अधिसूचनाएं - आरबीआई - Reserve Bank of India
अधिसूचनाएं
मई 12, 2010
Know Your Customer (KYC) guidelines - accounts of proprietary concerns
RBI/2009-10/461 RPCD.CO.RF.AML.BC. No. 83/07.40.00/ 2009-10 May 12, 2010 The Chief Executives of all State and District Central Co-operative Banks Dear Sir, Know Your Customer (KYC) guidelines - accounts of proprietary concerns A reference is invited to paragraph 3 of Guidelines on 'Know Your Customer' Norms and Anti Money Laundering Measures enclosed to our circular RPCD.AML.BC.No.80/07.40.00/ 2004-05 dated February 18, 2005. It has been advised to banks that interna
RBI/2009-10/461 RPCD.CO.RF.AML.BC. No. 83/07.40.00/ 2009-10 May 12, 2010 The Chief Executives of all State and District Central Co-operative Banks Dear Sir, Know Your Customer (KYC) guidelines - accounts of proprietary concerns A reference is invited to paragraph 3 of Guidelines on 'Know Your Customer' Norms and Anti Money Laundering Measures enclosed to our circular RPCD.AML.BC.No.80/07.40.00/ 2004-05 dated February 18, 2005. It has been advised to banks that interna
अप्रैल 08, 2010
Cheque Collection Policy (CCP) - Immediate credit of Local / Outstation Cheques
RBI/2009-10/387 RPCD.CO.RRB.BC.No.65/03.05.33/2009-10 April 8, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Cheque Collection Policy (CCP) - Immediate credit of Local / Outstation Cheques Please refer to our circular RPCD.CO.RRB.BC.No. 87/03.05.33/2008-09 dated February 5, 2009 advising RRBs to frame their Cheque Collection Policies covering local and outstation cheque collection as per the time frame prescribed by the National Consumer Disputes Redress
RBI/2009-10/387 RPCD.CO.RRB.BC.No.65/03.05.33/2009-10 April 8, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Cheque Collection Policy (CCP) - Immediate credit of Local / Outstation Cheques Please refer to our circular RPCD.CO.RRB.BC.No. 87/03.05.33/2008-09 dated February 5, 2009 advising RRBs to frame their Cheque Collection Policies covering local and outstation cheque collection as per the time frame prescribed by the National Consumer Disputes Redress
मार्च 29, 2010
लोक भविष्य निधि योजना - 1968: 1) जमा तिथिनिश्चित करने के लिए स्पष्टीकरण 2) नाबालिग का खाता खोलने के लिए निर्देशों को दोहराना
आरबीआई/2009-10/365 सबैलेवि.केंऋप्र.एच -7530/15.02.001/2009-10 मार्च 29, 2010 अध्यक्ष एवं प्रबंध निदेशक/प्रबंध निदेशक/महाप्रबंधक सरकारी लेखा कारोबार विभाग/प्रधान कार्यालय भारतीय स्टेट बैंक/स्टेट बैंक ऑफ इंदौर/स्टेट बैंक ऑफ पटियाला/ स्टेट बैंक ऑफ बीकानेर एंड जयपुर/ स्टेट बैंक ऑफ त्रावणकोर/ स्टेट बैंक ऑफ हैदाराबाद/स्टेट बैंक ऑफ मैसूर/इलाहाबाद बैंक/ बैंक ऑफ बड़ौदा/बैंक ऑफ इंडिया/ बैंक ऑफ महाराष्ट्र/केनरा बैंक/ सेंट्रल बैंक ऑफ इंडिया/देना बैंक/इंडियन बैंक/इंडिय
आरबीआई/2009-10/365 सबैलेवि.केंऋप्र.एच -7530/15.02.001/2009-10 मार्च 29, 2010 अध्यक्ष एवं प्रबंध निदेशक/प्रबंध निदेशक/महाप्रबंधक सरकारी लेखा कारोबार विभाग/प्रधान कार्यालय भारतीय स्टेट बैंक/स्टेट बैंक ऑफ इंदौर/स्टेट बैंक ऑफ पटियाला/ स्टेट बैंक ऑफ बीकानेर एंड जयपुर/ स्टेट बैंक ऑफ त्रावणकोर/ स्टेट बैंक ऑफ हैदाराबाद/स्टेट बैंक ऑफ मैसूर/इलाहाबाद बैंक/ बैंक ऑफ बड़ौदा/बैंक ऑफ इंडिया/ बैंक ऑफ महाराष्ट्र/केनरा बैंक/ सेंट्रल बैंक ऑफ इंडिया/देना बैंक/इंडियन बैंक/इंडिय
नवंबर 23, 2009
Installation of Note Sorting Machines
RBI/2009-10/228 DCM. No. Cir. NPD.3161/09.39.00 (Policy)/2009-2010 November 19, 2009 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks(Including RRBs)/ Scheduled State Co-operative Banks/ Scheduled (Primary) Urban Co-operative Banks Dear Sir, Sorting / Processing of Notes – Installation of Note Sorting Machines Please refer to paragraph 176 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on Octobe
RBI/2009-10/228 DCM. No. Cir. NPD.3161/09.39.00 (Policy)/2009-2010 November 19, 2009 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks(Including RRBs)/ Scheduled State Co-operative Banks/ Scheduled (Primary) Urban Co-operative Banks Dear Sir, Sorting / Processing of Notes – Installation of Note Sorting Machines Please refer to paragraph 176 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on Octobe
