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ഒക്ടോ 15, 2008
7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds 2003 - Collateral facility - UCBs
RBI/2008-2009/225 UBD.PCB.Cir. No. 6 /13.05.000/2008-09 October 15 , 2008 The Chief Executive Officer of all Primary Scheduled (Urban) Co-op. Banks Dear Sir / Madam, 7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds 2003 - Collateral facility - UCBs As you are aware of, in terms of relevant Government of India Notifications, Savings Bonds issued under the captioned schemes, were not eligible as collateral for loans from bank
RBI/2008-2009/225 UBD.PCB.Cir. No. 6 /13.05.000/2008-09 October 15 , 2008 The Chief Executive Officer of all Primary Scheduled (Urban) Co-op. Banks Dear Sir / Madam, 7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds 2003 - Collateral facility - UCBs As you are aware of, in terms of relevant Government of India Notifications, Savings Bonds issued under the captioned schemes, were not eligible as collateral for loans from bank
ഒക്ടോ 08, 2008
Levy of Service Charges for Electronic Payment Products and Outstation Cheque Collection
RBI / 2008-09 / 207 DPSS.CO.No. 611 / 03.01.03(P) / 2008-09 October 8, 2008 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Levy of Service Charges for Electronic Payment Products and Outstation Cheque Collection With immediate effect, the framework of charges to be levied by banks for offering various
RBI / 2008-09 / 207 DPSS.CO.No. 611 / 03.01.03(P) / 2008-09 October 8, 2008 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Levy of Service Charges for Electronic Payment Products and Outstation Cheque Collection With immediate effect, the framework of charges to be levied by banks for offering various
സെപ്റ്റം 19, 2008
Payment of interest on accounts frozen by banks
RBI / 2008-09 / 186 DBOD.No.Leg.BC. 47 /09.07.005/2008-09 September 19, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Payment of interest on accounts frozen by banks As banks are aware, at times they are required to freeze the accounts of customers based on the orders of the enforcement authorities. An issue has been raised regarding payment of interest on such frozen accounts. 2. The issue was examined in consultation with Indian Banks’ Association a
RBI / 2008-09 / 186 DBOD.No.Leg.BC. 47 /09.07.005/2008-09 September 19, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Payment of interest on accounts frozen by banks As banks are aware, at times they are required to freeze the accounts of customers based on the orders of the enforcement authorities. An issue has been raised regarding payment of interest on such frozen accounts. 2. The issue was examined in consultation with Indian Banks’ Association a
ഓഗ 22, 2008
Unclaimed Deposits / Inoperative Accounts in banks
RBI / 2008-09 / 138 DBOD.No.Leg. BC. 34 /09.07.005/2008-09 August 22, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Unclaimed Deposits / Inoperative Accounts in banks Please refer to our Circular DBOD.No.Com.BC.109/C.408/A-77 dated October 1, 1977 wherein banks were advised that deposit accounts which have not been operated upon over a period, say two years should be segregated and maintained in separate ledger/s. Further, banks were also advised vide
RBI / 2008-09 / 138 DBOD.No.Leg. BC. 34 /09.07.005/2008-09 August 22, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Unclaimed Deposits / Inoperative Accounts in banks Please refer to our Circular DBOD.No.Com.BC.109/C.408/A-77 dated October 1, 1977 wherein banks were advised that deposit accounts which have not been operated upon over a period, say two years should be segregated and maintained in separate ledger/s. Further, banks were also advised vide
ഓഗ 22, 2008
Display of information by banks – Comprehensive Notice Board
RBI / 2008-09 / 137 DBOD.No. Leg. BC. 33 /09.07.005/2008-09 August 22, 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Display of information by banks – Comprehensive Notice Board The display of information by banks in their branches is one of the modes of imparting financial education. This display enables customers to make informed decision regarding products and services of the bank and be aware of their rights as also the obligations of the banks to
RBI / 2008-09 / 137 DBOD.No. Leg. BC. 33 /09.07.005/2008-09 August 22, 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Display of information by banks – Comprehensive Notice Board The display of information by banks in their branches is one of the modes of imparting financial education. This display enables customers to make informed decision regarding products and services of the bank and be aware of their rights as also the obligations of the banks to
ഓഗ 12, 2008
RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad
RBI/2008-09/126 UBD.PCB. Cir . No.6/12.05.000 /2008-09 August 12 , 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad As you may be aware, fictitious lottery and money circulation schemes aimed at defrauding members of the public have come to light from time to time. It is clarified that remittances in any form towards participation in lottery schemes is
RBI/2008-09/126 UBD.PCB. Cir . No.6/12.05.000 /2008-09 August 12 , 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad As you may be aware, fictitious lottery and money circulation schemes aimed at defrauding members of the public have come to light from time to time. It is clarified that remittances in any form towards participation in lottery schemes is
ഓഗ 12, 2008
RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad
RBI/2008-09/126 UBD.PCB. Cir . No.6/12.05.000 /2008-09 August 12 , 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad As you may be aware, fictitious lottery and money circulation schemes aimed at defrauding members of the public have come to light from time to time. It is clarified that remittances in any form towards participation in lottery schemes is
RBI/2008-09/126 UBD.PCB. Cir . No.6/12.05.000 /2008-09 August 12 , 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad As you may be aware, fictitious lottery and money circulation schemes aimed at defrauding members of the public have come to light from time to time. It is clarified that remittances in any form towards participation in lottery schemes is
ഓഗ 05, 2008
8% Savings (Taxable) Bonds, 2003 - Income Tax Act, 1961 - TDS
