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फ़रवरी 24, 2020
21 वीं सदी में बैंकिग परिदृश्य - शक्तिकान्त दास
It is indeed a matter of great pleasure for me to be here today in the Annual Banking Conclave of the Mint. I am told that this is the 13th edition of Conclave in what has become a prestigious annual event attracting the best and brightest minds of the finance and banking industry. This Conclave provides an important platform to all stakeholders in India’s financial and banking sector for assessing where we stand today and preparing ourselves for where we want to reac
श्री शक्तिकान्त दास, गवर्नर, भारतीय रिज़र्व बैंक
It is indeed a matter of great pleasure for me to be here today in the Annual Banking Conclave of the Mint. I am told that this is the 13th edition of Conclave in what has become a prestigious annual event attracting the best and brightest minds of the finance and banking industry. This Conclave provides an important platform to all stakeholders in India’s financial and banking sector for assessing where we stand today and preparing ourselves for where we want to reac
नवंबर 28, 2019
वित्तीय समावेशन के अगले दौर में सूक्ष्म वित्त - एम.के.जैन
Shri Mohammad Mustafa, Chairman & MD, SIDBI, Dr. Charan Singh, CEO and Director, Foundation for Economic Growth and Welfare, Mr. Gavin McGillivray Head, DFID India, other dignitaries, participants, Ladies and Gentlemen. Good Morning to all! I am very happy that senior bankers, sector specialists, academicians and practitioners are coming together on a single platform to deliberate on the Vision of Microfinance in India at this National Microfinance Congress and th
श्री एम.के. जैन, उप गवर्नर, भारतीय रिज़र्व बैंक
Shri Mohammad Mustafa, Chairman & MD, SIDBI, Dr. Charan Singh, CEO and Director, Foundation for Economic Growth and Welfare, Mr. Gavin McGillivray Head, DFID India, other dignitaries, participants, Ladies and Gentlemen. Good Morning to all! I am very happy that senior bankers, sector specialists, academicians and practitioners are coming together on a single platform to deliberate on the Vision of Microfinance in India at this National Microfinance Congress and th
नवंबर 16, 2019
चौराहे पर भारतीय बैंकिंग: कुछ विचार - शक्तिकान्त दास
I am very happy to be amongst you today to address the first Annual Economics Conference being organised by the Amrut Mody School of Management, Ahmedabad University. The theme of the conference – “50 years of Bank Nationalisation: Indian Banking at Crossroads” - provides the perfect backdrop for a discussion on the evolution of Public Sector Banks(PSBs), their journey over the last 50 years and a vision for their future. The banking system has played a critical role
श्री शक्तिकान्त दास, गवर्नर, भारतीय रिज़र्व बैंक
I am very happy to be amongst you today to address the first Annual Economics Conference being organised by the Amrut Mody School of Management, Ahmedabad University. The theme of the conference – “50 years of Bank Nationalisation: Indian Banking at Crossroads” - provides the perfect backdrop for a discussion on the evolution of Public Sector Banks(PSBs), their journey over the last 50 years and a vision for their future. The banking system has played a critical role
सितंबर 23, 2019
बैंकों में अनुपालन कार्यप्रणाली संबंधी विनियामकीय और पर्यवेक्षी प्रत्याशाएं - एम.के.जैन
Shri Sunil Mehta, Chairman – IBA, Chairmen and Chief Executive Officers of banks, other dignitaries and participants, Good Evening to all. This conference brings in the best minds from the Indian banking fraternity, the technology, knowledge and other service providers together to deliberate the latest developments and future agenda for banks in India. It is indeed a great pleasure to be amongst you here today. The banking landscape of India is changing rapidly. With
श्री एम.के. जैन, उप गवर्नर, भारतीय रिज़र्व बैंक
Shri Sunil Mehta, Chairman – IBA, Chairmen and Chief Executive Officers of banks, other dignitaries and participants, Good Evening to all. This conference brings in the best minds from the Indian banking fraternity, the technology, knowledge and other service providers together to deliberate the latest developments and future agenda for banks in India. It is indeed a great pleasure to be amongst you here today. The banking landscape of India is changing rapidly. With
जून 17, 2019
केंद्रीय बैंकों की बढ़ती हुई भूमिका - शक्तिकान्त दास
