 75936.62 68719.6 c) Other demand & time liabilities 25499.34 56555.56 59076.33 25883.31 57203.9 59701.
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS(Including RRBs and SFBs) ALL SCHEDULED BANKS 25-Feb-22 10-FEB-2023* 24-FEB-2023* 25-Feb-22 10-FEB-2023* 24-FEB-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 182113.97 213720.69 217330.57 185500.02 215983.02 219584.87** b) Borrowings from banks 44343.03 75689.15 68372.02 44491.08 75936.62 68719.6 c) Other demand & time liabilities 25499.34 56555.56 59076.33 25883.31 57203.9 59701.
Mar 01, 2023
Financial Action Task Force (FATF) High risk and other monitored jurisdictions - February 24, 2023
The Financial Action Task Force (FATF), vide public document ‘High-Risk Jurisdictions subject to a Call for Action’ – February 24, 2023, has called on its members and other jurisdictions to refer to the statement on Democratic People’s Republic of Korea (DPRK) and Iran adopted in February 2020 which remains in effect. Further, Myanmar was added to the list of High-Risk Jurisdictions subject to a Call for Action in the October 2022 FATF plenary. FATF has called on its
The Financial Action Task Force (FATF), vide public document ‘High-Risk Jurisdictions subject to a Call for Action’ – February 24, 2023, has called on its members and other jurisdictions to refer to the statement on Democratic People’s Republic of Korea (DPRK) and Iran adopted in February 2020 which remains in effect. Further, Myanmar was added to the list of High-Risk Jurisdictions subject to a Call for Action in the October 2022 FATF plenary. FATF has called on its
Feb 28, 2023
Lending and Deposit Rates of Scheduled Commercial Banks - February 2023
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of February 2023. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 12 basis points (bps) from 8.88 per cent in December 2022 to 9.00 per cent in January 2023. The WALR on outstanding rupee loans of SCBs increased by 6 bps from 9.52 per cent in December 2022 to 9.58 per
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of February 2023. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 12 basis points (bps) from 8.88 per cent in December 2022 to 9.00 per cent in January 2023. The WALR on outstanding rupee loans of SCBs increased by 6 bps from 9.52 per cent in December 2022 to 9.58 per
Feb 24, 2023
Scheduled Banks’ Statement of Position in India as on Friday, February 10, 2023
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 11-Feb-22 27-JAN-2023* 10-FEB-2023* 11-Feb-22 27-JAN-2023* 10-FEB-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 182545.29 208480.15 213130.63 185977.18 210725.4 215392.96** b) Borrowings from banks 57008.24 62698.31 75570.75 57060.34 63048.67 75818.22 c) Other demand & time liabilities 24249.82 55012.6 56547.32 24642.41 55634.9 57195.
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 11-Feb-22 27-JAN-2023* 10-FEB-2023* 11-Feb-22 27-JAN-2023* 10-FEB-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 182545.29 208480.15 213130.63 185977.18 210725.4 215392.96** b) Borrowings from banks 57008.24 62698.31 75570.75 57060.34 63048.67 75818.22 c) Other demand & time liabilities 24249.82 55012.6 56547.32 24642.41 55634.9 57195.