RBI/2008-2009/121 Ref. DGBA.CDD. No. H - 1311/13.01.299/2008-09 August 5, 2008 Shravana 14, 1930 (S) The Chairman and Managing Director State Bank of India & Associate Banks 17 Nationalised Banks AXIS Bank Ltd / HDFC Bank Ltd / ICICI Bank Ltd / IDBI Bank Ltd / & SHCIL Dear Sir, 8% Savings (Taxable) Bonds, 2003 - Income Tax Act, 1961 - TDS Please refer to our circular No. RBI / 2007-08 / 141 with reference No. DGBA.CDD No. H-3024/13.01.299/2007-08 dated Septemb
RBI/2008-2009/121 Ref. DGBA.CDD. No. H - 1311/13.01.299/2008-09 August 5, 2008 Shravana 14, 1930 (S) The Chairman and Managing Director State Bank of India & Associate Banks 17 Nationalised Banks AXIS Bank Ltd / HDFC Bank Ltd / ICICI Bank Ltd / IDBI Bank Ltd / & SHCIL Dear Sir, 8% Savings (Taxable) Bonds, 2003 - Income Tax Act, 1961 - TDS Please refer to our circular No. RBI / 2007-08 / 141 with reference No. DGBA.CDD No. H-3024/13.01.299/2007-08 dated Septemb
ജൂലൈ 23, 2008
Credit Card Operations of Banks
RBI/2008-2009/100 DBOD.FSD.BC.23/24.01.011/2008-09 July 23 , 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Credit Card Operations of Banks Please refer to the Master Circular on Credit Card Operations of banks (Circular No.DBOD.FSD.BC.6/24.01.011/2008-2009) dated July 1, 2008. 2. In this connection, we advise that the Reserve Bank of India had undertaken a study on the credit card operations of banks, based on the complaints received by the Bank as als
RBI/2008-2009/100 DBOD.FSD.BC.23/24.01.011/2008-09 July 23 , 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Credit Card Operations of Banks Please refer to the Master Circular on Credit Card Operations of banks (Circular No.DBOD.FSD.BC.6/24.01.011/2008-2009) dated July 1, 2008. 2. In this connection, we advise that the Reserve Bank of India had undertaken a study on the credit card operations of banks, based on the complaints received by the Bank as als
ജൂലൈ 09, 2008
StCBs/DCCBs - Banking Facilities to Visually Challenged
RBI/2008-09/91 RPCD.CO.RF.No.BC 1/07.06.00/2008-09 July 9, 2008 18 Ashadha, Saka 1930 To All State and Central Co-operative Banks Dear Sir, Banking facilities to the visually challenged It has been brought to our notice that visually challenged persons are facing problems in availing banking facilities. It may be noted that banking facilities including cheque book facility / operation of ATM / locker, etc. cannot be denied to the visually challenged as they are legall
RBI/2008-09/91 RPCD.CO.RF.No.BC 1/07.06.00/2008-09 July 9, 2008 18 Ashadha, Saka 1930 To All State and Central Co-operative Banks Dear Sir, Banking facilities to the visually challenged It has been brought to our notice that visually challenged persons are facing problems in availing banking facilities. It may be noted that banking facilities including cheque book facility / operation of ATM / locker, etc. cannot be denied to the visually challenged as they are legall
ജൂൺ 12, 2008
Banking facilities to the visually challenged - UCBs
RBI / 2007-2008 / 364 UBD. CO. BPD. (PCB). No51/09.39.000/2007-08 June 12, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Banking facilities to the visually challenged - UCBs It has been brought to the notice of the Reserve Bank that visually challenged persons are facing problems in availing banking facilities. It may be noted that banking facilities including cheque book facility / operation of ATM/ locker etc. cannot be d
RBI / 2007-2008 / 364 UBD. CO. BPD. (PCB). No51/09.39.000/2007-08 June 12, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Banking facilities to the visually challenged - UCBs It has been brought to the notice of the Reserve Bank that visually challenged persons are facing problems in availing banking facilities. It may be noted that banking facilities including cheque book facility / operation of ATM/ locker etc. cannot be d
ജൂൺ 04, 2008
Banking facilities to the visually challenged
RBI / 2007-08 / 358 DBOD.No.Leg BC. 91 /09.07.005/2007-08 June 4, 2008 To All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Banking facilities to the visually challenged It has been brought to our notice that visually challenged persons are facing problems in availing banking facilities. It may be noted that banking facilities including cheque book facility / operation of ATM / locker etc. cannot be denied to the visually challenged as they are legally compete
RBI / 2007-08 / 358 DBOD.No.Leg BC. 91 /09.07.005/2007-08 June 4, 2008 To All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Banking facilities to the visually challenged It has been brought to our notice that visually challenged persons are facing problems in availing banking facilities. It may be noted that banking facilities including cheque book facility / operation of ATM / locker etc. cannot be denied to the visually challenged as they are legally compete
മേയ് 30, 2008
Reporting under FDI Scheme - Revised procedure
RBI/2007-2008/343 A. P. (DIR Series) Circular No. 45 May 30, 2008 To, All Category – I Authorised Dealer banks and Authorised Banks Madam / Sir, Foreign Exchange Management (Deposit) Regulations, 2000 – Credit to Non Resident (External) Rupee Accounts Attention of Authorised Dealer Category - I (AD Category – I) banks is invited to paragraph 3 of Schedule I to the Foreign Exchange Management (Deposit) Regulations, 2000 [Notification No. FEMA 5/2000-RB dated May 3, 200
RBI/2007-2008/343 A. P. (DIR Series) Circular No. 45 May 30, 2008 To, All Category – I Authorised Dealer banks and Authorised Banks Madam / Sir, Foreign Exchange Management (Deposit) Regulations, 2000 – Credit to Non Resident (External) Rupee Accounts Attention of Authorised Dealer Category - I (AD Category – I) banks is invited to paragraph 3 of Schedule I to the Foreign Exchange Management (Deposit) Regulations, 2000 [Notification No. FEMA 5/2000-RB dated May 3, 200
മേയ് 14, 2008
Settlement of claims in respect of missing persons
RBI/2007-08/319 RPCD.CO.RF.BC.No.70/07.38.01/2007-08 May14, 2008 All State and District Central Co-operative Banks Dear Sir, Settlement of claims in respect of missing persons A query has been raised regarding the system which should be followed by banks in case a claim is received from a nominee / legal heirs for settlement of claim in respect of missing persons. 2. The settlement of claims in respect of missing persons would be governed by the provisions of Section
RBI/2007-08/319 RPCD.CO.RF.BC.No.70/07.38.01/2007-08 May14, 2008 All State and District Central Co-operative Banks Dear Sir, Settlement of claims in respect of missing persons A query has been raised regarding the system which should be followed by banks in case a claim is received from a nominee / legal heirs for settlement of claim in respect of missing persons. 2. The settlement of claims in respect of missing persons would be governed by the provisions of Section
