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ಆಗ 12, 2011

Discretion to customers for selection between RTGS and NEFT

RBI/2011-12/152 DPSS (CO) EPPD No./274/04.03.01/2011-12 August 12, 2011 The Chairman and Managing Director / Chief Executive Officer of member banks participating in RTGS / NEFT Madam / Dear Sir, Discretion to customers for selection between RTGS and NEFT As you are aware, RTGS and NEFT are two important pan-India payment systems introduced by Reserve Bank of India keeping in mind the requirements of various customers in the wholesale and retail payment systems segmen

ಆಗ 08, 2011

Opening of 'Small Account'

RBI/2011-12/147 RPCD.CO RRB.AML.BC.No.15 /03.05.33(E)/2011-12 August 8, 2011 The Chairmen All Regional Rural Banks (RRBs) Dear Sir, Opening of 'Small Account' Please find enclosed a copy of the Government of India, Notification No.14/2010/F.No.6/2/2007-E.S. dated December 16, 2010, amending the Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing Information and

ಆಗ 04, 2011

Security Issues and Risk mitigation measures related to Card Not Present (CNP) transactions

RBI/2011-12/145 DPSS.PD.CO. No.223/02.14.003/2011-2012 August 04, 2011 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks/Authorised Card Payment Networks Madam / Dear Sir Security Issues and Risk mitigation measures related to Card Not Present (CNP) transactions. Please refer to our circular RBI/DPSS No. 1501 / 02.14.003

ಆಗ 01, 2011

Misuse of Banking Channels - Issue and Payment of Demand Drafts for Rs. 50,000/- and above

RBI/2011-12/135 DBOD.BP.BC. No. 26 / 21.01.001/2011-12 August 1, 2011 To, The Chairmen / Chief Executives of All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Misuse of Banking Channels - Issue and Payment of Demand Drafts for Rs. 50,000/- and above Please refer to our circular DBOD.BP.BC.No.114/C.469(81) - 91 dated April 19, 1991 in terms of which demand drafts, mail transfers, telegraphic transfers and travellers cheques for Rs.50,000 and above should be iss

ಜುಲೈ 25, 2011

Dishonour / Return of Cheques - Need to Sign / Initial the Cheque Return Memo

RBI/2011-12/121 DPSS.CO.CHD.No. 120 / 03.06.01 / 2011-12 July 25, 2011 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Dishonour / Return of Cheques - Need to Sign / Initial the Cheque Return Memo Please refer to our circular DPSS. CO. CHD. No. 485 / 03.06.01 / 2010-11 dated September 1, 2010 on Dishon

ಜೂನ್ 22, 2011

Public Provident Fund (PPF) Scheme -1968 - Clarification Payment of interest in respect of PPF HUF accounts

RBI/2010-11/578 DGBA. CDD. No. H- 8842/15.02.001/2010-11 June 17, 2011 The Managing Director/ Chief General Manager Government Accounts Department Government Business Department/Head Office State Bank of India/State Bank of Patiala/ State Bank of Bikaner & Jaipur/State Bank of Travancore/ State Bank of Hyderabad/State Bank of Mysore/ Allahabad Bank/Bank of Baroda/Bank of India/ Bank of Maharashtra/Canara Bank/Central Bank of India/ Corporation Bank/Dena Bank/India

ಜೂನ್ 10, 2011

Non-implementation of Senior Citizens Savings Scheme- 2004(SCSS) by certain banks on deposit by Army Personnel

RBI/2010-11/562 DGBA. CDD. No. H-8545/15.15.001/2010-11 June 09, 2011 The Managing Director/ Chief General Manager Government Accounts Department Government Business Department/Head Office State Bank of India//State Bank of Patiala/ State Bank of Bikaner & Jaipur/State Bank of Travancore/ State Bank of Hyderabad/State Bank of Mysore/ Allahabad Bank/Bank of Baroda/Bank of India/ Bank of Maharashtra/Canara Bank/Central Bank of India/ Corporation Bank/Dena Bank/India

ಜೂನ್ 09, 2011

Retail Electronic Payment Systems – NEFT / NECS / RECS / ECS – Levy of Processing Charges

RBI/2010-11/559 DPSS (CO) EPPD No. /2649/ 04.03.01/2010-11 June 02, 2011 The Chairman and Managing Director / Chief Executive Officer of member banks participating in NEFT / NECS / RECS / ECS Madam / Dear Sir, Retail Electronic Payment Systems – NEFT / NECS / RECS / ECS – Levy of Processing Charges As you are aware, the Reserve Bank of India has been waiving processing charges for retail electronic payment products (NEFT, NECS, RECS and ECS) since the year 2006 in ord

ಮೇ 27, 2011

Reconciliation of failed transactions at ATMs

RBI/2010/11/547 DPSS.PD.No.2632 / 02.10.002 / 2010-2011 May 27, 2011 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir Reconciliation of failed transactions at ATMs Please refer to our letter DPSS No. 711 / 02.10.02 / 2008-2009, 1424 / 02.10.02 / 2008-2009 and 101 / 02.10.02 / 2009-2010 dated October 23,

ಏಪ್ರಿ 26, 2011

Opening of "Small Account"

RBI/2010-11/487 RPCD.CO.RCB.AML.BC. No.63/07.40.00/2010-11 April 26, 2011 The Chairmen / CEOs of All State and Central Co-operative Banks Dear Sir, Opening of "Small Account" Please find enclosed a copy of the Government of India, Notification No. 14/2010/F.No.6/2/2007-E.S. dated December 16, 2010, amending the Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing

ಏಪ್ರಿ 21, 2011

Coins of 25 Paise and below – Withdrawal from Circulation

RBI/2010-11/482 RPCD.CO.No RCB. 61/07.38.03/2010-11 April 21, 2011 The Chairmen/CEOs of all State and Central Co-operative Banks Dear Sir, Coins of 25 Paise and below – Withdrawal from Circulation Please refer to the Govt. of India Gazette Notification S.O 2978(E) dated December 20, 2010 and the Reserve Bank Press Release dated February 1, 2011 on the above subject (copies enclosed). 2. The Government of India has decided to withdraw coins of denomination of 25 paise