Feb 17, 2023
RBI releases ‘Draft Guidelines on Minimum Capital Requirements for Market Risk - under Basel III’
As part of convergence of the Reserve Bank’s regulations for banks with Basel III standards, the Reserve Bank of India has today placed on its website ‘Draft Guidelines for Minimum Capital Requirements for Market Risk’ for comments of stakeholders and members of the public. These guidelines shall be applicable to all Commercial Banks (excluding Local Area Banks, Payments Banks, Regional Rural Banks and Small Finance Banks) and shall come into effect from April 1, 2024
As part of convergence of the Reserve Bank’s regulations for banks with Basel III standards, the Reserve Bank of India has today placed on its website ‘Draft Guidelines for Minimum Capital Requirements for Market Risk’ for comments of stakeholders and members of the public. These guidelines shall be applicable to all Commercial Banks (excluding Local Area Banks, Payments Banks, Regional Rural Banks and Small Finance Banks) and shall come into effect from April 1, 2024
Feb 10, 2023
Scheduled Banks’ Statement of Position in India as on Friday, January 27, 2023
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 28-Jan-22 13-JAN-2023* 27-JAN-2023* 28-Jan-22 13-JAN-2023* 27-JAN-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 186194.23 209292.45 208480.15 189586.24 211585.21 210725.40 ** b) Borrowings from banks 56015.11 46095.14 62698.31 56311.18 46341.58 63048.67 c) Other demand & time liabilities 24374.82 54314.42 55012.6 24738.5 54937.14 5563
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 28-Jan-22 13-JAN-2023* 27-JAN-2023* 28-Jan-22 13-JAN-2023* 27-JAN-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 186194.23 209292.45 208480.15 189586.24 211585.21 210725.40 ** b) Borrowings from banks 56015.11 46095.14 62698.31 56311.18 46341.58 63048.67 c) Other demand & time liabilities 24374.82 54314.42 55012.6 24738.5 54937.14 5563
Feb 03, 2023
RBI statement on the health of Indian Banking sector
There have been media reports expressing concern about the exposures of Indian banks to a business conglomerate. As the regulator and supervisor, the RBI maintains a constant vigil on the banking sector and on individual banks with a view to maintain financial stability. The RBI has a Central Repository of Information on Large Credits (CRILC) database system where the banks report their exposure of ₹5 crore and above which is used for monitoring purposes. As per the R
There have been media reports expressing concern about the exposures of Indian banks to a business conglomerate. As the regulator and supervisor, the RBI maintains a constant vigil on the banking sector and on individual banks with a view to maintain financial stability. The RBI has a Central Repository of Information on Large Credits (CRILC) database system where the banks report their exposure of ₹5 crore and above which is used for monitoring purposes. As per the R
Jan 31, 2023
Action against SBM Bank (India) Ltd., under section 35 A and 36 (1) (a) of the Banking Regulation Act, 1949 - Partial Relaxation
The Reserve Bank of India on January 23, 2023 had directed SBM Bank (India) Ltd to stop, with immediate effect, all transactions under Liberalised Remittance Scheme (LRS) till further orders. The order was based on certain material supervisory concerns observed in the bank. The bank has since initiated corrective actions and made submission for relaxation of the restrictions. Based on the submission and also to provide relief to the affected customers of the bank, it
The Reserve Bank of India on January 23, 2023 had directed SBM Bank (India) Ltd to stop, with immediate effect, all transactions under Liberalised Remittance Scheme (LRS) till further orders. The order was based on certain material supervisory concerns observed in the bank. The bank has since initiated corrective actions and made submission for relaxation of the restrictions. Based on the submission and also to provide relief to the affected customers of the bank, it
Jan 31, 2023
Lending and Deposit Rates of Scheduled Commercial Banks - January 2023
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of January 2023. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 02 basis points (bps) from 8.86 per cent in November 2022 to 8.88 per cent in December 2022. The WALR on outstanding rupee loans of SCBs increased by 10 bps from 9.42 per cent in November 2022 to 9.52 pe