മേയ് 14, 2008
Claims secured by residential property – Change in limits for risk weights
RBI/2007–08/320 DBOD.No.BP.BC. 83/21.06.001/2007-08 May 14, 2008 The Chairman and Chief Executive Officer All Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Claims secured by residential property – Change in limits for risk weights Please refer to the paragraph 5.10 of our circular DBDO.No.BP.BC.90/20.06.001/ 2006-07 dated April 27, 2007 on ‘Guidelines for implementation of the New Capital Adequacy Framework’, and also items Nos. [(A)
RBI/2007–08/320 DBOD.No.BP.BC. 83/21.06.001/2007-08 May 14, 2008 The Chairman and Chief Executive Officer All Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Claims secured by residential property – Change in limits for risk weights Please refer to the paragraph 5.10 of our circular DBDO.No.BP.BC.90/20.06.001/ 2006-07 dated April 27, 2007 on ‘Guidelines for implementation of the New Capital Adequacy Framework’, and also items Nos. [(A)
മേയ് 13, 2008
StCBs/DCCBs – Customer Charges for use of ATMs for Cash Withdrawal/Balance Enquiry
RBI/2007-2008/318 RPCD.CO.RF.BC.No. 69 / 07.06.00 / 2007-08 May 13, 2008 23 Vaishakha, Saka 1930 To All State and Central Co-operative Banks Dear Sir, Customer charges for use of ATMs for cash withdrawal and balance enquiry Automated Teller Machines (ATMs) have gained prominence as a delivery channel for banking transactions in India. Banks have been deploying ATMs to increase their reach. While ATMs facilitate a variety of banking transactions for customers, their ma
RBI/2007-2008/318 RPCD.CO.RF.BC.No. 69 / 07.06.00 / 2007-08 May 13, 2008 23 Vaishakha, Saka 1930 To All State and Central Co-operative Banks Dear Sir, Customer charges for use of ATMs for cash withdrawal and balance enquiry Automated Teller Machines (ATMs) have gained prominence as a delivery channel for banking transactions in India. Banks have been deploying ATMs to increase their reach. While ATMs facilitate a variety of banking transactions for customers, their ma
മേയ് 08, 2008
Recovery Agents engaged by Banks
RBI/2007-2008/296 DBOD.No.Leg.BC.75 /09.07.005/2007-08April 24, 2008All Scheduled Commercial Banks (Excluding RRBs)Dear Sir, Mid-Term Review of the Annual Policy for the year 2007- 08 – Recovery Agents engaged by banks Please refer to the paragraph 172 and 173 of the mid-term review of the Annual Policy for the year 2007-08, a copy of which is enclosed. In view of the rise in the number of disputes and litigations against banks for engaging recovery agents in the rece
RBI/2007-2008/296 DBOD.No.Leg.BC.75 /09.07.005/2007-08April 24, 2008All Scheduled Commercial Banks (Excluding RRBs)Dear Sir, Mid-Term Review of the Annual Policy for the year 2007- 08 – Recovery Agents engaged by banks Please refer to the paragraph 172 and 173 of the mid-term review of the Annual Policy for the year 2007-08, a copy of which is enclosed. In view of the rise in the number of disputes and litigations against banks for engaging recovery agents in the rece
മേയ് 02, 2008
Grievance Redressal Mechanism in banks
RBI/2007-08/309 DBOD.No.Leg BC.81/09.07.005/2007-08 May 2, 2008 To All Scheduled Commercial Banks (excluding RRBs) Dear Sir , Grievance Redressal Mechanism in banks Please refer to our Circular DBOD.No.Leg BC.60/09.07.005/2006-07 dated February 22, 2007 wherein instructions were issued to banks regarding analysis and disclosure of complaints. In this connection, it may be mentioned that a proper analysis and disclosure of complaints would be possible only if there is
RBI/2007-08/309 DBOD.No.Leg BC.81/09.07.005/2007-08 May 2, 2008 To All Scheduled Commercial Banks (excluding RRBs) Dear Sir , Grievance Redressal Mechanism in banks Please refer to our Circular DBOD.No.Leg BC.60/09.07.005/2006-07 dated February 22, 2007 wherein instructions were issued to banks regarding analysis and disclosure of complaints. In this connection, it may be mentioned that a proper analysis and disclosure of complaints would be possible only if there is
മേയ് 02, 2008
Settlement of claims in respect of missing persons
RBI/2007-08/308 DBOD.No.Leg. BC.80 /09.07.005/2007-08 May 2, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Settlement of claims in respect of missing persons A query has been raised regarding the system which should be followed by banks in case a claim is received from a nominee / legal heirs for settlement of claim in respect of missing persons. 2. The settlement of claims in respect of missing persons would be governed by the provisions of Section 1
RBI/2007-08/308 DBOD.No.Leg. BC.80 /09.07.005/2007-08 May 2, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Settlement of claims in respect of missing persons A query has been raised regarding the system which should be followed by banks in case a claim is received from a nominee / legal heirs for settlement of claim in respect of missing persons. 2. The settlement of claims in respect of missing persons would be governed by the provisions of Section 1
ഏപ്രി 15, 2008
UCBs – Cheque Collection Policy
RBI/2007-2008/281 UBD (PCB) BPD Cir No 40/ 09.39.000/ 2007-08 April 15, 2008 To The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative banks Dear Sir, Committee on Procedures and Performance Audit on Public Services (CPPAPS)- Formulating policy for (i) Immediate Credit of local / outstation cheques (ii) Time Frame for Collection of local / outstation cheques and (iii) Interest Payment for delayed collection As you are aware, Reserve Bank has been i
RBI/2007-2008/281 UBD (PCB) BPD Cir No 40/ 09.39.000/ 2007-08 April 15, 2008 To The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative banks Dear Sir, Committee on Procedures and Performance Audit on Public Services (CPPAPS)- Formulating policy for (i) Immediate Credit of local / outstation cheques (ii) Time Frame for Collection of local / outstation cheques and (iii) Interest Payment for delayed collection As you are aware, Reserve Bank has been i
ഏപ്രി 10, 2008
Mandatory electronic payment of tax by certain Categories of taxpayers w.e.f. 1.4.2008