ಏಪ್ರಿ 20, 2011

Coins of 25 Paise and below – Withdrawal from Circulation

RBI/2010-11/479 RPCD.CO.No RRB. 60 /03.05.33 /2010-11 April 20, 2011 The Chairmen Regional Rural Banks Dear Sir, Coins of 25 Paise and below – Withdrawal from Circulation Please refer to the Govt. of India Gazette Notification S.O 2978(E) dated December 20, 2010 and the Reserve Bank Press Release dated February 1, 2011 on the above subject (copies enclosed). 2. The Government of India has decided to withdraw coins of denomination of 25 paise and below from circulation

ಡಿಸೆಂ 29, 2010

Public Provident Fund Scheme, 1968 Amendment to Section 9(3) of the Scheme

RBI/2010-11/344 DGBA. CDD. No. H-4311/15.02.001/2010-11 December 27, 2010 The Chairman and Managing Director/Managing Director Government Accounts Department/Head Office State Bank of India/State Bank of Patiala/ State Bank of Bikaner & Jaipur/State Bank of Travancore/ State Bank of Hyderabad/State Bank of Mysore/ Allahabad Bank/Bank of Baroda/Bank of India/ Bank of Maharashtra/Canara Bank/Central Bank of India/ Corporation Bank/Dena Bank/Indian Bank/ Indian Overs

ಡಿಸೆಂ 10, 2010

StCBs/DCCBs - Know Your Customer Guidelines - Salaried Employees

RBI/2010 -11/307 RPCD.CO.RCB.AML.BC. No.37/07.40.00/2010-11 December 10, 2010 The Chief Executives of all State and Central Co-operative Banks Dear Sir, Know Your Customer (KYC) guidelines - Salaried Employees Please refer to Annex-II to the Guidelines on 'Know Your Customer' Norms and Anti-Money Laundering Measures' enclosed to our circular RPCD.AML.BC.No.80/07.40.00/2004-05 dated February 18, 2005 wherein an indicative list of the nature and type of documents/ infor

ನವೆಂ 12, 2010

Guidelines on Fair Practices Code for Lenders – Disclosing all information relating to processing fees/charges

RBI/2010 -11/272 DBOD. Leg. BC. 61/09.07.005/2010 -11 November 12, 2010 All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs) Dear Sir, Guidelines on Fair Practices Code for Lenders – Disclosing all information relating to processing fees/charges Please refer to our Circular DBOD. No. Leg. BC. 86/09.07.005/2008-09 dated November 25, 2008 containing guidelines on the captioned subject wherein banks were advised to ensure that all informatio

ನವೆಂ 01, 2010

Opening and operating the accounts of the beneficiaries of Indira Gandhi National old Age Pension Scheme (IGNOAPS)

RBI/2010-11/253 RPCD.CO.FID. BC.No. /12.01.012/2010-11 November 1, 2010 The Chaiman & Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Including Regional Rural Banks) Dear Sir, Opening and operating the accounts of the beneficiaries of Indira Gandhi National old Age Pension Scheme (IGNOAPS). Government of India has advised that the Committee on National Policy on Older Persons in their 4th review meeting stressed on the need for an

ಸೆಪ್ಟೆಂ 01, 2010

Uniformity in penal interest payable by banks for delays in credit / return of NEFT / NECS / ECS transactions

RBI/2010-11/188 DPSS (CO) EPPD No. 477/ 04.03.01 / 2010-11 September 1, 2010 The Chairman and Managing Director / Chief Executive Officer of member banks participating in / NEFT / NECS / ECS Madam / Dear Sir, Uniformity in penal interest payable by banks for delays in credit / return of NEFT / NECS / ECS transactions As you are aware, the recent past has been witness to significant growth in retail electronic payment products - both in terms of reach and volume. NEFT

ಆಗ 26, 2010

Opening of No-Frills accounts by students for availing various Government Scholarships.

RBI/2010-11/182 RPCD.CO.FID. BC.No. 2433 /12.01.012/2010-11 August 26, 2010 The Chaiman & Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Opening of No-Frills accounts by students for availing various Government Scholarships. It has been brought to our notice by the Secretary, Government of India, Ministry of Minority Affairs that banks are not opening ‘no-frills’ accounts in favour of students from minority communities wh

ಜೂನ್ 22, 2010

Standardisation and Enhancement of Security Features in Cheque Forms

RBI/2009-10/503 DPSS. CO. CHD. No. 2806/04.07.05/2009-10 June 22, 2010 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Standardisation and Enhancement of Security Features in Cheque Forms We invite your attention to our circular DPSS.CO.CHD.No. 1832/04.07.05/2009-10 dated February 22, 2010 on the subje

ಮೇ 26, 2010

Remittance towards participation in lottery, money circulation schemes, other fictitious offers of cheap funds, etc.

RBI/2009-10/474 A.P. (DIR Series) Circular No.54 May 26, 2010 To All Authorised Dealer Category – I Banks Madam / Sir, Remittance towards participation in lottery, money circulation schemes, other fictitious offers of cheap funds, etc. Attention of Authorized Dealer Category - I (AD Category - I) banks is invited to the A.P. (DIR Series) Circular No. 22 dated December 7, 2000, A.P. (DIR Series) Circular No. 02 dated July 27, 2001 and A.P. (DIR Series) Circular No. 49

ಮೇ 12, 2010

Know Your Customer (KYC) guidelines - accounts of proprietary concerns

RBI/2009-10/461 RPCD.CO.RF.AML.BC. No. 83/07.40.00/ 2009-10 May 12, 2010 The Chief Executives of all State and District Central Co-operative Banks Dear Sir, Know Your Customer (KYC) guidelines - accounts of proprietary concerns A reference is invited to paragraph 3 of Guidelines on 'Know Your Customer' Norms and Anti Money Laundering Measures enclosed to our circular RPCD.AML.BC.No.80/07.40.00/ 2004-05 dated February 18, 2005. It has been advised to banks that interna