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of January 2023. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 02 basis points (bps) from 8.86 per cent in November 2022 to 8.88 per cent in December 2022. The WALR on outstanding rupee loans of SCBs increased by 10 bps from 9.42 per cent in November 2022 to 9.52 pe
Jan 27, 2023
Scheduled Banks’ Statement of Position in India as on Friday, January 13, 2023
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 14-Jan-22 30-DEC-2022* 13-JAN-2023* 14-Jan-22 30-DEC-2022* 13-JAN-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 183315.65 218462.57 208550.19 187545.62 220831.96 210842.95 ** b) Borrowings from banks 43557.95 51283.99 47417.94 43718.25 51597.5 47664.38 c) Other demand & time liabilities 23751.6 56547.73 54570.37 24117.33 57149.73 5519
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 14-Jan-22 30-DEC-2022* 13-JAN-2023* 14-Jan-22 30-DEC-2022* 13-JAN-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 183315.65 218462.57 208550.19 187545.62 220831.96 210842.95 ** b) Borrowings from banks 43557.95 51283.99 47417.94 43718.25 51597.5 47664.38 c) Other demand & time liabilities 23751.6 56547.73 54570.37 24117.33 57149.73 5519
Jan 25, 2023
RBI releases Discussion Paper on Securitisation of Stressed Assets Framework (SSAF)
As part of the Statement on Developmental and Regulatory Policies released on September 30, 2022, RBI had proposed to introduce a framework for securitisation of stressed assets, in addition to the ARC route. It was announced that a discussion paper detailing relevant contours of the proposed framework would be issued shortly. Accordingly, RBI has today released the Discussion Paper on SSAF inviting comments from stakeholders. The Discussion paper broadly covers nine
As part of the Statement on Developmental and Regulatory Policies released on September 30, 2022, RBI had proposed to introduce a framework for securitisation of stressed assets, in addition to the ARC route. It was announced that a discussion paper detailing relevant contours of the proposed framework would be issued shortly. Accordingly, RBI has today released the Discussion Paper on SSAF inviting comments from stakeholders. The Discussion paper broadly covers nine
Jan 23, 2023
Action against SBM Bank (India) Ltd., under sections 35 A and 36(1)(a) of the Banking Regulation Act, 1949
The Reserve Bank of India has today, in exercise of its powers under sections 35A and 36(1)(a) of the Banking Regulation Act, 1949, directed SBM Bank (India) Ltd to stop, with immediate effect, all transactions under Liberalised Remittance Scheme (LRS) till further orders. This action is based on certain material supervisory concerns observed in the bank. (Yogesh Dayal) Chief General Manager Press Release: 2022-2023/1597
The Reserve Bank of India has today, in exercise of its powers under sections 35A and 36(1)(a) of the Banking Regulation Act, 1949, directed SBM Bank (India) Ltd to stop, with immediate effect, all transactions under Liberalised Remittance Scheme (LRS) till further orders. This action is based on certain material supervisory concerns observed in the bank. (Yogesh Dayal) Chief General Manager Press Release: 2022-2023/1597
Jan 16, 2023
State Finances: A Study of Budgets of 2022-23
Today, the Reserve Bank of India (RBI) released the Report titled “State Finances: A Study of Budgets of 2022-23”, an annual publication that provides information, analysis and an assessment of the finances of State governments for 2022-23 against the backdrop of actual and revised/provisional accounts for 2020-21 and 2021-22, respectively. The theme of this year’s Report is “Capital Formation in India - The Role of States”. Highlights: The fiscal health of the States
Today, the Reserve Bank of India (RBI) released the Report titled “State Finances: A Study of Budgets of 2022-23”, an annual publication that provides information, analysis and an assessment of the finances of State governments for 2022-23 against the backdrop of actual and revised/provisional accounts for 2020-21 and 2021-22, respectively. The theme of this year’s Report is “Capital Formation in India - The Role of States”. Highlights: The fiscal health of the States
Jan 13, 2023
Scheduled Banks’ Statement of Position in India as on Friday, December 30, 2022