RBI/2007-08/280 DGBA.GAD. No. H. 10875 / 42.01.038 /2007-08 April 10, 2008 The Chairman & Managing Director/Managing Director State Bank of India and its Associates/ All Nationalised banks/ Axis Bank Ltd/ HDFC Bank Ltd/ ICICI Bank Ltd/ IDBI Ltd/ J&K Bank Ltd. Dear Sir, Mandatory electronic payment of tax by certain Categories of taxpayers w.e.f. 1.4.2008 As you are aware, the Central Board of Direct Taxes vide their Notification No. 34/2008 dated 13-3-2008 (co
RBI/2007-08/280 DGBA.GAD. No. H. 10875 / 42.01.038 /2007-08 April 10, 2008 The Chairman & Managing Director/Managing Director State Bank of India and its Associates/ All Nationalised banks/ Axis Bank Ltd/ HDFC Bank Ltd/ ICICI Bank Ltd/ IDBI Ltd/ J&K Bank Ltd. Dear Sir, Mandatory electronic payment of tax by certain Categories of taxpayers w.e.f. 1.4.2008 As you are aware, the Central Board of Direct Taxes vide their Notification No. 34/2008 dated 13-3-2008 (co
മാർ 10, 2008
Customer charges for use of ATMs for cash withdrawal and balance enquiry
RBI/2007-2008/260 DPSS No.1405 / 02.10.02 / 2007-2008 March 10, 2008 The Chairman / Chief Executive Officer (All Scheduled commercial banks including RRBs) Dear Sir Customer charges for use of ATMs for cash withdrawal and balance enquiry 1. Automated Teller Machines (ATMs) have gained prominence as a delivery channel for banking transactions in India. Banks have been deploying ATMs to increase their reach. While ATMs facilitate a variety of banking transactions for cu
RBI/2007-2008/260 DPSS No.1405 / 02.10.02 / 2007-2008 March 10, 2008 The Chairman / Chief Executive Officer (All Scheduled commercial banks including RRBs) Dear Sir Customer charges for use of ATMs for cash withdrawal and balance enquiry 1. Automated Teller Machines (ATMs) have gained prominence as a delivery channel for banking transactions in India. Banks have been deploying ATMs to increase their reach. While ATMs facilitate a variety of banking transactions for cu
ഫെബ്രു 27, 2008
Repayment of 6.5% Savings Bonds, 2003 (Non Taxable)
RBI Circular No. 249/2007-2008 Ref No DGBA.CDD / H- 9362 / 13.04.137 / 2007 - 08February 27, 2008 Phalguna 8, 1929 (Saka)The General Manager State Bank of India and Associate Banks and 17 Nationalised Banks ICICI Bank Ltd. / IDBI Ltd./ HDFC Bank Ltd / Axis Bank Ltd. Stock Holding Corporation of India LtdDear Sir,Repayment of 6.5% Savings Bonds, 2003 (Non Taxable) Please refer to our Loan Circular CO.DT. 13.01.298 / H-3566/2002-03 dated March 15, 2003 regarding issue o
RBI Circular No. 249/2007-2008 Ref No DGBA.CDD / H- 9362 / 13.04.137 / 2007 - 08February 27, 2008 Phalguna 8, 1929 (Saka)The General Manager State Bank of India and Associate Banks and 17 Nationalised Banks ICICI Bank Ltd. / IDBI Ltd./ HDFC Bank Ltd / Axis Bank Ltd. Stock Holding Corporation of India LtdDear Sir,Repayment of 6.5% Savings Bonds, 2003 (Non Taxable) Please refer to our Loan Circular CO.DT. 13.01.298 / H-3566/2002-03 dated March 15, 2003 regarding issue o
നവം 19, 2007
Legal Guardianship Certificate issued under the National Trust Act, 1999 empowering the disabled persons with autism, cerebral palsy, mental retardation and multiple disabilities
RBI/2007-2008/ 189 DBOD.No.Leg.BC. 51 /09.07.005/2007-08November 19, 2007All Scheduled Commercial Banks (Excluding RRBs)Dear Sir,Guardians appointed by District Courts/Local Level Committees can open/operate bank accounts of certain categories of Disabled PersonsWe have been advised by the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities (the Trust) that a question has been raised as to whether the ban
RBI/2007-2008/ 189 DBOD.No.Leg.BC. 51 /09.07.005/2007-08November 19, 2007All Scheduled Commercial Banks (Excluding RRBs)Dear Sir,Guardians appointed by District Courts/Local Level Committees can open/operate bank accounts of certain categories of Disabled PersonsWe have been advised by the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities (the Trust) that a question has been raised as to whether the ban
നവം 12, 2007
Misuse of banknotes
RBI / 2007-2008/183 UBD.CO. BPD. (PCB). No.    20    /12.05.001/2007-08                November 12   , 2007 CEOs of All Primary (Urban) Co-operative Banks Dear Sir /Madam,                    Misuse of banknotes Please refer to the directive issued to all urban c
RBI / 2007-2008/183 UBD.CO. BPD. (PCB). No.    20    /12.05.001/2007-08                November 12   , 2007 CEOs of All Primary (Urban) Co-operative Banks Dear Sir /Madam,                    Misuse of banknotes Please refer to the directive issued to all urban c
സെപ്റ്റം 19, 2007
8% Savings (Taxable) Bonds, 2003 - Income Tax Act. 1961 - TDS
RBI/2007-08/141 Ref DGBA.CDD No H - 3024 /13.01.299 / 2007-08 September 19, 2007 Bhadra 28, 1929 (S) The General Manager State Bank of India & 17 Nationalised Banks ICICI Bank Ltd., IDBI Bank Ltd. HDFC Bank Ltd. AXIS Bank Ltd & SHCIL Dear Sir 8% Savings (Taxable) Bonds, 2003 - Income Tax Act. 1961 - TDS In continuation of our Circular DGBA.CDD.No.H-17134/13.01.299/2006-07 dated May 31, 2007 on the captioned subject, we are appending below the clarifications gi
RBI/2007-08/141 Ref DGBA.CDD No H - 3024 /13.01.299 / 2007-08 September 19, 2007 Bhadra 28, 1929 (S) The General Manager State Bank of India & 17 Nationalised Banks ICICI Bank Ltd., IDBI Bank Ltd. HDFC Bank Ltd. AXIS Bank Ltd & SHCIL Dear Sir 8% Savings (Taxable) Bonds, 2003 - Income Tax Act. 1961 - TDS In continuation of our Circular DGBA.CDD.No.H-17134/13.01.299/2006-07 dated May 31, 2007 on the captioned subject, we are appending below the clarifications gi
സെപ്റ്റം 03, 2007
Branch Level Customer Service Committees
RBI/2007-2008/128 DBOD.No.Leg.BC.30 /09.07.005/2007-08 September 3, 2007 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Branch Level Customer Service Committees In terms of recommendation no. 172 of the Working Group on Customer Service in Banks (Talwar Committee), banks were advised to establish customer service committees at branch level. Further, in terms of recommendation no. 3.68 of the Committee on Customer Service in Banks (Goiporia Committee), banks
RBI/2007-2008/128 DBOD.No.Leg.BC.30 /09.07.005/2007-08 September 3, 2007 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Branch Level Customer Service Committees In terms of recommendation no. 172 of the Working Group on Customer Service in Banks (Talwar Committee), banks were advised to establish customer service committees at branch level. Further, in terms of recommendation no. 3.68 of the Committee on Customer Service in Banks (Goiporia Committee), banks
ഓഗ 30, 2007
Settlement of PPF Claims of Subscribers who go missing