ಏಪ್ರಿ 08, 2010

Cheque Collection Policy (CCP) - Immediate credit of Local / Outstation Cheques

RBI/2009-10/387 RPCD.CO.RRB.BC.No.65/03.05.33/2009-10 April 8, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Cheque Collection Policy (CCP) - Immediate credit of Local / Outstation Cheques Please refer to our circular RPCD.CO.RRB.BC.No. 87/03.05.33/2008-09 dated February 5, 2009 advising RRBs to frame their Cheque Collection Policies covering local and outstation cheque collection as per the time frame prescribed by the National Consumer Disputes Redress

ಮಾರ್ಚ್ 29, 2010

Public Provident Fund Scheme, 1968

RBI/2009-10/365 DGBA.CDD. H- 7530/15.02.001/2009-10 March 29, 2010 The Chairman and Managing Director / Managing Director Government Accounts Department, Head Office State Bank of India / State Bank of Indore / State Bank of Patiala / State Bank of Bikaner & Jaipur / State Bank of Travancore / State Bank of Hyderabad / State Bank of Mysore / Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra / Canara Bank / Central Bank of India / Corporation Ba

ನವೆಂ 23, 2009

Installation of Note Sorting Machines

RBI/2009-10/228 DCM. No. Cir. NPD.3161/09.39.00 (Policy)/2009-2010 November 19, 2009 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks(Including RRBs)/ Scheduled State Co-operative Banks/ Scheduled (Primary) Urban Co-operative Banks Dear Sir, Sorting / Processing of Notes – Installation of Note Sorting Machines Please refer to paragraph 176 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on Octobe

ನವೆಂ 13, 2009

StCBs/DCCBs – Safe Deposit Lockers

RBI/2009-10/218 RPCD.CO.RF. BC. No.42/07.38.01/ 2009-10 November 13, 2009 All State and Central Co-operative Banks Dear Sir, Safe Deposit Lockers Please refer to Paragraph 5 of our circular RPCD.CO.RF.BC.No.95/ 07.38.01/2006-07 dated May 18, 2007, wherein banks were advised to ensure that the identification code of the bank / branch is embossed on all the locker keys with a view to facilitate Authorities in identifying the ownership of the locker keys. 2. In view of p

ನವೆಂ 09, 2009

Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs

RBI/2009-10/211 UBD.BPD (PCB) Cir No19 /13.01.000/2009-10 November 9, 2009 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs Please refer to our circular UBD.No.DS.PCB.Cir.9/13.01.00/2008-2009 dated September 01, 2008 on captioned subject. In terms of para 2 (vi) of the circular, for the purpose of classifying an account as 'inoperative', debit as well as credit transactions induced

ನವೆಂ 09, 2009

Dishonour of Cheques – Dealing with incidents of frequent dishonour

RBI/2009-10/213 DBOD.No.Leg.BC.59 /09.07.005/2009-10 November 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Dishonour of Cheques – Dealing with incidents of frequent dishonour Please refer to paragraph 15.4 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/2009-10 dated July 1, 2009 on Customer Service wherein banks have been advised to take certain steps for dealing with incidents of frequent dishonour of cheques of Rs. 1 crore and above. 2. In t

ಅಕ್ಟೋ 30, 2009

Inoperative Accounts

RBI/2009-10/202 DBOD.Leg. No.BC. 55 /09.07.005 /2009-10 October 30, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Inoperative Accounts Please refer to Paragraph 24.2 (iv) of our Master circular DBOD. No.Leg. BC. 9 / 09.07.006 / 2009-10 dated July 1, 2009 on 'Customer Service' in terms of which a savings as well as current account should be treated as inoperative / dormant if there are no transactions in the account for a period over two years. Further

ಅಕ್ಟೋ 30, 2009

Appointment of a Nodal Officer by banks in respect of their Currency Management Operations

RBI/2009-10/205 DCM (Plg) No. 2701/10.01.03/2009-10 October 30, 2009 The Chairman / Managing Director All Public / Private Sector Banks Dear Sir Appointment of a Nodal Officer by banks in respect of their Currency Management Operations The High Level Group on Currency Management chaired by Smt. Usha Thorat, Deputy Governor, Reserve Bank of India submitted its Report in August 2009. The Group, inter alia, emphasized the importance of using modern technology and securit

ಸೆಪ್ಟೆಂ 02, 2009

Display of information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999

RBI /2009-10/142 DBOD.No.Leg.BC. 37 /09.07.005/2009-10 September 2, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Display of information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999 Please refer to paragraph 11 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein banks

ಆಗ 12, 2009

Payment of interest on accounts frozen by banks

RBI/2009-10/119 DBOD.No.Leg.BC.30 /09.07.005/2009-10 August 12, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Payment of interest on accounts frozen by banks Please refer to paragraph 5.8.9 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein banks have been advised to follow the procedure laid down thereunder in respect of Term Deposit Accounts frozen by the enforcement authorities. 2. In terms o

ಜುಲೈ 22, 2009

Cash Withdrawal at Point-of-Sale

RBI/2009-10/105 DPSS.CO.PD.No. 147/02.14.003/ 2009-10 22nd July 2009 To All System Providers (VISA / MasterCard / American Express), All Scheduled Commercial banks Dear Sir, Cash Withdrawal at Point-of-Sale (POS) Presently cash withdrawal facility using plastic cards is available only at Automatic Teller Machines (ATMs). As on May 31, 2009, number of ATMs and POS terminals in the country stood at 44,857 and 4,70,237 respectively. The use of debit cards at Point-of-Sal

ಜುಲೈ 21, 2009

Grievance Redressal Mechanism - Display of Contact Details of Officials

RBI /2009-10 / 103 DBOD.No.Leg.BC.24 /09.07.005/2009-10 July 21, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Grievance Redressal Mechanism in banks - Display of names of Nodal Officers appointed under the Banking Ombudsman Scheme, 2006 Please refer to paragraph 16.5 (v) of our Master Circular on Customer Service DBOD. No. Leg.BC.9/09.07.006/2009-10 dated July 1, 2009, wherein banks have been advised to prominently display at the branches, the names