नवंबर 13, 2009
StCBs/DCCBs – Safe Deposit Lockers
RBI/2009-10/218 RPCD.CO.RF. BC. No.42/07.38.01/ 2009-10 November 13, 2009 All State and Central Co-operative Banks Dear Sir, Safe Deposit Lockers Please refer to Paragraph 5 of our circular RPCD.CO.RF.BC.No.95/ 07.38.01/2006-07 dated May 18, 2007, wherein banks were advised to ensure that the identification code of the bank / branch is embossed on all the locker keys with a view to facilitate Authorities in identifying the ownership of the locker keys. 2. In view of p
RBI/2009-10/218 RPCD.CO.RF. BC. No.42/07.38.01/ 2009-10 November 13, 2009 All State and Central Co-operative Banks Dear Sir, Safe Deposit Lockers Please refer to Paragraph 5 of our circular RPCD.CO.RF.BC.No.95/ 07.38.01/2006-07 dated May 18, 2007, wherein banks were advised to ensure that the identification code of the bank / branch is embossed on all the locker keys with a view to facilitate Authorities in identifying the ownership of the locker keys. 2. In view of p
नवंबर 09, 2009
Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs
RBI/2009-10/211 UBD.BPD (PCB) Cir No19 /13.01.000/2009-10 November 9, 2009 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs Please refer to our circular UBD.No.DS.PCB.Cir.9/13.01.00/2008-2009 dated September 01, 2008 on captioned subject. In terms of para 2 (vi) of the circular, for the purpose of classifying an account as 'inoperative', debit as well as credit transactions induced
RBI/2009-10/211 UBD.BPD (PCB) Cir No19 /13.01.000/2009-10 November 9, 2009 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs Please refer to our circular UBD.No.DS.PCB.Cir.9/13.01.00/2008-2009 dated September 01, 2008 on captioned subject. In terms of para 2 (vi) of the circular, for the purpose of classifying an account as 'inoperative', debit as well as credit transactions induced
नवंबर 09, 2009
Dishonour of Cheques – Dealing with incidents of frequent dishonour
RBI/2009-10/213 DBOD.No.Leg.BC.59 /09.07.005/2009-10 November 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Dishonour of Cheques – Dealing with incidents of frequent dishonour Please refer to paragraph 15.4 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/2009-10 dated July 1, 2009 on Customer Service wherein banks have been advised to take certain steps for dealing with incidents of frequent dishonour of cheques of Rs. 1 crore and above. 2. In t
RBI/2009-10/213 DBOD.No.Leg.BC.59 /09.07.005/2009-10 November 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Dishonour of Cheques – Dealing with incidents of frequent dishonour Please refer to paragraph 15.4 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/2009-10 dated July 1, 2009 on Customer Service wherein banks have been advised to take certain steps for dealing with incidents of frequent dishonour of cheques of Rs. 1 crore and above. 2. In t
अक्तूबर 30, 2009
Inoperative Accounts
RBI/2009-10/202 DBOD.Leg. No.BC. 55 /09.07.005 /2009-10 October 30, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Inoperative Accounts Please refer to Paragraph 24.2 (iv) of our Master circular DBOD. No.Leg. BC. 9 / 09.07.006 / 2009-10 dated July 1, 2009 on 'Customer Service' in terms of which a savings as well as current account should be treated as inoperative / dormant if there are no transactions in the account for a period over two years. Further
RBI/2009-10/202 DBOD.Leg. No.BC. 55 /09.07.005 /2009-10 October 30, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Inoperative Accounts Please refer to Paragraph 24.2 (iv) of our Master circular DBOD. No.Leg. BC. 9 / 09.07.006 / 2009-10 dated July 1, 2009 on 'Customer Service' in terms of which a savings as well as current account should be treated as inoperative / dormant if there are no transactions in the account for a period over two years. Further
