Thank you for calling RBI. Do not get lured by online deposit schemes promising high returns. They may be risky and can lead to losses or even wipe out the money invested. Check thoroughly before investing in such schemes as it can be a fraud and the promoters can vanish after collecting your hard earned money. Visit www.sachet.rbi.org.in to report information or complain against any entity that has defaulted in repayment of deposits or money collected under any scheme. List of entities regulated by RBI, SEBI, IRDA, PFRDA or State Governments is available on www.sachet.rbi.org.in.