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 31-Dec-21 16-DEC-2022* 30-DEC-2022* 31-Dec-21 16-DEC-2022* 30-DEC-2022* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 186315.5 201266.73 218424.57 190557.4 203686.14 220793.96 ** b) Borrowings from banks 37883.09 59956.94 50983.99 37900.09 60125.94 51297.5 c) Other demand & time liabilities 25872.87 54667.27 56547.73 26204.21 55264.52 57149
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 31-Dec-21 16-DEC-2022* 30-DEC-2022* 31-Dec-21 16-DEC-2022* 30-DEC-2022* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 186315.5 201266.73 218424.57 190557.4 203686.14 220793.96 ** b) Borrowings from banks 37883.09 59956.94 50983.99 37900.09 60125.94 51297.5 c) Other demand & time liabilities 25872.87 54667.27 56547.73 26204.21 55264.52 57149
Jan 05, 2023
Periodic Updation of KYC details of Customers
The Reserve Bank has, from time to time, taken measures to rationalise the KYC related instructions taking into account the available technological options for enhancing customers’ convenience within the framework prescribed under the Prevention of Money Laundering Act, 2002 (PMLA) and rules framed thereunder. The process for the periodic updation of KYC (re-KYC) was simplified in May 2021 (Section 38 of RBI Master Direction on KYC). 2. As per the present guidelines,
The Reserve Bank has, from time to time, taken measures to rationalise the KYC related instructions taking into account the available technological options for enhancing customers’ convenience within the framework prescribed under the Prevention of Money Laundering Act, 2002 (PMLA) and rules framed thereunder. The process for the periodic updation of KYC (re-KYC) was simplified in May 2021 (Section 38 of RBI Master Direction on KYC). 2. As per the present guidelines,
Jan 04, 2023
RBI releases Annual Report of Ombudsman Schemes, 2021-22
The Reserve Bank of India (RBI) released the Annual Report of the Ombudsman Schemes for the period April 01, 2021 – March 31, 2022 today. With the year also marking the launch of Reserve Bank – Integrated Ombudsman Scheme (RB-IOS) on November 12, 2021, the Annual Report covers the activities under the erstwhile Ombudsman Schemes i.e., Banking Ombudsman Scheme, 2006 (BOS), the Ombudsman Scheme for Non-Banking Financial Companies, 2018 (OSNBFC), and the Ombudsman Scheme
The Reserve Bank of India (RBI) released the Annual Report of the Ombudsman Schemes for the period April 01, 2021 – March 31, 2022 today. With the year also marking the launch of Reserve Bank – Integrated Ombudsman Scheme (RB-IOS) on November 12, 2021, the Annual Report covers the activities under the erstwhile Ombudsman Schemes i.e., Banking Ombudsman Scheme, 2006 (BOS), the Ombudsman Scheme for Non-Banking Financial Companies, 2018 (OSNBFC), and the Ombudsman Scheme
Jan 04, 2023
RBI releases Name of Applicant under the Guidelines for ‘on tap’ Licensing of Universal Banks in the Private Sector
During the quarter ended December 31, 2022, the Reserve Bank of India has received one application under the Guidelines for ‘on tap’ Licensing of Universal Banks in the Private Sector dated August 1, 2016 from Annapurna Finance Private Limited, Bhubaneswar. (Yogesh Dayal) Chief General Manager Press Release: 2022-2023/1495
During the quarter ended December 31, 2022, the Reserve Bank of India has received one application under the Guidelines for ‘on tap’ Licensing of Universal Banks in the Private Sector dated August 1, 2016 from Annapurna Finance Private Limited, Bhubaneswar. (Yogesh Dayal) Chief General Manager Press Release: 2022-2023/1495
Jan 02, 2023
RBI releases 2022 list of Domestic Systemically Important Banks (D-SIBs)
State Bank of India, ICICI Bank, and HDFC Bank continue to be identified as Domestic Systemically Important Banks (D-SIBs), under the same bucketing structure as in the 2021 list of D-SIBs. The additional Common Equity Tier 1 (CET1) requirement for D-SIBs was phased-in from April 1, 2016 and became fully effective from April 1, 2019. The additional CET1 requirement will be in addition to the capital conservation buffer. The list of D-SIBs is as follows: Bucket Banks A
State Bank of India, ICICI Bank, and HDFC Bank continue to be identified as Domestic Systemically Important Banks (D-SIBs), under the same bucketing structure as in the 2021 list of D-SIBs. The additional Common Equity Tier 1 (CET1) requirement for D-SIBs was phased-in from April 1, 2016 and became fully effective from April 1, 2019. The additional CET1 requirement will be in addition to the capital conservation buffer. The list of D-SIBs is as follows: Bucket Banks A
Dec 30, 2022
