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जुलाई 01, 2009
Master Circular - Exposure Norms for Financial Institutions
RBI/2009-2010/51 DBOD. No. FID. FIC.4 /01.02.00/2009-10 01 July, 2009 9 Aashadha 1931(Saka) The CEOs of the all-India Term-lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Master Circular - Exposure Norms for Financial Institutions Please refer to the Master Circular DBOD.No.FID.FIC.4 /01.02.00/2008-09 dated July 01, 2008 on the captioned subject. The enclosed Master Circular consolidates and updates all the instructions/ guidelines on
RBI/2009-2010/51 DBOD. No. FID. FIC.4 /01.02.00/2009-10 01 July, 2009 9 Aashadha 1931(Saka) The CEOs of the all-India Term-lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Master Circular - Exposure Norms for Financial Institutions Please refer to the Master Circular DBOD.No.FID.FIC.4 /01.02.00/2008-09 dated July 01, 2008 on the captioned subject. The enclosed Master Circular consolidates and updates all the instructions/ guidelines on
जुलाई 01, 2009
Master Circular - Interest Rates on Advances
RBI/2009-10/66 DBOD. No.Dir. BC 10/13.03.00/2009-10 July 1, 2009 Ashadha 9, 1931(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir Master Circular - Interest Rates on Advances Please refer to the Master Circular DBOD.No.Dir.BC.14/13.03.00/2008-09 dated July 1, 2008 consolidating instructions / guidelines issued to banks till June 30, 2008 on matters relating to Interest Rates on Advances. The Master Circular has been suitably updated by incorporating inst
RBI/2009-10/66 DBOD. No.Dir. BC 10/13.03.00/2009-10 July 1, 2009 Ashadha 9, 1931(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir Master Circular - Interest Rates on Advances Please refer to the Master Circular DBOD.No.Dir.BC.14/13.03.00/2008-09 dated July 1, 2008 consolidating instructions / guidelines issued to banks till June 30, 2008 on matters relating to Interest Rates on Advances. The Master Circular has been suitably updated by incorporating inst
जुलाई 01, 2009
Master Circular on Interest Rates on Rupee Deposits held in Domestic, Ordinary Non-Resident (NRO) and Non-Resident (External) (NRE) Accounts
RBI/2009-10/67 DBOD.No. Dir. BC. 11 /13.03.00/2009-10 July 1, 2009 Ashadha 9, 1931(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir Master Circular on Interest Rates on Rupee Deposits held in Domestic, Ordinary Non-Resident (NRO) and Non-Resident (External) (NRE) Accounts Please refer to the Master Circular DBODNo.Dir.BC.15/13.03.00/ 2008-09 dated July 1, 2008 consolidating the instructions / guidelines issued to banks till June 30, 2008 relating to Inte
RBI/2009-10/67 DBOD.No. Dir. BC. 11 /13.03.00/2009-10 July 1, 2009 Ashadha 9, 1931(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir Master Circular on Interest Rates on Rupee Deposits held in Domestic, Ordinary Non-Resident (NRO) and Non-Resident (External) (NRE) Accounts Please refer to the Master Circular DBODNo.Dir.BC.15/13.03.00/ 2008-09 dated July 1, 2008 consolidating the instructions / guidelines issued to banks till June 30, 2008 relating to Inte
जुलाई 01, 2009
Master Circular- Loans and Advances – Statutory and Other Restrictions