Settlement of PPF Claims of Subscribers who go missing RBI/2007-2008/125 DGBA.CDD.H-2281/15.02.001/2007-08August 30, 2007 To The Chairman and Managing Director/Managing Director Government Accounts Department, Head Office State Bank of India and its Associates Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra / Canara Bank / Central Bank of India / Corporation Bank / Dena Bank / Indian Bank / Indian Overseas Bank / Punjab National Bank / Syndicate
Settlement of PPF Claims of Subscribers who go missing RBI/2007-2008/125 DGBA.CDD.H-2281/15.02.001/2007-08August 30, 2007 To The Chairman and Managing Director/Managing Director Government Accounts Department, Head Office State Bank of India and its Associates Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra / Canara Bank / Central Bank of India / Corporation Bank / Dena Bank / Indian Bank / Indian Overseas Bank / Punjab National Bank / Syndicate
ഓഗ 22, 2007
Guidelines on Fair Practices Code for Lenders - Furnishing copy of loan agreement
RBI/2007-08/119 DBOD.No.Leg.BC. 28 /09.07.005/2007-08August 22, 2007All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs)Dear Sir, Guidelines on Fair Practices Code for Lenders - Furnishing copy of loan agreementPlease refer to our Circular DBOD. Leg. No.BC. 104 /09.07.007/2002-03 dated May 5, 2003 wherein guidelines were issued to banks / FIs for framing the Fair Practices Code for Lenders. 2. In terms of Para 2 (ii) (c) of the above Circ
RBI/2007-08/119 DBOD.No.Leg.BC. 28 /09.07.005/2007-08August 22, 2007All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs)Dear Sir, Guidelines on Fair Practices Code for Lenders - Furnishing copy of loan agreementPlease refer to our Circular DBOD. Leg. No.BC. 104 /09.07.007/2002-03 dated May 5, 2003 wherein guidelines were issued to banks / FIs for framing the Fair Practices Code for Lenders. 2. In terms of Para 2 (ii) (c) of the above Circ
മേയ് 18, 2007
StCBs/DCCBs – Safe Deposit Locker/Safe Custody Article Facility and Access to Safe Deposit Lockers/Return of Safe Custody Articles
RBI/2006-2007/400 RPCD.CO.RF.BC No. 95/07.38.01/2006-07 May 18, 2007All State and Central Co-operative Banks Dear Sir,Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks. The Committee on Procedures and Performance Audit on Public Services (CPPAPS) had made some recommendations for easy operation of lockers. We have reviewed all the guidelines issued by us on various issues rela
RBI/2006-2007/400 RPCD.CO.RF.BC No. 95/07.38.01/2006-07 May 18, 2007All State and Central Co-operative Banks Dear Sir,Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks. The Committee on Procedures and Performance Audit on Public Services (CPPAPS) had made some recommendations for easy operation of lockers. We have reviewed all the guidelines issued by us on various issues rela
മേയ് 07, 2007
Complaints about excessive interest charged by banks
Date: May 07, 2007 Complaints about excessive interest charged by banks RBI/2006-2007/377 DBOD No. Dir.BC.93/ 13.03.00/2006-07May 7, 2007All Commercial Banks (Excluding RRBs)Dear SirComplaints about excessive interest charged by banksPlease refer to paragraph 168 of the Annual Policy Statement for the year 2007-08 (copy enclosed).2. The Reserve Bank and Banking Ombudsmans' offices have been receiving several complaints regarding levying of excessive interest and charg
Date: May 07, 2007 Complaints about excessive interest charged by banks RBI/2006-2007/377 DBOD No. Dir.BC.93/ 13.03.00/2006-07May 7, 2007All Commercial Banks (Excluding RRBs)Dear SirComplaints about excessive interest charged by banksPlease refer to paragraph 168 of the Annual Policy Statement for the year 2007-08 (copy enclosed).2. The Reserve Bank and Banking Ombudsmans' offices have been receiving several complaints regarding levying of excessive interest and charg
ഏപ്രി 30, 2007
Senior Citizens Savings Scheme, 2004 - Clarification in respect of rate of interest in death cases.
RBI/2006-2007/360 DGBA.CDD. H-15824/15.15.001/2006-07April 30, 2007The General Manager Government Accounts Department, Head Office State Bank of India / State Bank of Indore / State Bank of Patiala State Bank of Bikaner & Jaipur / State Bank of Saurashtra State Bank of Travancore / State Bank of Hyderabad / State Bank of Mysore Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra/ Canara Bank / Central Bank of India / Corporation Bank / Dena Bank
RBI/2006-2007/360 DGBA.CDD. H-15824/15.15.001/2006-07April 30, 2007The General Manager Government Accounts Department, Head Office State Bank of India / State Bank of Indore / State Bank of Patiala State Bank of Bikaner & Jaipur / State Bank of Saurashtra State Bank of Travancore / State Bank of Hyderabad / State Bank of Mysore Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra/ Canara Bank / Central Bank of India / Corporation Bank / Dena Bank
ഏപ്രി 18, 2007
Introduction of ‘Protected Disclosures Scheme for Private Sector and Foreign banks'
RBI/2006-2007/328 DO DBS .FrMC No. BC 5 /23.02.011 /2006-07 April 18, 2007 All Private Sector and Foreign Banks operating in India Introduction of ‘Protected Disclosures Scheme for Private Sector and Foreign banks' The Government of India, vide its Resolution dated April 21, 2004 had authorized the Central Vigilance Commission (CVC) as the 'Designated Agency' to receive written complaints for disclosure on any allegation of corruption or misuse of office by any employ
RBI/2006-2007/328 DO DBS .FrMC No. BC 5 /23.02.011 /2006-07 April 18, 2007 All Private Sector and Foreign Banks operating in India Introduction of ‘Protected Disclosures Scheme for Private Sector and Foreign banks' The Government of India, vide its Resolution dated April 21, 2004 had authorized the Central Vigilance Commission (CVC) as the 'Designated Agency' to receive written complaints for disclosure on any allegation of corruption or misuse of office by any employ
ഏപ്രി 17, 2007
Safe Deposit Lockers/Articles in Safe Custody
RBI/2006-2007/325 DBOD.No.Leg.BC.78 /09.07.005/2006-07 April 17, 2007 To All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks. The Committee on Procedures and Performance Audit on Public Services (CPPAPS) had made some recommendations for easy operation of lockers. We have reviewed all the guidelines issued by us on variou
RBI/2006-2007/325 DBOD.No.Leg.BC.78 /09.07.005/2006-07 April 17, 2007 To All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks. The Committee on Procedures and Performance Audit on Public Services (CPPAPS) had made some recommendations for easy operation of lockers. We have reviewed all the guidelines issued by us on variou
ഏപ്രി 12, 2007