Lending and Deposit Rates of Scheduled Commercial Banks - December 2022
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of December 2022. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 17 basis points (bps) from 8.69 per cent in October 2022 to 8.86 per cent in November 2022. The WALR on outstanding rupee loans of SCBs increased by 8 bps from 9.35 per cent in October 2022 to 9.43 per
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of December 2022. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 17 basis points (bps) from 8.69 per cent in October 2022 to 8.86 per cent in November 2022. The WALR on outstanding rupee loans of SCBs increased by 8 bps from 9.35 per cent in October 2022 to 9.43 per
Dec 29, 2022
Scheduled Banks’ Statement of Position in India as on Friday, December 16, 2022
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 17-Dec-21 02-DEC-2022 * 16-DEC-2022 * 17-Dec-21 02-DEC-2022 * 16-DEC-2022 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 197035.29 204511.44 202883.9 201237.38 206990.5 205303.31 ** b) Borrowings from banks 35175.5 67225.52 59956.94 35181.5 67225.52 60125.94 c) Other demand & time liabilities 23654.42 52279.56 54660.41 23991.85 52858.59 55
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 17-Dec-21 02-DEC-2022 * 16-DEC-2022 * 17-Dec-21 02-DEC-2022 * 16-DEC-2022 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 197035.29 204511.44 202883.9 201237.38 206990.5 205303.31 ** b) Borrowings from banks 35175.5 67225.52 59956.94 35181.5 67225.52 60125.94 c) Other demand & time liabilities 23654.42 52279.56 54660.41 23991.85 52858.59 55
Dec 16, 2022
Scheduled Banks’ Statement of Position in India as on Friday, December 02, 2022
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 03-Dec-21 18-NOV-2022 * 02-DEC-2022 * 03-Dec-21 18-NOV-2022 * 02-DEC-2022 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 179654.52 197683.51 204511.44 183877.65 200234.72 206990.50 ** b) Borrowings from banks 47091.04 59717.53 67360.52 47098.04 59825.52 67360.52 c) Other demand & time liabilities 22146.32 52717.04 52279.64 22481.81 53280.7
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 03-Dec-21 18-NOV-2022 * 02-DEC-2022 * 03-Dec-21 18-NOV-2022 * 02-DEC-2022 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 179654.52 197683.51 204511.44 183877.65 200234.72 206990.50 ** b) Borrowings from banks 47091.04 59717.53 67360.52 47098.04 59825.52 67360.52 c) Other demand & time liabilities 22146.32 52717.04 52279.64 22481.81 53280.7
Dec 02, 2022
Scheduled Banks’ Statement of Position in India as on Friday, November 18, 2022
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 19-Nov-21 04-NOV-2022* 18-NOV-2022* 19-Nov-21 04-NOV-2022* 18-NOV-2022* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 183142.17 197284.22 197655.07 187335.22 200069.43 200206.28 ** b) Borrowings from banks 38225.3 51330.46 59717.53 38228.62 51379.23 59825.52 c) Other demand & time liabilities 21222.32 52996.01 52711.12 21567.43 53557.13 532
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 19-Nov-21 04-NOV-2022* 18-NOV-2022* 19-Nov-21 04-NOV-2022* 18-NOV-2022* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 183142.17 197284.22 197655.07 187335.22 200069.43 200206.28 ** b) Borrowings from banks 38225.3 51330.46 59717.53 38228.62 51379.23 59825.52 c) Other demand & time liabilities 21222.32 52996.01 52711.12 21567.43 53557.13 532
Nov 30, 2022
Lending and Deposit Rates of Scheduled Commercial Banks - November 2022
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of November 2022. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 09 basis points (bps) from 8.59 per cent in September 2022 to 8.68 per cent in October 2022. The WALR on outstanding rupee loans of SCBs increased by 13 bps from 9.22 per cent in September 2022 to 9.35
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of November 2022. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 09 basis points (bps) from 8.59 per cent in September 2022 to 8.68 per cent in October 2022. The WALR on outstanding rupee loans of SCBs increased by 13 bps from 9.22 per cent in September 2022 to 9.35
Nov 17, 2022
Scheduled Banks’ Statement of Position in India as on Friday, November 04, 2022
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 05-Nov-21 21-Oct-2022* 04-Nov-2022* 05-Nov-21 21-Oct-2022* 04-Nov-2022* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 205959.1 186189.6 197352.62 210181.04 189070.42 200137.83 ** b) Borrowings from banks 53796.56 55956.51 51330.13 53801.56 56084.08 51378.9 c) Other demand & time liabilities 20995.74 53457.98 52992.05 21317.47 53991.26 53553
