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FREE-AI Committee Report - Framework for Responsible and Ethical Enablement of Artificial Intelligence

Table of Contents Acknowledgements i List of Abbreviations ii Executive Summary iv Chapter 1 – Introduction and Background 1 1.1 Evolution of Artificial Intelligence and Machine Learning 1 1.2 AI and ML in Financial Services 3 1.3 Constitution of the Committee 3 1.4 Terms of Reference 5 1.5 Methodology 5 1.6 Structure of the Report 6 Chapter 2 – AI in Finance: Opportunities and Challenges 7 2.1 Benefits and Opportunities 7 2.2 Emerging Risks and Sectoral Challenges 10 Chapter 3 – AI Policy Landscape and Insights from the Ecosystem 16 3.1 

Table of Contents Acknowledgements i List of Abbreviations ii Executive Summary iv Chapter 1 – Introduction and Background 1 1.1 Evolution of Artificial Intelligence and Machine Learning 1 1.2 AI and ML in Financial Services 3 1.3 Constitution of the Committee 3 1.4 Terms of Reference 5 1.5 Methodology 5 1.6 Structure of the Report 6 Chapter 2 – AI in Finance: Opportunities and Challenges 7 2.1 Benefits and Opportunities 7 2.2 Emerging Risks and Sectoral Challenges 10 Chapter 3 – AI Policy Landscape and Insights from the Ecosystem 16 3.1 

FREE-AI Committee Report - Framework for Responsible and Ethical Enablement of Artificial Intelligence