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ഏപ്രി 09, 2007

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ഏപ്രി 05, 2007

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മാർ 30, 2007

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മാർ 06, 2007

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ഫെബ്രു 21, 2007

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ഫെബ്രു 02, 2007

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ജനു 31, 2007

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ഡിസം 28, 2006

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ഡിസം 27, 2006

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‚Ü.¡°.µ†/2005-06/241 ‚Ü ã° Ÿ° •°. ã° †Þ †Ï †ý¸ †Ÿ¸ ¡° Ÿ° œØÜ 56/06.02.31/2005-06. 27, •°Ÿ¹¡Ü, 2005 †ß¯ µ¬•»³àŸ¸ ª¯—°×» ¡¯Ã²‰¨²¶“¤²¹ µü¤Ü£¯Ï/£¯¶œ×°¹‹¸ •¤¦êÜ †Ò°ªÜ¾¸ (RRB, LAB †Ò°ª¤“¾¹) ŸÜ µü¦²‰°“ ª¯¤¸ã¯ ¿¾·Ê²‰à¾¸ ˆÝ̪— ˜±ÜÔ¯¾Þ ãΘ°¤²¹ 㲘°¤ ¶§¯—²‰à †“²¾²Ò˜°œ²á ¿Ü®˜¤²¹. µü¦²‰°“ ª¯¤¸ã‰à †“²Ì°È²á „㶢¯ø¯¾à¾¸ ¡¯Ã²‰¨°§²á ¿ª¥²µ“ †Ï.ã°.† ¿¾·Ê²‰à ˜±Ü̓Ÿ 㲘°¤ ¶§¯—²‰à¾²á ¿Ü®˜ ¶œ“²Ò˜°œ¸, †ß¯ µ¬•»³àŸ¸ ª¯—°×» ¡¯Ã²‰¨²¹ (½ã¯¶š«°‰ ½‹¯£±— ¡¯Ã²‰à, ¶§¯¾Þ ‡¥°¤¯ ¡¯Ã²‰à †Ò°ª „àµÔµ“) §¨°˜£
‚Ü.¡°.µ†/2005-06/241 ‚Ü ã° Ÿ° •°. ã° †Þ †Ï †ý¸ †Ÿ¸ ¡° Ÿ° œØÜ 56/06.02.31/2005-06. 27, •°Ÿ¹¡Ü, 2005 †ß¯ µ¬•»³àŸ¸ ª¯—°×» ¡¯Ã²‰¨²¶“¤²¹ µü¤Ü£¯Ï/£¯¶œ×°¹‹¸ •¤¦êÜ †Ò°ªÜ¾¸ (RRB, LAB †Ò°ª¤“¾¹) ŸÜ µü¦²‰°“ ª¯¤¸ã¯ ¿¾·Ê²‰à¾¸ ˆÝ̪— ˜±ÜÔ¯¾Þ ãΘ°¤²¹ 㲘°¤ ¶§¯—²‰à †“²¾²Ò˜°œ²á ¿Ü®˜¤²¹. µü¦²‰°“ ª¯¤¸ã‰à †“²Ì°È²á „㶢¯ø¯¾à¾¸ ¡¯Ã²‰¨°§²á ¿ª¥²µ“ †Ï.ã°.† ¿¾·Ê²‰à ˜±Ü̓Ÿ 㲘°¤ ¶§¯—²‰à¾²á ¿Ü®˜ ¶œ“²Ò˜°œ¸, †ß¯ µ¬•»³àŸ¸ ª¯—°×» ¡¯Ã²‰¨²¹ (½ã¯¶š«°‰ ½‹¯£±— ¡¯Ã²‰à, ¶§¯¾Þ ‡¥°¤¯ ¡¯Ã²‰à †Ò°ª „àµÔµ“) §¨°˜£
ഡിസം 26, 2006
Cheque Drop Box Facility and the facility for acknowledgement of cheques
RBI/2006-07/221 RPCD.CO.RF.BC.NO./40/07.40.06/2006-07 December 26, 2006 The Chairmen/ CEOs of all State/Central Co-operative Banks Dear Sir, Cheque Drop Box Facility and the facility for acknowledgement of cheques. Reserve Bank of India / Banking Ombudsmen have been receiving complaints that many bank branches are not accepting cheques at the counters and are compelling the customers to drop the cheques in the Cheque Drop Box. 2. It is, therefore, advised that custome
RBI/2006-07/221 RPCD.CO.RF.BC.NO./40/07.40.06/2006-07 December 26, 2006 The Chairmen/ CEOs of all State/Central Co-operative Banks Dear Sir, Cheque Drop Box Facility and the facility for acknowledgement of cheques. Reserve Bank of India / Banking Ombudsmen have been receiving complaints that many bank branches are not accepting cheques at the counters and are compelling the customers to drop the cheques in the Cheque Drop Box. 2. It is, therefore, advised that custome
ഡിസം 26, 2006

