Discussion paper on Regulation of Off-Balance Sheet Activities of Banks

DBOD. No. BP.11021/ 08.12.015/ 2008-09January 7, 2009All Commercial Banks (excluding RRBs & LABs)</P>Dear Sir,Draft Guidelines on Classification of Exposures as Commercial Real Estate (CRE) ExposuresPlease refer to our circular DBS.CO.PP.BC.21/11.01.005/2004-05 dated June 29, 2005 on the captioned subject, inter alia, defining CRE Exposures (Please see Annex). In view of a number of queries received from banks and other quarters as to whether or not certain

DNBS/PD (SC/RC) No. /10.30.000/2008-09 December…., 2008 Draft Guidelines on Change in or Take Over of the Management of the Business of the Borrower by Securitisation Companies or Reconstruction Companies (Reserve Bank) Guidelines, 200…. The Reserve Bank of India hereby notifies these guidelines, framed under Section 9(a) of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interests Act, 2002 (SARFAESI Act) to provide for the prope

To All RBI regulated entities (Commercial Banks, Co-operative Banks, Primary Dealers, Financial Institutions, RRBs and NBFCs) Dear Sir, Guidelines for accounting for Repo / Reverse repo transactions Please refer to our Circular IDMC.3810/11.08.10/2002-03 dated March 24, 2003 setting out uniform guidelines for accounting of repo/reverse repo transactions. These guidelines captured the character of repo/reverse repo transaction as outright sale and outright purchase as

AppendixDraft Guidelines on Prudential Norms for Off-balance Sheet Exposures of Banks – Capital Adequacy, Exposure, Asset Classification and Provisioning NormsAt present, paragraphs 2.4.3 and 2.4.4 of the ‘Master Circular on Prudential Norms on Capital Adequacy’, DBOD.No.BP.BC.4/21.01.002/2007-08 dated July 2, 2007, stipulate the applicable credit conversion factors (CCF) for the foreign exchange and interest-rate related contracts under Basel-I framework. Likewise, p

RBI/2007-2008/A. P. (DIR Series) Circular No.May , 2008ToAll Authorised Dealers Category - I banksMadam / Sir,Establishment of Branch/Liaison Offices in India by foreign entities-Eligibility Criteria and Procedural GuidelinesAttention of Authorised Dealer Category - I (AD Category - I) banks is invited to Notification No. FEMA 22/2000-RB dated May 3, 2000, as amended from time to time, in terms of which a person resident outside India requires prior approval of the Re

Second DraftAll Scheduled Commercial Banks(Excluding RRBs)Dear Sir, Mid-Term Review of the Annual Policy for the year 2007- 08 – Recovery Agents engaged by banks Please refer to the paragraph 172 and 173 of the mid-term review of the Annual Policy for the year 2007-08, a copy of which is enclosed. In view of the rise in the number of disputes and litigations against banks for engaging recovery agents in the recent past, it is felt that the adverse publicity would resu

DBOD. No. BP. 502 / 21.04.157/2007-08October 24, 2007 The Chairman/Chief Executive OfficerAll Commercial Banks (excluding RRBs and LABs) andPrimary DealersDear Sir, Annual Policy Statement 2007- 08 – Draft Guidelines on Credit Default SwapsPlease refer to our letter forwarding DBOD.No.BP.1409/21.04.157/2006-07 dated May 16, 2007 the first draft guidelines on Credit Default Swaps and inviting feedback from various stakeholders. The feedback received from wide spectrum

DBOD. No. BP. 256 / 21.04.098/ 2007-08September 5, 2007ToChairmen / Chief Executive OfficersAll Commercial Banks(excluding RRBs)Guidelines on Asset-Liability Management (ALM) System – Draft AmendmentsReserve Bank had issued guidelines on ALM system vide Circular No. DBOD. BP. BC. 8 / 21.04.098/ 99 dated February 10, 1999, which covered, among others, interest rate risk and liquidity risk measurement / reporting framework and prudential limits. As a measure of liquidit

DBOD. No. BP. 1522/ 21.04.132/ 2006-07June 21, 2007All Commercial Banks (excluding RRBs & LABs)</FONT>Dear Sir,Prudential Guidelines on Restructuring/ Rescheduling of dues by banks – Draft GuidelinesPursuant to the Annual Policy Statement for the Year 2006-07, a Working Group was constituted to review and align the existing guidelines on restructuring of advances, other than under debt restructuring mechanisms, on the lines of provisions under the revised CD