अक्तूबर 30, 2009
Appointment of a Nodal Officer by banks in respect of their Currency Management Operations
RBI/2009-10/205 DCM (Plg) No. 2701/10.01.03/2009-10 October 30, 2009 The Chairman / Managing Director All Public / Private Sector Banks Dear Sir Appointment of a Nodal Officer by banks in respect of their Currency Management Operations The High Level Group on Currency Management chaired by Smt. Usha Thorat, Deputy Governor, Reserve Bank of India submitted its Report in August 2009. The Group, inter alia, emphasized the importance of using modern technology and securit
RBI/2009-10/205 DCM (Plg) No. 2701/10.01.03/2009-10 October 30, 2009 The Chairman / Managing Director All Public / Private Sector Banks Dear Sir Appointment of a Nodal Officer by banks in respect of their Currency Management Operations The High Level Group on Currency Management chaired by Smt. Usha Thorat, Deputy Governor, Reserve Bank of India submitted its Report in August 2009. The Group, inter alia, emphasized the importance of using modern technology and securit
सितंबर 02, 2009
Display of information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999
RBI /2009-10/142 DBOD.No.Leg.BC. 37 /09.07.005/2009-10 September 2, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Display of information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999 Please refer to paragraph 11 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein banks
RBI /2009-10/142 DBOD.No.Leg.BC. 37 /09.07.005/2009-10 September 2, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Display of information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999 Please refer to paragraph 11 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein banks
अगस्त 12, 2009
Payment of interest on accounts frozen by banks
RBI/2009-10/119 DBOD.No.Leg.BC.30 /09.07.005/2009-10 August 12, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Payment of interest on accounts frozen by banks Please refer to paragraph 5.8.9 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein banks have been advised to follow the procedure laid down thereunder in respect of Term Deposit Accounts frozen by the enforcement authorities. 2. In terms o
RBI/2009-10/119 DBOD.No.Leg.BC.30 /09.07.005/2009-10 August 12, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Payment of interest on accounts frozen by banks Please refer to paragraph 5.8.9 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein banks have been advised to follow the procedure laid down thereunder in respect of Term Deposit Accounts frozen by the enforcement authorities. 2. In terms o
जुलाई 22, 2009
बिक्री-केंद्र (पॉइंट-ऑफ़-सेल) पर नकद आहरण
आरबीआई/2009-10/105 डीपीएसएस.सीओ.पीडी.सं 147/02.14.003/2009-10 22 जुलाई 2009 सभी प्रणाली प्रदाता (सिस्टम प्रोवाइडर्स) (वीसा/मास्टर कार्ड/अमेरिकन एक्सप्रेस) सभी अनुसूचित वाणिज्यिक बैंक प्रिय महोदय बिक्री-केंद्र (पॉइंट-ऑफ़-सेल) पर नकद आहरण वर्तमान में प्लास्टिक कार्ड का प्रयोग कर नकदी आहरण की सुविधा केवल स्वचालित टेलर मशीन (एटीएम) पर उपलब्ध है I दिनांक 31 मई 2009 को देशभर में एटीएम और बिक्री केंद्र (पीओएस) टर्मिनल्स की संख्या क्रमशः 44,857 और 4,70,237 थी I विभिन्न व्य
आरबीआई/2009-10/105 डीपीएसएस.सीओ.पीडी.सं 147/02.14.003/2009-10 22 जुलाई 2009 सभी प्रणाली प्रदाता (सिस्टम प्रोवाइडर्स) (वीसा/मास्टर कार्ड/अमेरिकन एक्सप्रेस) सभी अनुसूचित वाणिज्यिक बैंक प्रिय महोदय बिक्री-केंद्र (पॉइंट-ऑफ़-सेल) पर नकद आहरण वर्तमान में प्लास्टिक कार्ड का प्रयोग कर नकदी आहरण की सुविधा केवल स्वचालित टेलर मशीन (एटीएम) पर उपलब्ध है I दिनांक 31 मई 2009 को देशभर में एटीएम और बिक्री केंद्र (पीओएस) टर्मिनल्स की संख्या क्रमशः 44,857 और 4,70,237 थी I विभिन्न व्य
जुलाई 21, 2009
Grievance Redressal Mechanism - Display of Contact Details of Officials