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 05-Nov-21 21-Oct-2022* 04-Nov-2022* 05-Nov-21 21-Oct-2022* 04-Nov-2022* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 205959.1 186189.6 197352.62 210181.04 189070.42 200137.83 ** b) Borrowings from banks 53796.56 55956.51 51330.13 53801.56 56084.08 51378.9 c) Other demand & time liabilities 20995.74 53457.98 52992.05 21317.47 53991.26 53553
Nov 16, 2022
Governor, Reserve Bank of India meets MD & CEOs of Public and Private Sector Banks
The Governor, Reserve Bank of India held meetings with the MD & CEOs of Public Sector Banks and certain Private Sector Banks on November 16, 2022. The meetings were also attended by Deputy Governor Shri M. K. Jain along with a few senior officials of the RBI. The Governor in his introductory remarks acknowledged the crucial role played by the commercial banks in supporting the economic growth throughout the turbulent times since the outbreak of pandemic and the on
The Governor, Reserve Bank of India held meetings with the MD & CEOs of Public Sector Banks and certain Private Sector Banks on November 16, 2022. The meetings were also attended by Deputy Governor Shri M. K. Jain along with a few senior officials of the RBI. The Governor in his introductory remarks acknowledged the crucial role played by the commercial banks in supporting the economic growth throughout the turbulent times since the outbreak of pandemic and the on
Nov 04, 2022
Scheduled Banks’ Statement of Position in India as on Friday, October 21, 2022
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 22-Oct-21 07-OCT-2022 * 21-OCT-2022 * 22-Oct-21 07-OCT-2022 * 21-OCT-2022 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 169593.05 191780.9 186205.94 173775.69 194707.11 189086.76 ** b) Borrowings from banks 60659.54 61002.28 55956.52 60659.69 61308.28 56084.09 c) Other demand & time liabilities 19964.35 50315.1 53473.12 20286.84 50858.95
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 22-Oct-21 07-OCT-2022 * 21-OCT-2022 * 22-Oct-21 07-OCT-2022 * 21-OCT-2022 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 169593.05 191780.9 186205.94 173775.69 194707.11 189086.76 ** b) Borrowings from banks 60659.54 61002.28 55956.52 60659.69 61308.28 56084.09 c) Other demand & time liabilities 19964.35 50315.1 53473.12 20286.84 50858.95
Oct 31, 2022
Lending and Deposit Rates of Scheduled Commercial Banks - October 2022
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of October 2022. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 26 basis points (bps) from 8.33 per cent in August 2022 to 8.59 per cent in September 2022. The WALR on outstanding rupee loans of SCBs increased by 10 bps from 9.13 per cent in August 2022 to 9.23 per c
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of October 2022. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 26 basis points (bps) from 8.33 per cent in August 2022 to 8.59 per cent in September 2022. The WALR on outstanding rupee loans of SCBs increased by 10 bps from 9.13 per cent in August 2022 to 9.23 per c
Oct 27, 2022
Financial Action Task Force (FATF) High risk and other monitored jurisdictions - October 21, 2022
The Financial Action Task Force (FATF), vide public document ‘High-Risk Jurisdictions subject to a Call for Action’ - October 21, 2022, has called on its members and other jurisdictions to refer to the statement on Democratic People’s Republic of Korea (DPRK) and Iran adopted in February 2020 which remains in effect. Further, Myanmar has been added to the list of High-Risk Jurisdictions subject to a Call for Action in the October 2022 FATF plenary. In this regard, FAT
The Financial Action Task Force (FATF), vide public document ‘High-Risk Jurisdictions subject to a Call for Action’ - October 21, 2022, has called on its members and other jurisdictions to refer to the statement on Democratic People’s Republic of Korea (DPRK) and Iran adopted in February 2020 which remains in effect. Further, Myanmar has been added to the list of High-Risk Jurisdictions subject to a Call for Action in the October 2022 FATF plenary. In this regard, FAT
Oct 20, 2022
Scheduled Banks’ Statement of Position in India as on Friday, October 7, 2022