It gives me great pleasure to be here at the LBSNAA for the inauguration of this Phase V mid-career programme for IAS officers. I have many pleasant memories of this premier training institution where I had come after joining the IAS in the year 1980. I am thankful to Shri Sanjeev Chopra, Director of the Academy and members of the Faculty for having invited me to address such an august gathering. 2. I am sure each one of you has worked hard and achieved many milestone
श्री शक्तिकान्त दास, गवर्नर, भारतीय रिज़र्व बैंक
It gives me great pleasure to be here at the LBSNAA for the inauguration of this Phase V mid-career programme for IAS officers. I have many pleasant memories of this premier training institution where I had come after joining the IAS in the year 1980. I am thankful to Shri Sanjeev Chopra, Director of the Academy and members of the Faculty for having invited me to address such an august gathering. 2. I am sure each one of you has worked hard and achieved many milestone
जून 08, 2019
बैंकिंग परिदृश्य : वर्तमान स्थिति और भावी दिशा - शक्तिकान्त दास
I am happy to be participating in the Fifteenth Annual Convocation ceremony of Post-Graduate Diploma in Management (Banking and Financial Services) for the Batch of 2017-19. I thank Dr. K.L. Dhingra, Director, National Institute of Bank Management (NIBM) and members of faculty for inviting me to join the young minds at their convocation ceremony. This is indeed a moment of pride for students as it marks the fruition of years of dedication, perseverance and hard work.
श्री शक्तिकान्त दास, गवर्नर, भारतीय रिज़र्व बैंक
I am happy to be participating in the Fifteenth Annual Convocation ceremony of Post-Graduate Diploma in Management (Banking and Financial Services) for the Batch of 2017-19. I thank Dr. K.L. Dhingra, Director, National Institute of Bank Management (NIBM) and members of faculty for inviting me to join the young minds at their convocation ceremony. This is indeed a moment of pride for students as it marks the fruition of years of dedication, perseverance and hard work.
नवंबर 02, 2018
क्रेडिट जोखिम और बैंक पूंजी विनियमन पर मेरे विचार - श्री एन.एस. विश्‍वनाथन, उप गवर्नर द्वारा 29 अक्‍तूबर 2018 को एक्‍सएलआरआई, जमशेदपुर में दिया गया भाषण
यह मेरे लिए सौभाग्‍य की बात है कि मुझे देश की प्रमुख प्रबंधन संस्‍थाओं की श्रेणी में आने वाली एक संस्‍था में आमंत्रित किया गया है और खास बात यह है कि मुझे होनहार युवा समूह और महत्‍वाकांक्षी भावी लीडरों से रूबरू होने का सुअवसर मिला है। आप सभी लोग देश के आर्थिक इतिहास के ऐसे मोड़ पर नौकरी जगत में पदार्पण करने वाले हैं जो कि काफी दिलचस्‍प है। हम ऐसे दौर में मिल रहे हैं जब आर्थिक सुधार के मोर्चे में अनेक महत्‍वपूर्ण कदम उठाए जा रहे हैं, जिनमें से दो पर प्रकाश डालना चाहता
एन.एस. विश्वनाथन, उप गवर्नर, भारतीय रिज़र्व बैंक
यह मेरे लिए सौभाग्‍य की बात है कि मुझे देश की प्रमुख प्रबंधन संस्‍थाओं की श्रेणी में आने वाली एक संस्‍था में आमंत्रित किया गया है और खास बात यह है कि मुझे होनहार युवा समूह और महत्‍वाकांक्षी भावी लीडरों से रूबरू होने का सुअवसर मिला है। आप सभी लोग देश के आर्थिक इतिहास के ऐसे मोड़ पर नौकरी जगत में पदार्पण करने वाले हैं जो कि काफी दिलचस्‍प है। हम ऐसे दौर में मिल रहे हैं जब आर्थिक सुधार के मोर्चे में अनेक महत्‍वपूर्ण कदम उठाए जा रहे हैं, जिनमें से दो पर प्रकाश डालना चाहता
अक्‍तूबर 12, 2018
त्वरीत सुधारात्मक कार्रवाई : वित्तीय स्थिरता फ्रेमवर्क का एक अनिवार्य तत्व - डॉ विरल वी आचार्य
Abstract This talk explains why the Prompt Corrective Action (PCA) framework of the Reserve Bank of India (RBI) is an essential element of its financial stability framework. It lays out the case for structured early intervention and resolution by regulators for banks that become under-capitalised due to poor asset quality or vulnerable due to loss of profitability. Detailing the mandatory and discretionary actions under the RBI's Revised PCA framework, it compares and
डॉ. विरल वी. आचार्य, उप गवर्नर, भारतीय रिज़र्व बैंक
Abstract This talk explains why the Prompt Corrective Action (PCA) framework of the Reserve Bank of India (RBI) is an essential element of its financial stability framework. It lays out the case for structured early intervention and resolution by regulators for banks that become under-capitalised due to poor asset quality or vulnerable due to loss of profitability. Detailing the mandatory and discretionary actions under the RBI's Revised PCA framework, it compares and
सितंबर 20, 2018
निर्वारक सतर्कता – सरकारी क्षेत्र के संस्थानों में सुशासन का सर्वप्रमुख साधन – डॉ. उर्जित. आर. पटेल