RBI /2009-10 / 103 DBOD.No.Leg.BC.24 /09.07.005/2009-10 July 21, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Grievance Redressal Mechanism in banks - Display of names of Nodal Officers appointed under the Banking Ombudsman Scheme, 2006 Please refer to paragraph 16.5 (v) of our Master Circular on Customer Service DBOD. No. Leg.BC.9/09.07.006/2009-10 dated July 1, 2009, wherein banks have been advised to prominently display at the branches, the names
RBI /2009-10 / 103 DBOD.No.Leg.BC.24 /09.07.005/2009-10 July 21, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Grievance Redressal Mechanism in banks - Display of names of Nodal Officers appointed under the Banking Ombudsman Scheme, 2006 Please refer to paragraph 16.5 (v) of our Master Circular on Customer Service DBOD. No. Leg.BC.9/09.07.006/2009-10 dated July 1, 2009, wherein banks have been advised to prominently display at the branches, the names
जुलाई 17, 2009
एटीएम विफलता पर लेन-देनों का समाधान - समय सीमा
आरबीआई/2009-2010/100 डीपीएसएस सं.101/02.10.02/2009-2010 17 जुलाई 2009 अध्यक्ष एवं प्रबंध निदेशक / मुख्य कार्यकारी अधिकारी क्षेत्रीय ग्रामीण बैंक/ शहरी सहकारी बैंक / राज्य सहकारी बैंक / जिला केंद्रीय सहकारी बैंक सहित सभी अनुसूचित वाणिज्यिक बैंक एटीएम नेटवर्क प्रदाता महोदया / प्रिय महोदय एटीएम विफलता पर लेन-देनों का समाधान - समय सीमा कृपया शीर्षांकित विषय पर दिनांक 11 फरवरी 2009 और 23 अक्टूबर 2008 के हमारे पत्र क्रमशः डीपीएसएस संख्या 1424 और 711/02.10.02/2008-2009 का
आरबीआई/2009-2010/100 डीपीएसएस सं.101/02.10.02/2009-2010 17 जुलाई 2009 अध्यक्ष एवं प्रबंध निदेशक / मुख्य कार्यकारी अधिकारी क्षेत्रीय ग्रामीण बैंक/ शहरी सहकारी बैंक / राज्य सहकारी बैंक / जिला केंद्रीय सहकारी बैंक सहित सभी अनुसूचित वाणिज्यिक बैंक एटीएम नेटवर्क प्रदाता महोदया / प्रिय महोदय एटीएम विफलता पर लेन-देनों का समाधान - समय सीमा कृपया शीर्षांकित विषय पर दिनांक 11 फरवरी 2009 और 23 अक्टूबर 2008 के हमारे पत्र क्रमशः डीपीएसएस संख्या 1424 और 711/02.10.02/2008-2009 का
जून 24, 2009
Access to own credit report
RBI/2008-09/507 DBOD.No.DL.BC. 138/20.16.042/2008-09 June 24, 2009 i) All Scheduled Commercial Banks (excluding RRBs and LABs) and ii) Notified All-India Financial Institutions Dear Sir Access to own credit report Please refer to our circular DBOD No.DL.11590/20.16.034/2007-08 dated February 27, 2008 advising banks/FIs in the context of Credit Information Companies (Regulation) Act, 2005 to urgently initiate steps to build up database and be in readiness for effective
RBI/2008-09/507 DBOD.No.DL.BC. 138/20.16.042/2008-09 June 24, 2009 i) All Scheduled Commercial Banks (excluding RRBs and LABs) and ii) Notified All-India Financial Institutions Dear Sir Access to own credit report Please refer to our circular DBOD No.DL.11590/20.16.034/2007-08 dated February 27, 2008 advising banks/FIs in the context of Credit Information Companies (Regulation) Act, 2005 to urgently initiate steps to build up database and be in readiness for effective
अप्रैल 24, 2009
Payment of Interest on Savings Bank Account on a Daily Product Basis
RBI/2008-09/452 DBOD. No. Dir. BC.128/13.03.00/2008-09 April 24, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Payment of Interest on Savings Bank Account on a Daily Product Basis Please refer to paragraph 88 of the Annual Policy Statement announced by Governor on April 21, 2009 (extract enclosed), in terms of which it has been proposed that payment of interest on savings bank accounts by scheduled commercial banks would be calculated on a daily produc
RBI/2008-09/452 DBOD. No. Dir. BC.128/13.03.00/2008-09 April 24, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Payment of Interest on Savings Bank Account on a Daily Product Basis Please refer to paragraph 88 of the Annual Policy Statement announced by Governor on April 21, 2009 (extract enclosed), in terms of which it has been proposed that payment of interest on savings bank accounts by scheduled commercial banks would be calculated on a daily produc