RBI/2009-10/69 DBOD No. Dir. BC 13/13.03.00/2009-10 July 1, 2009 Ashadha 9, 1931(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir Master Circular- Loans and Advances – Statutory and Other Restrictions Please refer to the Master Circular DBOD.No.Dir.BC.17/13.03.00/2008-09 dated July 1, 2008 consolidating the instructions / guidelines issued to banks till June 30, 2008 relating to statutory and other restrictions on Loans and Advances. The Master Circular
RBI/2009-10/69 DBOD No. Dir. BC 13/13.03.00/2009-10 July 1, 2009 Ashadha 9, 1931(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir Master Circular- Loans and Advances – Statutory and Other Restrictions Please refer to the Master Circular DBOD.No.Dir.BC.17/13.03.00/2008-09 dated July 1, 2008 consolidating the instructions / guidelines issued to banks till June 30, 2008 relating to statutory and other restrictions on Loans and Advances. The Master Circular
जुलाई 01, 2009
Master Circular on Credit Card Operations of banks
RBI/2009-10/64 DBOD.No.FSD.BC.19 / 24.01.011/ 2009-10 July 1, 2009 Ashadha 9, 1931(Saka) All Scheduled Commercial Banks /NBFCs (excluding RRBs) Dear Sir Master Circular on Credit Card Operations of banks Please refer to the Master Circular No. DBOD.FSD.BC.6/24.01.011/2008-09 dated July 1, 2008 on credit card operations of banks consolidating the instructions/guidelines issued to banks till June 30, 2008. The Master Circular has been suitably updated by incorporating i
RBI/2009-10/64 DBOD.No.FSD.BC.19 / 24.01.011/ 2009-10 July 1, 2009 Ashadha 9, 1931(Saka) All Scheduled Commercial Banks /NBFCs (excluding RRBs) Dear Sir Master Circular on Credit Card Operations of banks Please refer to the Master Circular No. DBOD.FSD.BC.6/24.01.011/2008-09 dated July 1, 2008 on credit card operations of banks consolidating the instructions/guidelines issued to banks till June 30, 2008. The Master Circular has been suitably updated by incorporating i
जुलाई 01, 2009
Master Circular - Guarantees and Co-acceptances
RBI/2009-10/70 DBOD. No. Dir. BC. 14 /13.03.00/2009-10 July 1, 2009 Ashadha 9, 1931(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir Master Circular - Guarantees and Co-acceptances Please refer to the Master Circular DBOD.No.Dir.BC.18/13.03.00/2008-09 dated July 1, 2008 updating instructions/ guidelines issued to banks till June 30, 2008 on matters relating to issue of Guarantees and Co-acceptances by banks. The Master Circular has been suitably updated
RBI/2009-10/70 DBOD. No. Dir. BC. 14 /13.03.00/2009-10 July 1, 2009 Ashadha 9, 1931(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir Master Circular - Guarantees and Co-acceptances Please refer to the Master Circular DBOD.No.Dir.BC.18/13.03.00/2008-09 dated July 1, 2008 updating instructions/ guidelines issued to banks till June 30, 2008 on matters relating to issue of Guarantees and Co-acceptances by banks. The Master Circular has been suitably updated
जुलाई 01, 2009
Master Circular – Exposure Norms
RBI/2009-10/71 DBOD No. Dir. BC.15/13.03.00/ 2009-10 July 1, 2009 Ashadha 9, 1931 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir Master Circular – Exposure Norms Please refer to the Master Circular DBOD No. Dir. BC. 19/13.03.00/2008-09 dated July 1, 2008 consolidating the instructions / guidelines issued to banks till that date relating to Exposure Norms. The Master Circular has been suitably updated by incorporating the instructions issued up to June