ಜುಲೈ 17, 2009

Reconciliation of transactions at ATMs failure – Time limit

RBI/2009-2010/100 DPSS No.101/02.10.02/2009-2010 July 17, 2009 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co –operative Banks / State Co-operative Banks / District Central Co-operative Banks ATM network providers Madam / Dear Sir Reconciliation of transactions at ATMs failure – Time limit Please refer to our letter DPSS No.1424 and 711/02.10.02/2008-2009 dated February 11,2009 and October 23, 200

ಜೂನ್ 24, 2009

Access to own credit report

RBI/2008-09/507 DBOD.No.DL.BC. 138/20.16.042/2008-09 June 24, 2009 i) All Scheduled Commercial Banks (excluding RRBs and LABs) and ii) Notified All-India Financial Institutions Dear Sir Access to own credit report Please refer to our circular DBOD No.DL.11590/20.16.034/2007-08 dated February 27, 2008 advising banks/FIs in the context of Credit Information Companies (Regulation) Act, 2005 to urgently initiate steps to build up database and be in readiness for effective

ಏಪ್ರಿ 24, 2009

Payment of Interest on Savings Bank Account on a Daily Product Basis

RBI/2008-09/452 DBOD. No. Dir. BC.128/13.03.00/2008-09 April 24, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Payment of Interest on Savings Bank Account on a Daily Product Basis Please refer to paragraph 88 of the Annual Policy Statement announced by Governor on April 21, 2009 (extract enclosed), in terms of which it has been proposed that payment of interest on savings bank accounts by scheduled commercial banks would be calculated on a daily produc

ಏಪ್ರಿ 13, 2009

StCBs/DCCBs – Nomination – Acknowledgement/Indicating Nominee Name in Bank Pass Book/FDRs

RBI/2008-09/430 RPCD.CO.RF.BC.No.96/07.38.01/2008-09 April 13, 2009 All State / Central Co-operative Banks (StCBs/DCCBs) Dear Sir, Co-operative Banks (Nomination) Rules, 1985 - Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts As you may be aware, in terms of Rule 2(9), 3(8) and 4(9) of the Co-operative Banks (Nomination) Rules, 1985, banks are required to acknowledge in writing to the depositor(s) / locker hir

ಏಪ್ರಿ 13, 2009

Need for Bank Branches / ATMs to be made accessible to persons with disabilities

RBI/2008-09/431 DBOD.No.Leg.BC.123 /09.07.005/2008-09 April 13, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Need for Bank Branches / ATMs to be made accessible to persons with disabilities We have been receiving several suggestions including from Government of India to make bank branches and ATMs easily accessible to persons with disability by providing ramps so that wheel chair users can access them and the height of the machine is also appropriate

ಏಪ್ರಿ 08, 2009

RTGS Transactions

RBI/2008/09/426 DPSS (CO) RTGS No. 1776 / 04.04.002 / 2008 - 2009 April 8, 2009 Chairman and Managing Director / Chief Executive Officer of all banks participating in RTGS Dear Sir, RTGS Transactions The volume of RTGS transactions is increasing rapidly. RTGS settled 1.94 million transactions in the month of March 2009 as against 0.72 million transactions in March 2008. Customer transactions settling in RTGS presently constitute 89 percent of total RTGS transactions a

ಮಾರ್ಚ್ 09, 2009

Banking Companies (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts

RBI / 2008-09/ 406 DBOD.No.Leg.BC.114 /09.07.005/2008-09 March 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Banking Companies (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts It has been brought to our notice that some banks do not have the system of acknowledging the receipt of the duly completed form of nomination, cancellation and /or variation of the nominati

ಫೆಬ್ರವರಿ 18, 2009

Unclaimed deposits and inoperative / dormant accounts in banks

RBI/2008-09/386 RPCD.CO.RF.BC.No.89 /07.38.01/2008-09 February 18, 2009 All State and Central Co-operative Banks Dear Sir, Unclaimed deposits and inoperative / dormant accounts in banks In view of the increase in the amount of the unclaimed deposits with banks year after year and the inherent risk associated with such deposits, it is felt that banks should play a more pro-active role in finding the whereabouts of the account holders whose accounts have remained inoper

ಫೆಬ್ರವರಿ 11, 2009

Reconciliation of transactions at ATMs failure-Time limit

RBI/2008-2009/380 DPSS No. 1424/ 02.10.02/2008-2009 February 11, 2009 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks /. District Central Co-operative Banks Madam / Dear Sir Reconciliation of transactions at ATMs failure-Time limit The use of Automated Teller Machines (ATMs) for cash withdrawal has been increasing in the country. However, of late, we have

ಜನವರಿ 20, 2009

Collateral Free Loans - Micro and Small Enterprises

RBI/2008-09/352 RPCD.SME&NFS.BC.No 84A /06.02.31(P)/2008-09 January 20, 2009 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs & Local Area Banks) Dear Sir, Collateral Free Loans - Micro and Small Enterprises As you are aware, the High Level Committee appointed by Reserve Bank to suggest measures for improving the delivery system and simplification of procedures for credit to the SSI sector (Chairman: Shri S.L.Kapur) had, inter alia

ಜನವರಿ 14, 2009

USD Denominated Cheques–Improvements in collection process - UCBs

RBI/2008-09/350 UBD (PCB). Cir. No. 33/16.26.00/2008-09 January 14, 2009 The Chief Executive Officers of all AD I and AD II UCBs Dear Sir /Madam USD Denominated Cheques–Improvements in collection process - UCBs Given the number of instances of customer complaints on delay in collection of USD denominated cheques, Reserve Bank conducted a sample study of collection practices followed by banks to explore feasibility of reducing the time lag for collection of such cheque

ಡಿಸೆಂ 19, 2008

Disclosing all information relating to processing fees / charges

RBI/2008-09/328 RPCD.CO.RF.BC.No.78/07.38.01/2008-09 December 19, 2008 All State Co-operative Banks (StCBs) and Central Co-operative Banks (DCCBs) Dear Sir, Disclosing all information relating to processing fees / charges Please refer to paragraph 4 of our circular RPCD.CO.RF.BC.No.93/ 07.38.01/2006-07 dated May 16, 2007 regarding complaints about excessive interest charged by banks, wherein State and Central Co-operative Banks were advised to lay down appropriate int