†ß¯ ½ã¯¶š«°‰ ½‹¯£±— ¡¯Ã²‰à¾²¹. (‚Ü ‚Ü ¡° ‰à¾¸)

‚Ü ¡° µ†/2006-2007/220 ‚Ü ã° Ÿ° •°, Ÿ° ˆ ‚Ü ‚Ü ¡° ¡° Ÿ° œØÜ/39/03-05-33(ƒ)2006-07 •°Ÿ¹¡Ü 26, 2006 †ß¯ ½ã¯¶š«°‰ ½‹¯£±— ¡¯Ã²‰à¾²¹. (‚Ü ‚Ü ¡° ‰à¾¸) ŸÜ, µü¾¸ ¶½•¯ã¸ Ÿ·‰¥»ª²¹ µü¾²‰°È°¤ ª°ª¥¹ ¿¦°¤°¾²Ò˜°œ²á Ÿ·‰¥»ª²¹. 㧠¡¯Ã² «¯Š‰¨°§²¹ ‰·Ê¦²‰¨°Þ ¿¾·Ê²‰¨°Þ µü¾²‰à Ÿ¼±‰¥°¾¯µ˜ µãÈ°¤°Þ ƒ“¯Ï œ°Ü¡œ¸›°¾²‰¤¯µ—Ò¸ ¦°ŸÜª¸ ¡¯Ã°§²¹ ˆ¯¹¡²•¸Ÿ¸£¯œ²¹ 㥯˜°‰à §¢°¾²Ò². 2. ¿˜²µ‰¯Ê¸ ¡¯Ã²‰à £²‰àÔ¦Ç Ÿ¯®ü¥»Ì°Þ ƒ“㯓²‰¯µ¥ µü¾²‰à µãÈ°¤°Þ ƒ“¯Ï œ°Ü¡œ¸›°¾¥²˜¸. ¿ªÜ¾¸ µü¾²‰à µãÈ°¤°§°“²‰¶¤¯ ð°¥¹ ‰·Ê¦²‰¨°
‚Ü ¡° µ†/2006-2007/220 ‚Ü ã° Ÿ° •°, Ÿ° ˆ ‚Ü ‚Ü ¡° ¡° Ÿ° œØÜ/39/03-05-33(ƒ)2006-07 •°Ÿ¹¡Ü 26, 2006 †ß¯ ½ã¯¶š«°‰ ½‹¯£±— ¡¯Ã²‰à¾²¹. (‚Ü ‚Ü ¡° ‰à¾¸) ŸÜ, µü¾¸ ¶½•¯ã¸ Ÿ·‰¥»ª²¹ µü¾²‰°È°¤ ª°ª¥¹ ¿¦°¤°¾²Ò˜°œ²á Ÿ·‰¥»ª²¹. 㧠¡¯Ã² «¯Š‰¨°§²¹ ‰·Ê¦²‰¨°Þ ¿¾·Ê²‰¨°Þ µü¾²‰à Ÿ¼±‰¥°¾¯µ˜ µãÈ°¤°Þ ƒ“¯Ï œ°Ü¡œ¸›°¾²‰¤¯µ—Ò¸ ¦°ŸÜª¸ ¡¯Ã°§²¹ ˆ¯¹¡²•¸Ÿ¸£¯œ²¹ 㥯˜°‰à §¢°¾²Ò². 2. ¿˜²µ‰¯Ê¸ ¡¯Ã²‰à £²‰àÔ¦Ç Ÿ¯®ü¥»Ì°Þ ƒ“㯓²‰¯µ¥ µü¾²‰à µãÈ°¤°Þ ƒ“¯Ï œ°Ü¡œ¸›°¾¥²˜¸. ¿ªÜ¾¸ µü¾²‰à µãÈ°¤°§°“²‰¶¤¯ ð°¥¹ ‰·Ê¦²‰¨°
ഡിസം 22, 2006
NRIs and PIOs as Nominees under Senior Citizens Savings Scheme, 2004- Clarification
RBI/ 2006-2007/217 Ref. No. DGBA.CDD. No. H- 10024 / 15.15.001 / 2006-07 December 22, 2006 The General Manager Government Accounts Department, Head Office State Bank of India / State Bank of Indore / State Bank of Patiala State Bank of Bikaner & Jaipur / State Bank of Saurashtra State Bank of Travancore / State Bank of Hyderabad / State Bank of Mysore Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra/ Canara Bank / Central Bank of India / Corpo
RBI/ 2006-2007/217 Ref. No. DGBA.CDD. No. H- 10024 / 15.15.001 / 2006-07 December 22, 2006 The General Manager Government Accounts Department, Head Office State Bank of India / State Bank of Indore / State Bank of Patiala State Bank of Bikaner & Jaipur / State Bank of Saurashtra State Bank of Travancore / State Bank of Hyderabad / State Bank of Mysore Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra/ Canara Bank / Central Bank of India / Corpo
ഡിസം 18, 2006

£²˜°ÜÒ ã·¥Ï£¯Ü¾²¶ªÊ°¤²á ŸØ¯š»ãΘ° 2004 ‰¯§¯ª›° ˜°‰¤¯µ˜ ã°Ïª§°¾²¶Ø¯©²á 㧰« - ª°«š±‰¥—¹.