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 08-Oct-21 23-SEP-2022 * 07-OCT-2022 * 08-Oct-21 23-SEP-2022 * 07-OCT-2022 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 166216.23 185703.87 191697.5 170515.68 188640.85 194623.71 ** b) Borrowings from banks 46837.53 57304.06 60997.57 46837.53 57338.06 61303.57 c) Other demand & time liabilities 23591.55 46955.92 50365.03 23893.56 47474.36
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 08-Oct-21 23-SEP-2022 * 07-OCT-2022 * 08-Oct-21 23-SEP-2022 * 07-OCT-2022 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 166216.23 185703.87 191697.5 170515.68 188640.85 194623.71 ** b) Borrowings from banks 46837.53 57304.06 60997.57 46837.53 57338.06 61303.57 c) Other demand & time liabilities 23591.55 46955.92 50365.03 23893.56 47474.36
Oct 20, 2022
Draft Master Direction - Information Technology Governance, Risk, Controls and Assurance Practices
It was announced in the Statement on Developmental and Regulatory Policies, released with the bi-monthly Monetary Policy Statement dated February 10, 2022, that guidelines relating to Information Technology Governance and Controls, Business Continuity Management and Information Systems Audit require to be updated and consolidated. 2. Accordingly, as part of consolidation and updation of extant instructions, the Reserve Bank of India has today placed on its website ‘Dr
It was announced in the Statement on Developmental and Regulatory Policies, released with the bi-monthly Monetary Policy Statement dated February 10, 2022, that guidelines relating to Information Technology Governance and Controls, Business Continuity Management and Information Systems Audit require to be updated and consolidated. 2. Accordingly, as part of consolidation and updation of extant instructions, the Reserve Bank of India has today placed on its website ‘Dr
Oct 07, 2022
Scheduled Banks’ Statement of Position in India as on Friday, September 23, 2022
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 24-Sep-21 09-SEP-2022* 23-SEP-2022* 24-Sep-21 09-SEP-2022* 23-SEP-2022* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 166914.23 179877.77 185703.87 171131.39 182906.36 188640.85** b) Borrowings from banks 42383.41 45121.61 57304.04 42446.78 45193.61 57338.04 c) Other demand & time liabilities 18644.92 44767.37 46955.92 18934.43 45273.78 474
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 24-Sep-21 09-SEP-2022* 23-SEP-2022* 24-Sep-21 09-SEP-2022* 23-SEP-2022* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 166914.23 179877.77 185703.87 171131.39 182906.36 188640.85** b) Borrowings from banks 42383.41 45121.61 57304.04 42446.78 45193.61 57338.04 c) Other demand & time liabilities 18644.92 44767.37 46955.92 18934.43 45273.78 474
Oct 06, 2022
RBI launches दक्ष (DAKSH) - Reserve Bank’s Advanced Supervisory Monitoring System
The Reserve Bank of India has been taking various initiatives in strengthening supervision, which among other initiatives include adoption of latest data and analytical tools as well as leveraging technology for implementing more efficient and automated work processes. In continuation of this effort, Shri Shaktikanta Das, Governor, today launched a new SupTech initiative named “दक्ष (DAKSH) - Reserve Bank’s Advanced Supervisory Monitoring System”, which is expected to
The Reserve Bank of India has been taking various initiatives in strengthening supervision, which among other initiatives include adoption of latest data and analytical tools as well as leveraging technology for implementing more efficient and automated work processes. In continuation of this effort, Shri Shaktikanta Das, Governor, today launched a new SupTech initiative named “दक्ष (DAKSH) - Reserve Bank’s Advanced Supervisory Monitoring System”, which is expected to
Sep 30, 2022
Lending and Deposit Rates of Scheduled Commercial Banks - September 2022
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of September 2022. Highlights Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 15 basis points (bps) from 8.18 per cent in July 2022 to 8.33 per cent in August 2022. The WALR on outstanding rupee loans of SCBs increased by 14 bps from 8.99 per cent to 9.13 per cent in August 2022.
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of September 2022. Highlights Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 15 basis points (bps) from 8.18 per cent in July 2022 to 8.33 per cent in August 2022. The WALR on outstanding rupee loans of SCBs increased by 14 bps from 8.99 per cent to 9.13 per cent in August 2022.
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