ಡಿಸೆಂ 11, 2008

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ಡಿಸೆಂ 10, 2008

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ನವೆಂ 25, 2008

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ಅಕ್ಟೋ 24, 2008

¥ÀjºÁgÀ / G½vÁAiÀÄ ¨ÁAqÀÄUÀ¼ÀÄ- UÁæºÀPÀ ºÀPÀÄÌ

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ಅಕ್ಟೋ 24, 2008

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ಅಕ್ಟೋ 15, 2008

7% G½vÁAiÀÄ ¨ÁAqÀÄUÀ¼ÀÄ 2002, 6.5% G½vÁAiÀÄ ¨ÁAqÀÄUÀ¼ÀÄ 2003 (vÉjUÉUÉÆ¼À¥ÀqÀzÀ) ªÀÄvÀÄÛ
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ಅಕ್ಟೋ 08, 2008

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ಸೆಪ್ಟೆಂ 19, 2008

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ಆಗ 22, 2008

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ಆಗ 22, 2008

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ಆಗ 12, 2008

RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad

RBI/2008-09/126 UBD.PCB. Cir . No.6/12.05.000 /2008-09 August 12 , 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad As you may be aware, fictitious lottery and money circulation schemes aimed at defrauding members of the public have come to light from time to time. It is clarified that remittances in any form towards participation in lottery schemes is

ಆಗ 12, 2008

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ಆಗ 05, 2008

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ಜುಲೈ 23, 2008

¨ÁåAPÀÄUÀ¼À PÉærmï PÁqïð ªÀåªÀºÁgÀ

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ಜುಲೈ 09, 2008

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ಜೂನ್ 12, 2008

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ಜೂನ್ 04, 2008

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Dgï © L/2007-2008/358 dÆ£ï 04, 2008 r©Nr. ¸ÀA. J¯ïEf. ©¹. 91/09.07.005/2007-2008 -UÉ, J®è C£ÀÄ¸ÀÆavÀ ªÁtÂdå ¨ÁåAPÀÄUÀ¼ÀÄ, (Dgï Dgï © UÀ¼À£ÀÄß ºÉÆgÀvÀÄ¥Àr¹) ªÀiÁ£ÀågÉ, zÀÈ¶ÖªÀiÁAzÀåjUÉ ¨ÁåAQAUï ¸Ë®¨sÀåUÀ¼ÀÄ ¨ÁåAQAUï ¸Ë®¨sÀåUÀ¼À£ÀÄß ¥ÀqÉAiÀÄÄªÀ°è, zÀÈ¶ÖªÀiÁAzÀågÀÄ ¸ÀªÀÄ¸ÉåUÀ¼À£ÀÄß JzÀÄj¸ÀÄwÛzÁÝgÉAzÀÄ j¸Àªïð ¨ÁåAQ£À UÀªÀÄ£ÀPÉÌ vÀgÀ¯ÁVzÉ. ZÉPï ¥ÀÅ¸ÀÛPÀ ¸Ë®¨sÀå/JnJªÀiï/¯ÁPÀgïUÀ¼À ¤ªÀðºÀuÉ EvÁå¢UÀ¼À£ÉÆß¼ÀUÉÆAqÀ AiÀiÁªÀÅzÉÃ ¨ÁåAQAUï ¸Ë®¨sÀåUÀ¼À£ÀÄß zÀÈ¶ÖªÀiÁAzÀåjUÉ ¤gÁPÀj

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ಮೇ 30, 2008

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ಮೇ 14, 2008

Settlement of claims in respect of missing persons

RBI/2007-08/319 RPCD.CO.RF.BC.No.70/07.38.01/2007-08 May14, 2008 All State and District Central Co-operative Banks Dear Sir, Settlement of claims in respect of missing persons A query has been raised regarding the system which should be followed by banks in case a claim is received from a nominee / legal heirs for settlement of claim in respect of missing persons. 2. The settlement of claims in respect of missing persons would be governed by the provisions of Section

ಮೇ 14, 2008

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ಮೇ 13, 2008

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ಮೇ 08, 2008

2007-08gÀ ªÁ¶ðPÀ ¤ÃwAiÀÄ ªÀÄzsÀåªÀiÁªÀ¢ü ¥ÀgÁªÀÄ±Éð - ¨ÁåAPÀÄUÀ¼ÀÄ ¤AiÉÆÃf¹gÀÄªÀ ªÀ¸ÀÆ¯Áw KeÉAmïUÀ¼ÀÄ

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ಮೇ 02, 2008

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ಮೇ 02, 2008

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ಏಪ್ರಿ 15, 2008

UCBs – Cheque Collection Policy

RBI/2007-2008/281 UBD (PCB) BPD Cir No 40/ 09.39.000/ 2007-08 April 15, 2008 To The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative banks Dear Sir, Committee on Procedures and Performance Audit on Public Services (CPPAPS)- Formulating policy for (i) Immediate Credit of local / outstation cheques (ii) Time Frame for Collection of local / outstation cheques and (iii) Interest Payment for delayed collection As you are aware, Reserve Bank has been i

ಏಪ್ರಿ 10, 2008

Mandatory electronic payment of tax by certain Categories of taxpayers w.e.f. 1.4.2008

RBI/2007-08/280 DGBA.GAD. No. H. 10875 / 42.01.038 /2007-08 April 10, 2008 The Chairman & Managing Director/Managing Director State Bank of India and its Associates/ All Nationalised banks/ Axis Bank Ltd/ HDFC Bank Ltd/ ICICI Bank Ltd/ IDBI Ltd/ J&K Bank Ltd. Dear Sir, Mandatory electronic payment of tax by certain Categories of taxpayers w.e.f. 1.4.2008 As you are aware, the Central Board of Direct Taxes vide their Notification No. 34/2008 dated 13-3-2008 (co