अप्रैल 13, 2009
StCBs/DCCBs – Nomination – Acknowledgement/Indicating Nominee Name in Bank Pass Book/FDRs
RBI/2008-09/430 RPCD.CO.RF.BC.No.96/07.38.01/2008-09 April 13, 2009 All State / Central Co-operative Banks (StCBs/DCCBs) Dear Sir, Co-operative Banks (Nomination) Rules, 1985 - Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts As you may be aware, in terms of Rule 2(9), 3(8) and 4(9) of the Co-operative Banks (Nomination) Rules, 1985, banks are required to acknowledge in writing to the depositor(s) / locker hir
RBI/2008-09/430 RPCD.CO.RF.BC.No.96/07.38.01/2008-09 April 13, 2009 All State / Central Co-operative Banks (StCBs/DCCBs) Dear Sir, Co-operative Banks (Nomination) Rules, 1985 - Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts As you may be aware, in terms of Rule 2(9), 3(8) and 4(9) of the Co-operative Banks (Nomination) Rules, 1985, banks are required to acknowledge in writing to the depositor(s) / locker hir
अप्रैल 13, 2009
Need for Bank Branches / ATMs to be made accessible to persons with disabilities
RBI/2008-09/431 DBOD.No.Leg.BC.123 /09.07.005/2008-09 April 13, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Need for Bank Branches / ATMs to be made accessible to persons with disabilities We have been receiving several suggestions including from Government of India to make bank branches and ATMs easily accessible to persons with disability by providing ramps so that wheel chair users can access them and the height of the machine is also appropriate
RBI/2008-09/431 DBOD.No.Leg.BC.123 /09.07.005/2008-09 April 13, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Need for Bank Branches / ATMs to be made accessible to persons with disabilities We have been receiving several suggestions including from Government of India to make bank branches and ATMs easily accessible to persons with disability by providing ramps so that wheel chair users can access them and the height of the machine is also appropriate
अप्रैल 08, 2009
RTGS Transactions
RBI/2008/09/426 DPSS (CO) RTGS No. 1776 / 04.04.002 / 2008 - 2009 April 8, 2009 Chairman and Managing Director / Chief Executive Officer of all banks participating in RTGS Dear Sir, RTGS Transactions The volume of RTGS transactions is increasing rapidly. RTGS settled 1.94 million transactions in the month of March 2009 as against 0.72 million transactions in March 2008. Customer transactions settling in RTGS presently constitute 89 percent of total RTGS transactions a
RBI/2008/09/426 DPSS (CO) RTGS No. 1776 / 04.04.002 / 2008 - 2009 April 8, 2009 Chairman and Managing Director / Chief Executive Officer of all banks participating in RTGS Dear Sir, RTGS Transactions The volume of RTGS transactions is increasing rapidly. RTGS settled 1.94 million transactions in the month of March 2009 as against 0.72 million transactions in March 2008. Customer transactions settling in RTGS presently constitute 89 percent of total RTGS transactions a
मार्च 09, 2009
Banking Companies (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts
RBI / 2008-09/ 406 DBOD.No.Leg.BC.114 /09.07.005/2008-09 March 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Banking Companies (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts It has been brought to our notice that some banks do not have the system of acknowledging the receipt of the duly completed form of nomination, cancellation and /or variation of the nominati
RBI / 2008-09/ 406 DBOD.No.Leg.BC.114 /09.07.005/2008-09 March 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Banking Companies (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts It has been brought to our notice that some banks do not have the system of acknowledging the receipt of the duly completed form of nomination, cancellation and /or variation of the nominati
पृष्ठ अंतिम बार अपडेट किया गया: सितंबर 04, 2024