RBI/2009-10/71 DBOD No. Dir. BC.15/13.03.00/ 2009-10 July 1, 2009 Ashadha 9, 1931 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir Master Circular – Exposure Norms Please refer to the Master Circular DBOD No. Dir. BC. 19/13.03.00/2008-09 dated July 1, 2008 consolidating the instructions / guidelines issued to banks till that date relating to Exposure Norms. The Master Circular has been suitably updated by incorporating the instructions issued up to June
जुलाई 01, 2009
Master Circular – Foreign Contribution ( Regulation ) Act, 1976 – Obligations of Banks in Regulating Receipt of Foreign Contributions by Associations / Organizations in India
RBI/2009-2010/72 Ref No. DBOD. AML. BC. No.1 / 14.08.001 / 2009 – 10 July 01, 2009 The Chairman & CEOs of all Scheduled Commercial Banks (excluding RRBs) and all Financial Institutions Dear Sir, Master Circular – Foreign Contribution ( Regulation ) Act, 1976 – Obligations of Banks in Regulating Receipt of Foreign Contributions by Associations / Organizations in India Please refer to our Master Circular DBOD.AML.BC.No.8/14.08.001/2008–09 dated July 01, 2008 consoli
RBI/2009-2010/72 Ref No. DBOD. AML. BC. No.1 / 14.08.001 / 2009 – 10 July 01, 2009 The Chairman & CEOs of all Scheduled Commercial Banks (excluding RRBs) and all Financial Institutions Dear Sir, Master Circular – Foreign Contribution ( Regulation ) Act, 1976 – Obligations of Banks in Regulating Receipt of Foreign Contributions by Associations / Organizations in India Please refer to our Master Circular DBOD.AML.BC.No.8/14.08.001/2008–09 dated July 01, 2008 consoli
जुलाई 01, 2009
Master Circular - Prudential Norms on Capital Adequacy-Basel I Framework
RBI/2009-2010/37 DBOD.No.BP.BC. 6 /21.01.002/2009-10 July 1, 2009 All Commercial Banks (excluding RRBs) Dear Sir, Master Circular - Prudential Norms on Capital Adequacy-Basel I Framework Please refer to the Master Circular No. DBOD.BP.BC.2/21.01.002/2008-2009 dated July 1, 2008 consolidating instructions / guidelines issued to banks till June 30, 2008 on matters relating to prudential norms on capital adequacy. The Master Circular has been suitably updated by incorpor
RBI/2009-2010/37 DBOD.No.BP.BC. 6 /21.01.002/2009-10 July 1, 2009 All Commercial Banks (excluding RRBs) Dear Sir, Master Circular - Prudential Norms on Capital Adequacy-Basel I Framework Please refer to the Master Circular No. DBOD.BP.BC.2/21.01.002/2008-2009 dated July 1, 2008 consolidating instructions / guidelines issued to banks till June 30, 2008 on matters relating to prudential norms on capital adequacy. The Master Circular has been suitably updated by incorpor
जुलाई 01, 2009
Master Circular – Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002
RBI/ 2009-10/73 DBOD. AML. BC. No. 2/14 .01.001/2009-10 July 1, 2009 The Chairman/CEOs of all Scheduled Commercial Banks (excluding RRBs) / all Financial Institutions Dear Sir, Master Circular – Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002 Please refer to our Master Circular DBOD.AML.BC.No.12/ 14.01.001 / 2008 – 09 dated July 01, 2008 consolidating instructions/gui