ಮಾರ್ಚ್ 10, 2008

Customer charges for use of ATMs for cash withdrawal and balance enquiry

RBI/2007-2008/260 DPSS No.1405 / 02.10.02 / 2007-2008 March 10, 2008 The Chairman / Chief Executive Officer (All Scheduled commercial banks including RRBs) Dear Sir Customer charges for use of ATMs for cash withdrawal and balance enquiry 1. Automated Teller Machines (ATMs) have gained prominence as a delivery channel for banking transactions in India. Banks have been deploying ATMs to increase their reach. While ATMs facilitate a variety of banking transactions for cu

ಫೆಬ್ರವರಿ 27, 2008

Repayment of 6.5% Savings Bonds, 2003 (Non Taxable)

RBI Circular No. 249/2007-2008 Ref No DGBA.CDD / H- 9362 / 13.04.137 / 2007 - 08February 27, 2008 Phalguna 8, 1929 (Saka)The General Manager State Bank of India and Associate Banks and 17 Nationalised Banks ICICI Bank Ltd. / IDBI Ltd./ HDFC Bank Ltd / Axis Bank Ltd. Stock Holding Corporation of India LtdDear Sir,Repayment of 6.5% Savings Bonds, 2003 (Non Taxable) Please refer to our Loan Circular CO.DT. 13.01.298 / H-3566/2002-03 dated March 15, 2003 regarding issue o

ನವೆಂ 19, 2007

Legal Guardianship Certificate issued under the National Trust Act, 1999 empowering the disabled persons with autism, cerebral palsy, mental retardation and multiple disabilities

RBI/2007-2008/ 189 DBOD.No.Leg.BC. 51 /09.07.005/2007-08November 19, 2007All Scheduled Commercial Banks (Excluding RRBs)Dear Sir,Guardians appointed by District Courts/Local Level Committees can open/operate bank accounts of certain categories of Disabled PersonsWe have been advised by the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities (the Trust) that a question has been raised as to whether the ban

ನವೆಂ 12, 2007

¨ÁåAPï £ÉÆÃlÄUÀ¼À zÀÄ§ð¼ÀPÉ

Dgï.©.L/2007-2008/183 AiÀÄÄ.©r. ¹N.©¦r.(¦¹©)¸ÀA. 20/12.05.001/2007-08 £ÀªÉA§gï 12, 2007 PÁAiÀÄð¤ªÁðºÀPÀ C¢üPÁjUÀ¼ÀÄ, J®è ¥ÁæxÀ«ÄPÀ(¥ËgÀ) ¸ÀºÀPÁj ¨ÁåAPÀÄUÀ¼ÀÄ ªÀiÁ£ÀågÉÃ ¨ÁåAPï £ÉÆÃlÄUÀ¼À zÀÄ§ð¼ÀPÉ ¨ÁåAPï £ÉÆÃlÄUÀ¼À£ÀÄß zÀÄ§ð¼ÀPÉªÀiÁqÀÄªÀ ªÀÄvÀÄÛ £ÉÆÃmï PÀlÄÖUÀ¼À£ÀÄß ¸ÉÖÃ¥À¯ï ªÀiÁqÀÄªÀ §UÉÎ ¨ÁåAQAUï gÉUÀÄå¯ÉÃ±À£ï PÁ¬ÄzÉ 1949(J.J.¹.J¸ï)gÀ 35J PÀ®«Ä£À CrAiÀÄ°è J®è ¥ËgÀ ¸ÀºÀPÁj ¨ÁåAPÀÄUÀ½UÉ ¤ÃrzÀ vÁ. d£ÀªÀj 9, 2002gÀ ¤zÉðÃ±À£À AiÀÄÄ©r. ¸ÀASÉå rLDgï.2/13.01.00/2001

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ಸೆಪ್ಟೆಂ 19, 2007

8% Savings (Taxable) Bonds, 2003 - Income Tax Act. 1961 - TDS

RBI/2007-08/141 Ref DGBA.CDD No H - 3024 /13.01.299 / 2007-08 September 19, 2007 Bhadra 28, 1929 (S) The General Manager State Bank of India & 17 Nationalised Banks ICICI Bank Ltd., IDBI Bank Ltd. HDFC Bank Ltd. AXIS Bank Ltd & SHCIL Dear Sir 8% Savings (Taxable) Bonds, 2003 - Income Tax Act. 1961 - TDS In continuation of our Circular DGBA.CDD.No.H-17134/13.01.299/2006-07 dated May 31, 2007 on the captioned subject, we are appending below the clarifications gi

ಸೆಪ್ಟೆಂ 03, 2007

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ಆಗ 30, 2007

PÁuÉAiÀiÁzÀ, ¸ÁªÀðd¤PÀ ¨sÀ«µÀå¤¢ü ZÀAzÁzÁgÀgÀ ºÀPÀÄÌUÀ¼À EvÀåxÀð

PÁuÉAiÀiÁzÀ, ¸ÁªÀðd¤PÀ ¨sÀ«µÀå¤¢ü ZÀAzÁzÁgÀgÀ ºÀPÀÄÌUÀ¼À EvÀåxÀð Dgï©L/2007-2008/125 r.f.©.K.¹.r.r.JZï./2281/15.02.001/2007-08 DUÀ¸ïÖÛ 30, 2007 CzÀåPÀëgÀÄ ªÀÄvÀÄÛ ªÀåªÀ¸ÁÜ¥ÀPÀ ¤zÉðÃ±ÀPÀgÀÄ / ªÀåªÀ¸ÁÜ¥ÀPÀ ¤zÉðÃ±ÀPÀgÀÄ, ¸ÀPÁðj ¯ÉPÀÌ¥ÀvÀæ E¯ÁSÉ, ªÀÄÄRå PÀZÉÃj ¨sÁgÀwÃAiÀÄ ¸ÉÖÃmï ¨ÁåAPï ªÀÄvÀÄÛ ¸ÀºÀªÀwð ¨ÁåAPÀÄUÀ¼ÀÄ, C®ºÁ¨Ázï ¨ÁåAPï / ¨ÁåAPï D¥sï §gÉÆÃqÀ / ¨ÁåAPï D¥sï EArAiÀiÁ / ¨ÁåAPï D¥sï ªÀÄºÁgÁµÀÖç/ PÉ£ÀgÁ ¨ÁåAPï / ¸ÉAlæ¯ï ¨ÁåAPï D¥sï EArAiÀiÁ / PÁ¥ÉÇ