‘He is most free from danger, who even when safe, is on his guard.’ - Publilius Syrus (1st Century B.C.)

It is an accepted norm of organising human societies that with the right to liberty comes good governance, the latter being designed around laws (formal governance) or norms (informal governance) restricting excessive exertions of the right to liberty: where individual actions are deemed to create adverse spillovers (‘negative externalities’) on the rest of the society, laws or norms – backed by an enforcement machinery – draw a line as to what is acceptable human behaviour. Governance could be for the society as a whole or an individual firm or entity or a group of entities (e.g., the public sector). An important term we all come across in our functioning, especially in the public sector, is Vigilance, which is the essence of what all of you are attempting to achieve at the Central Vigilance Commission, established in 1964 by the Government of India, to address corruption in the government sector.

डॉ. ऊर्जित पटेल, गवर्नर, भारतीय रिज़र्व बैंक

‘He is most free from danger, who even when safe, is on his guard.’ - Publilius Syrus (1st Century B.C.)

It is an accepted norm of organising human societies that with the right to liberty comes good governance, the latter being designed around laws (formal governance) or norms (informal governance) restricting excessive exertions of the right to liberty: where individual actions are deemed to create adverse spillovers (‘negative externalities’) on the rest of the society, laws or norms – backed by an enforcement machinery – draw a line as to what is acceptable human behaviour. Governance could be for the society as a whole or an individual firm or entity or a group of entities (e.g., the public sector). An important term we all come across in our functioning, especially in the public sector, is Vigilance, which is the essence of what all of you are attempting to achieve at the Central Vigilance Commission, established in 1964 by the Government of India, to address corruption in the government sector.

अप्रैल 18, 2018
ऋणदाताओं और उधारकर्ताओं के लिए कारोबार अब सामान्य /पहले जैसा नहीं रहा – एन.एस.विश्वनाथन
1. Chief guest, Shri M. Damodaran, Dr. Dhingra, Director NIBM, other dignitaries on the dais, distinguished bankers, faculty and staff of the institution, proud parents, and, all graduating students, and of course, friends from media, I thank NIBM for giving me the opportunity to be part of this occasion and share some thoughts when another batch of bank management graduates is passing out. 2. Martin Luther King Jr. once said “Intelligence plus character – that is the
एन.एस. विश्वनाथन, उप गवर्नर, भारतीय रिज़र्व बैंक
1. Chief guest, Shri M. Damodaran, Dr. Dhingra, Director NIBM, other dignitaries on the dais, distinguished bankers, faculty and staff of the institution, proud parents, and, all graduating students, and of course, friends from media, I thank NIBM for giving me the opportunity to be part of this occasion and share some thoughts when another batch of bank management graduates is passing out. 2. Martin Luther King Jr. once said “Intelligence plus character – that is the

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