RBI/ 2009-10/73 DBOD. AML. BC. No. 2/14 .01.001/2009-10 July 1, 2009 The Chairman/CEOs of all Scheduled Commercial Banks (excluding RRBs) / all Financial Institutions Dear Sir, Master Circular – Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002 Please refer to our Master Circular DBOD.AML.BC.No.12/ 14.01.001 / 2008 – 09 dated July 01, 2008 consolidating instructions/gui
नवंबर 03, 2008
Master Circular on Customer Service
RBI / 2008-09 /261 DBOD.No.Leg.BC. 75 /09.07.005/2008-09 November 3, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Master Circular on Customer Service As you are aware, Reserve Bank has been time and again issuing various instructions / guidelines in the area of customer service to bring about improvements in the quality of customer service in banks and their branches. 2. In order to have all current instructions on the subject at one place, we have c
RBI / 2008-09 /261 DBOD.No.Leg.BC. 75 /09.07.005/2008-09 November 3, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Master Circular on Customer Service As you are aware, Reserve Bank has been time and again issuing various instructions / guidelines in the area of customer service to bring about improvements in the quality of customer service in banks and their branches. 2. In order to have all current instructions on the subject at one place, we have c
अगस्त 08, 2008

ceemìj hefjhe°e - he´ekeÉÀflekeÀ DeeheoeDeeW mes he´YeefJele ães°eeW ceW yeQkeÀeW Üeje fkeÀS peeôes Jeeues jenle Ghee³eeW kesÀ fueS foMeefôeo÷Me

Reserve Bank of India YeefjyeQ /2008-2009 /35 äe´eDee°eÝfJe.meb.herSueSHeÀSme.yermer.1 /05.04.02/2008-09 1 pegueeFõ 2008 DeO³eãe / he´yebOe fôeosMekeÀ /cegK³e keÀe³eõheeuekeÀ DefOekeÀejr [meYer Deôegmetf®ele JeefCep³e yeQkeÀ (ães°er³e äe´ecerCe yeQkeÀeW keÀes íes›keÀj)] ceneso³e,ceemìj hefjhe°e - he´ekeÉÀflekeÀ DeeheoeDeeW mes he´YeefJele ães°eeW ceW yeQkeÀeW Üeje fkeÀS peeôes Jeeues jenle Ghee³eeW kesÀ fueS foMeefôeo÷Me keÉÀhe³ee foôeebkeÀ 02 pegueeFõ 2007 keÀe
Reserve Bank of India YeefjyeQ /2008-2009 /35 äe´eDee°eÝfJe.meb.herSueSHeÀSme.yermer.1 /05.04.02/2008-09 1 pegueeFõ 2008 DeO³eãe / he´yebOe fôeosMekeÀ /cegK³e keÀe³eõheeuekeÀ DefOekeÀejr [meYer Deôegmetf®ele JeefCep³e yeQkeÀ (ães°er³e äe´ecerCe yeQkeÀeW keÀes íes›keÀj)] ceneso³e,ceemìj hefjhe°e - he´ekeÉÀflekeÀ DeeheoeDeeW mes he´YeefJele ães°eeW ceW yeQkeÀeW Üeje fkeÀS peeôes Jeeues jenle Ghee³eeW kesÀ fueS foMeefôeo÷Me keÉÀhe³ee foôeebkeÀ 02 pegueeFõ 2007 keÀe
जुलाई 05, 2007
Master Circular-Priority Sector Lending - Credit facilities to Minority Communities
RBI/2007-2008/89 RPCD NO. SP.BC. 12 / 09.10.01/2007-08 July 5, 2007 All Commercial Banks Dear Sir, Master Circular-Priority Sector Lending - Credit facilities to Minority Communities Reserve Bank of India has, periodically, issued instructions/directives to banks with regard to providing credit facilities to Minority Communities. To enable banks to have current instructions at one place, a Master Circular incorporating all the existing guidelines/instructions/directiv
RBI/2007-2008/89 RPCD NO. SP.BC. 12 / 09.10.01/2007-08 July 5, 2007 All Commercial Banks Dear Sir, Master Circular-Priority Sector Lending - Credit facilities to Minority Communities Reserve Bank of India has, periodically, issued instructions/directives to banks with regard to providing credit facilities to Minority Communities. To enable banks to have current instructions at one place, a Master Circular incorporating all the existing guidelines/instructions/directiv