ಆಗ 22, 2007

¸Á® ¤qÀÄªÀªÀjUÉ ¸ÀA§A¢ü¹zÀAvÉ “£ÁåAiÀÄ ¸ÀªÀÄävÀ ¥ÀzÀÝw ¸ÀA»vÉUÀ½UÉ” ªÀiÁUÀð¸ÀÆaUÀ¼ÀÄ ¸Á® PÀgÁgÀÄ ¥ÀvÀæzÀ £ÀPÀ®Ä ¥ÀÇgÉÊ¸ÀÄ«PÉ

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ಮೇ 18, 2007

StCBs/DCCBs – Safe Deposit Locker/Safe Custody Article Facility and Access to Safe Deposit Lockers/Return of Safe Custody Articles

RBI/2006-2007/400 RPCD.CO.RF.BC No. 95/07.38.01/2006-07 May 18, 2007All State and Central Co-operative Banks Dear Sir,Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks. The Committee on Procedures and Performance Audit on Public Services (CPPAPS) had made some recommendations for easy operation of lockers. We have reviewed all the guidelines issued by us on various issues rela

ಮೇ 15, 2007

Limits for release of foreign exchange revised

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ಮೇ 07, 2007

Complaints about excessive interest charged by banks

Date: May 07, 2007 Complaints about excessive interest charged by banks RBI/2006-2007/377 DBOD No. Dir.BC.93/ 13.03.00/2006-07May 7, 2007All Commercial Banks (Excluding RRBs)Dear SirComplaints about excessive interest charged by banksPlease refer to paragraph 168 of the Annual Policy Statement for the year 2007-08 (copy enclosed).2. The Reserve Bank and Banking Ombudsmans' offices have been receiving several complaints regarding levying of excessive interest and charg

ಏಪ್ರಿ 30, 2007

Senior Citizens Savings Scheme, 2004 - Clarification in respect of rate of interest in death cases.

RBI/2006-2007/360 DGBA.CDD. H-15824/15.15.001/2006-07April 30, 2007The General Manager Government Accounts Department, Head Office State Bank of India / State Bank of Indore / State Bank of Patiala State Bank of Bikaner & Jaipur / State Bank of Saurashtra State Bank of Travancore / State Bank of Hyderabad / State Bank of Mysore Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra/ Canara Bank / Central Bank of India / Corporation Bank / Dena Bank

ಏಪ್ರಿ 18, 2007

Introduction of ‘Protected Disclosures Scheme for Private Sector and Foreign banks'

RBI/2006-2007/328 DO DBS .FrMC No. BC 5 /23.02.011 /2006-07 April 18, 2007 All Private Sector and Foreign Banks operating in India Introduction of ‘Protected Disclosures Scheme for Private Sector and Foreign banks' The Government of India, vide its Resolution dated April 21, 2004 had authorized the Central Vigilance Commission (CVC) as the 'Designated Agency' to receive written complaints for disclosure on any allegation of corruption or misuse of office by any employ

ಏಪ್ರಿ 17, 2007

Safe Deposit Lockers/Articles in Safe Custody

RBI/2006-2007/325 DBOD.No.Leg.BC.78 /09.07.005/2006-07 April 17, 2007 To All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks. The Committee on Procedures and Performance Audit on Public Services (CPPAPS) had made some recommendations for easy operation of lockers. We have reviewed all the guidelines issued by us on variou

ಏಪ್ರಿ 12, 2007

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RBI/2006-2007/318 RPCD.CO.RF. BC.No. 70 /07.38.01/2006-07April 12, 2007The Chairmen/CEOs All State and District Central Co-operative BanksDear Sir,Nomination Facility in Single Deposit Accounts Please refer to Paragraph 9 of the circular RPCD.CO.RF.BC.No.12/07.38.01/ 2005-06 dated July 12, 2005 on the above subject wherein banks were advised to give wide publicity and provide guidance to deposit account holders on the benefits of nomination facility and the survivorsh

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ಏಪ್ರಿ 09, 2007

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RBI/2006-2007/315 RPCD.CO.RF.BC.No.67 /07.02.01/2006-07 April 9, 2007 All State and Central Co-operative Banks Dear Sir Rounding off Transactions to the nearest rupee Please refer to our circular RPCD.No.RF.BC.68/D.1-90-91 dated January 1, 1991, in terms of which banks were advised that all transactions, including payment of interest on deposits/charging of interest on advances, should be rounded off to the nearest rupee; i.e. fraction of 50 paise and above shall be r

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ಏಪ್ರಿ 05, 2007

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RBI/2006-2007/310 DBOD.No.Leg BC. 75 /09.07.005/2006-07April 5, 2007All Scheduled Commercial Banks (excluding RRBs)Dear Sir,Nomination Facility in Single Deposit Accounts Please refer to Para 9 of our Circular DBOD. No. BC.95/09.07.005/2004-05 dated June 9, 2005 on the above subject wherein banks were advised to give wide publicity and provide guidance to deposit account holders on the benefits of nomination facility and the survivorship clause. We feel that despite t

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ಮಾರ್ಚ್ 30, 2007

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RBI.No.2006-2007/299 DBOD. Dir. BC. 70/13.01.01/ 2006-07March 30, 2007All Commercial Banks (excluding RRBs)Dear SirRounding off cheques to the nearest rupee Please refer to paragraph 19 of our Master Circular DBOD Dir. BC. 6/13.03.00/2006-07dated July 1, 2006 on 'Interest Rates on Deposits', in terms of which banks were advised that all transactions, including payment of interest on deposits/charging of interest on advances, should be rounded off to the nearest rupee;