‚Ü ¡° µ†/2006-2007/211 Ÿ³üœ œØÜ •° ×° ¡° † Ÿ° •° •° œØÜ †Å¸ 9741/15.15.001/2006-07 •°Ÿ¹¡Ü 18, 2006 š° ל¦Þ £¯¶œ×Ü ‹ªÉµ£ú¸ ¿¾·Ê¸Ÿ¸ •°Ô¯Üȸµ£ú¸, µ®•¸ ˆ¯ý±Ÿ¸ ¶èݸ ¡¯Ã¸ ˆ¯ý¸ ƒÐ»/ Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ ƒÏ¶•¯Ü / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ 㯓»¯§ / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ ¡±¾¯œ±Ü ‚ú¸ פ¸ã³Ü / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ Ÿ·¥¯¬¸½“ / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ ½“¯ªÏ‰³Ü /Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ µµ®½š¯¡¯š¸/ ¶èݸ ¡¯Ã¸ ˆ¯ý¸ £®¯¥¯¬¸½“ / ‰¯œ¦¯ ¡¯Ã¸ / µŸÏ½“Þ ¡¯Ã¸ ˆ¯ý¸ ƒÐ»/ ¶‰¯ÜÔ¶¦¬Ï ¡¯Ã¸ / ¶›œ¯ ¡¯Ã¸ / ƒÐ»Ï ¡¯Ã¸ / ƒÐ»Ï ˆ¯ªÜŸ±Ÿ¸ ¡¯Ã¸
‚Ü ¡° µ†/2006-2007/211 Ÿ³üœ œØÜ •° ×° ¡° † Ÿ° •° •° œØÜ †Å¸ 9741/15.15.001/2006-07 •°Ÿ¹¡Ü 18, 2006 š° ל¦Þ £¯¶œ×Ü ‹ªÉµ£ú¸ ¿¾·Ê¸Ÿ¸ •°Ô¯Üȸµ£ú¸, µ®•¸ ˆ¯ý±Ÿ¸ ¶èݸ ¡¯Ã¸ ˆ¯ý¸ ƒÐ»/ Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ ƒÏ¶•¯Ü / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ 㯓»¯§ / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ ¡±¾¯œ±Ü ‚ú¸ פ¸ã³Ü / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ Ÿ·¥¯¬¸½“ / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ ½“¯ªÏ‰³Ü /Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ µµ®½š¯¡¯š¸/ ¶èݸ ¡¯Ã¸ ˆ¯ý¸ £®¯¥¯¬¸½“ / ‰¯œ¦¯ ¡¯Ã¸ / µŸÏ½“Þ ¡¯Ã¸ ˆ¯ý¸ ƒÐ»/ ¶‰¯ÜÔ¶¦¬Ï ¡¯Ã¸ / ¶›œ¯ ¡¯Ã¸ / ƒÐ»Ï ¡¯Ã¸ / ƒÐ»Ï ˆ¯ªÜŸ±Ÿ¸ ¡¯Ã¸
ഡിസം 18, 2006

½ã¶˜»‰ œ°¶Àã ãΘ° 1975 ‰§ÊÜ ªÜ¬¹ 2006 ¶§¾²á 㧰«.

‚Ü ¡° µ†/2006-2007/212, Ÿ³üœ œØÜ •° ×° ¡° † Ÿ° •° •° œØÜ †Å¸ 9473/15-01-001/2006-07 •°Ÿ¹¡Ü 18, 2006 š° µü¤Ü£¯Ï ‚ú¸ £¯¶œ×°¹‹¸ •¤¦‰¸“Ü ‹ªÉµ£ú¸ ¿¾·Ê¸Ÿ¸ •°Ô¯Üȸµ£ú¸ ¶‰½Ñ ‚ý±Ÿ¸ ¶èݸ ¡¯Ã¸ ˆ¯ý¸ ƒÐ»/ Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ ƒÏ¶•¯Ü / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ 㯓»¯§ / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ ¡±¾¯œ±Ü ‚ú¸ פ¸ã³Ü / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ Ÿ·¥¯¬¸½“ / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ ½“¯ªÏ‰³Ü /Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ µµ®½š¯¡¯š¸ / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ µµ£Ÿ³Ü / ¿§®¯¡¯š¸ ¡¯Ã¸ / ¡¯Ã¸ ˆ¯ý¸ ¡¶¦¯• / ¡¯Ã¸ ˆ¯ý¸ ƒÐ»/ ¡¯Ã¸ ˆ¯ý¸ £®¯¥¯¬¸½“ / ‰¯œ¦¯ ¡
‚Ü ¡° µ†/2006-2007/212, Ÿ³üœ œØÜ •° ×° ¡° † Ÿ° •° •° œØÜ †Å¸ 9473/15-01-001/2006-07 •°Ÿ¹¡Ü 18, 2006 š° µü¤Ü£¯Ï ‚ú¸ £¯¶œ×°¹‹¸ •¤¦‰¸“Ü ‹ªÉµ£ú¸ ¿¾·Ê¸Ÿ¸ •°Ô¯Üȸµ£ú¸ ¶‰½Ñ ‚ý±Ÿ¸ ¶èݸ ¡¯Ã¸ ˆ¯ý¸ ƒÐ»/ Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ ƒÏ¶•¯Ü / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ 㯓»¯§ / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ ¡±¾¯œ±Ü ‚ú¸ פ¸ã³Ü / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ Ÿ·¥¯¬¸½“ / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ ½“¯ªÏ‰³Ü /Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ µµ®½š¯¡¯š¸ / Ÿ¸¶Ýݸ ¡¯Ã¸ ˆ¯ý¸ µµ£Ÿ³Ü / ¿§®¯¡¯š¸ ¡¯Ã¸ / ¡¯Ã¸ ˆ¯ý¸ ¡¶¦¯• / ¡¯Ã¸ ˆ¯ý¸ ƒÐ»/ ¡¯Ã¸ ˆ¯ý¸ £®¯¥¯¬¸½“ / ‰¯œ¦¯ ¡

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