जुलाई 04, 2007
Master Circular on Priority Sector Lending – UCBs
RBI/2007-2008/84 BPD(PCB)MC. No.11./09.09.001/2007-08 July 4, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Master Circular on Priority Sector Lending – UCBs Please refer to our Master Circular UBD.BPD(PCB)MC.No.10/09.09.01/2006-07 dated August 8, 2006 on the captioned subject (available on RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the instructions/ guidelines on the subject iss
RBI/2007-2008/84 BPD(PCB)MC. No.11./09.09.001/2007-08 July 4, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Master Circular on Priority Sector Lending – UCBs Please refer to our Master Circular UBD.BPD(PCB)MC.No.10/09.09.01/2006-07 dated August 8, 2006 on the captioned subject (available on RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the instructions/ guidelines on the subject iss
जुलाई 04, 2007

ceemìj hefjhe°e-äe´enkeÀ mesJee - Menjr menkeÀejr yeQkeÀ

DeejyerDeeFõ/2007-08/81 MeyeQfJe.yerher[r.(hermeryer) Scemer meb.8/09.39.000/2007-08 04 pegueeFõ 2007 cegK³e keÀe³eõheeuekeÀ DefOekeÀejr meYer he´eLefcekeÀ (Menjr) menkeÀejr yeQkeÀ ceneso³e/ceneso³ee ceemìj hefjhe°e-äe´enkeÀ mesJee - Menjr menkeÀejr yeQkeÀ keÉÀhe³ee Ghe³egõÊeÀ fJeøe³e hej 06 pegueeFõ 2006 keÀe nceeje ceemìj hefjhe°e MeyeQfJe.yerher[r.(hermeryer).Scemer.meb.5 /09.39.00/2006-07 (Yeejler³e fjeJeõ yeQkeÀ keÀr JesyemeeFì www.rbi.org.in hej GheueyOe) os
DeejyerDeeFõ/2007-08/81 MeyeQfJe.yerher[r.(hermeryer) Scemer meb.8/09.39.000/2007-08 04 pegueeFõ 2007 cegK³e keÀe³eõheeuekeÀ DefOekeÀejr meYer he´eLefcekeÀ (Menjr) menkeÀejr yeQkeÀ ceneso³e/ceneso³ee ceemìj hefjhe°e-äe´enkeÀ mesJee - Menjr menkeÀejr yeQkeÀ keÉÀhe³ee Ghe³egõÊeÀ fJeøe³e hej 06 pegueeFõ 2006 keÀe nceeje ceemìj hefjhe°e MeyeQfJe.yerher[r.(hermeryer).Scemer.meb.5 /09.39.00/2006-07 (Yeejler³e fjeJeõ yeQkeÀ keÀr JesyemeeFì www.rbi.org.in hej GheueyOe) os
जुलाई 02, 2007
Master Circular on Foreign Investment in India
RBI/2007-2008/18 Master Circular No.02/2007-08July 2, 2007To,All Category - I Authorised Dealer banksMadam / Sir,Master Circular on Foreign Investment in India Foreign investment in India is governed by sub-section (3) of section 6 of the Foreign Exchange Management Act, 1999 read with Notification No. FEMA 20/2000-RB dated May 3, 2000, as amended from time to time. The regulatory framework and instructions issued by the Reserve Bank of India have been compiled in thi
RBI/2007-2008/18 Master Circular No.02/2007-08July 2, 2007To,All Category - I Authorised Dealer banksMadam / Sir,Master Circular on Foreign Investment in India Foreign investment in India is governed by sub-section (3) of section 6 of the Foreign Exchange Management Act, 1999 read with Notification No. FEMA 20/2000-RB dated May 3, 2000, as amended from time to time. The regulatory framework and instructions issued by the Reserve Bank of India have been compiled in thi
जुलाई 02, 2007

DeeJeeme fJeÊe hej ceemìj hefjhe°e

DeejyerDeeF/2007-2008/31 yeQhefJefJe.[rDeeFDeej.(FõSkeÌmeher) meb.02/08.12.01/2007-08 2 pegueeFõ 2007 11 DeeøeeŸ 1929 (MekeÀ)meYer Deôegmetf®ele JeefCep³e yeQkeÀ (ães°er³e äe´ecerCe yeQkeÀes keÀes íes›keÀj) ceeso³eDeeJeeme fJeÊe hej ceemìj hefjhe°e pewmee fkeÀ Deehe peeôeles nbw, Yeejler³e fjeJeõ yeQkeÀ ôes Ghe³egõÊeÀ fJeøe³e hej foôeebkeÀ 01 pegueeFõ 2006 keÀe SkeÀ ceemìj hefjhe°e yeQhefJefJe. [rDeeFDeej (FõSkeÌmeher) meb.04/08.12.01/2006-07 peejr fkeÀ³ee Lee leefk