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ಮಾರ್ಚ್ 06, 2007

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RBI/2006-2007/280 DBOD.No.Leg.BC.65 /09.07.005/2006-07March 6, 2007All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs) Dear Sir,Guidelines on Fair Practices Code for LendersPlease refer to our Circular DBOD. Leg. No.BC. 104 /09.07.007/2002-03 dated May 5, 2003 wherein guidelines were issued to banks / FIs for framing the Fair Practices Code for Lenders.2. In terms of Para 2 (i) (a) of the above Circular, banks / FIs were advised that loa

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ಫೆಬ್ರವರಿ 21, 2007

Doorstep Banking – Section 23 of Banking Regulation Act, 1949

RBI/2006-2007/262 DBOD.No.BL.BC. 59 /22.01.010 /2006-2007February 21, 2007 Phalguna 2, 1928 (S)All Scheduled Commercial Banks (excluding RRBs)Dear SirSection 23 of Banking Regulation Act, 1949 – Doorstep BankingPlease refer to our circular DBOD.No.BL.BC.86/22.01.001/2004-2005 dated April 30, 2005 on the above subject, in terms of which banks were advised to formulate a scheme with the approval of their Boards, for providing services at the premises of a customer and s

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ಫೆಬ್ರವರಿ 02, 2007

Report of the Working Group to formulate a scheme for ensuring reasonableness of bank charges

RBI/2006-2007/245 DBOD.No.Dir.BC. 56 /13.03.00/2006-2007 February 2, 2007 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Report of the Working Group to formulate a scheme for ensuring reasonableness of bank charges As banks may be aware, as announced in the Annual Policy Statement for the year 2006-2007, in order to ensure fair practices in banking services, Reserve Bank of India had constituted a Working Group to formulate a scheme for ensuring reasonablen

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ಜನವರಿ 31, 2007

Clean Note Policy - Stapling of Note Packets

RBI/2006-2007/241 RPCD.CO.RF.BC No.43/ 07.38.03/2006-07 January 31, 2007 All State Co-operative Banks/ District Central Co-operative Banks Dear Sir Clean Note Policy - Stapling of Note Packets It is observed that despite instructions issued by the Reserve bank of India, banks still continue to follow the practice of stapling of note packets. This practice, apart from damaging notes, reduces the life span of notes and renders it difficult for customers to open note pac

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ಡಿಸೆಂ 28, 2006

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RBI /2006-2007/222 UBD.PCB. Cir.No. 25/09.39.000/06-07 December 28, 2006 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Cheque Drop Box Facility and the Facility for Acknowledgement of Cheques-UCBs Reserve Bank of India / Banking Ombudsmen have been receiving complaints that many bank branches are not accepting cheques at the counters and are compelling the customers to drop the cheques in the cheque drop boxes. 2. Banks are advi

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ಡಿಸೆಂ 27, 2006

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RBI/2005-06/241 RPCD.PLNFS.BC.No.56/ 06.02.31/2005-06 December 27, 2005 The Chairman/ Managing Director All Scheduled Commercial Banks (Including RRBs & LABs) Dear Sir, One-Time Settlement Scheme for Small Borrowal Accounts and Eligibility for Fresh Loans In order to offer small borrowers an opportunity to settle their NPA accounts with banks and become eligible for fresh finance, all scheduled commercial banks (including Regional Rural Banks and Local Area Banks)

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ಡಿಸೆಂ 26, 2006

Cheque Drop Box Facility and the facility for acknowledgement of cheques

RBI/2006-07/221 RPCD.CO.RF.BC.NO./40/07.40.06/2006-07 December 26, 2006 The Chairmen/ CEOs of all State/Central Co-operative Banks Dear Sir, Cheque Drop Box Facility and the facility for acknowledgement of cheques. Reserve Bank of India / Banking Ombudsmen have been receiving complaints that many bank branches are not accepting cheques at the counters and are compelling the customers to drop the cheques in the Cheque Drop Box. 2. It is, therefore, advised that custome

ಡಿಸೆಂ 26, 2006

RBI/2006-07/220 RPCD.CO.RRB.BC NO./ 39/03.05.33(E)/2006-07 December 26, 2006 To All Regional Rural Banks (RRBs) Dear Sir, Cheque Drop Box Facility and the facility for acknowledgement of cheques. Reserve Bank of India / Banking Ombudsmen have been receiving complaints that many bank branches are not accepting cheques at the counters and are compelling the customers to drop the cheques in the Cheque Drop Box. 2. It is, therefore, advised that customers should not be co

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ಡಿಸೆಂ 22, 2006

NRIs and PIOs as Nominees under Senior Citizens Savings Scheme, 2004- Clarification

RBI/ 2006-2007/217 Ref. No. DGBA.CDD. No. H- 10024 / 15.15.001 / 2006-07 December 22, 2006 The General Manager Government Accounts Department, Head Office State Bank of India / State Bank of Indore / State Bank of Patiala State Bank of Bikaner & Jaipur / State Bank of Saurashtra State Bank of Travancore / State Bank of Hyderabad / State Bank of Mysore Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra/ Canara Bank / Central Bank of India / Corpo

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ಡಿಸೆಂ 18, 2006

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RBI/ 2006-07/211 Ref. No. DGBA.CDD. No. H- 9741 / 15.15.001 / 2006-07 December 18, 2006 The General Manager Government Accounts Department, Head Office State Bank of India / State Bank of Indore / State Bank of Patiala State Bank of Bikaner & Jaipur / State Bank of Saurashtra State Bank of Travancore / State Bank of Hyderabad / State Bank of Mysore Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra/ Canara Bank / Central Bank of India / Corporat

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ಡಿಸೆಂ 18, 2006

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RBI/ 2006-07/212 Ref. No. DGBA.CDD. No. H- 9743 / 15.01.001 / 2006-07 December 18, 2006 The Chairman & Managing Director Government Accounts Department, Central Office State Bank of India / State Bank of Indore / State Bank of Patiala State Bank of Bikaner & Jaipur / State Bank of Saurashtra State Bank of Travancore / State Bank of Hyderabad / State Bank of Mysore Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra/ Canara Bank / Central Bank

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