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जुलाई 02, 2007

ceeF¬eÀes °eÝCe hej ceemìj hefjhe°e

9/21 DeejyerDeeFõ/2007-08/38 äe´eDee°eÝfJe.meb. SceSHeÀSHeÀDeeFõ.yermer.meb. 08 /12.01.001/2007-08 2 pegueeFõ 2007 DeO³eãe/ he´yebOe fôeosMekeÀ/cegK³e keÀe³eõheeuekeÀ DefOekeÀejr meYer Deôegmetf®ele JeefCep³e yeQkeÀ ceneso³e ceeF¬eÀes °eÝCe hej ceemìj hefjhe°e keÉÀhe³ee Ghe³egõÊeÀ fJeøe³e hej 3 pegueeFõ 2006 keÀe nceeje ceemìj hefjhe°e äe´eDee°eÝfJe.meb.hueeôe. yermer.meb.05/ 04.09.22/2006-07 osKeW mebueäôe ceemìj hefjhe°e ceW fjeJeõ yeQkeÀ Üeje GÊe
9/21 DeejyerDeeFõ/2007-08/38 äe´eDee°eÝfJe.meb. SceSHeÀSHeÀDeeFõ.yermer.meb. 08 /12.01.001/2007-08 2 pegueeFõ 2007 DeO³eãe/ he´yebOe fôeosMekeÀ/cegK³e keÀe³eõheeuekeÀ DefOekeÀejr meYer Deôegmetf®ele JeefCep³e yeQkeÀ ceneso³e ceeF¬eÀes °eÝCe hej ceemìj hefjhe°e keÉÀhe³ee Ghe³egõÊeÀ fJeøe³e hej 3 pegueeFõ 2006 keÀe nceeje ceemìj hefjhe°e äe´eDee°eÝfJe.meb.hueeôe. yermer.meb.05/ 04.09.22/2006-07 osKeW mebueäôe ceemìj hefjhe°e ceW fjeJeõ yeQkeÀ Üeje GÊe
जुलाई 02, 2007
Master Circular - Interest Rates on Advances
RBI/2007-2008/40 DBOD. No.Dir. BC. 6/13.03.00/2007- 08 July 2, 2007 Aashadha 11, 1929(Saka) All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Master Circular - Interest Rates on Advances Please refer to the Master Circular DBOD.No.Dir.BC.5/13.03.00/2006-07 dated July 1, 2006 consolidating instructions / guidelines issued to banks till June 30, 2006 on matters relating to Interest Rates on Advances. The Master Circular has been suitably updated by incorporating
RBI/2007-2008/40 DBOD. No.Dir. BC. 6/13.03.00/2007- 08 July 2, 2007 Aashadha 11, 1929(Saka) All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Master Circular - Interest Rates on Advances Please refer to the Master Circular DBOD.No.Dir.BC.5/13.03.00/2006-07 dated July 1, 2006 consolidating instructions / guidelines issued to banks till June 30, 2006 on matters relating to Interest Rates on Advances. The Master Circular has been suitably updated by incorporating
जुलाई 02, 2007
Master Circular Priority Sector Lending-Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)
RBI/2007-2008/28 RPCD.NO.SP.BC. 2/09.09.01/2007-08July 2,2007All Indian Scheduled Commercial Banks Dear Sir,Master Circular Priority Sector Lending-Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)Reserve Bank of India has, periodically, issued instructions / directives to banks with regard to providing Credit facilities to Scheduled Castes (SCs) and Scheduled Tribes (STs). To enable banks to have current instructions at one place, a Master Circ
RBI/2007-2008/28 RPCD.NO.SP.BC. 2/09.09.01/2007-08July 2,2007All Indian Scheduled Commercial Banks Dear Sir,Master Circular Priority Sector Lending-Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)Reserve Bank of India has, periodically, issued instructions / directives to banks with regard to providing Credit facilities to Scheduled Castes (SCs) and Scheduled Tribes (STs). To enable banks to have current instructions at one place, a Master Circ

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